„Truly, so manycash, no matterplaced is too conspicuous. IfIamyou, will not definitely feel relieved that theystoplike thisin the harbor of good and bad people mixed up.”
“确实,这么多现金不管是放在哪儿都太惹眼了。如果我是你的话,肯定不会放心它们就这样停在鱼龙混杂的港口。”OnFeely'sfacealsofloated offwiped the anxious look.
菲力的脸上也浮起了一抹愁容。„Imustsaythismatter...... do youhave the trustworthybank?”
“我要说的正是这件事情……您有信得过的银行吗?”Hanksaidwith a smile.
亨克笑着说道。„Trustworthybank, the bank of alliance is very trustworthy, herewindcontrolsfirst-class, theyevenalsobought the insurancefor the deposit of depositor......, but, some of yourso manycash, whydid not consider do oneselfopen a bank?”
“值得信任的银行,联盟的银行都很值得信任,这儿的风控是一流的,他们甚至还为储户的存款买了保险……不过,您都有这么多现金了,为什么不考虑自己开一家银行呢?”„Do oneself...... open a bank?”Feelylooks athim, saidscruple,„thiscanbe good?”
“自己……开一家银行?”菲力愣愣地看着他,迟疑说道,“这能行吗?”Althoughmounts the electronicsettlementchannel of shared bodyto be able the dinarto exchange the silver coin, butitis only the platform of foreign exchangebusiness. In other words, somepeopleundersell the silver cointo change into the dinar, hecandiscard the dinar of handShanghaiquantity.
虽然黏共体的电子结算渠道能够将第纳尔兑换成银币,但其本身只是个外汇买卖的平台。换而言之,得有人抛售银币换成第纳尔,他才能将手上海量的第纳尔抛掉。Ifwere the peaceagesaidbut actuallyfortunately, so long as the spend sometimecanchange into the silver coin the dinar, however the issueis the two sidesis going to warnow.
如果是和平年代倒还好说,只要花点时间就能把第纳尔换成银币,然而问题是两边现在正在打仗。Wants the dinarto actin a short time, he can only discountto undersell . Moreover the effort of discountmustmake the buyerfeel that profitableis good.
想在短时间内将第纳尔出手,他只能打折抛售,而且折扣的力度得让购买者感到有利可图才行。Seesexpression that a Feelyfacecompelsignorant, Hanksmiles, explainedsaid.
见菲力一脸懵逼的表情,亨克笑了笑,解释说道。„The bank of allianceis divided intomanytypes, notallbanksare the savings banks, hasinvestment banktype of thing. So long asthere is a goodinvestment object, as well ascanfor the collateral of investment guarantee, opening an investment bankis very easy.”
“联盟的银行分为很多种,并不是所有的银行都是储蓄银行,也是有投资银行这种东西的。只要有良好的投资标的,以及能够为投资担保的抵押物,开一家投资银行很容易。”Feely: „Sorry, Ilistendoes not understand......”
菲力:“抱歉,我听的不太懂……”Hank: „Simply speaking, in the dinarwithyourhandmakes the mortgage, comes outfrom the bank loansilver coin of alliance.”
亨克:“简单来说,就是用你手上的第纳尔做抵押,从联盟的银行贷款一笔银币出来。”„Mortgage? Loan?”Feelyis listening to the ignorantcircle, looks atHank saying that „, butIwantto look for a bankto savemoney.”
“抵押?贷款?”菲力听着更懵圈了,愣愣地看着亨克说道,“可是我只是想找个银行把钱存起来。”Hankcontinuesto saypatiently.
亨克耐心地继续说道。„Isaidthismatter, dearMr.Feely, the bank of alliance, although the businessis extensive, butwith all due respect, no matterwhichbank is very difficultto storeso manyforeign currenciesone time, particularly a dinarthisconductivityis low, areabigprecious metalcurrency.”
“我说的正是这件事情,亲爱的菲力先生,联盟的银行虽然业务广泛,但恕我直言,不管哪家银行都很难一次性存入这么多外币,尤其是第纳尔这种流通率低、占地面积大的贵金属货币。”Feelywas scared.
菲力傻眼了。„Couldn't save?”
“存不了?”Hankshakes the head.
亨克摇了摇头。„Naturallysaves, butover1000dinarswill charge‚paper moneyfee/spent’, andthissum of moneygathersaccording to the percentage. Hundred million...... no onehas savedso manyas fortwo, Iam notveryclear. Youcanrent a treasury, and rent on termtreasury......, butspeaks the truth, twomethodsIdo not recommendvery much.”
“当然存的了,但超过一千第纳尔都会收取‘点钞费’,并且这笔钱是按百分比收取的。至于两个亿……没人存过这么多,我也不是很清楚。或者你可以租一个金库,并定期支付金库的租金……但说实话,两种方法我都不是很推荐。”Feelydoes not know whether to laugh or crysaid.
菲力哭笑不得地说道。„Iwantto deposit a money, soto be how troublesome.”
“我只是想存个钱而已,怎么这么麻烦。”LooksFailly that does not know whether to laugh or cry, Genksaidwith a smile.
看着哭笑不得的菲力,亨克笑着说道。„Thiswas too normal, standsin the angle of bank, yousave , is not only money, risk. No onewill look for the bankto borrow the dinarin No. 1settlement, theyreallyneed the dinareven, should still goto be away from a Legionmarketnearergold/metalgallonportor the silver moonbay.”
“这太正常了,站在银行的角度,你存进去的不光是钱,还有风险。没有人会在一号定居点找银行借第纳尔,他们就算真需要第纳尔,也会去距离军团的市场更近的金加仑港或者银月湾。”„Howeverin No. 1settlement, herebanknot onlyhas no wayto earn the spreadwithyourgold, but must be worried the gold that yousaveis mildewy, orwhichdayis prompted by a sudden impulseto taketo play...... tradesto be you are a president, will youcomply? The dinaris not the legal tender of alliance, whomyouaskto helpevenuselessly.”
“而在一号定居点,这里的银行不但没法用你的黄金赚取息差,还得担心你存进去的金子发霉,或者哪天心血来潮取出来玩……换做你是行长,你会答应吗?第纳尔并不是联盟的法定货币,你就算找谁帮忙都没用。”Looks atdisappointedFailly, Genkcontinuesto sayleisurely.
看着一脸失望的菲力,亨克慢条斯理地继续说道。„Mr.Feely, Iamearnestwas consideringforyou, ifyoudo not wantto undersell the dinarlow price, orrents a treasuryforthemspecially, the bestwayisopens a bank.”
“菲力先生,我是认真的在为您考虑,如果您不想将第纳尔低价抛售,或者为它们专门租一座金库,最好的办法就是自己开一家银行。”Feelysmiles bitterlywas saying.
菲力苦笑着说道。„What does thisandbuy a treasury to distinguish?”
“这和买一座金库有什么区别?”„Naturallyhas the difference,”Hanklooks athimearnestly, „the biggestdifferenceis, youare not necessaryto discountto undersellyourdinar, buttakesthemas the guaranteemortgageto the bank, anddefers to the current price on marketto loan a bigsilver coin.”
“当然有区别,”亨克认真地看着他,“最大的区别就在于,你可以不必打折抛售你的第纳尔,而是把它们作为担保物抵押给银行,并按照市场价借出一大笔银币。”„Thenpays a bigloan interestforthem?”Feelycannot bearsay,„Imight as wellmakethemgain a paper moneyfee/spentdirectly.”
“然后为他们支付一大笔贷款利息?”菲力忍不住说道,“我还不如直接让他们赚一笔点钞费。”Hanksmileswas saying.
亨克微笑着说道。„Is onlyfourpointsinterest, ifforinvesting the infrastructure of No. 1settlement, thisinterest can also discount.”
“只是四个点的利息而已,如果是用于投资一号定居点的基础设施,这个利息还可以打个折。”Hearsthisinterest, Feelyflashturned very quiet.
听到这个利息,菲力一瞬间屏住了呼吸。Twopointsinterest!
两个点的利息!Thissounds......
这听起来……As if is very attractive!
似乎还挺有吸引力的!Moreoverwhatis most essential, throwstherein the form of collateralthesedinars the bank, hedoes not needto worryfor the securities of thesegold.
而且最关键的是,把这些第纳尔以抵押物的形式扔到银行那儿,他就不必为这些黄金的安全发愁了。Thisworryinginsteadtakes care oftheirbank.
该发愁的反而是保管它们的银行。Thisanddeposits the bankto look likemoneyvery much, but is not completely same!
这和把钱存进银行很像,但又不完全一样!„Soundsveryinteresting, butso manyloans, every yearinterestis notsmallnumber——”
“听起来挺有意思,可这么多贷款,每年的利息都不是一笔小数目——”„So long as the returnwere higher thantwopointsto be good, came outgained! OtherplaceIcannotguarantee, butfriend of mine, herebut the No. 1settlement of alliance, above the yeartwopointprofitssimply should not be too easy.”Hanksaidwith a smile,„If nothing else, inmyhandhadprojects that returned34points, youmustreally unable to find the thing that canthrow, threwmyproject is also good.”
“只要回报率高于两个点就行了,多出来的都是赚的!别的地方我不敢保证,但我的朋友,这儿可是联盟的一号定居点,年化两个点以上的利润简直不要太容易了。”亨克笑着说道,“别的不说,我手上就有个回报三四个点的项目,你要实在找不到可以投的东西,投我的项目也行。”InFeely'shearthas the vigilance of flash that butthinks that at presentthiscompatriotin the localability, actuallyletter/believeshalfsubconsciously.
菲力的心中有那么一瞬间的警觉,但想到眼前这位同胞在当地的能力,却又下意识地信了一半。„Yourproject? Whatproject?”
“你的项目?什么项目?”OnHank'sfacefloated off for severalpointsto be concerned about country and people, went to the distant placetideto have the wavethatprofoundvision the sea level.
亨克的脸上浮起了几分忧国忧民,将那深邃的目光投向了远处潮起潮涌的海面。„Shortoneday of time, thisharborcame more than 5000compatriots. Ifthisweaponrycontinuesto hit, has not known that will havemany people forced to leave native place, Icannotlookhelplesslymycompatriotsreston the avenue. Iplanned that constructs a newhomeland here forthem, a community that suitsWeylandpersonto live...... naturally, theyalsowelcomeotherwastelander, iftheylikeus.”
“短短一天时间,这港口就来了五千多个同胞。这场仗若是继续打下去,还不知会有多少人背井离乡,我总不能眼睁睁地看着自己的同胞们睡在大街上。我打算在这儿为他们建一座新家园,一座适合威兰特人生活的社区……当然,他们也欢迎其他废土客,如果他们喜欢我们的话。”„...... CalledWeylandstreetto be goodas for the namefor the time being.”
“至于名字……姑且就叫威兰特街好了。”Feelylooks atHankstunned, never expected thathealsohassuchmind/bosom and ideal.
菲力错愕的看着亨克,没想到他还有这样的胸怀和理想。Howeverthinkscarefully......
不过仔细想想……Thisprojectcannot do welltrulysometo gain.
这项目搞不好确实有的赚。After allonwasteland the survivor of repugnantWeylandpersonabsolutelyliking the survivor of Weylandpersonare more, tradingto doisheis also willingwithowncompatriotto stay together, rather than a womannative of Romaniais the neighbor.
毕竟废土上讨厌威兰特人的幸存者绝对比喜欢威兰特人的幸存者多,换做是他也更愿意和自己的同胞住在一起,而不是和婆罗人做邻居。„But...... does the alliancepermit? Weylandstreetname.”
“可是……联盟允许吗?威兰特街这种名字。”Hearsthese words, Hankcould not bearsmileto make noise.
听到这句话,亨克没忍住笑出了声来。„Will youaskthisquestion? Let aloneWeylandstreet, youcall the triumphal returningcitystreet, Iwillmake a betsomepeoplenot to manageyou.”
“你怎么会问这种问题?别说威兰特街,你就是叫凯旋城街,我敢打赌都不会有人管你。”GuNing who whenFeelyheart movement, in the nest of savingdeck, comfortedfleeing from calamityalsoreturned toYalman'sside, withthis„the nest of saving” the ship ownerdiscussed.
就在菲力心动了的时候,拯救之巢号的甲板上,安抚完逃难者的顾宁也回到了亚尔曼的旁边,和这位“拯救之巢”的船主商量了起来。„More than 5000fleeing from calamitysurvivors, moreoverfloods intoone time, thisregardinganyinhabit regionis not a smallmatter.”
“五千多个逃难的幸存者,而且还是一次性涌入,这对于任何聚居地而言都不是一件轻松的事情。”Yalmansaidanxiously.
亚尔曼紧张地说道。„Butyouhave the means...... right?”
“但您有办法的……对吗?”GuNingnods.
顾宁点了点头。„Meanshave certainly, but must solicityoursuggestions, possibility that after allthisrelatesnot only5000people, moreWeylandperson.”
“办法当然有,不过也得征求你们的意见,毕竟这关系到的可能不只是五千人,还有更多的威兰特人。”Yalmanlooks athimearnestly.
亚尔曼认真地看着他。„Pleasesay!”
“您请讲!”Has not beaten around the bushlikesomebody, GuNingsaidstraightforwardlypreviouslywithHankhas chatted„Weylandstreet”project.
没有像某人那样拐弯抹角,顾宁直截了当地说出了先前和亨克聊过的“威兰特街”项目。„No. 1settlementenoughbudgethas not constructed a communityforyoualone, otherrepresentativeswill not definitely allow...... to apportionourresourcesso manyafter all, manypeopleare still resting the container, the green light that ifturns ontoyouwere many, others mustwaitto line upbefore the red light. Gradually, sympathized withyourpeoplealsobecauseyourintemperatejoining a production teamstartto hateyou.”
“一号定居点没有足够的预算为你们单独建一个社区,其他代表肯定也不会允许……毕竟分给我们的资源就那么多,很多人都还在睡集装箱,如果给你们开的绿灯多了,其他人就得等在红灯前排队。久而久之,原本同情你们的人也会因为你们无节制的插队而开始仇恨你们。”„Iunderstood.”Yalmannods, „wedid not expect obtained yourgiving favored treatment, so long asequaltreatsusto be good.”
“我理解。”亚尔曼点头,“我们并不奢望得到你们的优待,只要平等的对待我们就好。”GuNingappreciatedlooked athisoneeyes.
顾宁赞赏地看了他一眼。„Youcanthink that Iwas very happy, thisexplainedyouare notweed outourwools, butreallyplansto jointoourenterprises.”
“你能这么想我很高兴,这说明你们并不是来薅我们的羊毛的,而是真的打算加入到我们的事业中。”„Actuallyat this point, wehad foundmentality that solves the problemnot? So long asdoes not take the locallimitedpublic resource, Ibelieve that most peopleare willingto helpyour, a small number ofopponentscannot pick upyourproblems......, butyourfriendnamedHankfound the solutionvery muchintelligently, andproposed a goodidea.”
“其实说到这里,我们已经找到了解决问题的思路不是吗?只要不占用当地有限的公共资源,我相信大多数人都是愿意帮助你们的,少数反对者也挑不出你们的毛病……而你那位叫亨克的朋友就很聪明地找到了解决方案,并提出了一个不错的主意。”„Howeverbased onhisproposition, Iplansto draw up a proposal, in the sidestroke of stretch of newcity of No. 1settlement, gives you low-interest loanandtax preferenceand otherpolicy in the support, is builtownnewhomelandbyyou.”
“而基于他的提议,我打算拟定一份提案,在一号定居点的旁边划一片新的城区,给予你们低息贷款、税收优惠等政策上的扶持,由你们自己来建立自己的新家园。”Yalmanlooks athimstunned, surprised on faceis not inferiorinFeely.
亚尔曼错愕地看着他,脸上的惊讶一点儿也不逊色于菲力。„Doesn't this...... have the issue?”
“这……没问题吗?”GuNingsmileslightly, saidmoderately.
顾宁淡淡笑了笑,语气温和地说道。„Solves the problemfor the citizens of allianceismywork.”
“为联盟的公民解决问题正是我的工作。”„Even if the futurecitizen.”( This chapterends)
“哪怕是未来的公民。”(本章完)
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