Feng YudiscussedwithQiu Bojunhisview, Qiu Bojunalsoexpressed the support, actuallythat side the national capitalalsoexpressedto the splitoffthrough the Lenovogrouphad worriedthatactuallyopposed.冯宇跟求伯军谈了一下他的看法,求伯军也表示了支持,其实国资那边也通过连想集团对换股表示过担忧,其实就是反对。Sinceeverybodyopposed, thatthismatteronyellow. That sideIBM is very disappointed, butQiu Bojundoes not care. IfIBMcanwithobtainingtens of billionsUS dollarsmakes the system design, heslightlysomewhatwill be anxious.
既然大家都反对,那这件事就黄了。ibm那边对此很失望,不过求伯军根本不在乎。ibm如果能拿得出上百亿美元来做系统研发,他才会稍微有些紧张。NowIBMtheseprocedures, areblusterradically, how manyIBMoneyear of profitdoes not havenow, they must promote the technical superioritiesinotherservices, wheredares the outdoor shopshopis so big?
现在ibm那些做法,根本就是虚张声势而已,ibm如今一年的利润也没多少,他们还要提升在其他业务上的技术优势,哪儿敢将摊子铺的这么大?Microsoftknew that cooperation of Lenovo-Silver Mountain CorporationafterIBMbreaks downrelaxed, ifthesetwoCompanycooperated, then the effectonMicrosoftmaybe fatal, evensomeboard member/directorpessimisticbelieving, the Microsoftmeetingmustdefeatwithout doubt.微软得知连想银山跟ibm的合作破裂之后松了一口气,要是这两家企业合作了,那么对微软的影响可就致命了,甚至有董事悲观的认为,微软会必败无疑。Sincecannotcooperatesuccessfully, theyfelt relieved. Microsoftdecidesto speed up the research and developmentincell phonesystem, mustbring outtheirwinphonesystemsimmediately, specificallyaims at the operating system of smartphone, simultaneouslyplansto promoteowntablet PC, the tablet PC of Microsoftsign.
但是既然没能合作成功,他们就放心多了。微软决定加快在手机系统上的研发,要马上推出他们的winphone系统,也就是专门针对智能手机的操作系统,同时计划推出自己的平板电脑,微软牌的平板电脑。Intensifies the promotedefforttowin7, yourLenovo-Silver Mountain Corporationis notyields profit, ourMicrosoft can also yield profit, puts up the cashto propagandize, we can also play!
还有就是加大对win7的推广力度,你们连想银山不是让利么,那我们微软也可以让利,砸钱宣传,我们也玩得起!Feng YurequestsWind & Rain Electronics and Lenovogroupto speed upto the promotion of smartphoneandtablet PC, mustremind the peopleof the smartphone, firstthinks of the Wind & Raincell phone, remembers the tablet PC, firstthinks ofl-pad.冯宇则要求风雨电子、连想集团等加快对智能手机、平板电脑的升级,要让人们想起智能手机,第一个就想到风雨手机,想起平板电脑,第一个就想到l-pad。As forhim, thenearnestly the US, processingvoice of the peoplebankservice. The development of voice of the peoplebank, as ifreceivedsomeresisting, USthesebigbank, does not wantto makevoice of the peoplebankdevelop.
至于他自己,则埋头在米国这边,处理民声银行的业务。民声银行的发展,似乎受到了一些抵制,米国那些大银行,都不想让民声银行发展起来。
The colleagueis an enemy, theysuchdoverynormally. HoweverFeng Yu was too not actually worriedthathedoes not thinkthesebankcanpressto win the confidence of the peoplesoundbank unable to gain ground.
同行是冤家,他们这么做很正常。不过冯宇却不太担心,他不认为这些银行能够压得民声银行抬不起头来。
The financial crisisjustpassed, fell into the ebb tidetimein the financial industry of US. Butatthis time, exactlywas the goodopportunity of expansion, becausemanycolleagueswent bankrupt, will havemanyservicesto wait foryouto do.
金融危机刚刚过去,在米国的金融业陷入了低潮期。可就是在这时候,恰恰是扩张的好时机,因为许多同行都破产了,会有许多业务等着你去做呢。
The voice of the peoplebankfollowingthesefinanceCorporationconformityalsofinished, nowwhileotherbankare timid to act, wantonlygood opportunity of expansion.
民声银行下面那些金融公司整合也已经完毕了,现在正是趁着其他银行缩手缩脚的时候,大肆扩张的好机会。Becausemanybank many bad assets, someservicestheydo not dareto handle. For examplesomerisksare high, or the profitlowservice, theydounusualare few.
许多银行因为有许多不良资产,一些业务他们不敢经手。比如一些风险较高的,或者利润较低的业务,他们都做的非常少。They of high riskdo not dareto do, voice of the peoplebankafterdetailedappraisalcando. They of lowprofitare not willingto do, theirmanyservices have the debt, the money of makingpaid interestanythingnot to remain, like this investmenttheyare not certainly willingto do.
高风险的他们不敢做,民声银行经过详细评估之后可以做。低利润的他们不愿意做,他们许多业务还有负债呢,赚回来的钱付了利息就什么都不剩了,这样的投资他们当然不愿意做。Howeverlivelihood of the peoplebankcanselectivemakessomesuchservices, although the profitis low, buthas, theirpropertygood shape, nowalthoughgainshas been short, but can actually increasemanycustomers, the long-term perspective is also cost-effective/worthwhile.
但是民生银行可以选择性的做一些这样的业务,利润虽然低,但还是有的,他们资产状况良好,虽然现在赚的少了,但是却能增加许多客户,长远考虑也是划算的。
The overseasdevelopment of Feng Yutovoice of the peoplebank is very satisfied, the speedimaginescompared withhimquick. Now the profit seems like notveryhigh, the fund that afterraisingare manyenough, the choice that investsagainwere more, canget a higherprofit.冯宇对民声银行的海外发展还是很满意的,速度比他想象中更加的快。现在利润看起来不是很高,但是当筹集的资金足够多之后,再来投资的选择就更多了,也能获得更高的利润。bankis a core of financial group, anybigfinancial grouphasowncommercialbank.银行是一个财团的核心,任何一家大财团的都有自己的商业银行。Oneisto assemble the fundis more convenient, moreover canhelp itselfmake moneywithothers'moneyto come, andcanincrease the anti-financial crisis the ability.
一个是调集资金更加方便,另外也是可以用别人的钱来帮助自己赚钱,并且可以增加抗金融风险的能力。Feng Yuneedsownbank, domestictime, receivesmanylimits. Do not look at the hometo say the joint-stock commercialbankvigorous development, butis the national capitalholdings.冯宇需要一家自己的银行,在国内的时候,受到诸多限制。别看国内说股份制商业银行蓬勃发展,但都是国资控股的。Voice of the peoplebankaspureprivately operatedcommercialbank, in the developmentwere too manyon the difference. Eveninsomeplaces, might as wellforeign capitalbankwas looked. Naturally, foreign capitalbankinternallydevelopmentalsonot, Chinastate-ownedbankworld.
民声银行作为纯民营的商业银行,发展上就差太多了。甚至在有些地方,还不如外资银行受到照顾呢。当然,外资银行在国内发展的也都不咋地,华夏还是国有银行的天下。Chinahas not inspected the Japan, USand otherfinancial groupbusiness models, took the pillar industryto develop the financial industry. Thinks that raisesfundwithcommercialbank, makes loansagain, orinvests other professionsto make money, is very goodchoice.华夏不是也考察过岛国、米国等财团商业模式么,也将金融行业作为了支柱产业来发展。认为用商业银行来筹集资金,再放贷出去,或者投资一些别的行业赚钱,是非常好的选择。
The Chinareformfootstepshad not stopped, does not wantto copy the old route in anycountry, because the national conditionis different, feels the stoneto cross river, is always rough.华夏的改革脚步一直都没有停止过,不想照搬任何一个国家的老路,因为国情不同,摸着石头过河,总是磕磕绊绊的。Nowdevelopsfinallywassmooth, theyactually discovered that some policies that oncecarried outtooearly, for examplepeople'ssocial securityissue.
如今发展的总算是顺利了许多,他们却发现,曾经推行的一些国策太早了一些,就比如全民社保问题。Althoughto the present, had not completedcompletely, butsomehidden dangersappeared.
虽然一直到现在,还没有完全完成呢,但是一些隐患已经出现了。For example the personmore and morecanlive, receiving the retirement pension the timeto be getting more and more long. At that timeformulatedthispolicytime, theyaccording to the 70-year-oldaverage agecomputation, think after youhanded over15years of social securityretired, the countryraisedyourseveralyearsnot to have the issueagainabsolutely.
比如人越来越能活,领退休金的时间越来越长。那时候制定这个政策的时候,他们是按照70多岁的平均年龄计算的,认为你交15年社保之后退休,国家再养你十几年绝对没问题。Butnowdoes not raise for severalyears, mustraise for twentyyears, eventhirtyyears. Then the retirement pension must riseevery year, because the pricerose, the basic wagerose.
可是现在不是养十几年了,要养二十几年,甚至三十几年。然后退休金每年还都要上涨,因为物价上涨了,基础工资上涨了。Was goodhad discoveredbecause ofthem the new means of solving the problem, thatalsotook the investmentpensionanything, investedsomeearning powerquitestrongCompany, for exampleFeng YuCompany.
好在他们发现了一条新的解决问题的办法,那就是将养老金什么也拿出去投资,投资一些赚钱能力比较强的企业,比如冯宇的企业。Cannotmake the social securitygapmore and moregreatly, thisneeds the state revenueto be getting higher and higher is good. Not onlytax revenue, but must include the investment incomegrowth of national capital.
总不能让社保的缺口变得越来越大吧,这就需要国家收入越来越高才行。不只是税收,还要包括国资的投资收入增长等。Financial industrythisimportant industry, the countrynaturallymustgraspinown. Manypeoplefeared that does not limittovoice of the peoplebank, thenvoice of the peoplebankwill rely on the celebrityeffects of theseshareholders, particularly the Feng Yucelebrityeffect, wantonlyabsorbing depositors'funds, orraised the fundthroughfundand otherforms, state-ownedbankwill instead be at a disadvantage.
金融业这种重要行业,国家当然要掌握在自己手里。很多人怕不对民声银行限制,那么民声银行会凭借那些股东的名人效应,尤其是冯宇的名人效应,大肆吸储,或者通过基金等形式筹集资金,国有银行反而会处于下风。
The abovemeaningis, the finance, transportation, energy, grainrelated to the country the basicprofession, mustfirmlygraspincountry.
上头的意思是,金融、交通、能源、粮食等关系到国之根本的行业,一定要牢牢的掌握在国家手里。Feng Yudid not opposethattradesto doisheinthatposition, will choose such, thiscanmake the countrystabler.冯宇对此也不反对,换做是他在那个位置,也会这么选择,这样能让国家更稳定。Is goodwhenFeng Yuletsvoice of the peoplebankto the overseasdevelopment, the countryhas also givenhimmanysupportin secret.
好在冯宇让民声银行到国外发展的时候,国家也给了他不少暗中的支持。For example and cooperation between state-ownedbankbecomesverymany, maybe earlier than voice of the peoplebankstate-ownedbankto the overseasdevelopment, rapidness of development, because the capitalis stronger.
比如跟国有银行之间的合作变得非常多,国有银行到海外发展可比民声银行更早,发展的更快,因为资本更雄厚么。AfterChinastate-ownedbankcooperates, makingmanyservicedevelopment of livelihood of the peoplebanksmoother. Makes moneythissituationto the overseasregardingFeng Yu, nobodywill oppose.
跟华夏的国有银行合作之后,让民生银行的许多业务开展变得更加顺利了。对于冯宇到国外捞钱这种情况,没有人会反对的。Everybodystudiesmutually, common progress. The Feng Yuprevious generationregarding the bank industry is notveryfamiliar, hemostexcelsisstock, stock, fundand otherinvestments.
大家相互学习,共同进步。冯宇前世对于银行业业不是很熟悉,他最擅长的就是股票、期货、基金等投资而已。Howeverthishehas studied, somespecializedtalented personassistances, developmentimaginescompared withhimwantseasymany.
不过这一世他学习了一番,又有很多专业的人才辅佐,发展的比他想象中要容易的多。WhenFeng Yuwaits for the Lenovo-Silver Mountain Corporationentiremoon/month of sales volumeto count, Kameido Masaomade the call, said that some importantmatters, wantto request the Feng Yuhelp.
在冯宇等着连想银山整月销量统计的时候,龟田正雄来了电话,说有一些重要的事情,想要求冯宇帮忙。
Did Kameido Masaomeetto trouble? Thisto the Feng Yuveryimportanthelper, Feng Yumust certainlyhelp.龟田正雄遇上麻烦了?这个对冯宇非常重要的帮手,冯宇肯定要帮忙的。WhenKameido Masaosaid the entire item, Feng Yusomewhatwas shocked.
但是当龟田正雄说出来整件事后,冯宇有些惊呆了。
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