BC :: Volume #13

#1202: Bankruptcy and......


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Always some artificial banks worried, every year the bank lets out so much money, if some people also what to do? 总有人为银行担心,每年银行放出去那么多钱,如果有人还不起怎么办? Actually does not need completely, bank's every year profit very astonishing, they will rarely have money, or comes back, because they never give the poor person money, only money taking advantage of returning the rich person of money. 其实完全没有必要,银行每年的利润都非常地惊人,他们很少会有钱要不回来,因为他们从不给穷人钱,只会把钱借给还得起钱的富人。 Therefore the poor people can only when own wealth is not enough to realize own idea, has in money the bank, then the bank lends the rich person the money of poor person, making the rich person continue to expand own enterprise, becomes richer. 于是穷人们只能在自己的财富不足以实现自己的想法时,把钱存在银行里,然后银行把穷人的钱借给富人,让富人继续扩张自己的事业,变得更富有。 But is not all people who can borrow money from the bank can also probably money, for example Judy's family, they presented the financial crisis, and some evidence proved, they have walked to fade. 但也不是所有能从银行借到钱的人都能还得起钱,比如说朱蒂的家庭,他们就出现了财务危机,并且有证据证明,他们会一直走衰。 Therefore the bank appears here. 所以银行出现在这里。 Before I had only seen such scene on the television.”, When the after people in bank take inventory leaves, the husband holds the chairback in restaurant to smile. “以前我只在电视上见过这样的场景。”,等银行的人清点完离开后,男主人扶着餐厅里的椅背笑了起来。 The above also buckle, as well as a label, a number, before this thing has not demolished in addition, it cannot carry off, or sell. 上面也有一个卡扣,以及一个标签,加上一个数字,这个东西没有拆除之前,它不能被带走,或者出售。 The husband turns around to look to the mistress, some feeling sorry, were sorry, finally cannot preserve your car(riage).” 男主人转身看向女主人,有些歉疚,“抱歉,最终还是没有能保住你的车。” The couple hugged, mutual comfort. 夫妻两人拥抱了一下,互相安慰。 Judy has not recovered to the present,...... the wealthy family flash was destroyed, she has not realized oneself family frailly unexpectedly so. 朱蒂到现在都没有回过神来,原本……富裕的家庭一瞬间就被摧毁了,她从来都没有意识到自己的家庭居然如此地脆弱。 Since childhood starts her life very wealthily, and is getting more and more rich, possibly this being rich and does not seem like that wealth of rich and powerful people, the use bill that can squander money purchases joyfully for oneself, but at least the middle-level life is not the issue. 从小开始她的生活就非常的富裕,并且越来越富有,可能这种富有并不像是富豪们的那种富有,可以挥霍无度的使用钞票为自己购买快乐,但至少中层的生活不是问题。 As the work of her parents straightens out, perhaps could not need several years to become the shareholders in their respective company, solely depended upon the year's end to draw bonus can scale and expenses that haunched the family. 随着她父母的工作步入正轨,也许要不了几年就能够成为他们各自公司的股东,仅仅依靠年终分红就能支撑起家庭的规模和开销。 If starts an undertaking again, or makes some financial investments, this family will become more and more rich, until one day, they decided that oneself will start an undertaking...... 如果再创业,或者做一些金融投资,这个家庭就会变得越来越富有,直到某一天,他们决定自己创业…… But in these days time, her once cognition thoroughly changed, she is unable to accept this family to be vulnerable to the present looks like her already the news management dream that breaks, said that broken broke to pieces! 可就在这几天时间里,她曾经的认知彻底变了,她到现在都无法接受这个家庭脆弱得就像是她已经破碎的新闻主持梦,说碎就碎了! She sits on the sofa, is in a daze. 她坐在沙发上,发呆。 After a while, she cannot bear say, we will go bankrupt?” 过了一会,她忍不住说道,“我们会破产吗?” The husband sighs, felt relieved, but also without that bad......” 男主人叹了一口气,“放心,还没有那么糟……” In Judy's look blooms the vision that immediately Chong orchid hopes, she visits her indifferently unable the father, hopes that he told himself, all these were a dream. 朱蒂的眼神里顿时绽放出崇兰期冀的目光,她看着她无所谓不能的父亲,希望他告诉自己,这一切就是一场梦。 The husband does not know that daughter so many ideas, he looks up this house, is sighing saying that we sold the house, this does not need to continue to pay the real estate the expense.” 男主人不知道女儿有那么多的想法,他抬头看着这栋房子,叹着气说道,“我们把房子卖了,这样就不需要继续支付房产的费用。” This sum of money can pay us to owe the loan of bank probably, therefore we are not the bankruptcies.” “这笔钱大概能支付我们欠银行的贷款,所以我们还不算破产。” Judy silent, their family/home be only this house, the federal property tax is not cheap, Bupen is not cheaper. 朱蒂沉默了下来,他们家只有这一栋房子,联邦的房产税不便宜,布佩恩的更不便宜。 If we sold the house, we do want to live?”, She also asked. “如果我们把房子卖了,我们要住哪?”,她又问。 The husband looked to the wife, I know that the city outer ring had a motel, an evening wanted five dollars, the additional two dollars provided the hot water and television.” 男主人看向了妻子,“我知道城外环有一家汽车旅馆,一晚上只要五块钱,加两块钱提供热水和电视。” We can first live there, then looks for a work, at least cannot starve to death we......” “我们可以先居住在那里,然后找一份工作,至少饿不死我们……” Was saying the husband loosened oneself wife, I must find the person to buy this house, if gives the bank to auction it, its price will be very low.” 说着男主人松开了自己的妻子,“我得去找人买下这栋房子,如果把它交给银行拍卖,它的价格会很低。” The bank did not speak the favor completely, was unreasonable, so long as in deadline of stipulation, was within 15 days can return money, they will not make anything. 银行也不是完全不讲人情,不讲道理,只要在规定的期限,也就是十五天之内能把钱还上,他们就不会做什么。 The family receives the customer that the bank respects, naturally their credit ratings will decline. 这一家人还是受银行敬重的客户,当然他们的信用评级会下调。 But if cannot return this sum of money in the deadline, bank petition for execution from court, then this house judicial sale. 可如果在期限内还不上这笔钱,银行就会从法庭上申请执行,然后把这栋房子依法拍卖。 The auction of bank, has the matter that too many bystanders do not know, in the newspaper, in the news, always says that the bank in some unceasing auction assets, how many average people may truly have heard, has seen, knows the accurate time and place? 银行的拍卖,有太多外人不知道的事情,报纸上,新闻里,总是说银行在不断的拍卖一些资产,可有几个普通人真正的听说过,看见过,知道准确的时间和地点? No, no one knows, all digested in, by very lowly very low price! 不,没有人知道,一切都在内部就消化了,以很低很低的价格! The husband knows these, he must catch up with before the bank sold the house, otherwise he really must go bankrupt. 男主人知道这些,他必须赶在银行之前把房子卖了,否则他就真的要破产了。 Purchasing homes this matter...... is not very actually easy, especially recovers in the social economy also starts the initial period of rapid growth. 买房子这种事……其实很不容易,特别是在社会经济复苏并且开始快速发展的初期。 So much funds are investing the entity industry, the factory, the foreign internal trade, the expensive property tax no one will buy too the useless house in addition, the rich man is an exception. 大量的资金都在投入实体产业,工厂,对外对内的贸易,加上昂贵的房产税没有谁会买太多没用的房子,有钱人除外。 This also causes it was poor to sell to produce the mansion in community, becoming does not sell. 这也导致了本身就不怎么好卖的中产社区的豪宅,变得更不好卖。 Looks down upon the people in these houses not to consider the consideration, looks like these unable to afford the people in these houses to be the same, their being indifferent to price anything. 看不起这些房子的人连考虑都不会考虑,就像是那些买不起这些房子的人一样,他们对价格什么的漠不关心。 As for being able to afford can also have a liking for these houses and person in community , is Judy family's similar middle class family. 至于买得起也看得上这些房子和所在社区的人,也都是和朱迪家庭差不多的中产阶级家庭。 But they cannot draw cash, does not have the means to collect so much money at least in a short time. 但他们也拿不出钱来,至少短时间里没办法凑这么多钱。 Some people said that the middle class and low productivity social class and proletariat biggest difference lie in middle class's cognition to the wealth are very sufficient, they know some money in hand are used to make the financial investment, the stock, or direct share-holding company and so on. 有人说中产阶级和低产阶级以及无产阶级最大的区别在于中产阶级对财富的认知很充足,他们知道把手中的一些钱用来做金融投资,股票,或者直接参股公司之类的。 This can make these money more and more, but these people of lower class do not understand these, they only know that uses up money, or places in the bank. 这样能让这些钱变得越来越多,而社会底层的那些人不懂这些,他们只知道把钱用掉,或者放在银行里。 Exactly is the behavior that the middle class is willing to invest, lets, even to buy the person in this house, still is very in a short time difficult to put out more than 200,000 money to come. 恰恰是中产阶级愿意投资的行为,让即便想要买下这栋房子的人,短时间里也很难拿出二十几万的钱来。 Some people and husband discussed that also came to see the house, they like here very much, the only request relaxes the time, or lowers the price. 有些人和男主人谈了,也来看了房子,他们很喜欢这里,唯一的要求是把时间放宽一点,或者把价格放低一些。 The money of because purchasing homes enters in the account that the bank assigns directly, does not accept by stages, therefore the buyer must pay in full one time, this also feels embarrassed the person very much. 由于买房子的钱是直接打进银行指定的账户里,不接受分期,所以购买者必须一次性付清,这也很为难人。 The husband rides every day has 30 years has not ridden the bicycle to rush about among the different real estate merchants, time each he welcomed was the disappointing news. 男主人每天骑着有三十年没有骑过的自行车在不同的房地产商人之间奔波,每一次他迎来的都是令人失望的消息。 Some people thought that his house is good, but is only willing to pay 100,000 over prices, this is far lower than his psychological expectation. 有人觉得他的房子不错,但是只愿意出十万出头的价格,这远低于他的心理预期。 He also a Bupen quite famous second-hand real estate auction, he hung the price 199,999 dollars for oneself house, missing a dollar is 200,000. 他还去了一趟布佩恩比较有名的二手房产拍卖会,他为自己的房子挂价十九万九千九百九十九块钱,差一块钱就是二十万。 He feels this price, although is a little low, but also in range of acceptance, but without a doubt, flowed the racket for successive two times, but also wasted the handling charges of his 200 dollars. 他觉得这个价格虽然有点低,但也在接受的范围内,但毫无疑问,连续两次流拍,还浪费了他二百块钱的手续费。 Until the people in bank appear, he has not sold out oneself house! 直到银行的人出现,他都没有卖掉自己的房子! During this period, Judy's dissatisfaction and even hatred to Lynch even more grave, she thinks that was Lynch is suffered by oneself so many did not treat fairly. 在这期间,朱蒂对林奇的不满乃至憎恨愈发地深重,她认为就是林奇让自己遭受了如此之多的不公平对待。 She wants to publish all these, making the people know how the Lynch true countenance is, may not have the media to be willing to publish these contents. 她想要把这一切都刊登出来,让民众们知道林奇真正的嘴脸到底是怎样的,可没有媒体愿意刊登这些内容。 No one for she offends Lynch, no one! 没有人会为了她得罪林奇,没有人! Finally the whole house successfully laid out by 98,125 prices, in addition they remain not many deposits, sells the money of second-hand vehicle, borrowed a point from the friends and relatives hand again, they paid off the debt of bank. 最终整套房子以九万八千一百二十五块的价格被成功拍出,加上他们所剩不多的存款,还有卖二手车的钱,再从亲戚朋友手里借了一点,他们还清了银行的债务。 Tried hard for 20 years, overnight when returned just to graduate the situation. 努力了二十年,一夜之间回到了刚毕业时的情况。 After the last document signed own name, the husband seems like as if in a trance to be the same. 在最后一张文件上签下了自己的名字后,男主人就像是丢了魂一样。 In the afternoon, Lynch comes back from the office, industrial Fuhuayuan of light of tomorrow will soon complete, he looked, has the enterprise first to move into. 下午,林奇从办公室回来,明日之光的产业孵化园即将建成,他去看了一下,已经有企业先入驻了。 This is a very good news, after waiting to complete officially the ceremony that convenes, can start vigorous propaganda this industrial park. 这是一个很棒的消息,等正式建成的典礼召开之后,就能开始大力的宣传这个产业园。 He also met with the mayor, the mayor also understands that value of this industrial Fuhuayuan, he and Lynch talked about him to be willing to promote the city halls as well as six big lines, Union gives some policy support, for example the attendance in policy and fund. 他还和市长见了一面,市长也明白这个产业孵化园的价值,他和林奇谈到他愿意推动市政厅以及六大行,联合给予一些政策扶持,比如说政策和资金方面的照顾。 The entrepreneur definitely has very big gap to the fund, they can Union help these entrepreneurial company fast trends be mature. 创业公司对资金肯定有很大的缺口,他们可以联合起来帮助这些创业型企业快速的走向成熟。 To mayor, what he pays is only the inclines of some policies, to some subsidies, can bring many employment posts for the city, increases the individual prestige, accumulates the political capital for oneself. 对市长来说,他付出的只是一些政策的倾斜,给一些补贴,就能为城市带来很多的就业岗位,增加自己个人的声望,为自己累积政治资本。 What bank will not have to owe, so long as in 100 undertakings has to succeed one time, they can return to the itself/Ben, why doesn't try? 银行方面也不会有什么亏的,一百次创业中只要有一次能成功,他们就能回本,为什么不试一试呢? Moreover there is Lynch to stand in the forefront, if this thing really does not make money, Lynch will do? 而且还有林奇站在最前面,如果这个东西真不赚钱,林奇会做? Was just proficient has not rested a meeting, the telephone of community service company rang. 刚到家还没有休息一会,社区服务公司的电话就响了起来。 Afterward the young maid told Lynch, having saying that was Ms. Judy parents' husband and wife, wanted to see him. 随后小女佣告诉林奇,有自称是朱蒂女士父母的先生和夫人,想要见他。 Has saying that the choice of Judy parents is very intelligent. 不得不说,朱蒂父母的选择很聪明。 If they go to the company to look for Lynch, the onstage of very big probability company will tell them not to book them to make Mr. Lynch know the news that they come visiting does not know, then security very polite asked them to go out. 如果他们去公司找林奇,很大概率公司的前台会告诉他们没有预约他们连让林奇先生知道他们来访的消息都不会知道,然后保安会非常礼貌的请他们出去。 Visits the residence a little to be crude directly, but at least this is an opportunity. 直接拜访居所可能有点鲁莽,但至少这是一个机会。 The community service company does not know that who these two are, they only need to tell the idea of gate guard, the gate guard must certainly respond. 社区服务公司不会知道这两人是谁,他们只需要告诉门卫的想法,门卫肯定要作出响应。 Very intelligent. 很聪明。 After Lynch hear, selected the brow tip, considered a meeting, then same opinion these two people. 林奇听完之后挑了挑眉梢,考虑了一会,然后同意见这两个人。 Probably after several minutes, Judy's parents appeared in the living room in this house. 大概几分钟后,朱蒂的父母出现在了这栋房子的客厅里。 They are standing, Lynch sits. 他们站着,林奇坐着。 Take the liberty disturbed your rest, Mr. Lynch, regarding this my regret extremely!” “非常冒昧的打扰了您的休息,林奇先生,对此我万分的抱歉!” The men look one month ago senile incessantly ten years old, the glossy hair completely loses the gloss now, probably each in it should not in the position, making him seemingly fill being depressed. 男人看上去比一个月之前衰老了不止十岁,原本油亮的头发现在完全失去了光泽,好像每一根都在它不应该在的位置,让他看起来充满了暮气。 On the face did not have that glowing countenance, is only left over dimly, helpless class/flow in superficial mood. 脸上也没有了那种容光,只剩下黯淡无奈流于表面的情绪。 He is bending the back slightly, is bending the waist, the life looks like a mountain, crashed him. 他微微弓着背,弯着腰,生活像一座山,把他压垮了。 Lynch referred to opposite sofa, you can sit down saying that you know, I do not like raising the head speak.” 林奇指了指对面的沙发,“你们可以坐下说,你知道,我不喜欢抬着头和人说话。” The couple are careful immediately and discrete sitting on the Lynch opposite sofa...... 夫妻两人立刻小心且谨慎的坐在了林奇对面的沙发上……
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