ROEWR :: Volume #14

#1381: Virtual money fund( ten thousand Gengqiu subscription)


LNMTL needs user funding to survive Read More

Accompanied the people to chat, saw Li Dongyou salt not to enter, the people did not have the thoughts to continue to treat. 陪着众人闲扯了一阵,见李东油盐不进,众人也没心思继续待下去了。 Many people talked in whispers, accompanied to depart, obviously is discussing the response. 不少人窃窃私语,结伴离去,显然在商量应对方案。 When they walked, Li Dong sees two horses also, snort/hum said: Both of you just do not know that helped me say several?” 等他们都走了,李东见二马还在,不由哼道:“你们俩刚刚就不知道帮我说几句?” horse Yunchi said with a smile: „ What said? 马昀嗤笑道:“说什么? Are you that type by the person who person how many words can suppress? 你是那种被人几句话就能压住的人? Let alone, you were pressed, I look forward to see, but also helps you speak, has not hit a person when he is down does right by even you. ” 何况,你被压下来了,我巴不得看到,还帮你说话,没落井下石就算对得起你。” MCA invites ridicule hehe said: „ Spoken language attack does not have the significance, might as well does some. 马华腾笑呵呵道:“言语攻击没意义,还不如做点实在的。 Actually according to my idea, these enterprises really must join up, suppresses your also really not major problem. 其实按照我的想法,这些企业真要联合起来,压制你还真没多大问题。 What a pity, everyone has the selfishness. 可惜啊,人人都有私心。 Everyone is thinking sits mountain Guanhu to fight, but in the world where has that cheap matter? 人人都想着坐山观虎斗,可世上哪有那么便宜的事? Said earnestly, China Resources and hundred unite the state-owned enterprise, but is the private business, you do not have that big tone to make them graze a horse. ” 说认真的,华润和百联要不是国企,而是私企,你也没那么大口气让他们放马过来。” Li Dong grins to smile, this actually real. 李东咧嘴笑了笑,这倒是真的。 The state-owned enterprise, does not have an accident is the good deed. 国企嘛,不出事就是好事。 Having an accident, that is wants some people to shoulder the responsibility. 出了事,那是要有人承担责任的。 Making money, is not their, then why is careful. 赚了钱,又不是他们自己的,干嘛那么上心。 Both dragon's head general merchandise enterprises have many misgivings, other enterprises are also have a mind to be incapable, therefore Li Dongcai is unscrupulous. 两家龙头百货企业都顾虑重重,其他的企业也是有心无力,所以李东才肆无忌惮起来。 As for Su Ning, old stretch/open wants to suppress Li Donglai actually. 至于苏宁,老张倒是想压制李东来着。 What a pity, the distant key business on the general merchandise, he except for strives in the electrical appliances domain, other aspects do not have the means. 可惜,远方主要业务还是在百货上面,他除了在家电领域出点力,其他方面也没办法。 Because of this, these person of this talents will come to the distant place, wants to oppress under Li Dongyi with the language, tries to suppress Li Dong. 正因为如此,这些人这次才会来远方,想用语言压迫李东一下,尝试一下能不能压住李东。 Can suppress, that best. 能压住,那最好。 Cannot, that also perform the human affairs to listen to the destiny, now has not arrived at has to hard on time, less than the day, they cannot set firm resolve. 不能,那也尽人事听天命了,现在还没到不得不硬上的时候,不到这一天,他们就下不定决心。 This, actually many people looked, even they know. 这点,其实很多人都看出来了,甚至他们自己都知道。 Knows to turn over to know, can achieve, this does not have the matter of means control. 知道归知道,能不能做到,这都是没办法控制的事。 Two horses also know these, knew under the route not to have the means to do anything again, horse Huateng does not want to continue this topic, returned the topic: „ You invited us to come before, did not say that has the matter to discuss? 二马也知道这些,更知道线下已经没办法再搞什么了,马华腾不想继续这个话题,转回话题道:“你之前邀请我们过来,不是说有事要谈吗? Now can say, hanging the person appetite is not good to be familiar with. ” 现在可以说了,吊人胃口可不是好习惯。” Li Dong not anxiously speech, but fermented to say to horse Huateng: „ Young Brother Ma, said earnestly, I have really not wanted to be the opponent with you, is little significance. 李东没急着说话,而是酝酿了一下才对马华腾道:“小马哥,说认真的,我还真不想跟你做对手,没太大的意义。 Or we discussed that we jointly how? ” 要不咱们商量一下,我们联手如何?” horse Huateng knits the brows: What do you mean?” 马华腾皱眉道:“什么意思?” You said that if I change your Tenpay also to have the racket with pp as well as besides the instant messenger, all industries, you do want?” “你说,我要是拿pp换你们的财付通还有拍拍以及除了即时通讯以外,所有的产业,你愿不愿意?” horse Huateng is somewhat in a daze, long time said: What trick do you have?” 马华腾有些发愣,半晌才道:“你又出什么幺蛾子?” No, I am absolutely earnest.” “没有,我绝对认真的。” Li Dong said very much seriously: „ Instant messenger I am actually disinclined to do, is little significance. 李东很严肃道:“即时通讯其实我懒得搞,没太大的意义。 The distant place to the present, does not need to conduct the drainage by the instant messenger. 远方到了现在,已经不需要靠即时通讯进行引流了。 Our micro blogs, the commercial city, ten thousand cartoons, actually did not need the communications software to conduct the drainage. 我们的微博,商城,万卡通,其实都不需要通讯软件进行引流了。 If can trade to our useful industries, I thought that is more appropriate, as the matter stands, we also had nothing conflict greatly. ” 要是能换一些对我们有用的产业,我觉得更合适一些,这样一来,咱们也就没什么大的冲突了。” Nearby horse sunlight said: Do not respond him, really must so, Tencent also end.” 一旁的马昀接话道:“别搭理他,真要如此,腾讯也就完了。” horse Huateng speechless say/way: „Am I so silly?” 马华腾无语道:“我有那么傻吗?” Did not say actually not cost-effective, what the key was Li Dong this fellow not necessarily says was real, moreover he must exchange beside the instant messenger software all businesses. 倒不是说不划算,关键是李东这家伙不见得说的是真的,而且他还要交换即时通讯软件之外所有的一切业务。 Does not propose this possibility, really must trade, the absolute ratio that Tencent obtains pays few ****** the p user and QQ actually superpose many, many people are both are using. 不提有没有这个可能,真要换了,那腾讯得到的绝对比付出的少的******p的用户和qq其实重合很多,很多人都是两款都在用。 Now the market is also approaches saturated, even were many some users, but the additional service did not have, that also makes anything. 现在市场也接近饱和,就算多了一部分用户,可附加业务都没了,那还做什么。 Naturally, Li Dong, if agreed that they continue to conduct these businesses, or makes a fresh start, horse Huateng is not necessarily dry. 当然,李东要是同意他们继续经营这些业务,或者另起炉灶,马华腾不见得不干。 The users are basic, has the QQ such huge user group, he develops the new business again, at the worst changes a name, can develop in the same old way rapidly. 用户才是根本,有qq这么庞大的用户群在,他再开发新的业务,大不了换个名字而已,照样能迅速发展起来。 However Li Dong is not obviously silly, his meaning is Tencent besides the instant messenger, other do not do, takes over by him on the line. 不过李东显然不傻,他的意思就是腾讯除了即时通讯之外,其他的都别做,由他接手就行。 This matter, how horse Huateng possibly complies. 这种事,马华腾怎么可能答应。 However Li Dong proposes this suddenly, horse Huateng is somewhat interested to say actually: You spoke so many idle talk, what actually wants to explain?” 不过李东忽然提这个,马华腾倒是有些感兴趣道:“你说这么多废话,到底想说明什么?” Li Dong sees him not to meet the thread of conversation, somewhat said disappointedly: „ It‘s nothing, I want to gather the energy, makes retail with single-hearted devotion. 李东见他不接话茬,有些失望道:“没什么,我就是想集中一下精力,专心做零售这一块。 I am thinking our peaceful coexistence, I had the time to tidy up the nag. 我想着咱俩和平共处了,我就有工夫收拾老马了。 Actually compares Tencent, I want to take Ali Taobao and Alipay business, this helps be bigger me. 其实相比较腾讯,我更想拿下阿里这边的淘宝和支付宝业务,这对我帮助更大一些。 But you disturb to me, I do not have the too big energy to tidy up him, this did not discuss with you, can look become? ” 可你老是给我捣乱,我也没太大精力收拾他,这不和你商量一下,看看能不能成吗?” Two horses look at each other in blank dismay, some little time horse Yuncai gets angry saying: You think highly of me, looks down upon me?” 二马面面相觑,好一会马昀才黑着脸道:“你这是看得起我,还是看不起我?” Without that meaning, looks narrow-mindedly your.” “没那意思,瞧你这小心眼。” Li Dong hit, said with a laugh: „ Ok, knows matter that is hopeless, I was not many say. 李东打了个哈哈,笑呵呵道:“算了,知道没戏的事,我就不多说了。 However spoke the honest remark, I take seriously the e-commerce and Internet finance. 不过说实在话,我还是更重视电子商务和互联网金融这一块。 Young Brother Ma always do not think how I want you, to pass through the gate I to look from you, your look is not quite friendly. 小马哥别老是觉得我想怎么着你,从你进门我就看出来了,你这眼神可是不太友好。 I really have no interest in fighting with you , you have a look at my look, is genial. 我是真没兴趣跟你斗,真的,你看看我眼神,多和善。 Your brooch to me, I do not aim at you, now I think is the nags. ” 你别针对我,我也不针对你,我现在想的都是老马这边。” horse Huateng knit the brows, looks at his one eyes not to speak. 马华腾皱眉,看了他一眼没说话。 Li Dong this fellow, the premonition is actually very strong. 李东这家伙,预感倒是挺强的。 Yes, he now is extremely vigilant to Li Dong, even decides, then starts to compete with the distant place officially. 是的,他现在对李东极其警惕,甚至打定了主意,回头就开始和远方正式竞争。 Finally he has not acted, Li Dong looked, just that several words, had the meaning of initiative summation in inside. 结果他还没行动,李东就看出来了,刚刚的那几句话,有主动求和的意思在里面。 As for really must aim at Ali, this did not say. 至于是不是真的要针对阿里,这个不好说。 However at present, the possibility is very big. 不过从目前看来,可能性还是很大的。 Li Dongyi works as the core the retail, if can take Taobao and Alipay, under Li Dong online got online thorough is invincible. 李东一直把零售当核心,如果能拿下淘宝和支付宝,那李东在线上线下就彻底无敌了。 As for the instant messenger and other business, really lost, perhaps Li Dong will really not care. 至于即时通讯和别的业务,真丢了,李东也许真不会太在意。 Several people on the scene are the smart person, horse Yun see some horse Huateng vacillations, immediately coughs lightly a sound said: „ Did Huateng, you also take seriously? 在场的几人都是聪明人,马昀一见马华腾有些动摇,顿时轻咳一声道:“华腾,你还当真了? He spoke thoughtlessly, achieved this situation, changed into anyone, perhaps will not give up. ” 他就随口说说罢了,都做到这地步了,换成谁,恐怕也不会放弃的。” horse Huateng aspirates saying: „ I did not take seriously, but thought that this fellow was getting more and more shameless. 马华腾吐了口气道:“我不是当真了,只是觉得这家伙越来越无耻了。 Before also frank and upright came, now started to play the Yin move. 以前还光明正大的来,现在开始玩阴招了。 He did not say that this saying, said even, I suspect now, his next goal is I, the possibility is very big. 他不说这话就算了,说了,我现在怀疑,他下一个目标就是我,可能性很大。 The nag, you said, what idea he does have? 老马,你说,他到底有什么想法? Tencent can arrive at the present, is not in one single day can be pressed, our users several hundreds of millions, without are so easy to drop down. ” 腾讯能走到现在,可不是一朝一夕就能被人压下去的,我们用户数亿,没那么容易倒下。” „The possibility that you analyze is very big, I also felt his next aiming is you......” “你分析的可能性很大,我也觉得他下一步针对的就是你……” These two discussed that Li Dong is actually the whole face heavy line! 这两人讨论来讨论去,李东却是满脸黑线! I also in this! 我还在这呢! The result is booing, when they do not exist completely, unexpectedly also started to analyze the next step plan. 结果倒好,他俩当自己完全不存在似的,居然还开始分析自己下一步的计划了。 However Li Dong also knows, these two test themselves. 不过李东也知道,这两人试探自己呢。 His next step goal, but also is really Tencent. 他下一步的目标,还真是腾讯。 Naturally, is not the pc end, but is the mobile. 当然,不是pc端,而是移动端。 WeChat officially was soon released, Li Dong just was also spoke thoughtlessly such a saying, no matter can eliminate the hostility of horse Huateng, tried also indifferently. 微信快要正式推出了,李东刚刚也就是随口这么一说,不管能不能打消马华腾的敌意,试试也无所谓。 However these two are not the fools, the times of several words, guessed correctly much the Li eastern idea. 不过这两人都不是傻子,几句话的工夫,就把李东的想法猜到了不少。 Naturally, they definitely cannot confirm, therefore started repertoire Li Dong in turn. 当然,他们肯定不能确认,所以反过来开始套路李东了。 Li Dongting a meeting, helpless said: „ Ok, can purely, to be honest, I be such a saying, chatted naively with you tired. 李东听了一会,无奈道:“行了,能不能都单纯点,说实话,我就是这么一说,跟你们聊天真累。 I tired unbearable, do not come the repertoire with me for serveral days. 我这些天累的够呛,你们就别跟我来套路了。 Actually my conscience is to think everyone can the peaceful coexistence be right, but our business has the superposition, matter that this does not have the means. 其实我的本心是想大家都能和平共处才对,可我们业务都有重合,这也是没办法的事。 Naturally, the peer does not represent must compete, the cooperation is not good. 当然,同行不代表就一定要竞争,合作也不是不行。 Today asks you to come, is the matter that chatted to cooperate. ” 今天找你们来,就是聊一下合作的事。” This saying, the horse sunlight two people do not chat, horse Yun was interested saying: Said to look, what matter your one person do not handle, thinks asks us to cooperate?” 这话一出,马昀两人也不聊了,马昀颇感兴趣道:“说说看,什么事你一个人搞不定的,想到了找我们合作?” Li Dong setting out moved physique, does not have anxiously answering, greeted two humanity: Do not sit chatted, sat tired nervous, chats while walking.” 李东起身活动了一下筋骨,没急着回话,招呼两人道:“别坐着聊了,坐的累的慌,边走边聊。” Two horses have no opinion, with sets out to walk together outward. 二马也没什么意见,跟着一起起身往外走去。 Walked several steps, Li Dongcai said: Nag, but also remembers before us, in words that at the Internet congress spoke?” 走了几步,李东才道:“老马,还记得我们之前在互联网大会上说的话吗?” What?” “什么?” You did not bluster, the bank did not change, change bank? “你不是口出狂言,银行不改变,就改变银行吗? Initially we carried out the Internet finance time, you were urgent. 当初我们推行互联网金融的时候,你可是火急火燎的。 The result is booing, now is I am doing, you see a play in behind, pick ready-made. ” 结果倒好,现在都是我在做,你们在后面看戏,捡现成的。” horse Yun knits the brows: „ That is we want? 马昀皱眉道:“那是我们愿意的吗? Your also let alone sarcastic remark, first eats the crab, although has the risk, may harvest is also bigger. 你也别说风凉话,第一个吃螃蟹的虽然有风险,可收获也更大。 The market share of Alipay was robbed a bulk by you, what did I say? ” 支付宝的市场份额被你抢走了一大块,我说什么了?” Therefore my time also considers your one time, so as to avoid you really fell behind.” “所以我这次也照顾你们一次,免得你们真掉队了。” Li is good.” “李总好。” Li Dongzheng is saying, the distant staff who the front surface walks makes noise hastily the regards. 李东正说着,迎面走来的远方员工连忙出声问候。 Li Dong nods, has not continued, leading two people to go downstairs together. 李东点了点头,没有继续说下去,带着两人一起下了楼。 ...... …… Downstairs. 楼下。 The horse sunlight asked on own initiative: What does your time want to make?” 马昀主动问道:“你这次想做什么?” Before the balance accounts of ten thousand cartoons did you know?” “之前万卡通的余额账户你们都知道吧?” Said the key point!” “说重点!” Li Dongxiao saying with a smile: No rush, listening to me to say slowly, the monetary fund you should know?” 李东笑了笑道:“别急啊,听我慢慢说,货币基金你们应该知道吧?” horse Yun silent a meeting, said slowly: „ Knows, in the 1970s, the monetary fund was born from the US. 马昀沉默了一会,缓缓道:“知道,上个世纪70年代,货币基金从美国诞生。 Later was born historically the first money market mutual fund, the savings fund company. 之后诞生了历史上第一个货币市场共同基金,储蓄基金公司。 Afterward, the monetary fund passed to the home, these year of market sizes also expanded gradually, gained a stock market footing. ” 后来,货币基金传到国内,这些年市场规模也渐渐扩大,占据了证券市场一席之地。” Li Dong said with a smile: „ Was needless to say so many, knew well. 李东笑道:“不用说这么多,知道就好。 I asked you again, knows that what was the virtual money fund? ” 那我再问你,知道什么是虚拟货币基金吗?” The horse sunlight look twinkle, shakes the head, had not said oneself know this. 马昀眼神闪烁,摇了摇头,没有非说自己知道这个。 horse Huateng also shakes the head saying: Without this noun, you make?” 马华腾也摇头道:“没有这个名词,你自己造的吧?” Is, our ten thousand Katong, Alipay and Tenpay, how many idle capital has, do you know now?” “算是吧,咱们的万卡通、支付宝、财付通,其中沉淀资金有多少,你们现在知道吗?” Putting together words, probably about 100 billion.” “加在一起的话,大概在1000亿左右吧。” horse Yunjie, because at this time the mobile payment was not popular, the balance account fund that ten thousand cartoons and Alipay these payment businesses cleared was not too many. 马昀接了一句,这时候因为移动支付还不算流行,万卡通和支付宝这些支付业务开通的余额账户资金也不是太多。 But the net buys the aspect, although there is a fund to precipitate, but the time is not quite long. 而网购方面,虽然有资金沉淀,可时间都不太长。 The fixed idle capital, three put together, probably also 100 billion. 固定的沉淀资金,三家加在一起,大概也就1000亿不到。 Li Dongwen said says with a smile: No matter how many, this sum of money, we cannot use, I asked you, sometimes did you have to think that very regretted?” 李东闻言笑道:“不管多少,这笔钱,咱们一直都不能动用,我就问你们,你们有时候有没有觉得挺惋惜的?” Li Dong, you said one time completely, we can consider.” “李东,你一次性说完好了,我们会自己考虑的。” Li Dong said ill-humoredly: „ Was so impatient, owes I also to say, allowing you to understand well. 李东没好气道:“这么不耐烦,亏我还想多说一点,让你们好好了解一下。 Since you are impatient, I spoke frankly. 既然你们不耐烦,那我就直说了。 Virtual money fund, actually you, as soon as listens to the virtual these two characters, should know the meaning. 虚拟货币基金,其实你们一听虚拟这两个字,就该知道意思了。 Also is the monetary fund under line, was shifted by us to the Internet on. 也就是线下的货币基金,被我们转移到互联网上。 We three payment businesses, occupied in the market over 85 market shares. 我们三家的支付业务,占据了市场上85以上的市场份额。 Nowadays, as the net buys the expansion of market size, as well as future mobile payment domain will be getting more and more popular. 现如今,随着网购市场规模的扩大,以及未来移动支付领域的会越来越流行。 By that time, the cash transaction fell behind. 到了那时候,现金交易就落伍了。 Everyone's wealth, majority after network turnover. 大家的财富,大部分都会经过网络周转。 But now, because of all sorts of reasons, the fund in network, first does not have the incomes, everyone will not deposit too goes. 而现在呢,因为种种缘故,网络上的资金,第一是没有收益,大家也不会存放太多进去。 Second, because of the regulatory restriction, we do not have the means to use these money, instead is one impedes, making many regulators stare at us not to put. 第二,因为监管限制,我们没办法动用这些钱,反而是一个掣肘,让很多监管机构盯着我们不放。 Our imagination, if, I said if present one virtual money fund goes on the market, can deposit the user to bring the income to the network, compared with a bank deposit higher income, can attract large numbers of users to participate? 我们假想一下,如果,我说如果现在有一款虚拟货币基金上市,可以给网络储蓄用户带来收益,比银行存款更高的收益,会不会引来大批用户参与进来? The fund concentrates, we establish a fund company to operate again these funds, thus goes round the limit of regulator. 资金集中起来,我们再成立一家基金公司来运作这些资金,从而绕开监管机构的限制。 This sum of money, can in the name of investment, return to our hands again. 这笔钱,就可以以投资的名义,再度回到我们手上。 Without income, our idle capitals reaches as high as 100 billion, you said that if there is an income? 在没有收益的情况下,我们的沉淀资金就高达千亿,你们说,如果有了收益呢? When the time comes, 1 trillion, even are 10 trillion, the fantasies? 到时候,万亿,甚至十万亿,还是幻想吗? These money are not used to give us to invest completely, we cannot all spend these money . Moreover the risk is also very big. 这些钱不全部用来给我们自己投资,我们也花不完这些钱,而且风险也很大。 But we can use the official monetary fund operation method, operates this fund, part, is used for our investments in enterprise, such security can achieve high, the risk achieves lowly. 可我们可以用正式的货币基金运作手段,去运作这笔资金,其中一部分,用来我们自己的企业投资,这样安全能达到最高,风险达到最低。 Later, we will not have what fund scarce situation again. 以后,我们就不会再存在什么资金紧缺的情况了。 You can the stock of buy-back Yahoo !, young Brother Ma also be able to invest other domains unscrupulously, every year we need to pay, merely is some interest. 你可以回购雅虎的股份,小马哥也可以肆无忌惮的投资其他领域,每年我们需要付出的,仅仅是一些利息罢了。 But the operation of monetary fund, other does not dare saying that money enough words, earn our interest not to have the issue? 而货币基金的运营,别的不敢说,钱足够的话,赚我们的利息是没问题的吧? Thus, we were equivalent at least are free tens of billions even over a thousand hundred million turnovers of capital, because the user attained the income, will be more satisfied with us, the viscosity was bigger...... ” 这样,我们最少相当于免费多了几百亿甚至上千亿的资金周转,而用户因为拿到了收益,也会对我们更满意,粘度更大……” Li Dong is still continuing, two horses actually stopped the footsteps! 李东还在继续说,二马却都是停住了脚步! The operation style of virtual money fund, a Li Dong actually saying, they understood. 虚拟货币基金的运营模式,李东其实一说,他们就懂了。 The keys are, some they vibrations! 关键在于,两人内心都有些震动! No wonder, no wonder Li Dongyi individual does not dare to do, this was skids the financial industry formally the corner, this was more serious than the former network payment ****** S: Traces to the origin the book: «Legend Big Edition», the brothers collect...... 难怪,难怪李东一个人不敢干,这是正儿八经地撬金融行业的墙角了,这比之前网络支付要严重的******s:推本书:《传奇大编辑》,兄弟们收藏一下……
To display comments and comment, click at the button