In distant campus. 远方园区内。 horse Yunning sound said: „I said how you look for us with good intention, originally you feared!” 马昀凝声道:“我说你怎么好心找我们,原来你是怕了！” Li Dongheng said: „Let alone these useless, I asked you, wants to do, dares to do!” 李东哼道:“别说这些没用的,我就问你们,想不想干,敢不敢干！” Nearby horse Huateng knits the brows: „As the matter stands, we became financial institution eye-sore.” 一旁的马华腾皱眉道:“这样一来,我们就成了金融机构眼中钉了。” Li Dongwen said immediately the discontented say/way: „ First feared that wolf lingering fear tiger, that is also what industry vanguard! 李东闻言顿时不满道:“前怕狼后怕虎,那还做什么行业先锋！ The Internet finance arrives this step, is sooner or later matter! 互联网金融走到这一步,是迟早的事！ The bank is invariable, we change, isn't this your ideas? 银行不变,我们就去改变,这不是你们的想法吗？ Whatever hundreds of billions over ten thousand hundred million funds we control, you really don't move? 数千亿上万亿的资金任由我们掌控,你们就真的不动心？ The Internet industry, who is not burning money, even if now, your enterprise really does start to gain massively? 互联网产业,谁不是在烧钱,哪怕现在,你们的企业真就开始大规模盈利了？ Ali to finance, for the privatization, the stockholder's rights became others, are you really resigned? 阿里为了融资,为了私有化,股权都成了别人的了,你们真就甘心？ Are all these because of what? 这一切是因为什么？ Other reason first did not say, the biggest reason is short of money! 别的原因先不说,最大的原因还是缺钱！ As for the personal connection influence, these can achieve after the listing, on the eve of the listing, we can definitely not need to worry for the matter of fund again. 至于人脉影响,这些都可以在上市之后做到,上市前夕,我们完全可以不用再为资金的事发愁。 Moreover has money, we can invest many domains, enters more industries. 而且有了钱,我们可以投资更多的领域,进入更多的行业。 Not solely for us, for our users. 不单单是为了我们,也是为了我们的用户。 The investment method of people have nothing worthwhile, except for the bank is the stock market, but the stock market risk is too big, many people complete wipe-out. 国人的投资手段乏善可陈,除了银行就是股市,而股市风险太大,多少人血本无归。 The words of bank, the procedure did not say troublesome, does not have the too high return. 银行的话,手续麻烦不说,也没有太高的回报。 Also, the significance that the Internet has is anything, to give user bigger convenient! 还有,互联网存在的意义是什么,就是为了给用户更大的方便！ I thought that the virtual money fund adopted the t + 0 pattern, the risk of such user also fell lowly...... ” 我想好了,虚拟货币基金采取t+0模式,这样用户的风险也降到了最低……” „T + 0 pattern?” “t+0模式？” horse Yun raises the eyebrow say/way immediately: „ Did you consider clearly? 马昀顿时扬眉道:“你考虑清楚了？ This need extremely high user credit, in the initial period, in the event of large-scale withdrawing cash, we might present the fund unable particularly the predicament of turnover. ” 这需要极高的用户信用度,尤其是在初期,一旦出现大规模的提现,我们很可能会出现资金无法周转的窘境。” Li Dong has not cared about this actually, but said with a smile: „Said, you do want to do?” 李东倒是没在意这个,而是笑道:“这么说,你想干了？” „Nonsense, has anything not to dare!” “废话,有什么不敢的！” horse Yunyang sound said: „ You said right, the fund in individual hand, cannot obtain the maximum benefit. 马昀扬声道:“你说的没错,资金在个人手中,根本得不到利益最大化。 The finance method of people are few, but we are different, we actually lack is the money, does not lack the investment orientation. 国人的理财手段很少,而我们不同,我们其实缺的就是钱,不缺投资方向。 The matter of such cooperation will benefit both sides, why does not comply! 这样合则两利的事,为什么不答应！ As for financial institution, to this/should change time! 至于金融机构,是到了该改变的时候了！ At 08 years of Internet congresses, I have thought these issues. 08年的互联网大会上,我就想过这些问题。 Even, at that time I had thought that supports part of small and medium-sized enterprises, making them stand from the difficult position. 甚至,当时我就想过,扶持一部分中小企业,让他们从困境中站起来。 What a pity, Ali does not have money, our support plans, can only become the empty talk. 可惜,阿里也没钱,我们的扶持计划,只能成为空谈。 If the virtual money fund gets online, can draw in more funds, we can help more enterprises, even individual, went through the difficulty. 如果虚拟货币基金上线,能收拢更多的资金,我们就可以帮助更多的企业,甚至个人,度过难关。 Li Dong, your proposition, solved my urgent matter! 李东,你这次的提议,算是解了我的燃眉之急！ Goes ahead, like this, we raise a fund immediately, jointly purchases one monetary fund, then gets online the virtual money fund rapidly. 说干就干,这样,我们马上筹集一笔资金,联合收购一家货币基金组织,然后迅速上线虚拟货币基金。 Has not cared while the regulator, the law has not involved this, we quickly do in a big way. 趁着监管机构还没在意,法律也没涉及到这一块,我们迅速做大。 So long as did in a big way, considering the reality influence, the government will not ban directly. 只要做大了,考虑到现实影响,政府不会直接取缔的。 Before you ten thousand cartoon balance accounts are the same, so long as did in a big way, the government must consider that must stop forcefully! ” 就和你们之前的万卡通余额账户一样,只要做大了,政府就得考虑是不是要强行制止！” Li Dong said with a smile immediately: „Good that said that I also think.” 李东顿时笑道:“说的不错,我也是这么想的。” Two people are saying, horse Huateng is actually the sinking sound said: „ You must consider, although does not have the policy limit in this aspect now , but once appearing, even if quickly does in a big way, quick will cause the attention of all financial institution and regulator! 两人说着,马华腾却是沉声道:“你们要考虑好了,虽然现在还没这方面的政策限制,可一旦出台之后,哪怕迅速做大,很快就会引起所有金融机构和监管机构的注意！ By that time, the risk that we took, will be above the imagination! 到了那时候,我们所承担的风险,会超乎想象！ Banning is lightest, drills the legal loophole, might take the legal consequences. 取缔是最轻的,钻法律漏洞,很可能会承担法律后果。 Also, risk control, is not easy to do, the final result is very possible is beyond redemption! ” 还有,风险管控方面,不是那么容易做的,最后的结果很可能是万劫不复！” He said, horse Yun refuted immediately: „ You said the worry, actually does not need! 他说完,马昀顿时反驳道:“你说担心的,其实都是没必要的！ If really fears this, several years ago, we had been finished! 要是真怕这个,早在几年前,我们早就完蛋了！ The Internet finance is the emerging domain, we do not promote, we do not attempt, does the new domain walk forward? 互联网金融本来就是新兴领域,我们不推动,我们不尝试,新的领域如何向前走？ We are the cutting edges of industry, is the promoter of entire industry! 我们是行业的先锋,是整个行业的推动者！ A new domain, makes our group of people come for the successor to explore the way! 一个新的领域,就是让我们这群人来为后来者探路的！ If you feared, you can not participate! 你要是怕了,你可以不参与！ However, words that our successful that day, you followed, you were not a leader, but was a stealer! ” 但是,我们成功的那一天,你跟风的话,那你就不是领导者,而是偷窃者！” „Pulls the calf!” “扯犊子！” horse Huateng said angrily: „ I do not have you is so impulsive, I consider for your securities! 马华腾恼怒道:“我没你们这么冲动,我只是为你们的安全着想！ Our cotton garment ragged arrives this step, who feared seriously who? 我们布衣褴褛走到这一步,谁当真怕了谁？ The key is, once this time has an accident, that was braised by one spoon. 关键在于,这次一旦出事,那就被一勺烩了。 After having an accident, who also dares to continue to promote? 出了事之后,谁还敢继续推动？ For the future of entire industry, we must consider to be clear, thinks things over carefully before acting. 为了整个行业的未来,我们还得考虑清楚了,三思而后行。 Starts forcefully, I feel not to need, can first and regulator communicates applies, later has been permitted, we can the range pilot...... ” 强行上马,我觉得没必要,可以先和监管机构沟通申请,之后得到允许,我们可以范围试点……” horse Yun has not said, Li Dong refutes saying: „ Talking nonsense words! 马昀还没说完,李东就驳斥道:“扯淡的话！ Will the regulator comply? 监管机构会答应吗？ The operation case actually, the multi- incident has not been inferior to few incident, you applied even, was only preparation work enough you spends for several years! 没有实际的运作案例,多一事不如少一事,你就算申请,光是前期准备工作就够你花几年时间了！ Since thought that that does, does not have the law to stipulate that in any case now cannot do, having anything is good to fear! 既然想到了,那就去干,反正现在没有法律规定不能这么干,有什么好怕的！ My Li Dong wealth are more than you, the person is younger than you, I did not fear, your bad old man fears a ball, if you are not dry, I and old forage, you are treating at the same time! ” 我李东财富比你们多,人比你们年轻,我都不怕,你个糟老头子怕个球,你要是不干,我和老马干,你一边待着去！” Unbearable of horse Huateng air/Qi, gets angry the sound said: „ Don't you know the will of the people? 马华腾气的够呛,怒声道:“你们不识好人心吗？ Did I fear? 我是怕了吗？ Do not prod me, I do not mean do not do, but said that must complete the completely safe preparatory work. 你们也别激将我,我不是说不做,而是说要做好万全的准备工作。 At least, by the final time, we had an escape route! 起码,到了最后时刻,我们有条退路！ You two boorish fellows, know to, what matter by flushing kinetic energy solution? ” 你们两个莽夫,就知道冲冲冲,什么事靠冲动能解决的吗？” „......” “……” Because three people the opinion is not unified, noisy being heavily engaged. 三人因为意见不统一,吵的不可开交。 Not far away, the staff in some distant places and come to discuss the outsider of business, somewhat is dumbfounded. 不远处,一些远方的员工和前来洽谈业务的外来人,都有些傻眼。 These three people, are the eminent characters of Internet industry. 这三人,都是互联网行业的翘楚人物。 Looks at like this, probably wanted the to rub sleeve to begin. 看这样子,好像都要撸袖子动手了。 Stands white Su in not far away sees Li Dongchao being red in the face, the two are also the spit fly horizontally, probably really must begin, put out the cell phone to dial a number hastily. 站在不远处的白素见李东吵的面红耳赤,其他两人也是吐沫横飞,好像真要动手,连忙拿出手机拨通了一个号码。 Telephone, white Su on hurried say/way: „Shen, Li must fight probably, do you come to see quickly?” 电话一通,白素就急忙道:“沈总,李总好像要和人打起来了,您快来看看吧？” „Fights? Where is at? With whom? I pass immediately.” “打架？在哪？和谁？我马上过去。” „In the company, two horse came in the morning, does not know that said anything, suddenly quarrelled, noisy is very ominous, we do not dare to come up to mediate a quarrel.” “就在公司,二位马总早上就来了,不知道说了什么,忽然就吵了起来,吵的挺凶的,我们都不敢上去劝架。” „You are staring, tomorrow was the annual meeting, now do not let them really hit.” “你们盯着点,明天就是年会了,现在别让他们真打了起来。” Shen Qian also somewhat worried, now the vision of many are staring at the plain and distant place. 沈茜也有些担心,现在很多人的目光都盯着平川和远方呢。 Li Dongzhen must hit with two horses, that really helped the laughingstock of the world. 李东真要和二马打了起来,那真成全世界的笑柄了。 ...... …… At the same time. 同一时间。 Li Dong and two horse noisy being heavily engaged matters, also spread. 李东和二马吵的不可开交的事,也流传了出去。 These three fellows quarrelled outside the distant campus, did not have scruples to affect, many people shook the head speechless. 这三家伙就在远方园区外面吵架,也不顾忌一下影响,不少人都摇头无语。 willow Chuanzhi resigned-looking say/way of Capital City: „Really do not hit, very early beforehand several fellows approximately put up , the formal occasion, this is not deliberately creates trouble in secret even!” 京城的柳川志一脸无奈道:“别真打了起来,很早之前几个家伙就约架了,私底下就算了,正式场合,这不是胡闹嘛！” And the daughter is saying, willow Chuanzhi while dialed Li Dong telephone. 一边和女儿说着,柳川志一边拨通了李东的电话。 The telephone crossed is put through some little time. 电话过了好一会才被接通。 willow Chuanzhi has not opened the mouth, listens to Li Dongdao: „willow eldest child, I then return the call to you, is busy.” 柳川志还没开口,就听李东道:“柳老大,我回头给你回电话,忙着呢。” Listens to him to pant, willow Chuanzhi said immediately: „Do not begin, has the words saying that is the friends, does not need like this, I to go to the plain immediately, everyone evening sits together, chats calmly.” 听他气喘吁吁的,柳川志马上道:“别动手,有话好说,都是朋友,没必要这样,我马上去平川,大家晚上一起坐坐,心平气和地聊聊。” ...... …… Plain. 平川。 Li Dongyi face compels ignorant, good long time speechless say/way: „ Who fought, did my richest family's people, I fight to do in good condition? 李东一脸懵逼,好半晌才无语道:“谁打架了,我都首富的人了,我好端端地打架干嘛？ You want to come to come, I also had not said that does not entertain you. 你想来就来好了,我又没说不招待你。 Ok, arrived at this, then you came me to treat. ” 行了,就到这了,回头你来了我请客。” Hangs up the telephone, Li Dong is depressed: „Both of you pay attention to the image, quarrelled, is in front of so many people, unexpectedly passed to Capital City, but also thinks that we fought.” 挂断电话,李东郁闷道:“你们俩注意一下形象,吵个屁啊,当着这么多人的面,居然都传到京城了,还以为我们打架了。” horse Yun and horse Huateng are also an innocent person of face, how many we argued, how to fight? 马昀和马华腾也是一脸的无辜,我们就争辩几句罢了,怎么就打架了？ They were not also silly, began in the Li eastern den, this did not look to punch. 再说他们又不傻,在李东的老巢动手,这不是找揍么。 Several people have not continued with enough time, the telephone keeps resounding. 几人还没来得及继续,电话就不停地响起。 Looks at the number, several people somewhat did not know whether to laugh or cry, resulted, definitely was mediating a quarrel came. 一看号码,几人都有些哭笑不得,得了,肯定是劝架的来了。 Met to connect several telephones, explained one, Li Dong some, helpless said: „ It is not noisy, finds a place to sit, slowly chatted. 接连接了几个电话,解释了一阵,李东有些无奈道:“不吵了,找个地方坐坐,慢慢聊。 Young Brother Ma, you, if really does not want to do, we do not demand. 小马哥,你要是真不想干,我们不强求。 However I and nag decided that this time started forcefully. 不过我和老马是决定了,这次就强行上马了。 The risk, without big that you imagine. 风险,没有你想象的那么大。 The sentence is not of pleasant to hear, we three planted together, that Internet industry, backs up at least for five years. 说句不好听的,咱们仨一起栽了,那互联网产业,起码倒退五年。 You said, the government is willing to close to have nothing to eat our these talents? ” 你说,政府舍得把我们这些人才关进去喝西北风吗？” horse Huateng spits the mortise: „ Can your facial skin also thick? Without your Li Dong, east opens Wang Dong, you also really think that you were important? 马华腾吐槽道:“你脸皮还能更厚点吗？没了你李东,还有张东王东,你还真以为你多重要了？ Earth left anyone to transfer, said the person who again you offend now were many, you really went, was not accidental. 地球离开了谁都转,再说你现在得罪的人多,你真进去了,一点不意外。 I looked, in we relate in the good share, I manage you. ” 我要不是看在咱们关系不错的份上,我管你们死活。” Saying, horse Huateng beckons with the hand saying: „ Does not struggle, I think, we did not say that must start forcefully. 说着,马华腾摆摆手道:“不争了,我想了一下,我们不是说一定要强行上马。 We can adjust, through the fund company, the application gets online the new funding project. 我们可以变通一下,通过基金公司,申请上线新的基金项目。 First does calmly, was needless to say was too thorough, looked for a method in SRC, examined and approved had distributed again. 先不动声色地做,也不用说的太透彻,在证监会找点门路,审批过了再发行。 To be honest, the fund of annually getting online were many, where has time verifications. 说实话,现在每年上线的基金多了,哪有功夫一个个审核。 So long as acquires an aptitude perfect public fund company, this is actually a flow, quick can examine and approve. 只要收购一家资质过硬的公募基金公司,这其实就是个流程,很快就能审批下来。 Arrived finally, the responsibility was not our, was strange, strange verification organization. ” 到最后,责任就不是我们的了,要怪,怪审核机构去。” Li Dong and horse Yunwen said looks at each other one, then two people were tacit the say/way: „Yin person is the Yin person, the risk passes the burden dry/does first-class.” 李东和马昀闻言对视一眼,接着两人都默契道:“阴人就是阴人,风险转嫁干的一流。” Some horse Huateng hearts are tired, these two bastards, know that hard, forces. 马华腾有些心累,这俩王八蛋,就知道来硬的,来强行的。 I offer advice to you, you also scolded me, without the bastard of conscience. 我给你们出主意,你们还骂我,没良心的混蛋。 Li Dong has not rejected this proposition, good that horse Huateng said that comes indeed to have the risk forcefully. 李东也没否决这个提议,马华腾说的不错,强行来的确有风险。 If can fish in troubled waters to mix, that primary responsibility not in them. 要是能浑水摸鱼混过去,那主要责任就不在他们了。 This is not the not possible matter, fishes in troubled waters difficult that actually has not imagined, in many funding projects, inserts a common funding project, the company aptitude is perfect, three big giant enterprises promote in behind. 这不是不可能的事,浑水摸鱼其实也没想象的那么难,在多项基金项目中,插一项不太起眼的基金项目,公司资质过硬,又有三大巨头企业在后面推动。 Finally the allowed to pass possibility is very big. 最终被放行的可能性很大。 However horse Yun said: „What to do if were rejected?” 不过马昀还是道:“那要是被拒绝了怎么办？” horse Huateng feels the chin, walks while said: „ Really must be rejected, we wait again, this time must do in any case silently, applied calmly much several times, or walked the channels in several companies much. 马华腾摸着下巴,边走边道:“真要被拒绝了,那咱们就再等等,反正这事前期要默默地干,不动声色地多申请几次,或者多走几家公司的渠道。 A time is not good, several times, I did not believe do not cross. 一次不行,几次下来,我不信都过不了。 When has examined and approved, we do again on a grand scale, that issue is not big. ” 等审批过了,咱们再大张旗鼓地干,那问题就不大了。” „Tries.” “试试吧。” Li Dong nods, looks to two humanity: „ Reached an agreement, this is I proposed that later I must occupy the big end. 李东点了点头,看向两人道:“不过说好了,这个是我提议的,后期我要占大头。 The words of buy-out fund company, I must occupy the stock to be most. ” 收购基金公司的话,我要占股最多。” Two horses are staring him wickedly, but also without starting to work, are you dividing the booty anxiously? 二马都恶狠狠地瞪着他,还没开始干活,你就急着分赃了？ Li Dong sees two people to stare itself, said ill-humoredly: „ Doing, I am earnest. 李东见两人瞪着自己,没好气道:“干嘛,我认真的。 I say, I think that I must certainly occupy the big end. 我提出来的,我想到的,当然我得占大头。 Moreover the risk that I take is biggest is right, both of you now are the waving the flag and shouting roles. 而且我承担的风险最大才对,你们俩现在都是摇旗呐喊的角色。 Also, don't forget, the virtual money fund appeared, was the shares of ten thousand cartoons are definitely most. 还有,别忘了,虚拟货币基金出现,肯定是万卡通的份额最多。 This has not run! 这点没跑的！ The virtual money fund, aims is the mobile customer community. 虚拟货币基金,针对的就是移动客户群体。 Now we in the mobile space, are deserve first. 我们现在在移动领域,才是当之无愧的第一。 Intelligence machine majority on market is at the research and development stage , to promote truly massively, at least takes several months later. 目前市面上的智能机大部分都处于研发阶段,真正大规模推出,起码要几个月后了。 When the time comes, the market most likely (80%) are my. 到时候,市场八成都是我的。 We cooperate the buy-out fund company, I do not occupy the big end, that my blood owes. 我们合作收购基金公司,我不占大头,那岂不是我血亏。 Or this, we purchased alone, does not need to about purchase in the same place, a person made one, each applied. 要不这样,咱们单独收购好了,没必要非要合在一起收购,一人弄一家,每家都去申请一下。 How do you feel? 你们觉得如何？ Naturally, for the assigned risk, the words that we get online, can get online actually together, this also prevents one to aim by the financial institution, cannot withstand. ” 当然,为了分担风险,我们上线的话,倒是可以一起上线,这样也防止一家被金融机构针对,承受不住。” This saying, horse Yun and horse Huateng considered. 这话一出,马昀和马华腾都考虑了起来。 Li Dong words, pouring are not false. 李东的话,倒也不假。 Moreover various payment systems are different, really must get online the same fund, in the future the investment issue will also be a trouble. 而且各家的支付体系不一样,真要上线同一个基金,日后投资问题也是个麻烦。 How many people are not the person of that compromise, if the distant large-scale use fund, they do want to use? 几人都不是那种妥协的人,要是远方大规模使用资金了,他们要不要用？ If the distant place had the problem, the fund is unable to return, finally the responsibility was three allocates. 要是远方出现问题了,资金无法归还,最后责任可是三家平摊。 Thinks of this, horse Yundao: „ This, we do respectively various, but must have the tacit understanding of same onset and retreat. 想到这,马昀道:“这也可以,我们各做各的,但是要有同进退的默契。 This can also strive for the maximum benefit to us, prevents to be defeated one by one. ” 这样也能给我们争取利益最大化,防止被逐个击破。” MCA invites ridicule saying: „Since reached an agreement in this, naturally handles jointly with the onset and retreat, naturally, what I said is I, excluding somebody.” 马华腾笑道:“既然都在这谈好了,当然会同进退,当然,我说的是我,不包括某人。” Li Dongpie a horse sunlight, horse Yun the corners of the mouth rose, despise saying: „Doesn't somebody have the points?” 李东瞥了一眼马昀,马昀嘴角上扬,鄙夷道:“某人心里没点数吗？” „Did you say me?” “你们说我？” Li Dongleng, then shouted abuse: „, I say especially good, said raises with you! 李东愣了一下,接着就破口大骂道:“特么的,我提出来的好吧,说的跟你们提出来的似的！ Also questioned me, was the conscience eaten by the dog? ” 还质疑我,良心被狗吃了？” He is scolding, some not far away people quickly shout: „Li Dong, do not begin, is first calm!” 他正骂着,不远处有人急忙喊道:“李东,别动手,先冷静点！” Li Dong turns the head to look, waits to see is Shen Qian comes hurriedly, immediately heaved a deep sigh, why? 李东转头一看,等看到是沈茜匆忙而来,顿时长叹一声,为什么呢？ The person who I restrain, why can think I will begin? 我这么收敛的人,为什么都会想着我会动手？ Although he wants to punch these two fellow now, even if punches, that is still secretly, how possibly in public. 虽然他现在很想揍这俩家伙一顿,可就算揍,那也是暗地里,怎么可能在公开场合。 Hit secretly, but can also repudiate a debt. 暗地里把人打了,还可以赖账。 If this public occasions hit, repudiates a debt is not good, made a false countercharge by these two fellows, oneself cannot have bad luck. 这要是公开场合把人打了,连赖账都不行,被这俩家伙反咬一口,自己还不得倒霉。 Does not have the thoughts to respond two people again, Li Dong said rapidly: „Then we detailed chatted again, be not thinking keeping everything for oneself, this matter kept everything for oneself not to have the advantage, really must be able to keep everything for oneself, I ate, you knew.” 没心思再搭理两人,李东迅速道:“回头咱们再详聊,别想着吃独食,这事吃独食没好处,真要能吃独食,我自己都吃了,你们知道的。” Throws down this saying, That side Li Dongchao Shen Qian walks. 丢下这话,李东朝沈茜那边走去。 Leaves behind same place two people to shake the head to laugh in spite of trying not, this fellow, thinks that who is like you. 留下原地的两人都摇头失笑,这家伙,以为谁都跟你一样呢。