horse Yun guessed that Li Dong has what movement, Li Dong is actually stirless. 马昀猜测李东有什么动作,李东却是毫无动静。 Including distant place, is so. 包括远方,也是如此。 Attained the consumer finance license, the distant place had not publicized anything. 拿到了消费金融牌照,远方并未宣扬什么。 The average people, actually did not understand this on behalf of anything, will not pay more attention. 普通人,其实也不了解这代表什么,更不会去关注。 The distant place attained the license, probably all have no change to be the same. 远方拿到了牌照,好像一切都没有任何变化一般。 However the distant financial company, actually increased the registered capital at this time. 不过远方金融公司,却是在这时候增加了注册资本。 Originally, the registered capital of distant finance is not too high, this time, the distant place actually increased to the registered capital 2 billion. 原本,远方金融的注册资本并不是太高,这次,远方这边却是将注册资本增加到了20亿。 Increases the registered capital, must draw cash. 增加注册资本,是得拿钱的。 The distant place, few money, scrape now finally, sufficiently collected these money reluctantly, is this, distant place these days, accumulation that wealth, all pounded. 远方这边,现在也没几个钱,最后还是七拼八凑,勉强凑够了这些钱,为这,远方这段时间,积累的那么点财富,又全都砸了进去。 Now, the distant place has the one cent with the one cent, does not keep the extra money. 现在,远方是有一分钱用一分钱,丝毫不留余钱。 Naturally, did not say that injects the distant finance, this sum of money did not have, money also, is only from the holding company, injected the distant finance. 当然,不是说注入远方金融,这笔钱就没了,钱还在,只是从控股公司,注入到了远方金融而已。 2 billion registered capitals, in 4 in the middle of financial expense company that issues the license, the distant place is highest. 20亿的注册资本,在四家发放牌照的金融消费公司当中,远方是最高的。 Even if Bank of China spends, registered capital also 5 hundred million. 哪怕中银消费,注册资本也才五个亿。 In fact, Bank of China consumer finance back giant Bank of China, does not care about the business that Bank of China spends, because the bank actually also included the consumer finance business. 实际上,中银消费金融背后的巨头中行,并不是太在意中银消费的业务,因为银行本身其实也包括了消费金融业务。 They make these, at present mainly as well as watches the market for the pilot. 他们做这些,目前主要是为了试点以及观看市场。 Naturally, removes the thoughts of competitor unavoidably. 当然,也免不了排除一下竞争对手的心思。 Altogether on 4 licenses, their banking system took 3, as the matter stands, the competitor of new birth were few. 总共就四张牌照,他们银行系统拿下了三张,这样一来,新诞生的竞争者就少了。 The local bank very cares actually, after all the local bank limits in a big way, the competitiveness was big, attained the license, the covered range can be broader. 地方性银行倒是挺在意的,毕竟地方性银行局限大,竞争力大,拿到了牌照,覆盖的范围就能更广一些。 But the distant place took the license, moreover expanded the registered capital. 而远方拿下了牌照,而且还扩充了注册资本。 At this time, looks is quiet, did not show one's self, many professionals actually know, then the distant place must have the movement. 这时候,看着是平静无波,不显山不露水,不少业内人士却是知道,接下来远方就要有动作了。 2 billion registered capitals, if the leverage achieves 5 times, the distant place in consumer finance, can achieve 10 billion scales! 20亿的注册资本,如果杠杆率达到五倍,远方在消费金融这一块,就能做到百亿规模！ Now, in the middle of the bank of Huaxia, many provincial banks have not achieved 10 billion scales in this. 如今,华夏的银行当中,很多地方银行都没在这一块做到百亿规模。 But the distant place, a private enterprise, has such big ambition unexpectedly, is not as many expected. 而远方,一家民营企业,居然有这么大的野心,也出乎不少人的预料。 Does the Internet consumer finance domain, really have such big market prospect? 互联网消费金融领域,真的有这么大的市场前景吗？ This is not the Internet finance, but is the scope of consumption, is the consumptive loan domain on Internet, has such big space? 这不是互联网金融,而是消费领域,还是互联网上的消费贷款领域,有这么大的空间？ Brings some not to believe firmly, the people can only the selective wait. 带着一些不确信,众人只能选择等待。 At this time, except for the waiting, everyone did not have a better way. 这时候,除了等待,大家也没更好的办法。 Even if the bank is also, since BRC the selected location issues the license to the distant place, explained that upper level also holds the idea of trying to do, the promoter who wants to let distant Internet finance gives a try. 哪怕银行也是,银监会既然选址给远方颁发牌照,说明上层也是抱着试一试的想法去做,想让远方这家互联网金融的推动者去试试看。 Can the Internet finance, bring some changes to the Huaxia economy. 互联网金融,到底能不能给华夏经济带来一些改变。 This change, takes the distant place as the pilot , not deficient influence, not because distant will be defeated, eventually will cause the entire system collapse. 这种改变,以远方为试点,既不缺乏影响力,也不会因为远方一家失败,最终导致整个体系崩坏。 ...... …… The high-level idea, Li Dong does not guess. 高层的想法,李东不去猜。 He does not want to guess. 他也不想猜。 In brief, the distant place attained the license, all can change legitimate compliant, this was enough. 总之,远方拿到了牌照,一切都会变的合法合规,这就足够了。 At this moment, Li Dong is flying to the private plane of Capital City. 此刻,李东正在飞往京城的私人飞机上。 Today, reached an agreement on the 9 th must go to Capital City to attend the returning home feast, this cannot miss. 今天九号,说好了要去京城参加回门宴,这个可不能错过。 The license was yesterday issues, yesterday evening, Li Dongyi is pondering a very important issue. 牌照是昨天下发的,昨天晚上,李东一直在思考一个很重要的问题。 The consumer finance license attained, then, oneself ten thousand cartoons bring out the individual consumption loan business, should name? 消费金融牌照拿到了,接下来,自己的万卡通推出个人消费贷业务,该叫什么名字好？ Does the flower and borrow? 花呗和借呗？ While considering this issue, Li Dong is thinking, later can be scolded. 在考虑这个问题的同时,李东又在想着,以后自己会不会被人骂死。 Ahead of time got so far as the license, brought out the online loan business, later some people lent money taking advantage , also, but also can not scold itself. 提前弄到了牌照,推出了网上贷款业务,以后有人借钱借多了,又还不起,还不得骂自己。 However Li Dong turns the head and thinks, oneself this is for everyone's good. 不过李东转头又想到,自己这是为大家好。 ten thousand Katong takes the lead to promote, this system standardization, later some online loan platforms was not good to act unreasonably, after all ten thousand cartoon here interest rates were low, credibility, what everyone first choice was ten thousand cartoons. 万卡通率先推出,将这个体系正规化,以后一些网上贷款平台就不好乱来了,毕竟万卡通这边的利率低,公信力强,大家首选的还是万卡通。 As the matter stands, what bare loan, whether greater avoidance? 这样一来,什么裸贷事件,是不是可以更大程度的避免？ Thinks oneself are trying hard for the later ignorant crowd, is struggling, is changing, Li Dong thought that everyone should not scold itself to be right, oneself are also good for them. 一想到自己为以后的无知人群在努力,在奋斗,在改变,李东又觉得大家不该骂自己才对,自己也是为了他们好。 Naturally, money of these loans, use in the distant commercial city shop, use shop in Yuanfang Supermarket, that it would be the best. 当然,这些贷款的钱,用在远方商城购物,用在远方超市购物,那就最好不过了。 Money, backflowed the distant group finally. 钱,最终还是回流到了远方集团。 Uses money that the lever flows from the financial company, finally adjusted, oneself earned the interest not saying that the shopping also had the profit, but can also promote to spend, increased the performance, on money will stimulate on hand...... 从金融公司动用杠杆流出去的钱,最终变通了一下,自己赚了利息不说,购物也是有利润的,还能促进消费,增加业绩,将手头上的钱盘活…… The advantage, naturally is many! 好处,自然是很多很多的！ Key, before double 11, this system must come out. 关键一点,双十一之前,这个体系要出来。 Double 11, how without money shop! 双十一,没钱怎么购物！ Without money, distant here supported on the line! 没钱,远方这边支持就行了！ Thinks the pair 11, Li Dong thinks, these chop the hand party, afterward discovered spends the money of borrowing also what to do? 想到了双十一,李东又不由想到,那些剁手党,事后发现花呗借呗的钱还不起怎么办？ This impulsive expense, is not a few, but is many. 这种冲动性的消费,可不是少数,而是很多。 Thinks, Li Dong felt oneself were somewhat unpardonably wicked, ahead of time several years made these things, this did not make everyone more than several years spend ahead of time. 想着想着,李东又觉得自己有些十恶不赦了,提前好几年把这些东西弄出来了,这不是让大家提前好几年多花钱么。 ...... …… Sits in his nearby Shen Qian, the expression that seeing Li Dongyi can bemoan the state of the universe, one expression that will look fierce to smile strangely, looked will somewhat infiltrate the person. 坐在他旁边的沈茜,见李东一会悲天悯人的表情,一会龇牙咧嘴怪笑的表情,看的都有些渗人。 When Li Dong is grinning to laugh foolishly again, helpless Shen Qian said: „What do you think?” 等李东再次龇着牙傻笑,沈茜无奈道:“你想什么呢？” Li Dong said with a laugh: „ Has not thought anything, I felt, I am sometimes very great. 李东笑呵呵道:“没想什么,我只是觉得,我有时候挺伟大的。 Naturally, this great, the bystander is incomprehensible. 当然,这种伟大,外人不能理解。 The distant finance, several famous photos get down, later, I can serve the populace. 远方金融这边,几大牌照一下来,以后,我就可以服务大众了。 Often thinks of these, I felt, I will think of everyone. ” 每每想到这些,我都觉得,我这个人太会为大家着想了。” Shen Qian complexion sends the underworld gang: „ Recently what's the matter? Probably more and more narcissism. 沈茜脸色发黑道:“最近你怎么回事？好像越来越自恋了。 Since you have a vacation to yourself, other change does not have, this aspect changes is very big. 自从你给自己放假之后,别的改变没有,这方面改变挺大的。 Before, you boasted that also boasted before the bystander, calculated several truth before me, now before me, mouthful running train. ” 以前,你吹嘘也是在外人面前吹嘘,在我面前还算有几句实话,现在在我面前,都满嘴跑火车了。” Li Dong dry say/way: „ Has? No. 李东干巴巴道:“有吗？没有吧。 Recently I am full mouth am the truth, this is real. 最近我是满口都是实话,这可是真的。 Do not believe that sometimes I thought that I am very great. 你别不信,有时候我觉得我自己真的挺伟大的。 You think that I attain the consumer finance license now, I can make loans. 你想啊,我现在拿到了消费金融牌照,我就可以放贷了。 I make loans, stronger compared with the usury? 我放贷,比高利贷要强吧？ I am also insufficient being with one's family broken up and decimated that the person makes , did being insufficient make one remove completely the clothes photograph to give the loan? 我也不至于把人弄的家破人亡,也不至于让人脱光了衣服拍照才给贷款吧？ Also, waited to attain the small loan license, I can also give some small and medium-sized enterprises to support. 还有,等拿到了小贷牌照,我还可以给一些中小企业扶持。 They in the bank loan loan are less , the company faced with the bankruptcy, the staff faced with the unemployment, is I, to opportunity that they bring back to life, is not financing, but is the loan, the interest is not too high, loans quickly, the verification is simple. 他们在银行贷款贷不到,公司面临倒闭,员工面临失业,是我,给他们起死回生的机会,还不是融资,而是借款,利息也不是太高,放款快,审核简单。 You said, everyone is must thank me? 你说,大家是不是得感谢我？ I do not do, others will also do, but others can do my Li Dong is better than? 我不做,别人也会做,可别人能比我李东做的更好？ At least, I have money, I am not the money in too corrupt this aspect, I first conduct some well-mannered formulations this industry, becomes the standard of industry. 起码,我有钱,我不是太贪这方面的钱,我先将这个行业进行一些规矩的制定,成为行业的标准。 Later, before having again other enterprises make this, the standard of everyone subconsciously following distant place will do. 以后,再有其他企业做这个之前,大家就会下意识地跟着远方的标准来做。 Guides a new industry, formulates the guild regulations, is good direction that type, you said, this isn't great? ” 引导一个新行业,制定行规,还是好的方向那种,你说,这不伟大？” Shen Qian had nothing to say in reply, long time said: „You are first pomposity that the usury said that even speaking of great this situation well-known entrepreneur.” 沈茜无言以对,半晌才道:“你是第一个把高利贷说的冠冕堂皇,甚至说到伟大这个地步的知名企业家。” Li Dong refuted: „How to become the usury? You do not understand, later this words cannot speak irresponsibly.” 李东反驳道:“怎么就成高利贷了？你不懂,以后这种话可不能乱说。” „ Yes, I do not understand. “是,我是不懂。 But I heard somebody to say last night, interest rate of formulation in the day interest rate about 5/10000. 可我昨晚听到某人说,制定的利率在日利率万分之五左右。 Calculates that the moon/month compound interest the words, the annual interest rate was close to 20, was not the moon/month compound interest, that was also 18 interest rates, what wasn't this usury is? ” 算月复利的话,年利率接近20了,不算月复利,那也是18的利率,这不是高利贷是什么？” Li Dong said embarrasedly: „ Expense loan, the towards bank card emulates, if this is lower than the credit card, above cannot verify. 李东讪讪道:“消费贷么,得朝银行信用卡看齐,这要是比信用卡还要低,上面审核不过啊。 Let alone we are settle accounts monthly, if the annual reckoning, where comes so many capital. 何况我们就是月度结算,要是年度结算,哪来那么多资本。 Should in any case emergency, is not...... 反正就是应应急,又不是…… Ok, I did not explain that when the time comes you had a look to know, even if the years compound interest were close to 20, still many that the usury was stronger. 算了,我不解释了,到时候你看看就知道了,就算年复利接近20,也比高利贷强的多。 Also, was small, will not rise my black heart to one year several times of dozens times. 再说,都是小额的,我可不会黑心到一年涨几倍几十倍。 The person who let alone, I will not compel is with one's family broken up and decimated, even if an unprincipled person, must be the good person in unprincipled person, this is my faith. ” 更别说,我不会逼的人家破人亡,哪怕做个坏人,也要做坏人中的好人,这才是我的信念。” Li Dong did not continue these, this matter personal view was different, some people thought that the distant place was a Savior, some people thought that the distant place was the black heart usury, that was normal. 李东也不继续说这些,这事个人看法不同,有人觉得远方是救世主,有人觉得远方是黑心高利贷,那都是正常的。 In brief, had the expense license, then the fund of distant place can be stimulated, this is solid. 总之,有了消费牌照,接下来远方的资金就能被盘活,这才是实在的。 But Li Dong, hopes at this time extremely the distant place can stimulate the big funds. 而李东,这时候极其希望远方能盘活大笔的资金。 So long as has money, his competent matter were too many. 只要有了钱,他能干的事就太多了。 Later generation, Ali Teng fast these enterprises, profit for the year how many? 后世,阿里滕迅这些企业,年利润才多少？ But others acquire the enterprise time, that writing skill called big, although all was not the cash, but several big it giants were not short of money real. 可人家收购企业的时候,那手笔叫一个大,虽然不全是现金,可几大it巨头不差钱是真的。 These money, how were stimulated, but cans be discussed. 这些钱,怎么被盘活的,可是有待商榷。 In brief, fund that some are unable to utilize, the idea tries to stimulate, this is all enterprises at the matter of doing. 总之,将一些无法动用的资金,想法设法地盘活,这是所有企业都在做的事。 Makes money to oneself with others' money, rather than makes money to others with own money, this is also the big enterprise at the matter of doing. 用别人的钱给自己赚钱,而不是用自己的钱给别人赚钱,这也是大企业都在做的事。 Has money, Li Dong can continue own plan. 有了钱,李东才能继续自己的计划。 Otherwise, light/only by the bank loan, supported that a money, how to conduct these to plan greatly. 要不然,光靠银行贷款,撑死了那么点钱,怎么进行这些大计划。 This time Li Dong, actually admired was not oneself, but was horse sunlight these people, these person of previous generation for the road that he spread, but also were really good. 这时候的李东,其实佩服的不是自己,而是马昀这些人,这些人前世为他铺的路,还真不错。 The lots, are actually hard to think by Li Dong radically, but there is a situation of learning from another's mistakes, does again, that wanted to be simpler. 很多东西,其实靠李东自己根本难以想到,但是有了前车之鉴的情况,再去做,那就要简单许多了。 But this time horse sunlight they, now perhaps also in path of fumble. 而这时候的马昀他们,现在恐怕还在摸索的道路中。 In Li Dong mind, had the mature system early. 李东脑海中,却早有了成熟的体系。 To/Clashes this, Li Dong decided, then must deliver the horse the sunlight their several box of liquor to be right, how previous time moved out one box enough. 就冲这,李东决定,回头还得送马昀他们几箱酒才对,上次才搬走了一箱怎么够。 ...... …… Capital City. 京城。 Li Dong this whole life besides the plain, the arrived most cities is Capital City. 李东这辈子除了平川之外,到的最多的城市就是京城。 Since 05 years, he must come every year, are sometimes many, are sometimes few. 从05年开始,他每年必来,有时候多,有时候少。 May calculate, he came the Capital City at least over over 10 times. 可算下来,他来京城起码超过十次以上了。 Naturally, does not calculate each time happily and that's the end. 当然,每次都不算愉快就是了。 This time fortunately, the big fiendish person marries now, moreover provoked his person is also short, or does not dare to provoke. 这次还好,大魔王现在结婚了,而且招惹他的人也少了,或者说不敢招惹了。 In this case, Li Dong is not the lord of making trouble out of nothing, the atmosphere naturally wants harmoniously many. 这种情况下,李东也不是无事生非的主,气氛当然要和谐不少。 Especially, this time is the son-in-law returns home , there is nothing to do with others, that was more harmonious. 尤其是,这次是女婿回门,和其他人都无关,那就更和谐了。 Airport. 机场。 What this time picks is Shenyang ACFT, everyone just shortly, naturally did not have so many pleasantries to say respectively. 这次来接机的还是沈航,大家都刚分别没多久,自然也没那么多客套话要说。 Boards, Shenyang ACFT said with a smile: „ Before married, was brother-in-law's your home game. 上了车,沈航笑道:“之前结婚,是姐夫你的主场。 Now, was to our home games. 现在,可是到了我们的主场了。 Tonight everyone reaches an agreement, the brother-in-law came, is not strong is inappropriate. 今晚大家都说好了,姐夫来了,不浓重都不合适。 In the evening, the brother-in-law you have not drunk but actually, calculates our wife's relatives not with all one's heart...... ” 晚上,姐夫你没喝倒,算我们娘家人不尽心……” He was just saying, Shen Qian „” pulled out his head, said ill-humoredly: „ Little pulls these, later tobacco and liquor these topics little said. 他刚说着,沈茜“啪”地一声就抽了他脑袋一下,没好气道:“少扯这些,以后烟酒这些话题少说。 Some people got drunk, what words dare saying that anything dares to do. 有些人喝醉了,什么话都敢说,什么事都敢干。 I do not think he becomes a drunkard! ” 我可不想他成一个酒鬼！” Li Dongyi face approves the person of same belief: „ Good, what your older sister teaches, is good to be of pleasant to hear. 李东一脸赞同道:“不错,你姐教训的是,好好听着。 Drinks these matters, can exempt exempts. 喝酒这些事,能免就免。 Let alone in the evening you are not the leads, I am, later is short for me takes responsibility. ” 何况晚上你们又不是主角,我才是,以后少替我做主。” A helplessness of Shenyang ACFT face, this couple, is one by one difficult to provoke, but also really had no way to say anything. 沈航一脸的无奈,这两口子,一个比一个难招惹,还真没法说什么。 ...... …… Returning home feast that Du Jia prepares, is not too strong. 杜家准备的回门宴,不算太浓重。 If Shen Jia arranges, that this time returning home feast, the scale will not be small, on the Capital City celebrities please larger part, this conform to the attitude of Shen. 如果是沈家筹备,那这次的回门宴,规模绝不会小,京城名流请上一大半,这才符合沈家的作风。 But Du, that is simple best. 可杜家这边,那是简单最好。 Therefore to chooses a hotel that Shen Jia proposed to hold the returning home feast, Du An Min and his wife no one responded. 所以对沈家提议的选个大酒店办回门宴,杜安民夫妇都没人搭理。 Finally decided, manages in Du. 最后还是决定,就在老杜家里办。 The guests are also simple, except for the person of Du and Shen, Du Anmin has not invited several people, altogether also on 45 bystanders. 客人也简单,除了杜家和沈家的人,杜安民没邀请几个人,总共也就四五个外人。 Shen Xuehua, invited several, in addition two sides relatives, finally about 30 people. 沈雪华这边,也邀请了几个,加上两边的亲属,最后才30人左右。 Such scale, the scale of relative Li Dong wedding, as well as position of both sides, was crude. 这样的规模,相对李东婚礼的规模,以及双方的地位而言,算是简陋了。 The flow of returning home feast, don't even go there, the rookie forever is the lead of wedding. 回门宴的流程,没什么好说的,新人永远是婚礼的主角。 This commission entrusted before, Du Anmin and Shen Xuehua actually have nothing other must say. 该嘱托的都在之前嘱托了,杜安民和沈雪华其实也没什么别的要说的。 As for pledging this thing, a meaning enough. 至于承诺这东西,一个意思就够了。 Really counts on the commitment to be useful, the entire world no one will divorce. 真指望承诺有用,全世界就没人会离婚了。 The marriage, depends on husband and wife to operate finally, at the wedding, at the returning home feast, Li Dong pledged even again many, these words do not need to take seriously. 婚姻,最终还是靠夫妻双方自己去经营,在婚礼上,回门宴上,李东就算承诺再多,这些话也不必当真。 The returning home feast crosses, Li Dong and Shen Qian's wedding was obtains both everyone to approve and bless. 回门宴一过,李东和沈茜的婚礼算是得到了双方所有人认可和祝福。 The flow of wedding also comes to the end thoroughly, then depended on both sides to wear. 婚礼的流程也彻底告一段落,接下来就靠双方自己去磨合了。 Do not look that Shen Qian and Li Dong are not together short in the time, before may get married, and after the marriage, different, can wearing in be good, this will also relate to the future the conjugal relation to be whether able to be long-time. 别看沈茜和李东在一起时间不短了,可结婚前和结婚后还是不同的,能不能磨合好,这也关系到日后夫妻关系能否长长久久。 This evening, Li Dongdu defends the vacant room, Shen Qian carried off by Shen Xuehua, mother and daughter exchange the night not to sleep. 这一晚,李东独守空房,沈茜被沈雪华拉走了,母女俩交流到深夜都未眠。 How to teach the daughter as for Shen Xuehua, this Du Anmin or Li Dong had not asked. 至于沈雪华怎么教女儿的,这点无论是杜安民还是李东都没问。 But the returning home feast ended, Li Dong must conduct the travel of their honeymoon with Shen Qian. 而回门宴结束,李东则是要和沈茜进行他们的蜜月之旅。 As Li Dongwei own wedding rushes about, Huaxia business circle suddenly peaceful. 随着李东为自己的婚事奔波,华夏商界陡然间安静了下来。 Until this time, many talents awakened suddenly, ate melon people some is not familiar with say much: „Does not have the artillery elder brother's day, probably was somewhat bored.” 直到这时候,不少人才忽然间醒悟,不少吃瓜群众都有些不习惯道:“没有炮哥的日子,好像有些无聊了。” „After artillery elder brother will not marry, really expressed feelings in the scenery?” “炮哥不会结婚之后真就寄情于山水了吧？” „Yes, don't this, too pitifully. In the two years, the Huaxia business circle is much lively, now the artillery elder brother walks, others faded, we could not have the interest.” “是啊,千万别这样,太可惜了。这两年,华夏商界多热闹,现在炮哥一走,其他人都蔫了,我们这些人都提不起兴致了。” „Anticipation artillery elder brother returns!” “期待炮哥回归！” „Continues to blow, which the global richest families to , the distant place did not have the tenth world first!” “继续吹下去,全球首富才哪到哪,远方还没成世界第一呢！” „Artillery elder brother, comes back quickly!” “炮哥,快回来吧！” „......” “……” In the network, a shouts piece, the artillery elder brothers do not fire a gun, this day passes was also too boring. 网络上,呼唤声一片,炮哥都不放炮了,这日子过的也太无聊了。