Busy, Li Dong wedding passed finally. 忙忙碌碌中,李东的婚礼总算是过去了。 Friends and relatives, almost walked, the person of business cannot withstand busily, the person who on the same day left surpassed the larger part. 亲戚朋友,也几乎都走了,商界的人更是忙碌不堪,当天离开的人就超过了一大半。 On the morning of 8 th, sent off Shen Xuehua and Shen the Du two people, by afternoon, Li Dong finally had space that passes the tone. 八号上午,送走了沈雪华和沈杜两家的人,到下午,李东总算有了透口气的空间。 ...... …… Dongyuan. 东园。 By Li Dongtang on artificial lake sand beach chair, is languid: „You said, we later were this/should please personal finance?” 李东躺在人工湖旁的沙滩椅上,懒洋洋道:“你说,咱们以后是不是该请个私人财务了？” „What's wrong?” “怎么了？” „ Said matter that does accounts, the person in company is not our private employments, cannot anything look for them. “就说算账的事,公司的人不是咱们的私人雇佣,总不能什么事都找他们。 This wedding arranged, spent so much money, took many red packages, cannot distant place to help us count. 这次婚礼筹备,花了这么多钱,收了不少红包,也不能一直让远方的人帮咱们统计吧。 These private affairs, must separate with the official business is good. ” 这些私事,还是要和公事分开才行。” Shen Qian nods saying: „This but actually is also, this, these matters I arranged, you did not need to manage.” 沈茜点头道:“这倒也是,这样吧,这些事我来安排好了,你就不用管了。” „Un, you arrange. Right, thinks where received round trip is on one's honeymoon?” “嗯,那你安排吧。对了,想好了接下来去哪度蜜月吗？” Shen Qian said with a smile: „ Do you also really want a long vacation to yourself? 沈茜笑道:“你还真要给自己放长假？ From late May to the present, a half month, you are one time has not gone to the company , no matter didn't ask? ” 从5月下旬到现在,半个多月了,你可是一次没去过公司,真的不管不问？” Li Dong has the yawn saying: „ My this marriage, must have a vacation to oneself. 李东打着哈欠道:“我这结婚,总得给自己放个假吧。 Now is not good? 现在不是挺好的吗？ All are very smooth, in the same old way without my day, everyone does is very good. 一切都很顺利,没有我的日子,大家照样做的很好。 Moreover I am not, other person not that tremendous pressures. 而且我不在,其他人也没那么大压力。 Also, my wealth continues to grow, this type does not work the feeling in white/vain making money to be very good. 还有,我的财富持续在增长,这种不干活白赚钱的感觉特别好。 Before, but also has not really discovered this. 以前呢,还真没发现这点。 Now thinks, should arrive at enjoyment time. ” 现在想想,是该到了享受的时候了。” „Really thinks?” “真这么想？” Shen Qianxiao, Li Dong this saying also deceived others. 沈茜笑了一声,李东这话也就骗骗其他人了。 For serveral days, Li Dong, although is busy the matter of wedding, but has been bustling about in the evening, besides the matter of company, he can also be why busy. 这些天,李东虽然在忙着婚礼的事,可晚上一直在忙碌,除了公司的事,他还能为什么忙碌。 On the mouth is saying caring, in fact the important document of distant place, he will pull empty to look. 嘴上说着不在意,实际上远方的重要文件,他都会抽空看一看。 Including retail alliance official operation several days, Li Dong has also been staring at this matter, obviously attaches great importance to very much. 包括零售联盟正式运营的那几天,李东也一直在盯着这事,显然还是很重视的。 Really must think him, no matter did not ask that was others wants to be many absolutely was right. 真要以为他不管不问了,那绝对是别人想多了才对。 However Shen Qian does not ask that now he has anything to plan, two people discussed the following itinerary. 不过沈茜现在也不问他有什么计划,两人商量起了接下来的行程安排。 ...... …… Meanwhile. 与此同时。 Lin'an. 临安。 The horse sunlight returns to the first matter of company holds the conference. 马昀回到公司的第一件事就是召开会议。 The conference room, the horse sunlight complexion said seriously: „ Who, if thought that Li Dong married, degenerated, who is an idiot! 会议室,马昀脸色严肃道:“谁要是觉得李东结婚了,堕落了,那谁就是白痴！ If who felt, present Li Dong lacks the aggressivity, similarly is the idiot! 谁要是觉得,现在的李东缺乏攻击性,同样是白痴！ I in the plain, have talked several with Li Dong. 我在平川的时候,和李东交谈过几句。 He has not said other, one matter, ten thousand cartoons are applying for the consumer finance license! 他没说别的,就一件事,万卡通正在申请消费金融牌照！ Understands, what is this. 诸位都明白,这是什么意思。 Once ten thousand cartoons attain this license, then, Internet financial arena, the layout of distant place reasonable compliant legitimate, and can continue to do gets down greatly. 一旦万卡通拿到这张牌照,接下来,互联网金融领域,远方的布局就合理合规合法并且可以持续做大下去了。 The distant place is preparing now, preparation. 远方现在正在做准备,充分的准备。 Various types of licenses, they are applying. 各种牌照,他们都在申请。 Li Dong, was maturer than before, was more dangerous. 李东,比以前更成熟了,也更加危险了。 He works now, prepares completely safe, then can strike to kill, rather than as usual, first got up said again...... ” 他现在做事,都是做好万全准备,然后才会一击必杀,而不是和以往一样,先上了再说……” Him finishes barely the words, the conference room gate was sounded. 他这边话音未落,会议室门就被敲响了。 The horse sunlight congealing eyebrow, has the sound said slightly: „Comes in!” 马昀微微凝眉,出声道:“进来！” His secretary pushes the door to enter, sees horse Yun to look at itself, said hastily: „ Chairman, you said the news before about distant place must inform you promptly. 他的秘书推门而入,见马昀看着自己,连忙道:“董事长,您之前说关于远方的消息要及时通知您。 Just, that side BRC had/left the recent news. 刚刚,银监会那边出了新消息。 The 4 consumer finance licenses of first batch of pilot sent, attained these 4 licenses, respectively was Bank of China consumer finance company, the northern silver consumer finance company, the brocade regulation consumer finance company, the distant financial company...... ” 首批试点的四家消费金融牌照发出来了,拿到这四张牌照的,分别是中银消费金融公司,北银消费金融公司,锦程消费金融公司,远方金融公司……” The horse sunlight complexion changes said: „Such quickly?” 马昀脸色微变道:“这么快？” Li Dong front leg just said that without thinking in an instant time, the opposite party took the license. 李东前脚刚说的,没想到转眼的时间,对方就把牌照拿到手了。 But the enterprise in first batch of pilots only then 4, license only then 4, fully explained this license importantly. 而第一批试点的企业只有四家,牌照只有四张,也足以说明这份牌照有多重要。 Deeply inspires, horse Yun nods saying: „I knew.” 深吸一口气,马昀点了点头道:“我知道了。” When the secretary goes out, horse Yun continues saying: „ Everyone also heard, attains the license only has 4! 等秘书出了门,马昀继续道:“大家也都听到了,拿到牌照的只有四家！ And front three, have the bank to support in behind, Bank of China is Bank of China is supporting, the northern silver is Capital City Bank is supporting, the brocade regulation is Shu bank supports in behind. 其中前面三家,都有银行在后面支撑,中银是中行在撑着,北银是京城银行在撑着,锦程是蜀都银行在后面支撑。 Only distant place, not by other financial institutions, but took this license alone. 唯独远方,没有靠其他金融机构,而是独自拿下了这张牌照。 Moreover I heard, the providing principle of license is one province most one. 而且我听说,牌照的发放原则是一省最多一家。 In other words, the distant place attained the license, after the north of the Changjiang River, will not issue such license again. 也就是说,远方拿到了牌照,江北以后就不会再发放这样的牌照了。 Now or north of the Changjiang River, once were done in a big way by the distant place, perhaps the entire eastern China, then also several can attain the license not to say. 现在还是江北,一旦被远方做大,也许整个华东地区,接下来还有几家能拿到牌照都不好说。 Moreover, the business scope of consumer finance license is very broad. 另外,消费金融牌照的业务范围很广。 The loan is only on the one hand, I do not know that you do have to check, according to the stipulation, the consumer finance company, can continue many businesses. 贷款只是一方面,我不知道你们有没有去查,按照规定,消费金融公司,可以承接多项业务。 And including release financial bond, domestic interbank loan, to domestic financial institution loan, agency factor and consumptive loan related insurance product and regular earnings class securities investment business...... wait/etc! 其中包括发行金融债券、境内同业拆借、向境内金融机构借款、代理销售与消费贷款相关保险产品、固定收益类证券投资业务……等等！ On the scene is the sensible people, knows that this means anything! 在场的都是明白人,知道这意味着什么！ Means, the ten thousand cartoons of distant place, then can use the money of Yu’e Bao officially, legitimate compliant use this sum of money. 意味着,远方的万卡通,接下来可以正式动用余额宝的钱了,合法合规的动用这笔钱。 Perhaps is not complete, but the regular earnings class securities investment business, they can do. 也许不是全部,可其中固定收益类证券投资业务,他们可以自己去做了。 Also, loans this to domestic financial institution, so long as the distant place is ready, the method that then the distant place can use the high lever , to continue to make in a big way the Internet finance. 还有,向境内金融机构借款这一条,只要远方这边做好准备,那么远方就可以采用高杠杆的手段,将互联网金融持续做大。 Including release financial bond, meant that the distant place can raise money to expand the businesses of ten thousand cartoons with ten thousand cartoon, they can issue the financial bond. 包括发行金融债券这一条,更是意味远方可以用万卡通自己筹钱去扩张万卡通的业务,他们自己就可以发行金融债券。 Summarizes, attains the license the distant place, has walked in the financial arena in everyone's front. 总结下来,拿到牌照的远方,在金融领域已经走在了所有人的前面。 Including some local banks, did not have the credibility of distant place at this time, but had under the premise of credibility, the distant place also had the legitimate license, the business obtains the government to approve. 包括一些地方性银行,这时候都没有远方的公信力,而有了公信力的前提下,远方又有了合法的牌照,业务得到政府认可。 This point, is extremely fearful! 这一点,是极其可怕的！ In the future, if our other organization does not do to deal, the market shares of ten thousand cartoons will erupt continually. 未来,如果我们其他机构不做应对,万卡通的市场占有率会持续爆发下去。 Li not necessarily can also struggle with us east to the time, the object who he fights was the traditional financial institution. 李东到时候不一定还会和我们争,他争锋的对象就是传统金融机构了。 Do not look is only a license, is actually the relations significant...... ” 别看只是一张牌照,却是关系重大……” horse Yun said that in the conference room some people frown saying: „ Chairman, the distant place attained the consumer finance license somewhat to be indeed not as we expected. 马昀说了一阵,会议室中有人蹙眉道:“董事长,远方拿到了消费金融牌照的确有些出乎我们的预料。 Even but if this, the distant place does in a big way in the Internet financial industry, still not necessarily certainly is the misdemeanor. ” 可就算如此,远方在互联网金融产业做大,也不见得就一定是坏事。” Sees horse Yun to look at itself, this person does not become nervous, looks straight ahead horse Yundao: „ Actually I felt, Ali may not and distant place fights in each domain. 见马昀看着自己,这人也不发怯,直视马昀道:“其实我觉得,阿里不一定要在每个领域都和远方争锋。 Ali's strength, was inferior that the distant place is also the fact. 阿里的实力,不如远方也是事实。 We can compete in some domain and distant place, but wants to compete all-around, to us, the difficulty is too big. 我们可以在某个领域和远方进行竞争,但是想全方位的竞争,对我们而言,难度太大。 Such being the case, we can give up part of businesses...... ” 既然如此,那我们可以放弃一部分业务……” The horse sunlight coldly said: „You must know, the Internet finance in fact passes through the entire it industry!” 马昀冷冷道:“你要知道,互联网金融实际上贯穿整个it产业！” „I know.” A person face of speech said confidently: „ I know that controlled the Internet finance, was equivalent controlled the lives of some it Corporation. “我知道。”说话的人一脸坦然道:“我知道控制了互联网金融,相当于控制了一些it公司的命脉。 But I must say several points, first, the distant place cannot achieve controls completely. 可我还是要说几点,第一,远方做不到全部控制。 This point, paid the license to issue from before, the national team entered to look. 这一点,从之前支付牌照下发,国家队进入就能看出来。 Second, we may not get involved in many businesses, we make the payment platform solely, actually is enough at present. 第二,我们不一定要涉足多项业务,我们单一的做支付平台,其实在目前是足够了的。 The Internet finance is the new industry, in the social acceptance short-term will not be big, affects limitedly actually also on us. 互联网金融是新生的产业,社会接受度短期内不会太大,对我们影响其实也有限。 Third, I said somewhat coarse, everyone do not mind. 第三,我说的有些难听,大家也别介意。 Ali, has not arrived at the comprehensive layout now time, this will only hold back to us, cannot Li Dong make anything, we with making anything. 阿里,现在也没到全面布局的时候,这样只会给我们拖后腿,不能李东做什么,我们就跟着做什么。 Yes, does not follow, later was very perhaps difficult to follow again. 是,不跟上,以后恐怕就很难再跟上了。 But what's the big deal? 可那又如何？ He makes his Internet finance, we make our e-commerce, so long as pays in our industries, the consumer also uses our payment systems, is actually enough. 他做他的互联网金融,我们做我们的电子商务,只要支付在我们的产业当中,消费者还用我们的支付体系,其实就已经足够了。 Also, now the group is hard to start, before the privatization Ali network, the money of company almost used completely. 还有,现在集团举步维艰,之前私有化阿里网络,公司的钱几乎全部动用了。 Pulls out the fund of valuable financing, all pounds toward the logistics and platform, but the director long separation forgot, our not just these businesses! 掏宝融资的资金,也全都往物流和平台上砸,可董事长别忘了,我们并不是只有这些业务！ Ali's foundation, actually a b2b , b kind of customer is our important strategic partnership. 阿里的根基,其实还是b2b,b类客户才是我们重要的战略合作伙伴。 Now, Ali's core starts to shift toward C kinds of users on, is really the good deed? 现在,阿里的核心开始往c类用户身上转移,真的就是好事？ Must collide with the distant hard surface, not necessarily is the wise choice. 非要和远方硬面碰撞,不见得就是明智的选择。 Enhances strong points and avoids weaknesses, displays our strong points , to continue to make the big b2b business, won over B kinds of customers, then we side supported C kinds of customers, this is Ali's basis. 扬长避短,发挥我们的长处,继续做大b2b业务,拉拢了b类客户,接下来我们就侧面扶持了c类客户,这才是阿里的根本。 Now, Ali has an atmosphere up and down, I thought that is not very good. 现在,阿里上下有股风气,我觉得很不好。 That is, certainty that the distant place makes is right, they do, we follow to do immediately, even if cannot eat the big end, cannot a point unable to eat, fate that may follow, I thought that will not have the good end. 那就是,远方做的一定是对的,他们做,我们马上跟着做,哪怕不能吃大头,也不能一点吃不到,可跟风的下场,我觉得都不会有好下场。 The core of enterprise, but also lies in own originality. 企业的核心,还在于自己的原创力。 Since we can make in a big way b2b, and has the foundation in the world, why must on b2c and c2c with all one's strength. 既然我们能把b2b做大,并且已经在全球有了根基,为什么非要在b2c和c2c上出死力。 Once we make in a big way b2b arrive the world's first, the small and medium-sized enterprise of Huaxia, is actually our potential partner. 一旦我们把b2b做大到全球第一,华夏的中小企业,其实都是我们的潜在合作方。 At this time, we can meet as an equal to the distant place, even if lost in C kinds finally, some of we strong hopes, rather than such as Teng fast was also ordinary, changed one's name directly. ” 这时候,我们就可以和远方分庭抗礼,哪怕最终在c类上输了,我们也还有壮大的希望,而不是如滕迅一般,直接改名换姓了。” He said, some people actually do not approve the person of same belief: „ It is not our following distant place, makes C kinds of industries, is we first starts. 他说完,有人却是不赞同道:“不是我们跟风远方,做c类产业,是我们先开始的。 Moreover from the beginning, we do in C kinds of industries is very strong, to once became Asia to be biggest powerful. 而且一开始,我们就在c类产业上做的很强,强大到一度成为亚洲最大。 Now, because the distant place is doing, don't we do? 现在,难道因为远方在做,我们就不做了？ You said that Ali's core is b2b, this I did not deny, but did not acknowledge. 你说阿里的核心是b2b,这点我不否认,但是也不承认。 The industrial diversification, is the trend, sole wants to impact the giant domain by some kind of business, was short many...... ” 产业多元化,才是趋势,单一的靠某类业务想冲击巨头领域,还是欠缺了很多……” „That was the future matter, first Gu good present said again!” That person that before spoke snort/hum said: „ Now, Ali business is cut back unceasingly, to situation of running out of food. “那都是未来的事了,还是先顾好眼前的再说！”之前说话的那人哼道:“现在,阿里业务不断萎缩,都到了断粮的地步了。 At this time, did not consider the actual situation, but also is thinking the matter of later expansion, really did need? 这时候,不考虑实际情况,还在想着以后扩张的事,真的有必要吗？ Wanted me saying that Ali should insist oneself road from the beginning, rather than by the influence of distant place, at this kind of time, massive investment logistics these industries. 要我说,阿里一开始就该坚持自己的路,而不是受远方的影响,在这种时候,大量的投资物流这些产业。 If we have this strength, that is not naturally no need to say. 如果我们有这个实力,那自然不必多说。 May not have this strength, we should not injure oneself in putting on a vain show are right. ” 可没有这个实力,我们就不该打肿脸充胖子才对。” „This word is bad......” “此言差矣……” „......” “……” In the conference room, the opinion of executives had the difference. 会议室中,高管们的意见出现了分歧。 Some people felt, can avoid fighting with distant place, displays own strong point. 有人觉得,可以避开和远方的争锋,发挥自己的长处。 The distant place does not make the b2b business, that does not have the space of competition, Ali in other place contraction strength, the limited fund will invest into the expanded industry, this will create benefit changes big. 远方不做b2b业务,那就没有竞争的空间,阿里在别的地方收缩实力,将有限的资金投入到已经壮大的产业当中,这才会创造利益更大化。 Also some people believe, the distant place does not do now, after not representative, does not do. 也有人认为,远方现在不做,不代表以后不做。 Now yields, after that was intolerable. 现在就让步,那以后就让无可让了。 Has not made the big time while the distant place, Ali follows is the correct choice, will be insufficient even to expand the space that not to have in the future. 趁着远方也没做大的时候,阿里跟上才是正确的选择,不至于日后连扩张的空间都没有。 Either , either neither , neither, no meets the two sides people to quarrel. 公说公有理婆说婆有理,没一会两边的人就争吵起来。 Some little time, horse Yun some headaches hits to block the way: „ Everyone said is actually reasonable, if the distant place is glad to the present aspect, that naturally said. 好一会,马昀才有些头疼地打断道:“大家说的其实都有道理,如果远方甘于现在的局面,那自然好说。 But everyone felt, this possibility? 可大家觉得,这个可能吗？ Without this possibility! 没这个可能！ Li Dongye heart not only has not eliminated, instead was bigger. 李东野心非但没有消除,反而更大了。 Therefore, at this time, we cannot the ignores get down, otherwise, the distant place did not have the diversion, will then more do is more powerful. 所以,这时候,我们绝不能放任下去,要不然,远方没了牵制,接下来会越做越强大。 By that time, we really did not have the escape route. 到了那时候,我们就真的没有退路了。 The Internet finance must do, otherwise Alipay will be replaced sooner or later, finally becomes the payment software that our interior uses, but no longer is the present occupies the market extremely high socialization finance payment system. ” 互联网金融还是要做的,要不然支付宝迟早会被取代,最后成为我们自己内部用的支付软件,而不再是现在占据市场极高的社会化金融支付体系。” „But......” some people questioned again: „But we cannot attain the license at present, the words that makes forcefully, may be caught the handle by the distant place very much, this is more inappropriate.” “可是……”有人再次质疑道:“可我们目前是拿不到牌照的,强行去做的话,很有可能被远方抓到把柄,这样更不合适。” The horse sunlight is knocking the table gently, long time said: „ We are not good, but always some people can be good, hundredth even/including and magnificence Run, Su Lin...... under these giant, has this strength. 马昀轻轻敲着桌子,半晌才道:“我们是不行,可总有人能行,百连、华闰、苏林……这些线下巨头,都是有这个实力的。 Really must not have the means that that choice one or several cooperate. 真要没办法,那就选择一家或者几家合作。 No matter how said, can not give up, that do not give up. 不管怎么说,能不放弃,那就不要放弃。 Today gave up a market, tomorrow will give up the same place again, you thought that shears the meat stop-loss, the actual high quality meat more will only shear. 今天放弃了一块市场,明天再放弃一块,你觉得是割肉止损,实际上肉只会越割越多。 Arrived finally, our bone must be chewed chewing that swallows thin by Li Dongman. ” 到最后,我们连骨头都得被李东慢嚼细咽的嚼碎了。” This saying said that many nod approval. 这话说出来,不少人点头赞同。 From the beginning refuted horse Yun that executive, sighed lightly: „The chairman was must with, even if Alipay that did not hesitate to be just independent meets the assignment of benefit again.” 一开始反驳马昀的那位高管,轻叹道:“这么说,董事长是一定要跟上去了,哪怕不惜刚独立出来的支付宝再次遇到利益的分配。” horse Yun silent moment, said slowly: „I do not hope so, but this cannot lose, lost, our following troubles are bigger!” 马昀沉默了片刻,缓缓道:“我也不希望如此,可这一块不能丢,丢了,我们后面的麻烦更大！” „......” “……” The people are speechless, finally many will of the people sighed, now Ali is one person alone cannot save the situation, was hard to start. 众人无言,最终不少人心里叹气,现在阿里是独木难支,举步维艰。 Also does not know, Ali finally is what fate. 也不知道,阿里最后到底是什么下场。 The distant place really wanted such as to rout Teng fast such to rout Ali, should that go with choose when the time comes? 远方真要如击溃滕迅那样击溃了阿里,那到时候又该去和去选择？ Has these at sixes and sevens thoughts, although the conference is still continuing, many people somewhat were actually distracted. 带着这些乱七八糟的念头,尽管会议还在持续,不少人却是有些走神了。 Sees this horse sunlight, the brow wrinkles was even more fierce. 看到这一幕的马昀,眉头皱的愈加厉害了。 Meanwhile, he could not bear think Li Dong, the fellow, how next step actually thought? 同时,他也忍不住想到了李东,那家伙,下一步到底怎么想的呢？