Plain. 平川。 Distant building. 远方大厦。 Li Dong is knocking the table gently, sighed slightly: „ Plan was disrupted. 李东轻轻敲着桌子,微微叹息道:“计划还是被打乱了。 Now before the Jiangsu , Zhejiang localization first choice goal, was too tight, Yintai that forces must turn to hundred associations. 之前将江浙定位首选目标,现在逼迫的太紧,银泰就得投靠百联。 Before hundred united not necessarily receives, now perhaps looks forward, was somewhat troublesome. ” 以前百联不一定接收,现在恐怕是巴不得,有些麻烦啊。” Chen wave nods saying: „ Now enters Jiangsu , Zhejiang massively, is some are not quite appropriate, after all Ali also in that side. 陈浪点头道:“现在大规模进入江浙,是有些不太合适,毕竟阿里也在那边。 Before early, Ali enters the o2o market on the preparation. 很早之前,阿里就准备进入o2o市场。 However earlier, the horse sunlight dropped the plan for various reasons. 不过前期因为各种原因,马昀都放弃了计划。 But now, we, if delivers the opportunity, they will definitely not let off. 可现在,我们要是送上机会,他们肯定不会放过的。 This was equal to that we make the biggest competitor to ourselves, enters Jiangsu , Zhejiang is not inappropriate massively. 这等于是我们给自己制造最大的竞争对手,大规模进入江浙不合适。 Moreover in the Jiangsu , Zhejiang area, the audience of Taobao and Yintai are more, we really must compete, but may also not win them. ” 而且在江浙地区,淘宝和银泰的受众更多,我们真要竞争,还不一定能争得过他们。” „ Un, that can only trade a goal temporarily, after all must pull open with the cooperation of China Resources officially. “嗯,那只能暂时换个目标了,毕竟和华润的合作要正式拉开了。 Without the competitor, this cooperation seemed extremely impractical. 没有竞争对手,这合作就显得太过虚浮了。 Only the common interest, can make our alliance maintain stably. 只有共同的利益,才能让我们的联盟维持稳定。 How do you look at Lu Sheng and Henan province? ” 你看鲁省和豫省怎么样？” „ The Henan province near the north of the Changjiang River, we can take completely, even if establishes the retail alliance, does not need to look for the Henan province local enterprise cooperation. “豫省毗邻江北,我们可以完全拿下,哪怕成立零售联盟,也不用找豫省本土企业合作。 Regards the principal objective Yu Sheng, is Ok, we can open greatly gather greatly, not has scruples. 将豫省当成主攻目标,还是可以的,我们可以大开大合,毫无顾忌。 Lu Sheng is also similar, can open with the channel of northern China. 鲁省也差不多,可以打开和华北的通道。 Jiangsu , Zhejiang these southern areas, best or maintain at present stably. 江浙这些南方地区,目前最好还是维持稳定。 When our retail alliance was founded, can win over Yintai these small and medium-sized enterprises, when the time comes the main attack hundred unite on the line. ” 等我们的零售联盟成立了,可以将银泰这些中小企业拉拢进来,到时候主攻百联就行。” „Hundred unite......” “百联……” Li Dong knocked the table again, some little time said: „ Hundred unite , if no combative nature, that does not need to care. 李东再度敲起了桌子,好一会才道:“百联要是不具备进攻性,那倒不用太在意。 But present hundred associations, although the loophole is many, Ma Xingsheng and He Ming are not that person who has the big breadth of spirit to make the reform. 可现在的百联,虽然漏洞多多,马兴盛和何明也不是那种有大气魄做改革的人。 The key is also, some people instigate in behind. 关键还在于,有人在后面唆使。 Even if the instruction cannot be implemented completely, may implement part, still lets my some such as the fishbone in the throat, my retail unified planning, to hundred united here, the difficulty is very big. 就算指令不能得到完全贯彻,可贯彻一部分,也让我有些如鲠在喉,我的零售统一计划,到了百联这边,难度很大。 China Resources...... ” 还有华润这边……” Li Dong was saying looked at Chen wave, long time said: „You said that Vanguard, these person how many influences?” 李东说着看了看陈浪,半晌才道:“你说,华润万家这边,那些人到底有多少影响力？” Chen wave knows what he said is, knits the brows the consideration to say for a long time: „ Influential, but will not be big. 陈浪知道他说的是谁,皱眉考虑许久才道:“有影响力,但是不会太大。 The sentence , the influence on the enterprise, lie in high-level, the underlying bed who knows that they are. 说句实在的,他们对企业的影响力,在于高层,中低层谁知道他们是谁。 So long as the high level presents the change, others lost the right to speak instantaneously. 只要高层出现变动,其他人瞬间就丧失了话语权。 Moreover enterprise development present, no longer was the initial situation, the enterprise was also the hill top stands in great numbers. 而且企业发展到了现在,也不再是当初的情况,企业内部也是小山头林立。 Has the external department, this soil series, these only stressed the benefit, only for own future, these talents was the big end. 有外来系,本土系,还有那些只讲利益,只为自己前途的,这些人才是大头。 Can obey others truly, few! 真正能听从别人的,少！ Naturally, the enterprise chairman and president, after all are the enterprise highest leadership, words that they approve, is some potencies. 当然,企业董事长和总裁,毕竟是企业最高领导,他们认同的话,还是有些效力的。 However that side board of directors, certainly will not necessarily agree with the plan of bystander. ” 不过董事会那边,也不见得就一定会同意外人的计划。” Chen wave said so many, the meaning is actually not difficult to understand. 陈浪说了这么多,意思倒是不难理解。 In brief, the opposite party is definitely influential, but is not the direct influence, can only exert the influence through the enterprise original leadership, with He Ming is a nature. 总之,对方肯定有影响力,但不是直接影响力,只能通过企业原本的领导层施加影响,和何明是一个性质。 However, once these are the high level that they send to leave job to be transferred to another post, the influence likely to crash instantaneously. 但是,一旦这些属于他们一派的高层离职调职,影响力很可能会瞬间崩塌。 Li Dong nods gently, after a while said: „Also said that like He Ming this person, once leaves job, the opposite party no longer does have any effect on the decision making?” 李东轻轻点了点头,过了一会才道:“也就说,像何明这种人,一旦离职,对方就不再对企业决策有任何影响？” „Almost this, but must look at the next successor, before is , a department.” “差不多就这样,不过得看下一任的接班人,是不是之前一系的。” „Got it.” “明白了。” Li Dong is speaking, by said in the sofa chair ponder moment: „ Said turns over to say, eventually trouble. 李东说着话,靠在沙发椅子沉思片刻道:“说归说,终究还是麻烦。 , The opposite party will not change players with no reason at all, only if...... ” 无缘无故的,对方也不会换人,除非……” Only if anything, Li Dong had not said that only concentrating on work at selected units handle, or the opposite party is in unfavorable situation in other aspects, was won this domain, that has the possibility. 除非什么,李东没说,无外乎抓点把柄,又或者对方在其他方面失利,被人夺走了这块领域,那才有可能。 Shook the head, Li Dongtu gas channel/angrily said: „ No matter first hundred united with China Resources, then how, China Resources will not defect at this time. 晃了晃脑袋,李东吐气道:“先不管百联和华润了,再怎么着,华润也不会这时候反水。 At present, our interest is consistent. 目前,我们利益还是一致的。 Pays attention to some of their trends, moreover is the matter that the retail alliance forms, must find a time, crowds together to discuss everyone. 多注意些他们的动向,另外就是零售联盟组建的事,得找个时间,把大家凑在一起商量商量。 Wins over a group of people, is good to our following layouts. 拉拢一批人,对我们接下来的布局有好处。 If hundred were united with others carried off, we really wanted the people's all enemy. ” 要是都被百联和其他人拉走了,咱们真要全民皆敌了。” Chen wave said hastily: „ Recently we were planning the plan, the goal option, first propagandizes our cores, making everyone has an accepting process. 陈浪连忙道:“最近我们正在策划方案,选择目标,先把我们的核心内容宣传一下,让大家有个接受的过程。 The time best elect, in we cooperate after China Resources, pattern operation some time. 时间最好选在我们和华润合作之后,模式运营一段时间。 Then after enters the Henan province massively, we call others to discuss the matter of alliance again. 然后在大规模进军豫省之后,我们再召集其他人商量联盟的事。 First uses courtesy and then uses force, if not comply, we make others have a look, opposes the fate that with the distant place! 先礼后兵,如果不答应,我们就让其他人看看,和远方作对的下场！ Yu Sheng these local enterprises, are our killing that chickens! 豫省的那些本土企业,就是我们这次杀的那只鸡！ Radish in addition big stick, employing two methods to achieve one goal, is easier to make them accept. ” 萝卜加大棒,双管齐下,才更容易让他们接受。” Li Dong listens to say with a smile: „ Slaps to the sweet jujube, this/should soft time soft, this/should hard time hard, this should be. 李东听完不由笑道:“打个巴掌给个甜枣,该软的时候软,该硬的时候硬,这是应该的。 Must wait for the cooperation to be good some time, while year-end this wave of buying spree, making everyone has a look, we after China Resources cooperates, not only has not pushed down their performance, instead makes their performance grow a big truncation. 是得等合作一段时间才行,趁着年底这波购物高潮,让大家看看,我们和华润合作之后,不但没拉低他们的业绩,反而让他们业绩增长一大截。 The expansion of online channel, does not only have the shortcoming to them advantageously. 线上渠道的扩展,对他们只有利没有弊。 Others, think that open the online channel, where has that simple matter! 其他人,想自己打开线上渠道,哪有那么简单的事！ Even China Resources, the online channel is willing to cooperate with us now, others felt oneself are drier than China Resources is better? 连华润,现在线上渠道都愿意和我们合作,难道其他人觉得自己比华润干的更好？ China Resources here cooperation, if no persuasive power, if cooperates with Gome again, takes their online channel. 华润这边合作,要是不具备说服力的话,要是再和国美合作,拿下他们的线上渠道。 Others should understand, except for the distant place, anybody makes the online channel, share that is failed! 其他人就该明白,除了远方,任何人自己做线上渠道,都只有失败的份！ Naturally, Su Ning that stirs the excrement stick online channel to end the calf to be best, so as to avoid weakened our persuasive power. ” 当然,苏宁那个搅屎棍线上渠道完犊子最好,免得削弱了我们的说服力。” Chen wave cannot bear laugh in spite of trying not, Su Ning stirs the excrement stick in your eyes, you in their eyes, probably are also the similar localization. 陈浪忍不住失笑,苏宁在您眼中是搅屎棍,您在他们眼中,大概也是同样的定位。 Regarding the online channel of Gome, Chen wave compares to care, thinks saying: „Du Juanzhen can be the lord of Gome?” 对于国美的线上渠道,陈浪还是比较在意的,想了想道:“杜娟真的可以做国美的主？” Li Dong said with a smile: „ At this time, should. 李东笑道:“这时候,应该还是可以的。 After all old yellow takes responsibility so many years, now also holds the Gome listing part about 40 stocks, as well as un- listing part shop, almost in a old yellow person hand. 毕竟老黄做主这么多年,现在还持有国美上市部分将近40的股份,以及未上市部分的门店,几乎都在老黄一家人手中。 The shop that these have not gone on the market, almost occupied 1/3 of Gome Total Shop. 这些未上市的门店,就差不多占据国美总门店的三分之一了。 Du Juan takes responsibility, the difficulty is not big. 杜娟做主,难度不大。 Feared that fears...... ” 怕就怕……” Li Dongdun, said in a soft voice: „Fears feared, Du Juancheng does not arrive with us cooperates.” 李东顿了顿,才轻声道:“怕就怕,杜娟撑不到与我们合作的时候。” „What's wrong!” “怎么！” In Chen Langxin slightly startled, said in a low voice: „Did not say, she was all right?” 陈浪心中微惊,低声道:“不是说,她没事了吗？” „Did not say, words that some people promoted, nothing was impossible.” “不好说啊,有人推动的话,没有什么不可能的。” „Then with the cooperation of Gome, we must speed up the progress to be good, so as to avoid when the time comes, changed the chancellor person.” “那和国美的合作,咱们得加快进度才行,免得到时候,换了主事人。” „ Cannot be too anxious, must act bashful, lets they arrived at the most difficult time, most urgent time, we make a move to have the big assurance. “也不能太急,得拿捏一些,让他们到了最困难的时候,最紧迫的时候,我们出手才有较大的把握。 Since reached an agreement, in December attended the entrepreneur annual meeting, when the time comes sees the face-to-face talk. 既然说好了,12月份去参加企业家年会,到时候见面谈吧。 Otherwise, we are so driving, instead appeared us to be urgent. ” 要不然,我们这么主动,反而显得我们急迫了。” Li Dong wants to discuss actually a bit faster, but at this time, Gome had not been in that degree, Su Ning's recent offensive is not quite fierce. 李东倒是想快点谈,可这时候,国美还没到那个程度,苏宁最近的攻势不太猛。 Li after the code must waits for Su Ning to attack violently, can with them discuss these. 李东起码要等苏宁猛烈进攻之后,才会和他们谈这些。 Otherwise, even if discussed that oneself do not know that must pay the big price. 要不然,就算谈成了,自己也不知道要付出多大代价。 Chen Langwen said had not said again, since Li Dong some decision, oneself did not need the manages is too many. 陈浪闻言没再多说,李东既然有了决定,那自己就不用管太多了。 Once takes the online channel of Gome, in addition the home appliance to the countryside scheme policy had the subsidy, regarding distant promotion online, has greatly very big help. 一旦拿下国美的线上渠道,加上家电下乡政策有了补贴,对于远方推广线上,有很大很大帮助。 At least, under the line here, the distant place and Gome simultaneously the layout, strong many of compared with a distant layout coming. 起码,线下这边,远方和国美同时布局,要比远方一家布局来的强的多。 Two again unified online channels, can reduce Su Ning's existing space. 两家再统一线上渠道,也能压缩苏宁的生存空间。 The Su Ning recent momentum is very fierce, at the same time development overseas market, expands the online channel, but also while develops the rural market, unceasingly in rural market layout network...... 苏宁最近势头很猛,一边开拓海外市场,一边扩大线上渠道,还一边开拓农村市场,不断在农村市场布局网点…… This a series of movements, showed Su Ning to remain in limelight, wants in retail overlord, to expose the power and prestige. 这一系列的动作,都说明苏宁不甘寂寞,也想在零售霸主的行列,展露一下威风。 The distant place can from the general merchandise to the electrical appliances, Su Ning naturally also be able from the electrical appliances to the general merchandise. 远方可以从百货到家电,苏宁自然也可以从家电到百货。 The retail, these two categories of businesses, are actually common. 零售行业,这两大类业务,其实是共通的。 The electrical appliances and general merchandise, actually the itself/Ben is a body, did not exist to straddle zones a saying. 家电和百货,其实本就是一体的,也不存在跨界一说。 Compared with layman, Su Ning, once gets involved in the general merchandise industry, is many advantages, this has to guard. 比起外行人,苏宁一旦涉足百货行业,还是有很多优势的,这点不得不防。 Other distant place depressed others laboriously, Su Ning instead took the opportunity to rise, that was not cheap the opponent. 别远方这边辛辛苦苦压下了其他人,苏宁反而借机崛起了,那不是便宜了对手。 This matter, dry/does most owes. 这种事,干的最亏。 Might as well continues to set up an opponent to Su Ning in the household appliances industry, although Gome now some potentials are weak, but background in this, so long as Gome does not crash, is Su Ning is still biggest in the electrical appliances domain the most dangerous opponent. 还不如给苏宁继续在家电行业树立一个对手,国美现在虽然有些势弱,可底子在这,只要国美不崩塌,依旧是苏宁在家电领域最大最危险的对手。 When the time comes, Su Ning does not have the time to make trouble to the distant place. 到时候,苏宁也没工夫给远方制造麻烦。 Two people discussed one, when Chen wave walks, Li Dong also summoned distant science and technology finance enterprise group president Cao Jinsheng. 两人商量了一阵,等陈浪一走,李东又召见了远方科技金融事业群总裁曹金生。 Cao Jinsheng arrives, Li Dong then asked: „ Ten thousand cartoon cell phone versions got online also one month, study group what opinion? 曹金生一到,李东便问道:“万卡通手机版上线也有一个多月了,调研组到底什么意见？ Also, cooperation with major banks, discussion what situation? 还有,和各大银行的合作,洽谈到什么地步了？ Existences of ten thousand cartoons, to not capture their business, this they must understand, this is the general trend. 万卡通的存在,不是为了抢他们生意,这点他们要理解,这是大势所趋。 They are not willing to cooperate, sooner or later must be eliminated! ” 他们不愿意合作,迟早要被淘汰！” Cao Jinsheng said hastily: „ Study group has not given the conclusion temporarily, but I and their team leaders have discussed several times. 曹金生连忙道:“调研组这边暂时还没给出结论,不过我和他们的组长洽谈过几次。 What he meant was that temporarily not suitable large-scale promotion. 他的意思是,暂时不宜大规模推广。 Our pattern issues are actually not big, the emergence of balance account, is safer for the user. 咱们的模式问题其实不大,余额账户的出现,也是为了用户更安全。 This, everyone approves. 这点,大家都是认同的。 However the key, lies in the entire payment system, currently does not have the explicit conclusion, actually the key also lies in the Internet pays the standardization. 但是关键一点,在于整个支付体系,目前都没有明确的定论,其实关键还在于互联网支付正规化。 Business permit of network payment, our one day of existing problem. 网络支付的业务许可证一点不下来,我们就一天存在问题。 Anybody, did not dare to vouch to us at this time. ” 任何人,都不敢这时候给我们打包票。” Li Dong knits the brows: „ I know certainly, I and Minister stretch/open communicate repeatedly, but this matter cannot be anxious! 李东皱眉道:“我当然知道,我和张部长多次沟通,可这事急不得！ Now state affair / institute, the Central Bank and BRC...... these systems are discussing, without approves the plan quickly. 现在国务/院、央行、银监会……这些系统都在讨论,没那么快通过方案。 I do not request high, the issue of license, I can wait. 我要求不高,牌照的问题,我可以等。 But ten thousand cartoons can not arrive at the approval, we do not have the means large-scale promotion. 可万卡通这边不得到认可,我们就没办法大规模推广。 Quick, the intelligence machine must go on the market, our cell phone payments, have started to make the reform. 很快,智能机就要上市,我们的手机支付,已经开始做了改革。 Without the words of means large-scale promotion , there would be no means to occupy the first-hand market. 没办法大规模推广的话,就没办法占据第一手市场。 Once by other software, horse sunlight that fellow were followed particularly, our earlier advantages forfeit, only if we do not promote the new edition ten thousand cartoons at present. 一旦被其他软件,尤其是马昀那家伙跟风,我们前期优势就丧失殆尽,除非我们目前不推广新版本万卡通。 The study group has moved into for a month, I do not request high, does not make them hit what guarantee in writing, but must help us prove a point at least, our operations and regulations are nothing issues! ” 调研组这边已经入驻一个多月了,我要求不高,也不让他们打什么包票,但是起码得帮我们证明一点,我们的运营、监管都是没任何问题的！” Cao Jinsheng smiles bitterly, where is so simple. 曹金生苦笑,哪有那么简单。 Now is an official astutely was excessive, this matter , helping you prove not to have the issue now, in the future what to do but once above won't have approved the plan? 现在当官的都精明过头了,这种事,现在帮你证明没问题,可一旦上面日后没通过方案怎么办？ That this time guarantee, later may become the handle. 那这时候的保证,以后可就成了把柄了。 Even if showed the regulation and operates, that is no one is willing to take on this risk. 纵然只是证明监管和运营,那也不是谁都愿意担这个风险的。 To turn over to think, Cao Jinsheng does not dare to reject, hesitant one said: „Li, or did you go to and team leader of study group say?” 想归想,曹金生也不敢拒绝,犹豫了一下才道:“李总,要不您去和调研组的组长说说？” Li Dong eyes stare, anything wants me, that also wants your these people to make anything! 李东眼睛一瞪,什么事都要我,那还要你们这些人做什么！ Cao Jinsheng also knows oneself do that is shirking, but is suppressing palpitation, explained: „ It is not I do not want to go, is mainly I thought that you went, is quite good to speak. 曹金生也知道自己这么做是在推脱,不过还是强忍着悸动,解释道:“不是我不想去,主要是我觉得您去了,比较好说话。 Because of other, the present study group team leader is not the manager of Central Bank finance research. 不是因为别的,现在的调研组组长是央行金融研究所的所长。 His native place, is Dongping County, with you are the earnest fellow villager. 他老家,就是东平县的,和您是正儿八经的老乡。 Perhaps, he and your relativeness has not a little said that you went, the difficulty must be simpler than me. ” 说不定,他和您还有点亲戚关系都不好说,您去了,难度比我这边要简单多了。” Li Dongwei is startled, long time said: „Dongping?” 李东微怔,半晌才道:“东平的？” „Un, native of Dongping.” “嗯,东平人。” „declares Changlun......” “宣常仑……” Li Dong whispered, oneself have not cared about this, never expected that the opposite party unexpectedly is the authentic fellow villager. 李东嘀咕了一句,自己还没在意这点,没想到对方居然是自己正宗的老乡。 The team leader of study group he has met actually, but has not made in -depth talk. 调研组的组长他倒是见过一面,不过未做深入交谈。 The opposite party as the manager of Central Bank finance research, something, the right to speak are quite high, at least in some financial related policy, they are the brain trust nature. 对方作为央行金融研究所的所长,有些事,话语权还是比较高的,起码在一些金融有关的政策方面,他们都属于智囊团性质。 Considered, Li Dongdao: „ Helps my approximately one, tonight invites him! 考虑了一下,李东道:“帮我约一下,今晚宴请他！ Moreover, at the beginning of next month, you accompany me to go to a Capital City, pays the license the matter, must solve as soon as possible is good! 另外,下个月初,你陪我去一趟京城,支付牌照的事,得尽快解决才行！ Drags again, our lots do not have means to launch...... ” 再这么拖下去,我们很多东西没办法施展开……” Cao Jinsheng nods hastily, finally thinks that beforehand does not have the issue of reply, said hastily: „ With the discussions of major banks, has some achievements. 曹金生连忙点头,最后又想到之前没回答的问题,连忙道:“和各大银行的洽谈,已经有了一些成果。 In fact, even if we did not say, they are still improving. 实际上,我们就算不说,他们自己也在改进。 Construction Bank that side agreed that supports ten thousand cartoons as real-time as the account business, can help our users clear the cell phone reminder business in the situation of no net silver, when to comprehensively develop the cell phone reminder business to work as the pilot. 建行那边同意了,支持万卡通实时到账业务,也可以帮我们的用户在无网银的情况下开通手机提醒业务,就当为全面开展手机提醒业务当试点了。 Besides Construction Bank, ICBC and inviting businessmen to open company, safe...... these banks complied. 除了建行,还有工行、招商、平安……这些银行都答应了。 However...... ” 不过……” „What?” “不过什么？” Cao Jinsheng sighed a sound said lightly: „Several banks proposed a point, clears pays quickly, but a little, they must share our customer data!” 曹金生轻叹一声道:“几家银行都提出了一点,开通快捷支付可以,但是有一点,他们要共享我们的客户数据！” Li Dong complexion changes, the customer data, to any enterprise, is important. 李东脸色微变,客户数据,对任何企业而言,都是至关重要。 The major bank requirements share the customer data, not necessarily to aim at distant place, what perhaps is main is to plunder other banks' customers. 各大银行要求共享客户数据,不见得就是为了针对远方,恐怕更主要的还是为了掠夺其他银行的客户。 At this time, is not used in the future, in the future Alipay and Construction Bank cooperate, cleared the shared data function. 这时候,不用于日后,日后支付宝和建行合作,就开通了共享数据功能。 The customers when use Alipay, actually a series of data had been taken away by Construction Bank. 客户在使用支付宝的时候,其实一系列数据都已经被建行拿走了。 The average people naturally are nothing felt, does not have the too big loss. 普通人自然是没什么感觉,也没太大的损失。 But some high-end customers, frequently by Construction Bank message telephone harassment, is the indisputable fact. 可一些高端客户,经常被建行短信电话骚扰,也是不争的事实。 Matter that skids the super client, in the banking industry is not the exceptional case. 撬走大客户的事,在银行业也不是特例。 Now, the major banks request the distant sharing customer data, obviously is also the idea. 现在,各大银行都要求远方共享客户数据,显然也是打的这个主意。 Li Dong frowns slightly, for a long time said: „ Request was somewhat excessive, I am to help them now increase the business, only has the advantage to them, without fault. 李东微微蹙眉,许久才道:“要求有些过分了,我现在是帮他们增加业务,对他们只有好处,没有坏处。 This, but also requests this to request that. 就这,还要求这要求那的。 These people, really think that I did leave them is not good? ” 这些人,真以为我离开了他们不行？” Cao Jinsheng smiles bitterly, this saying was really right, without the coordination of bank, but also is not really good. 曹金生苦笑,这话还真对了,没银行的配合,还真不行。 The online payment system, the mobile payment system, needs the coordination of bank, otherwise, to give you to cause various troubles, you radically on promotion. 网上支付体系,移动端支付体系,都需要银行的配合,要不然,给你制造各种麻烦,你根本就推广不开。 If nothing else, your ten thousand cartoons cannot be under their authorizations, did not bind the bankcard. 别的不说,你万卡通得不到他们的授权,连银行卡都绑定不了。 Bound, is unable to withdraw cash the account transfer, comes to naught. 绑定了,无法提现转账,还是一场空。 The weak ones must have the concept of weak one, said the aggressive statement also really not big use. 弱者就要有弱者的概念,说狠话还真没多大用处。 Li east from however also understands, what oneself said is the aggressive statement. 李东自然也明白,自己说的是狠话。 Let alone now, is ten years later, network payment system, is based on bank. 别说现在,就是十年后,网络支付体系,也是建立在银行的基础上。 Although horse Yun had said many times, must change the bank, merely is only the change, rather than replaces. 尽管马昀说过很多次,要改变银行,也仅仅只是改变,而不是取代。 Although the outside world is propagandizing, the ant finance, robbed the business of bank, had very big impact. 尽管外界都在宣传,蚂蚁金融,抢走了银行的生意,造成了很大的冲击。 However, merely is only the impact, without the bank, the ant finance does not handle in the same old way. 但是,也仅仅只是冲击,没有银行,蚂蚁金融照样玩不转。 Therefore, every so often, Ali is also conducting a series of compromises, seems like the scenery, knows without being told. 所以,很多时候,阿里也在进行一系列的妥协,看起来风光,冷暖自知。 Was horse Yun changed the bank, the bank infiltrated the Internet finance, this relative. 到底是马昀改变了银行,还是银行渗透了互联网金融,这都是相对的。 Li Dongming white Gui understands, somewhat is at heart helpless, silent said: „ Promises them! 李东明白归明白,心里还是有些无奈,沉默一阵才道:“答应他们！ Let them bite, neglects us well, sooner or later makes them attractive! ” 让他们自己咬去,忽视我们最好,迟早让他们好看！” This saying in Cao Jinsheng opinion, pouring is not boasted. 这话在曹金生看来,倒也不算胡吹。 At least the following new payment system, sweeps the data matrix code payment, to the existing financial industry, will have certain impact absolutely. 起码接下来的新型支付体系,扫二维码付款,绝对会对现有的金融行业,产生一定的冲击。 If nothing else, perhaps the mobile payment such simple words, swiped the card the expense to have past tense. 别的不说,移动支付这么简单的话,刷卡消费也许就成了过去式。 Before, the major banks are promoting the pos machine, did not do not studiously. 以前,各大银行都在推广pos机,可不是做无用功。 You swipe the card the expense, the consumer does not have other extra costs, but the business actually must pay the handling charge. 你刷卡消费,消费者是不产生其他额外费用,可商家却是要付手续费的。 This sum of money, looks not many, really must be, is a great sum of money, that gains purely. 这笔钱,看起来不多,真要算下来,也是一笔巨款,还是纯盈利的那种。 Ten thousand cartoons replace to swipe the card the function the words, the bank will also present the loss. 万卡通取代刷卡功能的话,银行也会出现损失。 Naturally, at present also indifferent, even if replaced, still has nothing. 当然,目前还无所谓,就算取代了,也没什么。 Because ten thousand cartoons paid at this time, wants the handling charge. 因为万卡通这时候支付,也是要手续费的。 Li Dong is discussing that now cancels the expense the matter, but this matter now could not become, least must wait for the laws to issue, the license succeeded in obtaining, had the qualifications to discuss. 李东现在正在谈取消费用的事,不过这事现在成不了,最少也得等法规下发,牌照到手,才有资格去谈。 Also said that Li Dong and the others walked, aspirates layer on layer/heavily. 又说了一阵,李东等人走了,才重重吐了口气。 Now, he busiest was the retails and ten thousand cartoons, really the hope to solve as soon as possible, does not solve this two sides troubles, perhaps his retirement plan really became the plan. 现在,他最忙的就是零售这边和万卡通这边了,真希望尽快解决,不解决了这两边的麻烦,他的退休计划恐怕真就成计划了。