RINAPE :: Volume #15

#1437: Is crazy

LNMTL needs user funding to survive Read More

The early 21 st century China, the exchange control was quite strict, actually even before the Li Mu rebirth, foreign exchange to average person as well as ordinary enterprise, there is a strict demand, the USD quantity that for example citizen individual every year can exchange was only tens of thousands dollars. 21世纪初的华夏,外汇管理相当严格,其实即便到了李牧重生之前,外汇对普通人以及普通企业来说,还是有严格要求的,例如公民个人每年能够兑换的美元数量只有几万美金。 At present, besides the central enterprise, the domestic total market value surpasses 25 hundred million USD enterprises altogether not to have many, so many foreign exchange, any enterprise wants to get so far as 25 hundred million USD foreign exchange not to mention, basically is equal to dream of a fool. 眼下,除了央企之外,国内总市值超过25亿美元的企业一共也没多少家,更别提这么多的外汇了,任何一家企业想弄到25亿美元的外汇,基本上都等于痴人说梦。 If Li Mu wants to take 25 hundred million USD foreign exchange, normal only possibly looks for the fund of big capital to solve from the overseas capital market, naturally, the money in these big capital, want the usury compared with the usury, they will not comply with the loans of little interest, because they have crossed by the stage of interest profit, what they want is the Muye Science and Technology stock, Li Mu meat. 李牧如果想拿25亿美元的外汇,正常来说唯一的可能就是从海外资本市场找大资本的资金来解决,当然,这些大资本手里的钱,比高利贷还要高利贷,他们绝不会答应少许利息的借款,因为他们早就已经过了靠利息盈利的阶段,他们要的是牧野科技的股份,李牧身上的肉。 To Li Mu, the head may break the blood to flow, the meat cannot shear absolutely, therefore the only choice finds the way to raise the fund internally. 对李牧来说,头可断血可流,肉万万割不得,所以唯一的选择就是在国内想办法筹措资金。 Looks for the Central Bank to lend money directly, perhaps depends on brushes the face also really to borrow, but that made not a very good start inevitably, will lead to the controversy, in the future will unable to do well will also become the handle that the person with high aspirations will use something as a pretext, therefore Li Mu found out such means: 直接找央行借钱,没准靠着刷脸还真能借到,但那必然是开了一个非常不好的头,而且还会招来非议,将来搞不好还会成为有心人借题发挥的把柄,所以李牧才想出了这样一个办法: I look for the Central Bank not to brush face white borrows taking advantage of 25 hundred million USD, but is I must first do a private equity, 25 hundred million USD correspondences and other value RMB solicited the simultaneous/uniform, equal exchange, this was the first step ; 我找央行借25亿美元不是刷脸白借,而是我得先搞一个私募基金,把25亿美元对应的等价值人民币募齐,等价兑换,这是第一步; Then has Central Bank there in the name of private equity this sum of money, borrows 25 hundred million USD foreign exchange with the private equity from Central Bank there again, this is the second step ; 然后把这笔钱以私募基金的名义存在央行那里,再用私募基金从央行那里借走25亿美元外汇,这是第二步; The private equity and Muye Science and Technology have no relations of legal level, therefore Muye Science and Technology from private equity, will loan this 25 hundred million USD in the way of loan again, takes is purchasing Apple, this is the third step ; 私募基金与牧野科技没有任何法律层面的关系,所以牧野科技将再从私募基金手里,以借款的方式借出这25亿美元,拿着去收购苹果,这是第三步; After purchasing Apple, when Muye Science and Technology in ipo will complete will receive so much USD funds from the US (America) capital market, scale over 200 hundred million USD of this fund, when the time comes, Muye Science and Technology might put out the interest of 25 hundred million USD as well as commitment repays together to the private equity, the fund 25 hundred million USD, and lending rate repayment of Central Bank to the Central Bank, the remaining interest rate difference will exchange RMB with the Central Bank directly, is also extracting the beforehand RMB earnest money, both capital and interest repayment to individual of participation private placement, making them attain 8% years of income of Li Mu commitment finally, hence, the entire flow seemed like had ended. 收购苹果之后,牧野科技会在ipo完成之际从美国资本市场获得大量的美元资金,这笔资金的规模很可能超过两百亿美元,到时候,牧野科技会拿出25亿美元以及承诺的利息一同偿还给私募基金,基金把25亿美元,以及央行的借款利率偿还给央行,剩下的利率差直接跟央行兑换成人民币,连带着把之前的人民币保证金也都提取出来,连本带利偿还给参与私募的个人,让他们最终拿到李牧承诺的8%年化收益,至此,整个流程看起来就已经结束了。 However, after this, Li Mu will also give the Central Bank an extra feeling grateful big feedback! 但是,在这之后,李牧还会给予央行一个额外的感恩大回馈！ After Muye Science and Technology listing, what in the hand are many are USD, when the time comes tries to find the solution many as far as possible these USD investments internally, was equal to bringing in foreign exchange income for the country. 牧野科技上市之后,手里多的是美元,到时候想办法尽可能多的把这些美元投资在国内,就等于是为国家创汇了。 For example, if Muye Science and Technology starts the production research and development of the smartphones as well as other hardware when the time comes, direct investment massive USD plan to build the big base internally, these amount very giant foreign exchange, will be will give the feedback of Central Bank when the time comes. 例如,牧野科技如果到时候启动智能手机以及其他硬件的生产研发,直接投资大量美元在国内筹建大型基地,这些数额会非常巨大的外汇,就是自己到时候给央行的回馈。 To borrow 25 hundred million USD foreign exchange from Central Bank there, oneself made so many preparations and following feedbacks, this causes cooperation between Li Mu and Central Bank can achieve not owing heart completely, not owing heart, can definitely face the whole society to be public, in this case, naturally cannot leave behind any root of trouble to oneself. 为了从央行那里借25亿美元的外汇,自己做了这么多的准备与后续的回馈,这样就使得李牧与央行之间的合作能够完全做到不亏心,不亏心,就完全可以面向全社会公开,这样的话,也就自然不会给自己留下任何祸端。 Moreover, does not need to be worried that own approach will hold not a good beginning, has oneself this set of standard to suspend here, if other enterprises really can carry out according to this set of standard, that Central Bank feared that wishes for earnestly. 而且,也不用担心自己的做法会开了一个不好的先河,有自己这套标准摆在这里,其他企业如果真能按照这套标准执行,那央行怕是求之不得。 ...... …… Li Mu's whole set speculation, was almost had no deviation by Chen Ze realized with ease. 李牧的整套推测,被陈泽几乎没有什么偏差的轻松实现了。 The domestic next noon, Chen Ze then gives Li Mu to spread a good news, after half morning communication, the Central Bank had complied with the Li Mu's cooperation plan . Moreover the Central Bank even gave a very big favorable treatment, that is: If Muye Science and Technology can after the listing, to domestic investment 25 hundred million USD, that Central Bank reduce Li Mu to loan completely 25 hundred million USD interest as well as all procedural expenses. 国内的翌日中午,陈泽便给李牧传来一个好消息,经过半个上午的沟通,央行已经答应了李牧的合作方案,而且央行甚至给出了一个非常大的优惠待遇,那就是:如果牧野科技能够在上市之后,向国内投资25亿美元,那央行将全部减免李牧借款25亿美元的利息以及所有手续费用。 Li Mu does not care about this interest, but the attitude of Central Bank makes him especially excited, this also means, purchased the Apple money to have. 李牧并不在意这点利息,但央行的态度让他格外兴奋,这也就意味着,收购苹果的钱已经有了。 Immediately, Li Mu said to Chen Ze: „Start in internal subscriber of China Super Car Club, the specific data decides as: The year interest rate 8%, the time period are 6-24 months, gets up to buy the amount 10 million, increasing unit 10 million.” 随即,李牧对陈泽说:“启动在csc俱乐部的内部认购吧,具体数据就定为:年化利率8%,时间周期为6-24个月,起购金额1000万,递增单位1000万。” The present stage by the national debt of insanely snatching, year interest rate also less than 4%, moreover at least 3 years start, afterward Yu’e Bao was snatched by the people insanely, year returns ratio also for a long time below 5%, 8% years of interest rate that therefore Li Mu gives, if sells to the nation, 200 billion can also snatch the light in one night, but regardless of Li Mu or Muye Science and Technology, has not done the qualifications of this financial operation, therefore Li Mu can only try to find the solution from China Super Car Club these two generations. 现阶段就连被疯抢的国债,年化利率也不足4%,而且至少三年起步,后来的余额宝被群众疯抢,年化收益率也长期在5%以下,所以李牧给出的8%年化利率,如果是面向全国发售,两千亿也能在一夜之间抢光,但无论李牧还是牧野科技,都没有搞这种金融操作的资格,所以李牧只能从csc俱乐部这些二代身上想办法。 8% year interest rate under the social environment of present stage, absolutely was very high, but to Li Mu, the cost pressure was not big, 20 billion, if pressed for one year to calculate, interest also on ten hundreds of millions RMB, even less than 2 billion, have not known gently many times compared with Wall Street these capital big alligators, moreover this money was used to purchase Apple, even if the interest is high time of Li Mu not to wink. 8%的年化利率在现阶段的社会大环境下,绝对是非常高了,不过对李牧来说,成本压力不算大,两百亿如果按一年来计算,利息也就十几亿人民币,甚至还不到二十亿,比华尔街那些资本大鳄们不知道柔和了多少倍,而且这钱是用来收购苹果的,哪怕利息再高一倍李牧也不会眨一下眼。 Establishes for 6-24 months as for the time period, this is for the greatest operation flexibility, the specific cycle is much long, depends on goes on the market the time of operation, if goes on the market early, the interest of actual payment are also naturally less, if oneself can realize the listing to be naturally best 6 months later, if 6 months do not handle, that longest two years. 至于时间周期设定6-24个月,这是为了最大程度的操作灵活度,具体周期多长,取决于自己上市操作的时间,如果上市早,实际支付的利息自然也就越少,如果自己能在六个月后实现上市自然最好,如果六个月搞不定,那就最长两年。 The Li Mu whole has considered completely, Chen Ze then also no longer asked, said simply: „Good, I internal message platform through club inform them in the afternoon, then gets online one to recognize in our official website member backstage plans the page.” 李牧整体已经考虑周全,陈泽便也不再多问,非常干脆的说:“那好,我下午就通过俱乐部的内部短信平台告知他们,然后在我们的官方网站会员后台上线一个认筹页面。” China Super Car Club has one set of complete page product, included the official site, the member special area and member exclusive backstage, the official gets online any activity, will get online a corresponding in the member backstage the activity page, the member can examine the event information and application activity registrations or in the page initiates the consultation to the official staff. csc俱乐部有一套完整的页面产品,包括了官网、会员专区以及会员专属后台,官方上线任何活动,都会在会员后台上线一个对应的活动页面,会员可以在页面内查看活动信息、申请活动报名或者向官方工作人员发起咨询。 Li Mu said: „We establish provisionally the total amount of raising is 220 hundred million RMB, the first issue opens 5 billion subscribers, the first issue the 5 billion, individual subscriber amount does not set the upper limit, after the first phase of subscriber ended, separates for day to start 5 billion of second round again, third round 5 billion are also same, final 7 billion place the fourth round.” 李牧说:“我们暂定募资的总额为220亿人民币,第一期开放50亿的认购,第一期的这50亿,个人认购金额不设上限,第一期认购结束之后,隔一天再启动第二轮的50亿,第三轮50亿也是一样,最后的70亿放在第四轮。” ...... …… Yanjing time 3 : 00 pm. 燕京时间的当天下午三点。 All China Super Car Club members receive a message: 所有csc俱乐部的会员都收到一条短信: The fund by China Super Car Club founder Li Mu and Chen Ze together being initiated will soon face the China Super Car Club member to sell, the fund year income 8%, the capital-product guaranteed interest, the special details and recognize plan, please register the member backstage inquiry. 由csc俱乐部创始人李牧、陈泽共同发起的基金即将面向csc俱乐部会员发售,基金年化收益8%,保本保息,具体情况及认筹,请登录会员后台查询。 Can join the China Super Car Club second generations of rich, person who even if has neither learning nor skill again, to „the year income 8%” and „capital-product guaranteed interest” such phrase is still very sensitive. 能加入csc俱乐部的富二代们,就算是再不学无术的人,对“年化收益8%”、“保本保息”这样的字眼也还是非常敏感的。 Looks at a year of income only 8%, but does not look at the risk, that plays the hooligan, even if the year income 800%, do not suffer no loss of capital still the words of non- guaranteed interest, few individuals are really interested, even if interested still not necessarily dares to throw, but the capital-product guaranteed interest was different, this in the fund domain is an extremely effective safeguard, to the investor, the only risk came from this fund back safeguard, if the back safeguard is credible, the fund basically can be said as zero risk. 单看年化收益8%,但不看风险,那是耍流氓,年化收益就算是800%,不保本也不保息的话,也没几个人真的感兴趣,就算感兴趣也未必敢投,但保本保息就不同了,这在基金领域是一个极其有力的保障,对投资者来说,唯一的风险来自于这支基金背后的保障,如果背后的保障靠谱,基金基本上可以说是零风险。 But this fund, is Li Mu and Chen Ze initiates together, some these two act, this fund in the China Super Car Club member eyes, has been equal to zero risk. 而这个基金,是李牧与陈泽一起发起的,有这两人出面,这支基金在csc俱乐部会员眼里,就已经等于是零风险了。 Therefore lots of member hastily with the computer log in member center, saw the specific information of this private equity in the backstage. 于是大量会员急忙用电脑登陆会员中心,在后台看到了这个私募基金的具体信息。 The year interest rate 8%, 10 million, 6-24 months, the capital-product guaranteed interest, only these four points, enough made everyone surging emotions ripple, but only limited the provision that the China Super Car Club member subscribed, was makes them feel that this type had the senior driver to have the enjoyable feeling of playing. 年化利率8%,1000万起,6-24个月,保本保息,只这四点,就足够让所有人心潮荡漾了,而仅限csc俱乐部会员认购的条款,更是让他们感觉到了这种有老司机带着玩的舒心感。 To most rich men, could not find money that they worried, but worried did not have the means to find the good project to money. 对大多数有钱人来说,他们愁的不是找不到钱,而是愁没办法给钱找到好的项目。 The profit 100% projects are many, but 100% profit margin correspondences, possibly are 10% even lower success ratios, such project, most people do not dare to touch ; 利润100%的项目很多,但100%的利润率对应的,可能是10%甚至更低的成功率,这样的项目,绝大多数人都不敢触碰; The profit 10% projects are also many, if lower than 70% success ratios, most people will not look at one ; 利润10%的项目也很多,如果低于70%的成功率,大部分人也都不会多看一眼; Profit 8% projects, if the success ratio is close to 100% infinitely, this to anybody, has the enormous attraction, even can go after like ducks and flood into crazily. 利润8%的项目,如果成功率无限接近100%,这对任何人来说,都有着极大的吸引力,甚至能让人趋之若鹜、疯狂涌入。 Has a look at Yu’e Bao is the best proof, to most people, there is Alibaba to do to endorse and support, the investment success ratio of Yu’e Bao is close to 100% wireless, therefore even if only then less than 5% year interest rate, makes mass users snatch insanely, when the total quantity is highest breaks through 1 trillion. 看看余额宝就是最好的证明,对绝大部分人来说,有阿里吧吧做背书和支撑,余额宝的投资成功率无线接近100%,所以哪怕只有不足5%的年化利率,也让大量用户疯抢,总量最高时突破万亿。 Has a look at these bankruptcies again p2p Corporation, a big pile is equal to the enterprise in handbag company infinitely, uses the Pang fraud, gives 8-10% annual interest rates, even without the giant enterprise supports in the back, can still crazy. 再看看那些倒闭的p2p公司,一大堆无限等同于皮包公司的企业,利用庞氏骗局,给出8-10%的年利率,即便没有巨型企业在背后支撑,也能让人为之疯狂。 Therefore, lots of China Super Car Club members performed same one in front of the computer: 于是,大量csc俱乐部会员在电脑前上演了相同的一幕: „Hey, Old Chen, the funds of 5% capital-product guaranteed interest do you have the interest...... naturally are the capital-product guaranteed interest, guarantees your risk not to have, does not have the local investment on hand richly temporarily, can bring to give me to make...... you can rest assured that my family's situation you aren't clear? Also can swallow your several thousand by some chance hundred million? You could rest assured that I sign the contract with you, writes to understand!” “喂,老陈,5%保本保息的基金你有没有兴趣……当然是保本保息,保你一点风险都没有,手头有钱暂时没地方投资,可以拿来给我做一做……你放心,我家的情况你还不清楚吗？还能吞你那几千万一个亿的？你放心,我跟你签合同,都写明白！” „Chief Xu, your fund displays this year...... oh, this year invests the quotation truly not so to be probably good, if you lack the stable investment channel to look for me, were many cannot guarantee, the year 4-5% , 100% capital-product guaranteed interest, a better project cannot consider...... naturally, was the person on one's own side I can deceive you? Concrete words, you, if with 50 million, I guarantees you 4%, 50 million to 100 million, me guarantees you 4.5%, over 100 million, I guarantee you 5%!” “徐总,你的那支基金今年表现怎么样……噢,今年投资行情好像确实不那么好,你如果缺少稳定的投资渠道可以找我,多了不敢保证,年化4-5%,100%保本保息,没更好的项目可以考虑考虑……当然是真的了,都是自己人我能骗你吗？具体的话,你要是拿五千万以内的话,我保你4%,五千万到一亿,我保你4.5%,一亿以上,我保你5%！” „Li did bank president, recently have the large lending policy that what gives preferential benefit to? The interest rate best because of below 4%, if can control in 4%, I return to you in secret 1%, if can achieve is lower, the difference is your...... I can ask you to apply with the company shell, yourself calculate, if can approve 1.00040000% billion low-interest loans to come out, your one year can net gain 1 million, you now one year of company how much money? Does the considering everything have 200,000? Relax! Damn does absolutely does not have the issue, when the time comes this sum of money can give you directly the cash!” “李行长,最近有没有什么优惠的大额贷款政策？利率最好在4%以下,如果能控制在4%,我私底下返你1%,如果能做到更低,差额都是你的……我可以拿个公司壳子找你申请,你自己算,如果能批一个亿4%的低息贷款出来的话,你一年能净赚100万,你现在一年公司才多少钱？满打满算有二十万吗？放心！我操作绝对没问题,到时候这笔钱可以直接给你现金！”
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