MOTGAR :: Volume #13

#1212: 2 fathers!

LNMTL needs user funding to survive Read More

It is well known, the insurance is an industry of unusual sudden and huge profits, in the Western country, the insurance charge has become the important component of GDP, the industrial scale reaches as high as several tens of thousands of hundred million US dollars. 众所周知,保险是一个非常暴利的行业,在西方国家,保险费用已经成了GDP的重要组成部分,产业规模高达数万亿美元。 The United States insurance business development is early, the insurance quantity many, coverage made one be flabbergasted broadly. 美国保险业发展较早,险种数量之多、覆盖面之广令人乍舌。 And existences of some rare and beautiful flowers, for example the Internet accesses the net to insure and dismisses the subordinate staff to be retaliated the danger, kidnapped the safe and accidental/surprised wedding insurance and miscarriage to insure and adopt the children failure insurance by the alien wait/etc. 其中还有一些奇葩的存在,比如互联网上网保险、解聘下属员工遭报复险、被外星人绑架保险、意外婚礼保险、流产保险、收养子女失败保险等等。 Some insurance companies even shouted the slogan, said that so long as the customer had the need, the company provided the insurance of any type...... 一些保险公司甚至喊出口号,说只要顾客有需要,公司就提供任何种类的保险...... In the world at first insurance company embryonic form, is people to resist disaster, accident/surprise, big disease and other risks, usually regular payment few membership dues to a capital pool, when some individual encounters the disaster, again from capital pool investment disaster relief. 世界上最初保险公司雏形,本来是民众们为了抵御天灾、意外、大疾病等风险,平时定期缴纳少量会费到一个资金池,在某个体遇到灾害时,再从资金池出资救灾。 The goal is to achieve one person has difficult everyone to support, the person who grasps the capital pool fund, does not depend on the capital pool fund to seek money, is more similar to the charity. 目的是达到一人有难大家扶持,掌握资金池资金的人,并不靠资金池里面的资金牟利,更类似于慈善组织。 Once, the earnest money payment was the people are conducted voluntarily, pays damages a lot, everyone multi- junctions, paid damages little, everyone little junction. 曾经,保金缴纳是民众们自愿进行,赔付得多,大家就多交一些,赔付得少,大家就少交一些。 Afterward commercialized, turns into the insurance company to stipulate a number, paid later to pay damages, the remaining money turned into the profit of company, therefore all changed flavor. 后来商业化,变成保险公司规定一个数字,缴纳之后赔付完,剩下的钱就变成公司的利润,于是一切就变味了。 The life is variable, no one knows that tomorrow likely will have anything, therefore likes buying some preventions to have the insurance of danger. 人生无常,谁都不知道明天可能会发生什么,因此喜欢买些预防发生危险的保险。 After finding out falls ill, buys the insurance, the insurance company will not accept absolutely, obviously it at all is not the charitable industry of blowing own horn, completely by the commercial organization that the benefit urges. 查出生病后再去买保险,保险公司绝对不会受理,可见它根本不是自吹自擂的慈善行业,完全是被利益所驱使的商业组织。 Buys the safe person is similar to buys the lottery ticket, everyone pays a money to establish „bonuses”, happened accidentally/surprisingly drew a prize-winning ticket, can receive a sum of money, accumulated in „prize pond” in money, after disbursement and tax, was the profits of shareholder. 买保险的人就如同买彩票,每人出一点钱建立“奖金池”,发生意外就中奖了,能拿到一笔钱,积存在“奖池”里的钱,除去支出和税务之后,就都是公司股东的利润。 Generally speaking, the insurance company pays damages little, earns many, sudden and huge profits driven by, the innumerable insurance men starts to work as the bait with the risk that has not had, attracting the people purchases the insurance that possibly is useful and possibly not use. 一般而言,保险公司赔付得少,赚得多,在暴利驱使下,无数保险推销员开始用未发生的风险当诱饵,吸引民众们购买可能用得上、也可能用不上的保险。 Is this ambiguous, making people who are wary and worries about, the little darling pull out the pocket payment, the insurance is truly useful sometimes, but the pricing was higher, making it the seeking money tool of small number of people. 就是这种模棱两可,使得心存疑虑和担忧的人们,乖乖掏口袋交钱,保险在某些时候确实有用,但定价高了些,使得它成为少数人的牟利工具。 These insurance money, globally support several million people, Buffett depends on several insurance companies, earns the present worth overwhelming majority. 这些保险金,在全球范围内养活数百万人,巴菲特就是靠着几家保险公司,赚取到现在身价的绝大部分。 In the future in the middle of the world 500 strong companies, 1/10 are the insurance companies, actually obviously this industry makes money much, even some people shouted that „insurance is covert pyramid marketing” this slogan. 将来世界五百强公司当中,有十分之一都是保险公司,可见这个行业究竟多赚钱,甚至有人喊出“保险就是变相传销”这种口号。 According to the mother who some author is engaged in the security industry says, some Huaxia insurance company, if incurred a salesman who does not have the experience, its business commission is one month 880 Yuan, the upper manager can obtain 2000. 据某作者从事保险行业的老妈介绍说,某家华夏保险公司,假如招了一名全无经验的推销员,其业务佣金是一个月880元,上一级主管就可以分得两千。 If recruits a good clerk, he gains 4000 Yuan every month, gets online can gain to more than 5000, gets online again can gain more than 10,000. 如果招一位绩优业务员,他每个月赚4000元,上线就能赚到五千多,再上线能赚一万多。 Compares both's pattern, truly can discover some similarities, but one is legitimate, is illegal. 相比两者的模式,确实能找出些相似之处,只不过一个是合法的、一个是违法的。 Afterward was criticized were many, in addition the industry competition that scolded was fierce, promoted has the increment business, became user-friendlier. 后来被批评责骂的多了,再加上行业竞争厉害,才推出一些带有增值性的业务,变得更加人性化。 But in present this age, the insurance sudden and huge profits is truly full, Han Xuan sees the airplane chit time, the face is black. 而在如今这个年代,保险确实暴利十足,韩宣看见自己飞机保单时候,脸都是黑的。 Pacific Ocean Insurance Company that just saw, Han Xuan remembers that it can be one of the Huaxia biggest insurance companies in the future, was the world 500 strong middle-grade positions, this made him have the strong interest in Pacific Ocean Insurance Company. 刚刚见到的太平洋保险公司,韩宣记得它将来会是华夏最大的保险公司之一,名列世界五百强中等位置,这让他对太平洋保险公司产生浓厚兴趣。 To the average person, the insurance business is to let they very puzzled existence, is not willing to buy, actually does not dare not to buy, for fear that presents what nature and man-made disaster. 对普通人而言,保险业务是让他们很纠结的存在,不愿意买,却又不敢不买,生怕出现什么天灾人祸。 But to Han Xuan this investor, the insurance business is to let his greedy fragrant steamed bun absolutely, now Huaxia just shortly after reform and opening, in the residents hand starts richly, with the economic development, the golden development time of Huaxia insurance business will soon arrive, now entered was just good. 而对韩宣这位投资者而言,保险业绝对是让他眼馋的香馍馍,如今华夏刚改革开放不久,居民们手里才开始有钱,随着经济发展,华夏保险业的黄金发展时间即将到来,现在进入刚刚好。 Before estimated that must in industry that came Huaxia to invest, had existence of insurance business, the life insurance, life insurance were the state-owned enterprise, Pacific Ocean Insurance Company also calculated the national capital. 之前预想要来华夏投资的行业中,就有保险业的存在,人寿、人保等都是国有企业,太平洋保险公司也算国资。 However it newly established few years, now most enterprises reform, the insurance business are not exceptional, small, establishment time short Pacific Ocean insurance, is very likely to become the goal that the mixed-ownership enterprises reform, Han Xuan prepares to try, having a look at it to accept financing. 不过它刚成立没几年,现在大多数企业都改革,保险业也在不例外,规模小、成立时间短的太平洋保险,很可能成为混合所有制企业改革的目标,韩宣准备去试试,看看它接不接受融资。 Passed by Bund the time not to go on the 18 th, Han Xuan and Anya hand in hand, are opening an umbrella from the roadside walk. 路过外滩十八号时候没有进去,韩宣和安雅手牵手,打着伞从路边走。 The body is the short sleeve of lover funds, one black one white, in the design wraps the triangle to be small for the head fat Pickup Truck, the under foot is also the lover funds person character drags. 身上是情侣款的短袖,一黑一白,图案为头上套着三角小内的胖皮卡,脚下也是情侣款人字拖。 The public transportation passes through from the street slowly, arrives at Bund No. 12 entrance time, surprise Bund close to this side of street, on the wall reveals the half red car(riage) buttocks on the 9 th. 公交车从马路上缓缓穿过,来到外滩十二号门口时候,意外发现外滩九号靠近街道的这一边,墙壁上露出半截红色的车屁股。 After Han Xuan sees, said with a smile: „This type of ornament is very interesting, but the automobile is not appealing, if makes the dinosaur head that extends, should be more interesting.” 韩宣看见后笑道:“这种装饰品很有意思,但汽车不吸引人,如果弄个伸出来的恐龙头,应该会更有趣。” Quick he hit the face. 很快他就被打脸了。 The roadside pedestrian walks toward No. 9 building that side all round, but also heard some people saying that the automobile hit the window suddenly, the stone of falling pounded the person, at all was not the ornament, was together the traffic accident of rare and beautiful flowers. 路边行人团团往九号楼那边走,还听见有人说汽车突然撞窗而出,掉下来的石头砸到了人,根本不是什么装饰品,就是一起很奇葩的车祸。 Follows to join in the fun, has a middle-aged man who wears the suit, is lying down on the ground covers the head, possibly is the brain vibrates, but also non-stop violating the nausea. 跟着走过去凑热闹,有位穿着西装的中年男人,正躺在地上捂住脑袋,可能是脑振荡,还不停犯恶心。 The briefcase loses on the ground, some people of shouting loudly make the person of belt/bring cell phone call to call the ambulance, this age will of the people have not that twisted, sees him injured, many strangers arrive at side that middle-aged person, how asked him. 公文包丢在地上,有人正高喊让带手机的人打电话叫救护车,这个年代人心还没有那么扭曲,见到他受伤,许多位陌生人来到那中年人身边,问他怎么样了。 The Han Xuan cell phone card is United States, the satellite phone in Secretary Dawson that may not make a connection with the hospital number, turned head to say to George: „Goes, drives a car(riage) to come, delivers to the medicine him......” 韩宣手机卡是美国的,卫星电话在道森秘书那,不一定能打通医院号码,扭头对乔治说:“去,开一辆车过来,把他送到医......” The words stop at this point suddenly, he saw clearly the face of that middle-aged person, with astonishment stares the round eye, the whole face writes unbelievable! 话说到这里突然停下,他看清了那位中年人的脸,惊愕瞪圆眼睛,满脸都写着难以置信！ The whole body pore diastole, tingles with numbness, he can affirm, that person that was pounded is the father! 浑身毛孔舒张,一阵发麻,他敢肯定,被砸到的那人就是自己老爹！ It is not Han Qianshan, but is previous generation that trillion rich and powerful people fathers! 不是韩千山,而是自己前世那位亿万富豪老爹！ Suddenly cannot believe, pushes the crowd to walk, stares at his face carefully to look, then shouts anxiously: „ In a big hurry quickly! Drives! 一时间不敢相信,挤开人群走进去,盯着他的脸仔细看,然后焦急喊道:“快快快！开车过来！ Prepares the hospital to me, I must the best doctor! 给我准备好医院,我要最好的医生！ What did you say? ” 你说啥？” Han Xuan discovered that „father”, the complexion lifts the finger painfully, this discovered oneself stepped on his hand, will rush to draw back in the future one step. 韩宣发现“老爸”,脸色痛苦地抬起手指,这才发现自己踩到了他的手,赶忙往后退一步。 When Owen and Gabriel are lifting him, traverse the time in the Rolls-Royce automobile, the Han Xuan head is still ignorant. 当欧文和加布里尔抬着他,横放在劳斯莱斯汽车里时候,韩宣脑袋依然懵着。 He is thinking, since the fathers appeared, can in this world still have another „”...... 他在想,既然老爹都出现了,会不会这世上还存在另一个“自己”……
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