HRE :: Volume #2

#135: Gets rich? From diverting ** starts

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Franz has the sense of national responsibility, to raise the war funds for the Prussia kingdom, his Emperor takes the lead in donating 1 million shield, stored Austria to benefit Royal Bank. 弗朗茨是有民族责任感的,为了替普鲁士王国募集战争经费,他这个皇帝都带头捐款一百万盾,存入了奥地利皇家银行。 ( 1 shield 11.69 grams silver) (一盾11.69克白银) The aristocrat, merchant and student quick Austria benefit for the nation...... strive to be the first to donate money, but these funds have not given the Prussia government directly, but stores Austria to benefit Royal Bank. 很快奥地利国内的贵族、商人、学生……都争先捐款,只不过这些款项都没有直接交给普鲁士政府,而是存入奥地利皇家银行。 Right, this Austria benefitted Royal Bank is Franz just fiddled with, the current key business is to gather the donation of people, simultaneously supervised this sum of money to use in the Schleswig-Holstein duchy battle. 没错,这家奥地利皇家银行就是弗朗茨刚刚捣鼓出来的,目前的主要业务就是收取民众的捐款,同时监督这笔钱用到石勒苏益格-荷尔斯泰因公国保卫战中。 Now the Prussia army in Jutland vertically and horizontally/able to move unhindered, this has surpassed this demarcation line, is dissatisfied begins using the condition of this donation. 现在普鲁士军队在日德兰半岛纵横,这已经超过这个界线,不满足启用这笔捐款的条件。 How Prussian thinks that Franz does not care, in any case he now very happy, the registered capital is about 1 million shield Royal Bank, absorbed a about 30 million shield deposit in just one month, to is not the donation. 普鲁士人怎么想弗朗茨不在乎,反正他现在非常的高兴,注册资本不过一百万盾的皇家银行,在短短的一个月内吸纳了近三千万盾的存款,不对是捐款。 But the bank opened to the donor according to the informal receipt, all donations were the proportionate uses, without using up behind must return. 只不过银行给捐款者开据了收条,所有捐款都是按比例使用,如果没有用完后面是要退还的。 In order to demonstrate his patriotic moral integrity, the handling charge of Royal Bank most foundation does not receive, completely in free service. 为了展示他的爱国节操,皇家银行连最基础的手续费都不收了,完全都是在免费服务。 Since is the donation, the interest naturally does not exist. Before this great sum of money begins using, in the Franz hand were also many floating capital. 既然是捐款,利息自然也不存在了。在这笔巨款启用前,弗朗茨手中又多了一笔流动资金。 A lot of cash place in the hand motionless, that in crime, therefore Franz handed over lent a loan to oneself, was used to invest to construct a comprehensive food company, to purchase the massive quality good mines while convenient. 大量的现金放在手中不动,那就是在犯罪,所以弗朗茨转手就给自己发放了一笔贷款,用来投资建设了一家综合性的食品企业、顺便还购买大量品质不错的矿山。 This year gold/metal and silver can act as the currency directly, gold ore and silver ore naturally also very valuable, that feared that Franz is Emperor is not easy to get so far as. 这个年头金、银可以直接充当货币,金矿、银矿自然也非常的值钱,那怕弗朗茨是皇帝也不是那么容易弄到。 In comparison, iron, coal, lead, zinc, manganese, rare earth and other minerals want inexpensive many, the Industrial Revolution is also in progress, the coal iron consumption very limited, many rare minerals of most foundation, the present industry cannot use. 相比之下,铁、煤、铅、锌、锰、稀土等矿产就要廉价的多,工业革命还在进行中,就连最基础的煤铁消耗量都非常的有限,很多稀有矿产,现在的工业根本就用不到。 Franz is also disinclined the fingers/tiger mouth to seize the food, is not valuable while present these resources, ahead of time will put in the bag the future valuable minerals. 弗朗茨也懒得去虎口夺食,趁着现在这些资源不值钱,提前把未来有价值的矿产收入囊中。 What a pity, Austria benefits the empire not to have the great ore, otherwise this wave gets down, can eat for a lifetime. 可惜,奥地利帝国没有巨矿,不然的话这一波下来,就可以吃一辈子了。 In brief, now in the hand rich buys everywhere, others invest to open up a mine must first consider the traffic problem. 总之,现在手中有钱就四处买买买,别人投资开矿首先就要考虑交通问题。 Franz did not consider so many, so long as the minerals quality were good enough, the reserves was rich enough was good, the issue of transportation used is worrying? 弗朗茨就不考虑那么多了,只要矿产品质够好,储量够丰富就行了,交通的问题用的着操心么？ Others do not know, he himself can also not know? How long the Austria Libyan government could not want, must vigorously invest the domestic infrastructure construction. 别人不知道,他自己还能不知道么？奥地利政府要不了多久,就要大力投资国内的基础设施建设了。 Now looks like has not developed the value the mine, when the time comes the road lays, immediately wants the worth to multiply, in addition the progress of industrialization, increases to the demand of mineral resource, thinks that does not get rich difficultly. 现在看来没有开发价值的矿山,到时候路一修通,马上就要身价倍增,再加上工业化的推进,对矿产资源的需求量增加,想不发财都难。 Short one month, spent 5.8 million shield, frightened Franz hurries to receive the hand. Even if diverts the public funds, can still have a limit? 短短的一个多月时间内,就花掉了五百八十万盾了,吓的弗朗茨赶紧收手。就算是挪用公款,也得有个限度啊？ If altogether spent this great sum of money completely, was given to discover, how did behind end? 要是一股脑的把这笔巨款全部都花了出去,被人给发现了,后面怎么收场呢？ Some Habsburg family's assets, may not have so many cash, even if Franz is Emperor is still very difficult to borrow so many cash in a short time. 哈布斯堡家族有的资产,可没有这么多现金,就算弗朗茨是皇帝也很难在短时间内拆借这么多现金来。 Diverts part of words, Franz has means even Zhang, after all opens the bank. If not the present is short-handed, Royal Bank has started to attack a city. 只是挪用一部分的话,弗朗茨还是有办法平账的,毕竟是开银行的。如果不是现在人手不足,皇家银行已经开始攻城掠地了。 Has the banks of 30 million great sums of money, in this age is a jumbo, by having the cash flow is Austria benefits the largest bank absolutely, in the entire world is also leading existence. 拥有三千万巨款的银行,在这个年代可是一个巨无霸,论起现金流绝对是奥地利第一大银行,在全世界也是排名靠前的存在。 At present Austria benefits Royal Bank, altogether opened more than 30 shops, the scale can only be a middle-and-small bank, the sales network completely centralized in several big cities that Austria benefitted. 目前奥地利皇家银行,一共就开设了三十多家门店,规模上来看只能算是一家中小型银行,营业网点全部集中在了奥地利的几座大城市。 John Steva is Austria benefitted the executive in first savings bank, was regarded as important digging by Lowell, holds the post of the first industry of Royal Bank. 约翰-施特瓦原本是奥地利第一储蓄银行的高管,被劳尔看重给挖了过来,担任皇家银行的首任行业。 Until this time, Franz discovered that the Habsburg family has the stock in many banks, he who how comes was disinclined to pay attention. 直到这个时候,弗朗茨才发现哈布斯堡家族在很多银行都有股份,怎么来的他就懒得理会了。 Behind any bank has the supporter in any case, otherwise this age, even is a earlier age, wants to survive is not that easy. 反正任何一家银行后面都是有支持者的,不然这个年代,甚至是更早的年代,想要生存下来可不是那么容易。 „Your majesty, Royal Bank has prepared to take place, can absorb depositors'funds outward.” John Steva somewhat said anxiously “陛下,皇家银行已经准备就位,可以对外吸储了。”约翰-斯特瓦有些紧张的说 „The issue in bank, you are the professional, this issue your management discussed the decision. In a short time, Royal Bank does not develop the loan business outward.” Franz unemotional saying “银行方面的问题,你才是专业人士,这个问题你们管理层自己商议决定。短时间内,皇家银行是不对外开展贷款业务的。”弗朗茨面无表情的说道 Diverted that big great sum of money, but must. How long god knows Prussian can insist, once the Prussia government makes the compromise, these money must draw back. 挪用了那么大一笔巨款,可是要还回去的。天知道普鲁士人能够坚持多久,一旦普鲁士政府做出妥协,这些钱都是要退回去的。 „Yes, your majesty.” John Steva replied “是,陛下。”约翰-斯特瓦回答道 „You estimate, how many do these donations have to transform into our depositors? How much money under will preserve?” Asking that Franz cares about “你估算一下,这些捐款有多少能够转换为我们的储户？会存留下多少钱？”弗朗茨关心的问道 „ Your majesty, our bank interests are the reference average level formulations, but Royal Bank far exceeds any competitor in the prestige. “陛下,我们的银行利息都是参照平均水平制定的,不过皇家银行在信誉上远超任何竞争对手。 Approximately has the percentage about 20 donors to become our users, because in these donations the government donation occupied 1/3, the fund of finally keeping possibly about 3 million shield. ” John Steva thinks to say 大约有百分二十左右的捐款者会成为我们的用户,因为这些捐款中政府捐款就占据了三分之一,最后留下来的资金可能会在三百万盾左右。”约翰-斯特瓦想了想说 Do not think that 3 million shield were short, this age people also not the custom of toward the bank saving money, most aristocrats are used to pile the gold coin in the basement. 不要以为三百万盾就少了,这个年代人们还没有往银行存钱的习惯,大部分的贵族都习惯把金币堆在地下室里。 The bank opens a bank account also to have the threshold, the threshold that for example Royal Bank sets is 150 shield. Is below this digit, excuse me, here does not suit you. 银行开户也是有门槛的,比如皇家银行设定的门槛就是一百五十盾。低于这个数字,不好意思,这里不适合你。 Entire Austria benefitted the empire 1848 the gross savings less than 100 million shield, can leave behind 3 million shield, occupied over 3% that Austria benefitted always deposits. 整个奥地利帝国1848年的储蓄总额都不到一亿盾,能够留下三百万盾,就占据了奥地利总储蓄的百分之三以上。 Franz has also thought reduces this opening a bank account condition limit, considering that this needs lots of counter personnel, but must increase the management difficulty and operation cost, gave up decisively. 弗朗茨也有想过降低这个开户条件限制,不过考虑到这需要大量的柜台人员,还要增加管理难度和运营成本,就果断的放弃了。 The bank also has to compel the standard, this age difference bank is the middle and upper level of society, once opened the limit, many grass-root people flood into, if these excellent customers ran, that cried without enough time. 银行也是有逼格的,这个年代出入银行的都是社会的中上层,一旦开放了限制,大量的底层民众涌入,这些优质客户要是跑了,那哭都来不及了。 The Austria benefit for the people numerous were too poor, every year can be left over more than ten shield, that receives even well. The possibility that under this background, development this business loses money rashly is too high. 奥地利民众太穷了,每年能够存下十几盾,那就算是收入不错的了。这种背景下,冒然开展这项业务亏本的可能性太高。 „Knew, after you go back, launches the absorbing depositors'funds business as soon as possible. All clerks need train strictly, request everyone, reception each customer that needs the politeness.” The Franz injunction said “知道了,你回去后就尽快展开吸储业务。所有的业务员都必须要严加训练,要求所有人,都必须要礼貌的接待每一个客户。”弗朗茨嘱咐道 „Yes, your majesty.” John Steva replied “是,陛下。”约翰-斯特瓦回答道 This time the service personnel attitude of bank is not in fact bad, because of the relations of opening a bank account monetary limitation, can handle the deposit business in the bank, basically is the middle classes, or is existence of higher level. 这个时期银行的服务人员态度实际上并不差,因为开户金额限制的关系,能够在银行办理存款业务的,基本上都是中产阶级,或者是更高层次的存在。 In the social level, the superiority feeling that the bank staff have not kept aloof, naturally did not have the so-called discrimination. 在社会层次上,银行工作人员没有高高在上的优越感,自然也不存在所谓的歧视了。 In addition is the privately established bank, everyone must put together the performance, the performance good promotion, performance bad getting the hell out, wants to lie down to have a dream! 加上又是私立银行,大家都是要拼业绩的,业绩好的晋升,业绩差的滚蛋,想躺着做梦去吧！ Franz is cares chaotically, now can his also hole fill in? 弗朗茨是关心则乱,现在他还有一个窟窿要填呢？ The Habsburg family may not have to put out several million shield cash momentarily the heroic spirit, Royal Bank is his individual private property, Franz does not hope that others also following ginseng/partake gathered. 哈布斯堡家族可没有随时拿出几百万盾现金的豪气,皇家银行还是他的个人私产,弗朗茨不希望别人也跟着参合了进去。 Now Royal Bank does not make loans outward, is not he does not want to do this business, but does not dare to do, if Prussian will instigate tomorrow, he must welcome the money withdrawal peak immediately. 现在皇家银行不对外放贷,不是他不想做这笔生意,而是不敢做,万一普鲁士人明天就怂了,他就要立即迎来提款高峰。 These donations, Royal Bank pledged earmarking a fund for a specific purpose, if could not propose brings in money, was held to divert the donation, injury on this prestige on big. 这些捐款,皇家银行可是承诺了专款专用,要是提不出来钱,被人捅出来挪用捐款,这个信誉上的伤害就大的去了。 The security is not possible to keep secret, now no one pierces the window paper, that is Franz is Emperor, no one dares to be this person who takes the lead. 保密是不可能保密的,现在没有人捅破窗户纸,那是弗朗茨是皇帝,没有人敢做这个出头鸟。 Is they do not know that Franz diverted how much money, if the digit is small, wants to fill in the hole is not difficult. When the time comes spreads rumors and causes trouble and discredits the Emperor reputation the charge to get down, wants the deceased person. 还有就是他们不知道弗朗茨挪用了多少钱,要是数字小的话,想要填上窟窿并不难。到时候造谣生事、败坏皇帝声誉的罪名下来,也是要死人的。
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