EG :: Volume #19

#1829: The financial crisis breaks out


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US Government itself has taken over control of one in a big way ~ troublesome, that is the global biggest underwriter, the AIG, the total assets have exceeded 1 trillion US dollars. 米国政斧本身就接管了一个大~麻烦,那就是全球最大的保险商,米国国际集团,总资产超过了1000000000000美元。 At that time US Government had wanted to help but unable to other financial institutions, will otherwise not make Bank of America purchase Merrill Lynch, will not find the person to take over Bear Stearns Corporation, bank will not apply to go bankrupt to Brother Thunder Man in does not attend, this may also be entire beautiful topest investment bank. 那时候米国政斧就已经对其他金融机构爱莫能助了,否则也不会让米国银行收购美林银行,也不会找人接手贝尔斯登公司,更不会至雷蔓兄弟银行申请破产于不顾,这可也是全美最顶尖的投资银行啊。 This returns to US Government to take over control of two groups once more, but also was found the person to explode the financial deficit by Feng Yu to be extremely high, after the situation that is incapable of undertaking radically, US after melting the crisis erupted inevitably. 这回米国政斧再次接管两房集团,还被冯宇找人爆出来财政赤字极高,根本无力承担的情况后,米国的经融危机不可避免的爆发了。 The sub-prime loan crisis of US was serious, otherwise so many financial institution will not go bankrupt, but also needs bank capital anything of European and Asia. 原本米国的次贷危机就非常严重,否则也不会有那么多的金融机构破产,还需要欧洲、亚洲的银行注资什么的。 But at that time the US exhibited us to be very powerful, the appearance that these difficulties can solve, lived in the market metastable. 但那时候米国摆出一副我们很强大,这些困难都能解决的样子,暂时稳定住了市场。 But this time, after big holes were exposed, US Government could not suppress again, the sub-prime loan crisis evolved the financial crisis of US truly, even was the financial storm, and must affect global many countries and regions. 而这一次,当一个个的大坑被曝光出来后,米国政斧再也压制不住了,次贷危机真正演变成了米国的金融危机,甚至是金融风暴,并且要波及到全球多个国家和地区。 Some countries have bought the national debt of US, or are many in the investment in US, the US economy declines, they naturally also owed. 有的国家是买了米国的国债,或者在米国的投资非常多,米国经济下滑,他们自然也就亏了。 Also some countries are let currency with US dollar suspension hook, works as US dollar depreciates continually, the currency of their country is also depreciating, the purchasing power dropped, evolves the inflation. 还有的国家是让货币与美元挂钩,当美元持续贬值的时候,他们国家的货币也在贬值,购买力下降,演变成了通货膨胀。 But the basic reason, is US Government does! 但根本原因,就是米国政斧自己作死! George Bush that housing planned, stimulated the development of real estate, making more secondary loans be provided, has neglected the quality of property seriously. 小布十那个住房计划,刺激了房地产的发展,让更多的次级贷款被发放出来,严重忽视了资产的质量。 This issue was not too serious, but that side Wall Street encourages innovation financial product, therefore various types of financial derivatives were abused, the financial transaction chain link becomes is very long, the securitization, value one US dollar product, the packing has become over ten US dollars, has exceeded true value originally seriously. 本来这个问题还不算太严重,但是米国华尔街那边鼓励“创新”的金融产品,于是各种金融衍生品被滥用,金融交易链条变得很长,资产证券化,将原本价值一美元的产品,包装成了十美元以上,严重超出了原本的真实价值。 This inside Merrill Lynch, Brother Thunder Man bank is eminent, therefore they are also therefore deteriorates even second of bankruptcy maximum financial institution. 这里面美林银行,雷蔓兄弟银行是其中的翘楚,所以他们也是因此衰败甚至破产的最大的金融机构之二。 Some people said that these basic reasons, are because the real estate price falls, even crashes, the violation lead rise that causes, even is not booming with the car profession of US has the important relations, will otherwise not have that many people unemployed, the violation lead will not be high. 有人说,这些根本的原因,就是因为房地产价格下跌,甚至崩盘,导致的违约率上升,甚至跟米国的汽车行业不景气有着至关重要的关系,否则不会有那么多人失业,违约率也不会那么高。 But actually, these because of US Government. 但其实呢,这些还是因为米国政斧 In about 03 years, starts implements George Bush this housing plan the time, Bank of America interest rate 1%. Moreover in less than two years of time, from 6.5%, reduced 1%. 在03年左右,开始实施小布十这个住房计划的时候,米国银行的利率才1。而且是在两年不到的时间,从6.5,降低到了1。 But at that time, speed of real estate rise, was much higher. 而那时候,房地产上涨的速度,可是要高得多。 Therefore many people weigh the later discovery, the interest of loan were inferior radically the speed of real estate rise is fast, now purchases homes very cost-effective/worthwhile. 所以很多人衡量之后发现,贷款的利息根本不如房地产上涨的速度快,现在买房非常划算啊。 After they have purchased the house, raising interest rate that the Federal Reserve starts to keep. 当他们购买了房屋之后,美联储开始不停的上调利率了。 To 7 years time, the interest rate the call-back to 5.75% high spots, in other words the loans interests of many people, increased five times to continue! 到7年出的时候,利率已经回调到了5.75的高点,也就是说许多人的贷款利息,上升了五倍不止! In addition many financial institution staff of making loans intentionally leave leeway the loophole in the contract, making the loan the interest rise along with the adjustment of Federal Reserve, increased the pressures of many person repayments suddenly. 加上许多放贷的金融机构工作人员都故意在合同中留有漏洞,让贷款的利息随着美联储的调整而上升,急剧加大了许多人还款的压力。 Why does the US want the readjustment of interest rate? Because must increase the income, US Government poor did not have money. 米国为什么要调整利率呢?因为要增加收入嘛,米国政斧穷的没钱了啊。 The US economy so was good, suddenly to have how money? Because of war! 原本米国经济那么好,怎么就会忽然没钱了呢?就是因为战争! The US launched the war in Iraq, Afghanistan and other areas, one is to show own armed forces ~ matter strength, moreover prevents the domestic contradictory eruption, but the most basic reason, was Iraq at that time decided that must US dollar settlement petroleum, change to the euro settlement. 米国在伊拉克、阿富汗等地区发动战争,一个是彰显自己的军~事实力,另外也是阻止国内的矛盾爆发,但最根本的原因,就是伊拉克那时候决定,要将美元结算石油,改成欧元结算。 Other US for fear that ope countries imitate, then US dollar status, will certainly drop seriously. The US several times launch the war, has the basic relations with these. 米国生怕其他ope国家效仿,那么美元的地位,必将严重下降。米国几次发动战争,都是都跟这些有着根本的关系。 governance of US is not has closed right up against the financial group support. And is primarily the energy, finance and armed forces ~ labor, likely is Microsoft such science and technology Company, radically not being able to stand in line number, the world 500 strong first Wal-Mart Group, is not anything. 米国的政~治一直不都是靠着财团支撑的么。其中以能源、金融和军~工为主,像是微软这样的科技企业,根本都排不上号,就连世界500强第一的沃尔玛集团,也都不算什么。 The US thinks the wars of these two areas, 500-600 hundred million US dollars armed forces ~ the fee was also enough, not only can realize the governance intention, lets the crude oil with US dollar suspension hook, and can show the strength, making their rights to speak internationally increase, and suppresses the euro growth, suppresses the economic development of Asia. 原本米国以为这两个地区的战争,五六百亿美元的军~费也就足够了,既能实现政~治意图,让原油还是跟美元挂钩,又能彰显实力,让他们在国际上的话语权加大,并且压制欧元的成长,压制亚洲的经济发展。 What what a pity is, because Europe and Asia to ~ the eastern support, this war cannot end according to the tentative plan of US in a short time, instead the time drags to be long, lets the disbursement of US, from tens of billions US dollars of plan, turned into close 800 billion US dollars! 可惜的是,由于欧洲和亚洲等对中~东这边的支持,这战争根本没能按照米国的设想在短时间内结束,反而时间拖得非常长,让米国的支出,也从计划的几百亿美元,变成了接近800000000000美元! High doesn't the so disbursement, increase taxes to be good? Does not find the way to create income, Government of US already went bankrupt! 如此高的支出,不加税能行吗?不想办法创收,米国的政斧早就破产了! Therefore basic reason, but also lies in US Government decision-making, lies in the George Bush policy. 所以根本的原因,还在于米国政斧的决策,在于小布十的政策。 George Bush compares to Corrington, was really misses is not a least bit. Corrington time also launched war, Szo ~ fertile, at that time was also because the euro must challenge US dollar the status. 小布十比起科林顿,真是差了不是一点半点。科林顿的时候也发动了战争,科索~沃么,那时候也是因为欧元要挑战美元的地位。 Finally is Corrington's successful letting euro from 1 : 17 US dollar, turned into 1 : 86 US dollar, US dollar has not appreciated, but was the euro depreciates. 结果就是科林顿成功的让欧元从1:17美元,变成了1:86美元,美元并没有升值,而是欧元贬值了。 In addition is in Corrington, Asia erupted the financial storm, and other minority can escape by luck besides China, the entire Asia develops the quickest area, loses including Japan seriously. 加上在科林顿任上,亚洲爆发了金融风暴,除了华夏等少数能够幸免之外,整个亚洲发展最快的地区,包括岛国都损失惨重。 George Bush, seems like the US economy is good, but in fact, hidden danger numerous. The financial group that these do the finance, bred confusion the money market of US thoroughly. 小布十呢,看似米国经济非常好,但实际上,隐患重重。那些搞金融的财团,彻底将米国的金融市场搞乱了。 Before US, has invests bank, so-called investment bank, is domestic negotiable securities Corporation. These invest bank to go bankrupt and go out of business one after another. 米国之前有许多投资银行,所谓的投资银行,就是国内的证券公司。这些投资银行相继破产、倒闭。 Final two that Wall Street only remains invest bank, is Goldman Sachs Morgan Stanley, finally these two invest bank, starts to apply, must transform commercial bank, this can absorb depositors'funds normally. 华尔街仅剩的最后两家投资银行,就是高盛跟摩根仕丹利,最后这两家投资银行,也开始申请,要转变成商业银行,这样就可以正常吸储了。 Also has the cash inflow, can make them go through the difficulty, does not need to draw support from the aid of Government. 也就是有现金流入,可以让他们自己度过难关,不必借助政斧的援助。 Naturally, although they are commercial bank, but has to invest the bank related service development. 当然,他们虽然是商业银行,但还是有投资银行相关的业务开展。 However these two world topest investment bank must transfer commercial bank, showed sufficiently the financial crisis of US is Government could not shoulder. 不过这两家全世界最顶尖的投资银行也要转成商业银行了,足以证明米国的金融危机是政斧已经扛不住的了。 But since has died General Motors and Chrysler that car and Ford Company shoulders also to announce that in the first half of this year lost money seriously, hopes that can obtain the aid of Government. 而一直以来死扛的同用汽车科莱斯乐汽车富特企业也纷纷宣布,今年上半年亏损严重,希望可以得到政斧的援助。 And Ford is good, earliest has sold out some services, by own ability, can go through the difficulty, but General Motors and Chrysler were different, they also started to get ready to apply for the bankruptcy protection! 其中富特还好,最早的卖掉了一些业务,凭借自己的能力,也能够度过难关,但是同用汽车科莱斯乐就不同了,他们也开始准备申请破产保护了! Feng Yu reads the news on internet/network, this financial storm truly erupted, but is not very serious, it seems like needs to push again! 冯宇看着网络上的新闻,这个金融风暴确实是爆发了,但是还不够严重啊,看来有必要再推一把! ...... …… This book renews website to invite quickly:, 本书最快更新网站请:,
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