EG :: Volume #18

#1702: I must loan


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Feng Yu arranges Hong Kong, returned to the home. After that news comes out, he will come again. 冯宇安排好香江这边,就回到了国内。等到那个消息出来后,他会再过来的。 Now compared with many that the past years must facilitate, most simply speaking, can the internet/network video call, many matters, be distanced directly thousand kilometers, same can brief personally. 现在比当年要方便的多,最简单来说,直接可以网络视频通话了,许多事情,相距千公里,一样可以面授机宜。 Naturally, Feng Yu comes back also very important matters, that is the matter of loan. 当然,冯宇回来还有一件很重要的事情,那就是贷款的事儿。 The matter that although loans seems like does not worry specially, but waits to worry, but without enough time. 虽然贷款的事儿看似不是特别着急,但真等着急的时候,可就来不及了。 Domestic commercial bank is not cannot provide the foreign exchange the commercial presence, even can directly provide the loan to the overseas business organization, but this flow examines and approves, unusual trouble. 国内的商业银行不是不能提供外汇的商业贷款,甚至可以直接向境外商业机构提供贷款,但是这个流程审批,非常的麻烦。 Feng Yu plans with domestic property mortgage loan, moreover loans the foreign exchange, and must shift beyond the border, these were more troublesome. 冯宇可是打算用许多国内的资产抵押贷款,而且又是贷款外汇,并且要转移到境外,这些就更加麻烦了。 Simplifies the flow? To give the green light for you?” Zhang Ruiqiang frowns to ask. “简化流程?就是想为你开绿灯了?”张瑞强皱着眉头问道。 Right, I hope, when I need, can handle to complete the loan for me in 24 hours, and infiltrates me in foreign account.” “对,我希望在我需要的时候,可以在24小时内为我办理完成贷款,并且打入我在境外的账户中。” Zhang Ruiqiang shakes the head: This is not definitely good, is in 24 hours can handle to complete without any bank loan.” 张瑞强摇摇头:“这个肯定不行,没有任何一家银行贷款是24小时内能够办理完成的。” Feng Yu has drawn back one step: Then handles the loan on the present for me, at the maximum speed loans. Property that I am used to mortgage, definitely is very high-quality, this without a doubt.” 冯宇退了一步:“那么就现在为我办理贷款,以最快的速度放款。我用来抵押的资产,肯定是非常优质的,这点毋庸置疑。” Feng Yu, you make the finance, but can also loan to do? Hasn't the fund that you invest now, that many, needed to make that in a big way?” 冯宇,你做金融,还要贷款做吗?你现在投入的资金,已经那么多了,没必要弄那么大吧?” Zhang Ruiqiang somewhat was worried that the financial investment, the profit and risk coexist. If Feng Yu has made a mistake, or the international situation change is too rapid, Feng Yu do not lose a big pen? 张瑞强有些担心,金融投资,利润与风险并存。万一冯宇失误了,或者国际形势变化太快,冯宇不是要损失一大笔? Ha, even if these money completely owing up, vacillation my basis. Moreover I loan, is mainly is used to make the risk backlog.” “哈哈哈,就算这些钱全部亏光了,也动摇不了我的根本。而且我贷款,主要是用来做风险储备金的。” You also know that the financial investment risk is very big, must have the cash reserve like Corporation, the financial risk backlog must first year some. I really had the risk backlog, but the international situation somewhat changed recently, therefore these money, I prepare to invest to make the hedge.” “你也知道,金融投资风险很大,就像公司总要有现金储备一样,金融的风险储备金要更高一些。我原本确实有风险储备金,但是最近国际形势有些变化,所以那些钱,我准备投入进去做对冲。” Even if has made the hedge, must have the risk backlog. This time acquires the car service, we have reached an agreement, the national capital disburses money, then happen to can according to our initial agreements, promote the national capital in the equity ratio of Bing City Machinery manufacture group.” “即使是做了对冲,还是要有风险储备金。这次收购汽车业务,咱们已经商量好了,国资出钱,然后正好可以按照我们的当初的约定,提升一下国资在冰城机械制造集团的股权比例。” But we also plan to acquire a supermarket chain group of US, year turnover tens of billions US dollars, property close 10 billion US dollars supermarket groups. As the matter stands, can merge into Taihua Supermarket Group, this may be our China supermarket group walks.” “但是我们还打算收购一家米国的连锁超市集团,一家年营业额几百亿美元,资产接近10000000000美元的超市集团。这样一来,可以并入到泰华超市集团旗下,这可就是我们华夏的超市集团走出去了。” The car service, the Taihua holding can not spend, but the supermarket must spend. Feng Yu had a liking for many potential good services that side the US, now must invest. 汽车业务,泰华控股可以不花钱,但是超市总要花钱。还有冯宇在米国那边看上了不少潜力不错的业务呢,现在也都要投资。 For example the steamboat and harbor anything, logistics Corporation, these can unify with Taihua Holding Group and service of Wind & Rain Holding Company group, the cost reduction, enhances the profit, and enhancement competitive power. 比如轮船、港口什么的,还有物流公司,这些都能跟泰华控股集团风雨控股集团的业务进行结合,降低成本,提高利润,并且增强竞争力。 How much money can you loan?” “那你要贷款多少钱?” Do not be many, if possible, loans 20 billion US dollars first.” “也不要很多,如果可以的话,先贷款20000000000美元吧。” Zhang Ruiqiang tea spurts: How many can you loan?” 张瑞强一口茶水喷出来:“你要贷款多少?” He thinks how many One billion US dollars Feng Yu loaned at the most, 20 billion US dollars, were this not many? 他以为冯宇贷款几十亿美元就顶天了呢,20000000000美元,这还不算多? What also has loans 20 billion US dollars first, also planned that continues the loan to be inadequate? 还有什么叫先贷款20000000000美元,难道以后还打算继续贷款不成? 20 billion US dollars, were sufficient temporarily.” “20000000000美元啊,暂时够用了。” „Do you mortgage? Does the preparation mortgage the Taihua Holding Group stockholder's rights completely?” Zhang Ruiqiang asked. “你怎么抵押?准备将泰华控股集团的股权全部抵押?”张瑞强问道。 Taihua Holding Group 40% stockholder's rights, this absolutely over 20 billion US dollars.” 泰华控股集团的40股权,这个绝对超过20000000000美元了。” The child Corporation property, belongs to Taihua Holding Group, legally Feng Yu cannot mortgage directly, because Taihua Holding Group is not the Feng Yu sole ownership. 公司的资产,属于泰华控股集团,法律上冯宇并不能直接抵押,因为泰华控股集团并不是冯宇独资。 The Taihua Holding Group 40% stockholder's rights, has the value exceeded 20 billion US dollars? How many stockholder's rights that Feng Yu has in Taihua Holding Group, has this Taihua Holding Group market value, exceeded 50 billion US dollars? 泰华控股集团的40股权,价值就超过了20000000000美元?那冯宇泰华控股集团有多少股权,这泰华控股集团的市值,岂不是已经超过了50000000000美元? Feng Yu individual net worth, had already surpassed this figure, but the Feng Yu property is highest, isn't Wind & Rain Consulting Company? Zhang Ruiqiang has not understood, Taihua Holding Group the value so was unexpectedly high. 冯宇的个人身家,早就超过了这个数字,但是冯宇资产最高的,不是风雨咨询公司吗?张瑞强还真没了解过,泰华控股集团竟然已经价值这么高了。 Listens to the meaning of Feng Yu, probably is also higher than many appearances? 冯宇的意思,好像还高出很多的样子? Feng Yu, the loan words, the pledge assets must be are higher than the loan amount about 50% to be good, especially you loan the foreign exchange, the quantity so is also big, but must shift to the external account.” 冯宇,贷款的话,抵押资产总要是高出贷款金额50左右才行,尤其你还是贷款外汇,数量又这么大,还要转移到境外账户。” Feng Yu showed the whites of the eyes: What meaning, you also think how my this is transferring the property outward?” 冯宇翻了个白眼:“啥意思,你还以为我这是在往外转移资产是咋地?” Now many rich men do actually, many of them the Corporation registration in the overseas, can little pay taxes, even to little hand over the tax revenue changed the nationality directly, turned into the foreigner all of a sudden, then continues to do business in China makes money. 现在倒是有许多有钱人这么干,他们许多人将公司注册在海外,可以少缴税,甚至为了少交税收等直接更改了国籍,一下子变成了外国人,然后继续在华夏做生意赚钱。 Feng Yu regarding this unusual disdaining, you, if to facilitate the Corporation development, changes the Corporation registration not to have the issue, but individual nationality also changed, this somewhat forgot one's origin. 冯宇对此非常的不屑,你要是为了方便公司发展,更改公司注册地没问题,但是个人国籍也更改了,这就有些忘本了。 Especially many people also therefore have the superiority feeling of being a cut above other people, this most makes Feng Yu dislike. 尤其是许多人还因此有高人一等的优越感,这点最让冯宇反感。 I believe you, above definitely also believes you, but this news passes on, the common people may not necessarily believe you. Also, matter of loan, itself must be higher than 50%, this not good to give the green light to you, now above tube unusual is strict.” “我相信你,上头肯定也相信你,但是这个消息传出去,百姓可未必相信你。再说了,贷款的事儿,本身就要高出50,这个不好给你开绿灯,现在上面管的非常严。” Feng Yu beckons with the hand: Who said the stockholder's rights that I take, are unworthy 30 billion US dollars? You had not looked that foreign media to the appraisal that the Wind & Rain Holding Company group made, the property have exceeded 80 billion US dollars at the beginning of this year, was the conservative estimate. The real result, I told you, Wind & Rain Holding Company absolute value over 100 billion US dollars!” 冯宇摆摆手:“谁说我拿出来的股权,不值30000000000美元?难道你没看吗,外媒今年初给风雨控股集团做出的评估,资产就已经超过了80000000000美元,还是保守估计的。真实的结果,我来告诉你,风雨控股绝对值100000000000美元以上!” Moreover words that sells outward, you give me 200 billion US dollars me not to sell! If the Wind & Rain Holding Company group goes on the market, or are many several family Corporation to go on the market, the property can absolutely over 200 billion US dollars.” “而且往外卖的话,你给我200000000000美元我也不卖!风雨控股集团如果上市,或者旗下再多几家子公司上市,资产绝对能超过200000000000美元。” What is most important, the Wind & Rain Holding Company group has controlled China many important markets, has patented technology that many make money, but also is having many value not poor brands. 最重要的是,风雨控股集团掌控了华夏许多重要市场,拥有许多非常赚钱的专利技术,还拥有着许多价值不菲的品牌。 Only is these brands, the value can surpass domestic majority of Company. 光是这些品牌,价值就能超过国内大部分的企业 „Does tax that you pay this year how only then such select?” The Zhang Ruiqiang anger said. “那你们今年交的税怎么只有这么点?”张瑞强怒道。 Tax is related with the turnover, has the relations with our property growth? You said our Wind & Rain Brand, foreign brand organization estimate value tens of billions US dollars, but do we also want to pay taxes for the brand value rise? Not this truth?” “税是跟营业额相关的,跟我们资产增长有关系吗?你说我们一个风雨牌,国外品牌机构估值上百亿美元,但是难道我们还要为了品牌价值上涨交税吗?没这个道理吧?” Now the home is not also in processing US dollar, I must loan is also US dollar, is not the euro. Moreover I told you again a news, US dollar to the end of next year time, depreciates will be definitely more, some depreciation lost, I can also undertake, so long as bank is willing to give me many loans!” “现在国内不是也在处理美元么,我要贷款的也是美元,又不是欧元。而且我再告诉你一个消息,美元到明年底的时候,贬值肯定会更多,这部分贬值损失,我也可以承担,只要银行肯给我更多的贷款!” This...... I help you ask that can you make such in a big way?” “这……我帮你问问吧,你非要弄这么大啊?” Feng Yu indistinct(ly) looks at the terrestrial globe on table: money Shao, were basic the effect.”( To be continued.) 冯宇幽幽的看着桌上的地球仪:“钱少了,根本起不到效果啊。”(未完待续。)
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