EG :: Volume #2

#159: Loans again( asked to receive to ask to push)

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Feng Yu knows that he made a false report obtains the news that from above leadership, has given the Fu Guangzheng enormous shock. He only hopes that Fu Guangzheng can convince in family|home, agrees to lend him, must help him relate the bank loan of Hong Kong inferiorly. 冯宇知道,他谎称从上面领导得到的消息,给了付光正极大的震惊。他只希望付光正能说服家里,同意借钱给他,最次也要帮着他联系香江的银行贷款。 Fu Guangzheng, including Fu Jia people, has thought Feng Yu has very big background, on the parents are farm outwardly, perhaps has any big background secretly 付光正,包括付家人,一直都认为冯宇有很大的背景,明面上父母都是种地的,暗地里说不定有什么大背景 If no big background, Feng Yu possibly does know these news? Why Feng Yu does to the Su trade, why to walk the military train each time? Especially Feng Yu increases the family fortunes at first it is said closes right up against the treasury bill, does not have the above news, does he dare the complete net worth to bet the treasury bill? 如果不是有大背景,冯宇怎么可能知道这些消息？冯宇凭什么做对苏贸易,凭什么每次都走军列？尤其冯宇最初发家据说是靠着国库券,没有上面的消息,他敢全部身家都赌上国库券？ Perhaps Feng Yu has any three grandfather uncles and so on, is the central person, at least can contact the central policy, can make Feng Yu invest each time makes money, and since problem-free. News that this Feng Yu said that definitely is behind Feng Yu that person tells. 说不定冯宇有个什么三爷爷二大爷之类的,就是中央的人,至少能接触到中央的政策,才能让冯宇每次投资都赚大钱,并且一路以来一帆风顺。这次冯宇说的消息,肯定就是冯宇背后那人告诉的。 So looks like, can mainland have listing Corporation? 如此看来,内地要有上市公司了？ Fu Guangzheng calls the father, told the father the Feng Yu news, and said Feng Yu wants to borrow a sum of money from Fu Jia, the annual interest 10%, taking advantage of three years. 付光正打电话给父亲,将冯宇的消息告诉了父亲,并且说了冯宇想要从付家借一笔钱,年利10,借三年。 Fu Rongjin asked that Feng Yu must invest the mainland stock unexpectedly, has not divided any stock to want, he also thinks some child's play. mainland stockmarket has trend of emerging, what stock won't make money? Stock of initial listing are not definitely many, does mainland have that many people to dare to buy the stock? 付荣进一问,冯宇竟然是要投资内地的股票,还不分什么股票都要,他也觉得有些儿戏。内地股市就算有兴起的趋势,也不会什么股票都赚钱吧？最初上市的股票肯定不多,内地有那么多人敢买股票吗？ The Fu Rongjin relation family member, said the news that Fu Guangzheng passes on, the Japanese Yen must rise, the Japan real estate must crash, mainland may probably open the stock market, must have listing Corporation. 付荣进联系家人,说了付光正传回来的消息,日元要涨,岛国房产要崩盘,内地有可能要开证券交易所,要有上市公司了。 But Fu Boss Fu Rongqi master of financial investment, moreover their Corporation has studied, the US has intervened the economy of Japan, Japanese Yen rise, but also serves the interests of US. 付家老大付荣齐可是金融投资的高手,而且他们公司研究过,米国已经干预岛国的经济,日元上涨,还真符合米国的利益。 He was waiting still and seeing, listened to the Fu Rongjin words, he also thought the Japanese Yen has 80% may rise steadily. Although mainland the economy just showed improvement after illness, but the development momentum is fierce, has the brain trust of entire country to take the policy-making basis, is definitely more reliable than his news. 他原本还在观望,听了付荣进的话,他也觉得日元有八成的可能会持续上涨。内地虽然经济刚刚有起色,但发展势头非常猛,有整个国家的智囊团作为决策依据,肯定比他的消息更加可靠。 But Fu Laoer Fu Rongqu actually did not think so that the Japan real estate can crash? Is this possible? Now the world first economy at is not the US, but is Japan. Japan stockmarket is prosperous, the science and technology is prosperous. Also some that many Americans and will the Europeans in the Japan investment real estate, how possibly also crash? 但付家老二付荣区却不这么看,岛国房产要崩盘？这怎么可能？现在世界第一经济体根本不是米国,而是岛国。岛国股市繁荣,科技昌盛。再说有那么多米国人和欧洲人也在岛国投资房地产,怎么可能会崩盘？ Now although the real estate price somewhat drops, but this is the normal phenomenon of market, by the end of the year, will definitely flush high, at that time will be selling will make money. 现在房地产价格虽然有些回落,但这是市场的正常现象,到了年底,肯定还会冲高,那时候在卖会更赚钱。 Third child Fu Rongbing keeps silent, a while ago the fourth child formed a partnership with Boss family|home Corporation, sells new humidifier, has made the big money in Europe and America, the second child also rubs the rise in the real estate of Japan investment, his these days Corporation anything has not developed. 老三付荣兵默不作声,前段时间老四跟老大合伙开了家公司,销售一种新型加湿器,在欧美赚了大笔的金钱,老二在岛国投资的房产也蹭蹭上涨,就他这段时间公司没什么发展。 This fourth child said that mainland that Boss has the good news of investment, he listens, but one hear is to invest mainland stockmarket, he did not have the interest immediately. mainland is so backward, in how possible short-term to have the stock market, allowing Corporation to go on the market? 这次老四说内地那位老板有投资的好消息,他才跟着来听听,但一听是投资内地股市,他顿时就没兴趣了。内地那么落后,怎么可能短期内要有证券交易所,允许公司上市？ As for lending money or guaranteeing, he will not comply. Previous time does not make money my share, lent money to guarantee you to think of me? Does not have the gate 至于借钱或者担保,他更不会答应。上次赚钱没我的份,借钱担保你想到我了？没门 „Big Brother, you think whether the news is credible?” “大佬,你认为消息是否可信？” „I believe that tomorrow starting from, I will make the Japanese Yen stock, the more rapidness of rising, I earn” “我信,明天开始,我就多做日元期货,涨的越快,我赚得越多” „Big Brother, do not forget Japanese Yen to rise these many, you also believe that it can rise?” Fu Rongqu sneers to say. “大佬,别忘了日元已经涨了这么多了,你还相信它能涨？”付荣区冷笑道。 Can the news that upper level what mainland spreads, on mainland that information unenlightened place, compare favorably with Hong Kong? 什么内地上层传来的消息,就内地那种信息闭塞的地方,能比得上香江？ „Does the second child, the third child, this humidifier sales Corporation, you want to buy stock? Everyone takes 50 million Hong Kong dollars, I sell some stocks to you.” “老二,老三,这加湿器的销售公司,你们俩想要入股吧？每人拿出来50000000港币,我卖一些股份给你们。” Fu Rongqu and Fu Rongbing eye simultaneously one bright, is Boss willing to sell the stock to them? On the one hand can be said as Boss takes care of their these two younger brothers, on the other hand, possibly is Boss wants more money to invest into the futures exchange, cooks up the Japanese Yen 付荣区和付荣兵眼睛同时一亮,老大肯卖股份给他们？一方面可以说是老大照顾他们这两个弟弟,另一方面,可能是老大想要更多的钱投入到外汇期货中,炒日元 In Fu Rongqu where has 50 million Hong Kong dollars cashes, but thinks that this sells the Corporation profit, he decides to owe, sold the Japan real estate first. 付荣区手里哪儿有50000000港币的现金啊,不过想想这个销售公司的利润,他决定就算亏一点,也把岛国的房产先卖了。 Fu Rongbing also decides to squeeze out some cashes, invests this to sell Corporation, absolutely in his hand these industries compared with many that make money. 付荣兵也决定挤出一些现金,投资这家销售公司,绝对比他手里那些产业赚钱的多。 „The fourth child, how much money that can Chief Feng borrow?” “老四,那个冯总要借多少钱？” Fu Rongjin said suddenly: „Does not use Big Brother, the loan of Chief Feng, I give him to guarantee.” 付荣进忽然说道:“不用了大佬,冯总的贷款,我来给他担保。” Since the Boss investment approach has been stronger than their three brothers, Boss wants to lend money to Feng Yu, that was inferior that this favour makes him occupy, or makes Fu Guangzheng occupy. 老大一直以来投资眼光都比他们三个兄弟强,老大都想借钱给冯宇,那不如这个人情让他占据,或者说让付光正占据。 After waiting for Hong Kong to return, mainland this huge market, he can occupy the situation, his property, has not surpassed the Big Brother possibility. 等香江回归之后,内地这块庞大的市场,他就能占据先机,他的资产,未尝没有超过大佬的可能。 Fu Rongqi deeply saw the fourth child, nods: „That defers to your idea to come, this Chief Feng, is not simple.” 付荣齐深深看了眼老四,点点头:“那就按照你的想法来吧,这个冯总,不简单。” ...... …… „Did you help me relate Hong Kong Citigroup bank and HSBC bank?” “你帮我联系好了香江的花旗银行和汇丰银行？” The Feng Yu great happiness, this Fu Guangzheng really agreed finally helps his secured loan. In the Feng Yu hand has the valuable thing, the stock is in itself the valuable thing, can the mortgage loan. 冯宇大喜,这付光正最后果然同意了帮他担保贷款。冯宇手中不是没有有价物,股票本身就是有价物,可以抵押贷款的。 He uses the Corporation property mortgage loan, with the loan purchase stock, again with the securities company loan, this looks like such redundant loan that later generation real estate Corporation makes frequently. 他用公司资产抵押贷款,用贷款购买股票,再用股票抵押贷款,这就像是后世地产公司经常做的那样重复贷款。 The loan buys the land for building, the land for building mortgage to another bank loan construction, constructs half again, uses this 50% construction mortgage loan again, constructs the building, but money that real estate Corporation takes actually only then 1/10 of entire investment, other all are the bank loans. 贷款买地皮,再把地皮抵押给另外一个银行贷款建设,建设到一半,再用这一半的建筑抵押贷款,把楼建完,而地产公司拿出来的钱其实只有整个投资的1,其他全是银行贷款。 Afterward this type of redundant loan was stopped, and defined to make loans contrary, had this situation, the Corporation prestige may have the stain, later the loan will be difficult. 后来这种重复贷款被叫停了,并且定义为违规放贷,有了这种情况,公司的信誉可就有污点了,以后贷款会非常困难。 Moreover the name of Feng Yu loan is the investment and trade, he invests to the stock on, itself has to divert the fund the suspicion. This people do not lift, officer does not investigate, but if Feng Yu continues from the mainland bank loan, the matter could not wrap up. If played to escape, might be jailed to be imprisoned. 而且冯宇贷款的名义是投资贸易,他投资到股票上,本身就有挪用款项的嫌疑。这个民不举,官不究,但如果冯宇继续从内地银行贷款,事儿就兜不住了。万一玩脱了,有可能蹲笆篱子坐牢啊。 But was different from the bank loan of Hong Kong, mainland bank cannot look up, Hong Kong bank only recognizes the pawn, there is Fu Rongjin to take the guarantor, can definitely lend out a lot of money with ease, but also is safe. 但从香江的银行贷款就不同了,内地银行查不到,香江的银行只认抵押物,又有付荣进作为担保人,肯定能轻松贷出不少钱,还非常安全。 What is most important, money that this can receive, may be more than money of Fu borrowing 最重要的是,这样能拿到的钱,可远比从付家借到的钱多 „What kind, Chief Feng, do you satisfy like this?” Fu Guangzheng smiles is very carefree. “怎么样,冯总,这样你满意吗？”付光正笑的很畅快。 „Does not know how much money two bank altogether can lend me?” “不知道两家银行一共能贷给我多少钱？” „How many stocks do you have?” “你有多少股票？” Feng Yu extends a take action gesture: „Hundred million rmb” 冯宇伸出手一比划:“一个亿rmb” „How many? Hundred million” Fu Guangzheng is surprised, he knows that the Feng Yu investment is very big, but has not thought that the investment so is unexpectedly big. Hundred million, his didn't Corporation want the floating capital? “多少？一个亿”付光正大吃一惊,他知道冯宇投入很大,但没想到投入竟然这么大。一个亿,他公司不要流动资金了吗？ Grew with these supplier cooperation time, can detain the latter month to pay money, Feng Yu does not dare such to do, cannot certainly break to Su trade line, this is he with the link that Brother Ki relates. 要不是跟那些供货商合作时间长了,可以押后一个月付款,冯宇也不敢这么做,对苏贸易这条线一定不能断了,这可是他跟基兄联系的纽带。 As for these Soviet Union equipment of purchase with the technology, Feng Yu collected the earnest money to hit to Brother Ki, waited for these buyers to bring the check to take delivery of goods, he was hitting the tail funds to Brother Ki on the line, in fact he could not spend how much money. 至于购买的那些苏联设备跟技术,冯宇收了定金打给基兄,等那些买家带着支票来提货,他在把尾款打给基兄就行,实际上他也花不了多少钱。 Feng Yu this time, but staked everything on a single throw of the dice 冯宇这次,可是孤注一掷了 „Hundred million, good, you have these many stocks, in addition my father gives you to guarantee, lends out hundred million rmb above not to have issue absolutely” “一个亿,好,你有这么多股票,加上我父亲给你担保,贷出来一个亿rmb以上绝对没问题” ... ...
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