BC :: Volume #1

#63: Makes one to know the person who feels grateful, can obtain more friendship


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Altogether is...... 3.24 million!” “一共是……三百二十四万!” In the Joe Grimann office, he somewhat exclaims in surprise is reading the statistical book in hand, sent out an tone of exclamation. 乔格里曼的办公室里,他有些惊叹的看着手中的这份统计书,不由的发出了一种惊叹的语气。 When Lynch told him the almost millions collateral, Joe Grimann thinks that this probably was an exaggerating view, this situation was very common in the financial arena. 林奇告诉他差不多有好几百万的抵押物时,乔格里曼认为这大概是一种夸张的说法,这种情况在金融领域内很常见。 Various types cash by stages, bill at a reduced price cash, discount cash makes one always not say the digit that has many confidence to others mouth, never expected that Lynch gave him actually a pleasant surprise. 各种分期兑现,抵价兑现,折价兑现让人从来都不对别人口中说出的数字有多少的信心,没想到林奇倒是给了他一个惊喜。 He puts down the statistics only, adjusted a sitting posture slightly, very shocking number, but you should know, I am impossible to defer to the estimate to loan to you, most can only have 50%, cannot be many!” 他把统计单放下,稍稍调整了一下坐姿,“很惊人的数字,不过你应该知道,我不可能按照估价给你放款,最多只能有百分之五十,不能再多了!” He dialed a statistical list with the hand, the expression on face revealed some regrets, these were not the high-quality resources, the risk of bank are very big, therefore......”, he shrugged, took a fresh look to Lynch. 他又用手拨了一下统计单,脸上的表情露出了一些遗憾,“这些并不是优质的资源,银行的风险还是很大的,所以……”,他耸了耸肩,重新看向林奇 The bank has the specialized appraiser, they when count these things to discover that type is not scarce, valuables that can let go of immediately, for example valuable metal, such as gold, or some jewelry and so on easy realization thing. 银行有自己专业的估价师,他们在统计这些东西的时候发现其中并没有那种非常紧俏,可以立刻脱手的贵重物品,比如说贵重金属,如黄金,或者一些珠宝之类容易变现的东西。 On the contrary is some...... not the thing that is easy to let go, for example some daily things, some appliances, is in the majority with the house and automobile. 反倒是一些……不怎么容易脱手的东西,比如说一些日常的用品,一些器具,其中以房子和汽车居多。 Sabine City is not the big city, is not a capital of state is not the federal center, the store of value rate/lead of here house is not very safe . Moreover the house majority in these agreements mortgaging are the houses in ordinary community, without middle class house in community and Shangcheng District. 塞宾市不是大城市,不是一州的首府更不是联邦的中心,这里房子的保值率并不是很安全,而且在这些协议中抵押的房子大多数都是普通社区的房子,没有中产阶级社区和上城区的房子。 Valuable the real estate in the small city basically refers to the house in these middle class community and top upper circles of society community, they have the best section, most exquisite scenery, most prepared adequate and systematic service. 在小城市中值钱的房产基本上是指那些中产阶级社区和顶级上流社会社区的房子,他们坐拥最好的地段,最优美的景色,最齐备的配套服务。 Such house is very easy to sell, so long as is lower than the market price, 10% to 15%, can say that immediately can let go. 这样的房子很容易就能够卖出去,只要比市价低一些,百分之十到百分之十五,可以说立刻就能脱手。 But the house in civilian community like this, the civilian and property development of slum area, especially the development of house is not a doing a thankless job matter, the slow sales cycle is very easy to burn out the real estate developer. 但平民社区的房子并不会这样,平民和贫民区的房地产开发,特别是住宅的开发是一件吃力不讨好的事情,缓慢的销售周期很容易把房地产商拖垮。 In addition some people like acting unreasonably, these poor people like bursting to enter do not have in the sales house to live, will frequently cause to trouble. 加上有些人喜欢乱来,那些穷人们喜欢破门而入进入没有销售的房子里生活,经常会弄出一些麻烦来。 The place laws of some federal states had stipulated, in others' house occupied certain age limit, can naturally obtain the property rights of this house, this also makes many people crave in the house housing that looking for these has not sold out, or looks for already the vacant room housing that moves. 联邦有些州的地方法律已经规定,在别人的房子里居住了一定年限之后,就能够自然获得这栋房子的产权,这也让很多人更加热衷于找那些没有卖掉的房子居住,或者找已经搬迁走的空房居住。 The civilian area and slum area chaotic environment, various appalling street cultures, restrict the reason that these house prices rise, this said actually not they are not valuable, but is hard to cash in its real value. 平民区和贫民区混乱的环境,各种令人毛骨悚然的街头文化,都是制约这些房价上升的原因,这倒不是说它们不值钱,只是难以兑现它的实际价值罢了。 The automobile is also, does not have the luxurious automobile brand, majority are the ordinary automobile brands, moreover some age limits, including some appraisers think that may also be gives up pursuing the responsibility the stolen car. 汽车也是,没有豪华的汽车品牌,大多数都是普通的汽车品牌,而且还有一些年限,其中有一些估价师认为还有可能是放弃追责的赃车。 These things the roads of realization filled the ups and downs, if really pounded in the hand can suffer no loss of capital is very difficult to say. 这些东西的变现之路充满了曲折,如果真的砸在手里能不能保本很难说。 If Lynch really wants to change a sum of money with these things, is only this transaction, Joe Grimann discrete, is as for the business between rejection and Lynch, he would rather not have this transaction, is not willing to take the risk. 如果林奇是真的想要用这些东西换一笔钱,也只是这一次交易,乔格里曼会更加的谨慎,乃至于拒绝和林奇之间的生意,他情愿没有这笔交易,也不愿意承担风险。 But he has understood the idea of Lynch, he gives the Lynch money, Lynch will take away to Gaitenau Finance Company, realizes rotation that continues. 可他已经明白了林奇的想法,他给林奇的钱,林奇会拿去给盖特瑙财务公司,实现持续的转动。 When the time comes will have more similar agreements to be mortgaged the bank to come, finally will tumble out a shocking number, therefore he does not mind such business. 到时候会有更多的类似协议被抵押到银行来,最终将会滚出一个惊人的数字,所以他并不介意这样的生意。 Joe Grimann pondered, I most give you 1.6 million!”, He thought that this price suitable security, Lynch also has no necessity of opposition, 1.6 million, he can attain 160,000 service fees, as well as almost one time to two times of imaginary profit incomes. 乔格里曼思考了一下,“我最多给你一百六十万!”,他觉得这个价格相当的安全,林奇也没有任何反对的必要,一百六十万,他能拿到十六万的服务费,以及差不多一倍到两倍的预期利益收益。 Was this business gives Lynch to bring at least was not lower than 250,000 income, this may trading the pocket money is much quicker, he does not need to pay the bank simultaneously, even if one cent interest. 仅仅是这一笔买卖就给林奇带来了至少不低于二十五万的收入,这可比换零钱快得多,同时他不需要支付银行哪怕一分钱的利息。 This some interest are paid by Gaitenau Corporation, the way of payment is they entrusts Dyson Asset Management Company plenary powers management these assets, and pays for management fee for this reason. 这部分利息由盖特瑙公司支付,支付的方式是他们委托戴森资产管理公司全权管理这些资产,并为此支付“管理费”。 In other words in the entire process Dyson Asset Management Company cut relations between Gaitenau Finance Company and Golden Exchange Bank completely, this is the foundation that both sides can cooperate. 换句话来说整个过程中戴森资产管理公司完全切割了盖特瑙财务公司金汇银行之间的关系,这就是双方能够合作的基础。 Lynch has not striven for more shares to readily agree to make Joe Grimann to his favorable impression more, on his face were also many many smile, „do you want the check, the promissory note, the bank draft or the account account transfer?” 林奇没有争取更多的份额一口答应下来让乔格里曼对他的好感更多了,他的脸上也多了不少的笑容,“你要支票,本票,汇票还是账户转账?” So far the federal six big line of checks have the quota, could not draw up the cash checks of 1 million ranks, even the account transfer check cannot open, the check was too easy to create a false impression, in addition some technical reasons, were very difficult to realize. 到目前为止联邦六大行的支票都是有限额的,根本开具不了百万级别的现金支票,连转账支票都开不了,支票太容易造假,加上一些技术上的原因,很难实现。 The meaning of Joe Grimann in fact refers to the petty cash check, but clearly Lynch has the different views very much. 乔格里曼的意思实际上是指小额现金支票,不过很显然林奇有不同的看法。 I want the cash!”, His words exported Joe Grimann to be shocked, the bank could not put out these cash actually not, but the large cash came out to need a series of procedures, was a little troublesome, may make that side the police station come two people to coordinate. “我要现金!”,他的话一出口乔格里曼就愣住了,倒不是银行拿不出这些现金,只是大额的现金出柜需要一系列的手续,有点麻烦,可能还要让警察局那边来两个人配合一下。 Looks at the Joe Grimann expression, Lynch wrinkles an eyebrow slightly, random launched on stretch/leisurely, seems like asking that does not care about probably very much, isn't good?” 看着乔格里曼的表情,林奇微微皱了一下眉,随机就舒展开,看上去就好像很不在意的问道,“不行吗?” Joe Grimann thinks, nods finally, is not, is only very troublesome, this inside flow are many, I must first make the documents then to deliver to the branch and headquarters, other judicial proceedings, need four to five days at least.” 乔格里曼想了一下,最终还是点了点头,“不是不可以,只是很麻烦,这里面的流程很多,我要先做文档然后送到分部和总部去,还有一些其他的司法程序,最少需要四到五天的时间。” I can wait!”, Facing these difficult Lynch not slight flinching, two people looked at each other for 2-3 seconds, Joe Grimann selected under one, expressed that will complete this transaction as soon as possible. “我可以等!”,面对这些困难林奇没有丝毫的退缩,两人对视了2-3秒的时间,乔格里曼点了一下头,表示会尽快完成这笔交易。 Lynch stood at the right moment, that......” 林奇适时的站了起来,“那么……” Joe Grimann also stood, spans the desk to put out a hand, cooperation is happy!” 乔格里曼也站了起来,跨越办公桌伸出了手,“合作愉快!” After packing off Lynch, Joe Grimann shakes the head with a smile, he knows why Lynch wants the cash, moreover attitude that strong. 送走林奇之后乔格里曼笑着摇了摇头,他知道林奇为什么要现金,而且态度那么的强硬。 Over a million cash writing up proof make Lynch they confuse more cash sufficiently, the simple point the bank wrote up a certificate, showed that Lynch took away 1.6 million cash from the bank, that in later work, he cash quantity, so long as one time putting out not over 1.6 million, it can be said that legitimate, so long as he is intelligent enough. 上百万的现金出具证明足以让林奇他们混淆进去更多的现金,简单一点来说银行出具了一张证明,证明林奇从银行拿走了一百六十万的现金,那么在随后的工作中,他只要一次性拿出的现金数量不超过一百六十万,都可以说是合法的,只要他足够聪明。 In other words Lynch can be more, 1 million, 2 million even more money mix in this certificate, washes thoroughly cleanly, is really an intelligent person! 换句话来说林奇可以把更多的,一百万,两百万甚至更多的钱混入这份证明里,彻底洗干净,真是一个聪明的人! Signed this business, and later a series of follow-up cooperation, Joe Grimann is very high-spirited, under the evening's time three masters invited him to go out to celebrate, in this business they can attain many deducting a percentage probably, they had the reason to indulge. 签下了这份生意,以及以后一系列的后续合作,乔格里曼的情绪很高,晚上的时候三名手下邀请他出去庆祝一下,这笔生意中他们大概能拿到不少提成,他们有理由放纵一下。 This is daily of work and money has to do, makes money, makes money, then thorough indulging, unceasing circulation. 这就是和金钱打交道的工作的日常,赚钱,赚大钱,然后彻底的放纵,不断的循环。 Joe Grimann declined their invitation, he not too appeared with them as the managers of credit section suitably at this time, he needs to avoid. 乔格里曼谢绝了他们的邀请,作为信贷部的经理他不太适合这个时候和他们一起出现,他需要回避一下。 When drives home stops the car(riage), was passing by the courtyard present consciousness looked at the mailbox, will have the letter of whole country people like him every day, some are the peers, some are the self- letters of recommendation of major foundations, the orders or free financial services of some types of financial institutions. 驱车回到家里时停好车,在路过院子时下意识的看了看信箱,像他这样的人每天都会有全国各地的来信,有些是同行,有些是各大基金会的自我推荐信,还有一些各种金融机构的订购或者免费金融服务。 In the evening finished eating the dinner, had the child to treat a meeting with the wife together, after looking met the television, he alone returned to the study room, started to process these letters. 晚上吃完晚餐,和妻子还有孩子在一起待了一会,看了一会电视后,他独自回到了书房,开始处理这些信件。 What made his accidental/surprised was the first letter does not have the postmark unexpectedly, on the envelope anything did not have, without sender, without addressee, even a character did not have. 令他意外的是第一封信件居然没有邮戳,信封上什么都没有,没有寄信人,没有收信人,甚至连一个字都没有。 He somewhat puzzled cut this letter with the letter/believes blade, in the night room the ray was inferior thing in pupil that forever during the daytime such sufficiency, he enlarges when seeing envelope, fast contraction. 他有些困惑的用信刀裁开了这封信件,夜晚的房间里光线永远都不如白天那样的充足,他放大的瞳孔在看见信封内的东西时,快速的收缩起来。 A check, the checks of 30,000 dollars, the check is also sending out the fragrance of printing ink! 一张支票,三万块钱的支票,支票还散发着油墨的香味! Although on the envelope anything does not have, but he knows this check from where. 虽然信封上什么都没有,可他知道这张支票从何而来。
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