Merchants Bank Headquarters not in Capital City, but in Shenzhen stock market. 招行总部不在京城,而是在深市。 However recently was close to the solar calendar in the new year, the financial system conference are quite many, Ma Weihua has been detained in Capital City these days. 不过最近接近阳历新年,金融系统会议比较多,马卫华这段时间一直滞留在京城。 Li east to time, Ma Weihua also just held a conference to come back. 李东到的时候,马卫华也刚开完一场会议回来。 Sees Li Dong, some of Ma Weihua headaches said: „ I know that your why matter comes, Li Dong, you will create a Gordian knot to me actually. 见到李东,马卫华有些头疼道:“我知道你为什么事来的,李东,你倒是会给我出难题。 Usually asks you to cooperate, you run is quicker than anyone. 平时找你合作,你跑的比谁都快。 The critical moment, you remembered me to come actually. ” 关键时刻,你倒是想起我来了。” Li Dong said with a laugh: „Old Brother Ma this saying said......” 李东笑呵呵道:“老马哥这话说的……” „Stops!” “停！” Ma Weihua quickly beckons with the hand, helpless said: „On the custom that your profits, who does not know, I have the female, the grandsons are not littler than you several years old, do not occupy the old man I to be cheap.” 马卫华急忙摆了摆手,无奈道:“就你那占便宜的习惯,谁不知道,我有儿有女的,孙子都不比你小几岁,就别占老头子我便宜了。” Ma Weihua age was also big, celebrates the new year to the 60-year old. 马卫华年纪也不小了,过完年就到了花甲之年。 Now in industry the entrepreneur of older generation, calculates that feared Li Dong. 现在业内老一辈的企业家,也都算怕了李东。 Before, everyone did not mind that with this fellow elder brother and little brother name, to a certain extent, can pull closer each other relations. 以前,大家也都不介意和这家伙老大哥、小老弟地称呼,一定程度上,可以拉近彼此的关系。 But Li Dong this fellow has an abuse, their people of the same generation discussed hand over even, Li Dongfei must occupy orally cheap. 可李东这家伙有个恶习,他们平辈论交就算了,李东非要占点口头便宜。 Which children saw, on the mouth is the big niece big nephew is calling, now two generations of business, calculate that feared this fellow. 见了哪家的子女,嘴上都是大侄女大侄子地叫着,现在商界的二代们,都算怕了这家伙了。 Goes home, generally will urge specially the old man old lady of family/home, do not recognize a cheap uncle to come back to oneself. 回了家,一般都会特意叮嘱一下自己家的老头子老娘,别给自己认个便宜叔叔回来。 If Li Dong is bigger, that is also indifferent, spills the relations with the richest family, is a good personal connection. 李东年纪要是大一些,那也无所谓,和首富拉拉关系,算是一条不错的人脉。 However this fellow is too young, industry in business in two generations of mostly 30 dynasties. 不过这家伙太年轻,业内商二代们大多都三十朝上了。 The surface of people was being shouted by Li Dongdang big nephew big niece, is irritable, is uncomfortable. 被李东当着众人的面喊着大侄子大侄女,多别扭,多难受。 Li Dongyi listens to this saying, immediately is depressed: „ Looked at elder brother saying saying that was I that profiting person? 李东一听这话,顿时郁闷道:“瞧老大哥这话说的,我是那种占便宜的人吗？ willow eldest child's unmarried girl called me an uncle, you looked that I was natural, several million car(riage)s said that delivered delivered, was I that person who made my big nephew big niece suffer a loss? ” 柳老大的闺女叫我一声叔,你看我多大方,几百万的车说送就送了,我是那种让我大侄子大侄女吃亏的人吗？” Ma Weihua whole face is helpless, does not know whether to laugh or cry saying: „ Ok, does not intertwine this topic, your car(riage) my family that several do not think that you later saw were calling the name on the line. 马卫华满脸无奈,哭笑不得道:“算了,不纠结这话题,你那车我家那几个就不想了,你以后见着了喊名字就行。 Said the proper business, you come not pull these for and me. 说正事,你来也不是为了和我扯这些。 You come for the matter of loan now probably, Construction Bank had actually been verifying, I thought that you do not need to worry. 你现在大概是为了贷款的事来的,建行其实已经在审核了,我觉得你不用太着急。 You cooperate such for a long time, was insufficient this time card your neck. 你们合作这么久,不至于这时候卡你脖子。 However the present to December, various banks was settling accounts, the quota that you request is too high, Construction Bank also requires the time. ” 不过现在到了12月份,各家银行都在结算,你们要求的额度太高,建行也需要时间。” Li Dong nods saying: „ I know to require the time, but something can special matters are dealt with specially, the elder brother you say right? 李东点头道:“我知道要时间,可有些事还是可以特事特办的,老大哥您说对吧？ We cooperated with Construction Bank were so long, knew the whole story, what material was complete, but also was so long with the verification? 我们和建行合作这么久了,知根知底的,什么材料都齐全,还用审核这么久？ Moreover I indeed spend money now urgently needed, when the time comes really must have a stranglehold, everyone is unattractive. 而且我现在的确急需用钱,到时候真要被人卡了脖子,大家都不好看。 In addition the state-owned bank limits quite many, the management is quite stodgy, my does not think it over, you can help my one on the elder brother. 加上国有银行限制比较多,办事比较死板,我这不想来想去,也就老大哥您能帮我一把了。 Merchants Bank takes the shareholding bank, user-friendlier, moreover Merchants Bank or the joint stock system big bank ranked the first, the asset of management surpasses 5 trillion. 招行作为股份制银行,更为人性化一些,而且招行还是股份制排名第一的大银行,管理的资产超过五万亿。 Isn't my minor matter, to the elder brother , the fine rain? 我这点小事,对老大哥来说,还不是毛毛雨？ Who we with whom, know the whole story, hasn't the elder brother felt relieved me? ” 咱俩谁跟谁啊,知根知底的,老大哥还不放心我？” A helplessness of Ma Weihua face, by along the time that the pole crawls, Li Dong that is absolutely first-class. 马卫华一脸的无奈,论顺杆爬的工夫,李东那是绝对一流。 Our what relates? 咱俩啥关系？ Our anything relates does not have! 咱俩啥关系都没！ However distant place as the private first enterprise . Moreover the cash flow huge incomparable retail business, indeed is also various banks one of objects wants to cooperate. 不过远方作为民营第一企业,而且还是现金流庞大无比的零售企业,的确也是各家银行最希望合作的对象之一。 Merchants Bank these years overhaul unceasingly, the original bank atmosphere will give to break completely. 招行这些年不断改制,将原有的银行氛围全部给打破。 In industry, Merchants Bank service may be called first, by service of user-friendly, in first-tier city, market share, although did not have over four big lines, but the reputation actually exceeded the opposite party to be many. 在业内,招行的服务堪称第一,以人性化的服务,在一线城市,市场份额虽然还没超过四大行,可口碑却是超越了对方很多。 Moreover Merchants Bank, because is the shareholding bank, only needs to be responsible for the shareholder then. 而且招行因为是股份制银行,只需要对股东负责即可。 For these years, Merchants Bank followed the tidal current unceasingly, was domestic first enterprise that cleared the network bank. 这几年,招行不断跟随潮流,是国内第一家开通网上银行的企业。 Also is few several takes the lead to make a connection with one of the quick payment system banks with the distant place. 也是为数不多几家率先和远方这边打通快捷支付体系的银行之一。 Li Donglai asks Merchants Bank Ma Weihua to help, is not only because knew, most critically Merchants Bank dares to do, hard-working, wants special matters are dealt with specially. 李东来找招行马卫华帮忙,不仅仅是因为认识,更关键的是招行敢干,肯干,也愿意特事特办。 Otherwise, the financial entrepreneur who Li Dong knows is not one two, does not need to look for Ma Weihua. 要不然,李东认识的金融企业家不是一个两个,也没必要非要找马卫华。 The quota that however this time Li Dong requests will not be few, in addition must urgently need, Ma Weihua some does not believe firmly that side the board of directors to be able suddenly actually. 不过这次李东要求的额度不会少,加上要急用,马卫华一时间倒是有些不太确信董事会那边能过。 Thinks, Ma Weihua said: „How many do you want?” 想了想,马卫华道:“你要多少？” „The more the better, 10 billion do not dislike many, 5 billion do not consider too little.” Li Dong quickly returned to one. “多多益善,百亿不嫌多,50亿也不嫌少。”李东急忙回了一句。 A helplessness of Ma Weihua face, the forced smile said: „Were too many, I am only a chairman, is not a major stockholder, I complied, others will not comply.” 马卫华一脸的无奈,苦笑道:“太多了,我只是董事长,不是大股东,我答应了,其他人也不会答应。” Li Dong shakes the head saying: „ This elder brother felt relieved, my Li Dong manner , will not make the friend feel embarrassed as we all know. 李东摇头道:“这点老大哥放心,我李东的为人,大家都知道,不会让朋友为难。 The distant logistics garden makes the mortgage, the distant logistics garden, is we have no debt enterprise only. 远方物流园做抵押,远方物流园这边,是我们唯一没有任何负债的企业。 Fundamentally, is completely us. 从根本上,完完全全地属于我们。 That this mortgage, over 5 billion I feel does not have any difficulty. 那这个抵押,50亿以上我觉得没有任何难度。 Moreover, if Merchants Bank before the end of the month, the fund can put, then, we will increase with the cooperation effort of Merchants Bank. 另外,招行要是在月底之前,款子能放下来,接下来,我们会加大和招行的合作力度。 Distant one year of account running water hundreds of billions, later will be more. 远方一年账面流水数千亿,以后会更多。 If nothing else, sale cooperates for many years with Construction Bank, we do not facilitate the cancellation cooperation temporarily, may light/only be the wages of 200,000 staff provides from Merchants Bank...... ” 别的不说,销售款和建行合作多年,我们暂时也不方便撤销合作,可光是20万员工的工资从招行发放……” Li Dong finishes barely the words, Ma Weihua eyes shone! 李东话音未落,马卫华眼睛就亮了起来！ 200,000 staff, even if the yearly salary average 50,000, one year got down also 10 billion resource flows. 20万员工,哪怕年薪平均五万,一年下来也有百亿资金流动了。 Once becomes the wages of Merchants Bank to issue on another's behalf the household, the business that then derives will be more, credit card and finance product...... 而且一旦成为招行的工资代发户,那接下来衍生的业务会更多,信用卡、理财产品…… These things, will derive. 这些东西,都会衍生开。 Also, Li Dong is willing to make the mortgage with the eastern China's first distant place logistics garden, has this capital, actually the loan is not really difficult. 还有,李东愿意用华东第一的远方物流园做抵押,有这个资本在,其实贷款真不难。 The key is, the efficiency that Li Dong this fellow requests is too quick. 关键就在于,李东这家伙要求的效率太快。 This is not several hundred several million, billions tens of billions matters, one week must solve, has the difficulty to any bank. 这又不是几百几千万,几十亿上百亿的事,一个星期就要解决,对任何银行都有难度。 May not have the difficulty, Li does Donghui look for him? 可没难度,李东会找他吗？ Without the difficulty words, Li Dong in a big way looked for four to act charitably directly, why to go round the sun to meet the moon, looks in north of the Changjiang River business many Merchants Bank. 没难度的话,李东直接找四大行好了,何必舍近求远,去找在江北业务不多的招行。 In Ma Weihua heart considered, this time must help Li Dongyi time, helping him solve urgent matter, then, both sides will perhaps have many cooperation. 马卫华心中思量了一下,这次要是帮了李东一次,帮他解决了燃眉之急,接下来,恐怕双方会有更多的合作。 Considered, Ma Weihua sinking sound said: „ Needs the end of the month? 考虑了一下,马卫华沉声道:“必须要月底？ I felt actually, the place that now spends money are not many are right, even if Gome duplicate/restores sign, is not the issue that the short time can solve. 我倒是觉得,现在用钱的地方不多了才对,国美哪怕复牌,也不是短时间能解决的问题。 Perhaps even now Shanghai must want in February and March. 就算现在申恐怕也得要二•、•三月了。 A week was too indeed anxious, or this, you take the distant logistics garden to make the mortgage, loans 5 billion, within 20 days, Merchants Bank helps you process. 一个星期的确太急了,要不这样,你拿远方物流园做抵押,贷款50亿,20天之内,招行这边帮你处理好。 20 days, such large loan, even if there is a mortgage, was rapid. ” 20天,这么大额的贷款,哪怕有抵押,也是飞速了。” Li Dong said with a laugh: „ Elder brother, something I not too said conveniently, but I indeed urgently need now , helping, I know the elder brother to be able. 李东笑呵呵道:“老大哥,有些事我不太方便说,不过我现在的确是急用,帮帮忙,我知道老大哥可以的。 Isn't the collateral, in addition the additional cooperation condition, convincing the shareholders simple? 抵押物在,加上附加的合作条件,说服股东们还不简单？ When the board of directors crossed, the allocation has not been divided minute's of matter, you said right? ” 等董事会过了,拨款还不分分钟的事,您说对吧？” „Such anxious......” “这么急……” Ma Weihua deeply looked at his one eyes , does this fellow have other plan? 马卫华深深看了他一眼,难道,这家伙还有别的计划？ Now, according to business here guess, then Li Dong, or the stocks that in several major stockholder hands thinks the means purchase also to preserve, or is waiting for the Gome duplicate/restores sign, conducts the stockholder's rights contest in the secondary market. 如今,按照商界这边的猜测,接下来李东要不想办法收购还存留的几家大股东手中的股份,要不等着国美复牌,在二级市场进行股权争夺战。 No matter but which type, the people thought that will not be quick. 可不管是哪样,众人都觉得不会再快了。 But Li Dong raises the fund hurriedly, has other plan difficultly inadequately? 而李东急匆匆地筹集资金,难不成有另外计划？ Also or, which shareholder has taken, now needs the big cash to purchase the stocks in their hand? 又或者,已经拿下了哪家股东,现在需要大笔现金去收购他们手中的股份？ The guess turns over to the guess, Ma Weihua deeply has not asked. 猜测归猜测,马卫华没有深问下去。 Although properly speaking, the bank such big loans, must know the fund the trend issue. 尽管按理说,银行这么大笔的贷款出去,必须要知道资金的动向问题。 However the distant place has the collateral that surpasses the loan amount, everyone almost knows in addition now his fund trend, knows was probably good, does not need to penetrate asked specifically. 不过远方这边有超出贷款额度的抵押物,加上现在大家几乎都知道他的资金动向,知道个大概就行了,没必要深入具体地问。 Must really this, some business secrets not be valuable. 要真这样,有些商业机密也不值钱了。 The hesitation moment, Ma Weihua said: „ I can only say as far as possible, your here materials are prepared at the maximum speed. 沉吟片刻,马卫华说道:“我只能说尽量,你们这边材料要以最快的速度准备好。 Can I hold the interim board and shareholders' meeting immediately, look help you solve in a week. 我马上召开临时董事会和股东大会,看看能不能在一个星期帮你解决。 However beforehand reaches an agreement, I can only say that goes all-out, but is, such big loans, even if us agreed that BRC will also review. 不过事先说好,我只能说尽全力而为,这么大笔的贷款,哪怕我们这边同意了,银监会也会进行审核的。 When the time comes, surpassed the deadline, you cannot blame the old man I not to dedicate. 到时候,超出了期限,你也不能怪老头子我不尽心。 Also, you don't the matter that forgets you just saying that then I make our regional branch senior clan members bring the person to go to your company to help you manage the pay card, was short of 200,000, next time will meet, the old man must begin to punch the person! ” 还有,你别忘了你刚刚说的事,回头我让我们各地的分行长亲自带着人去你们公司帮你们办工资卡,少了20万,下次见面,老头子可是要动手揍人的！” Li Dong speechless say/way: „ Is worthwhile? My saliva nail, can this minor matter also renege on a promise? 李东无语道:“犯得着吗？我一口唾沫一颗钉,这点小事还能反悔？ Also on 10 billion resource flows, half a month sales volume, I can hit the face at this matter? ” 也就百亿的资金流动,半个月的销售额罢了,我能在这事上打自己脸？” This saying said that installed to compel the family/home. 这话说的,装逼到家了。 Ma Weihua shot a look at his one eyes not to speak, this fellow, do not forget, what your front sits was bankers who managed several tens of thousands of hundred million funds. 马卫华瞥了他一眼没说话,这家伙,可别忘了,你面前坐着的可是一位掌管数万亿资金的银行家。 Installs to compel before me, hits your face carefully. 在我面前装逼,小心打你脸。 Was not excellent was old, in addition front fellow must become the super client of Merchants Bank immediately, Ma Weihua was also disinclined to haggle over with him. 不过人老了,加上面前的家伙马上要成为招行的大客户,马卫华也懒得和他计较。 Two people also said several simply, has not discussed thoroughly. 两人又简单说了几句,也没深入谈下去。 This matter, Li Donglai hits a vanguard, said probably, this enough. 这种事,李东来打个先锋,说一下大概,这就够了。 The concrete matter, must give the specialized person to be responsible, does not lend money at high interest, Li Dong and Ma Weihua decision signing on line. 具体的事,得交给专业的人去负责,又不是放高利贷,李东和马卫华拍板签约就行了。 ...... …… Said goodbye to Ma Weihua, Li Dong went to the stagnation point of an entrepreneur club and Huaxia fellow student association respectively. 告别了马卫华,李东又分别去了一趟企业家俱乐部和华夏同学会的驻点。 The stagnation point person are not many, usually everyone is busy, has the opportunity to treat in the office rarely. 驻点人不多,平时大家都忙,也难得有机会在办事处待着。 Most of the time, these associations get together, is the telephone messages, comes out to eat meal together, or meets, rarely some people will be based in the office. 大多时候,这些协会聚会,都是电话通知,一起出来吃顿饭,或者开个会,很少会有人在办事处常驻。 However Li Dong goal does not see many people, so long as some people know that he came, that enough. 不过李东的目的也不是见多少人,只要有人知道他来了,那就够了。 In Li Dongju was saying words of threat, the practical action cannot really threaten. 李东嘴上说着威胁的话语,实际行动上可不能真威胁。 Is honored and popular existences, was really threatened by you, how does that also mix? 都是有头有脸的存在,真被你威胁了,那还怎么混？ Li Dong moves, everyone is not a fool, can guess correctly that his meaning, as for is sees a play or helps some side, at this time everyone knew in heart. 李东动一动,大家都不是傻子,能猜到他的意思,至于是看戏还是帮某一方,这时候大家都心里有数。 Li Dong meaning in this, only if you must get angry, otherwise, best hold troops at this time is right. 李东的意思在这,除非你非要翻脸,要不然,这时候最好按兵不动才对。 ...... …… But when Li Dongsi locates to demonstrate has the feeling. 而就在李东四处显示存在感的时候。 Chaoyang's first lockup. 朝阳第一看守所。 Shaves bald old yellow to go out from the lockup slowly, is walking, while raises head to look at the sky. 剃着光头的老黄缓缓从看守所走出,一边走着,一边仰头看着天空。 Freedom that the fresh air that has not had for a long time, has not had for a long time. 久未的新鲜空气,久未的自由。 Freely, goes is less than two months, although, he has own small office in inside as before, can the work. 尽管,才进去不到两个月,尽管,在里面他依旧有自己的小办公室,可以办公。 But in all directions is the person, in the narrow room, everywhere is the monitoring devices, this to him, is simply unsupportable. 可四处都是人,狭隘的房间中,到处都是监视器,这对他而言,简直不能忍受。 Originally, he is not possible to be released on bail. 原本,他是不可能被取保候审的。 Internally, has not released on bail a saying, can only obtain a guarantor to post one's bail to await trial, but aims at the plot slight crime generally. 在国内,没有保释一说,只能取保候审,不过一般都是针对情节轻微的犯罪情节。 His matter noisy is very big, is not slightly. 他的事闹的很大,怎么也算不上轻微。 Before the trial, he even seeing relative's right does not have. 在审判之前,他甚至连见亲属的权利都没。 However at any time, has the peculiar circumstance. 不过任何时候,都存在特殊情况。 The situation of Gome is very bad, several hundred hundred million groups, possibly when he will take into custody will exchange ownerships. 国美的情况很糟糕,数百亿的集团,可能会在他羁押期间易主。 Considering actual situation, considering that has not started to place on trial, in addition some people promote, finally, old yellow came out. 考虑到实际情况,考虑到还没开始进行审判,加上部分人推动,最终,老黄出来了。 Naturally, he at this moment is not completely free. 当然,此刻的他不是完全自由的。 In him not far away, with a van, inside sits many plainclothes behind. 就在他身后不远处,跟着一辆面包车,里面坐着不少便衣。 Generally obtains a guarantor to post one's bail the suspect who awaits trial, so long as reported on the line regularly. 一般取保候审的犯罪嫌疑人,只要定期报道就行。 He is different, his ability is very big, even the slightest misstep, ran away some not necessarily people to know. 他不一样,他能力很大,稍有不慎,偷跑了都不一定有人知道。 In view of this, person who even if promotes, does not want to present this accident, once really happened, the consequence is dreadful. 鉴于此,哪怕推动的人,也不想出现这种变故,一旦真发生了,后果不堪设想。 Therefore, in obtaining a guarantor to post one's bail awaiting trial stage , some people of 24 hours follow in behind. 于是,在取保候审阶段,也有人24小时在后面跟着。 To these, old yellow do not care. 对这些,老黄都不在意。 Can come out, is the biggest luck, but also extravagant demands so many make anything. 能出来,就已经是最大的幸运,还奢求那么多做什么。 When he walks gradually, opposite Du Juan has had tears streaming down the face. 就在他缓步走出来的时候,对面的杜娟早已泪流满面。 The northern woman who this never easily bursts into tears, this days, the tears flowed time and time again. 这个从不轻易流泪的北方女人,这段日子,泪流了一次又一次。 On husband carried off that day, she can convince itself, do not burst into tears, should not be spiritless. 在丈夫被带走的那一天,她都能说服自己,不要流泪,不要懦弱。 She achieved! 她做到了！ However, the reality is actually so cruel, crushed her complete fantasy. 然而,现实却是如此残忍,击碎了她全部的幻想。 She at this moment is too no use, too hope that mountain same man, can return to itself side. 此刻的她太无助,太渴望那个山一样的男人,能回到自己身边。 At this moment, he came back finally! 此时此刻,他终于回来了！ The tears fall one after another, Du Juan sobbed: „Comes out well, comes out well, we go home!” 泪水一滴一滴落下,杜娟哽咽道:“出来就好,出来就好,咱们回家！” old yellow smiles, goes forward to give her to wipe tears, is not that gentle, is very crude. 老黄笑了笑,上前给她擦了擦眼泪,不是那么温柔,很粗暴。 Dried the teardrops on wife face, old yellow said with a smile: „ Celebration, does not cry. 擦干了妻子脸上的泪珠,老黄笑道:“喜事,不哭。 Matter I knew, I must thank Li Dong, is not he, today I cannot go out of here. 事情我都知道了,我得感谢李东,不是他,今天我走不出这里。 Naturally, the contest between men, I do not haggle over. 当然,男人之间的较量,我不计较。 May bully my wife, the bastard somewhat was excessive. 可欺负我老婆,那混蛋就有些过分了。 These years, bullied my person to be many, I can endure, bully you, I may be unable to bear! ” 这些年,欺负我的人多了,我能忍,欺负你,那我可就忍不住了！” This southern man, is not tall, stature not tall and strong, long is not charming, the age does not calculate that was small. 这个南方的男人,个子不高,身材不魁梧,长的也不帅气,年纪也不算小了。 But at this moment, like the palatial mountain, made Du Juan calm instantaneously. 可此时此刻,却是如同巍峨的高山,瞬间让杜娟镇定了下来。 Pulled out sniffing, Du Juan nods to say with a smile: „Does not cry, he also bullied me, you came back, my anything did not fear!” 抽了抽鼻子,杜娟笑着点头道:“不哭,他也就欺负我了,你回来,我什么都不怕！” old yellow smiled, touched baldly, deeply inspires saying: „Walks, goes home!” 老黄笑了起来,摸了摸光头,深吸一口气道:“走,回家！” …… ……