08 years of time, the network finance is actually an emerging product. 08年的时候,网络金融其实还是个新兴产物。 Do not look Alipay establish is very early, actually earnest, takes advantage of loopholes. 别看支付宝成立的挺早,其实正儿八经算起来,就是钻空子的。 Without the payment license, no law stipulated, the supervision does not know which inspection management turns over. 没有支付牌照,没有法律规定,连监察都不知道归哪家监察管理。 At this time, something must careful be good. 这时候,有些事就得小心谨慎才行。 Ali, the network payment does also good, but in fact, Alipay walks is also cautious, for fear that hits a mine. 阿里这边,网络支付搞的还不错,可实际上,支付宝走的也是小心翼翼,生怕触雷。 For example Taobao, goes shopping, the credit delimits, that has to extend the period. 比如淘宝,买东西,账款划过去,那是有个延时期的。 These days, the money of consumer to business hand, but in Alipay relay account. 这段时间,消费者的钱到不了商家手里,而是在支付宝中转账户里面。 This sum of money is not the small number, the promotion moon/month Taobao 16 billion sales volumes, half is to use Alipay. 这笔钱不是小数目,促销月淘宝160亿的销售额,一半都是用的支付宝。 8 billion funds, were equivalent had in Alipay, this may have the interest. 80亿的资金,相当于存在了支付宝里面,这可都是有利息的。 Moreover the interest is not the small number, Ali actually not dare to use this sum of money, because they do not know that this sum of money turns over to anyone, turns over to them? 而且利息还不是小数目,阿里却是一直不敢动用这笔钱,因为他们不知道这笔钱到底归谁,是不是归他们？ No one looked for trouble even, some people looked, that was the major problem. 没人找麻烦就算了,有人找来了,那就是大问题。 horse Yun now also made headache, some of his actually also many ideas. 马昀现在也被弄的头疼,他其实还有不少主意的。 But because the network finance is not regular, made he does not dare to do. 可因为网络金融不正规,弄的他不敢去做。 Looks for the distant place, finds others to cooperate, to speed up the legalization of drive network finance. 找远方,找其他人合作,也是为了加快推动网络金融的合法化。 His, really does not have the means to promote this advancement alone now. 单独他一家,现在真的没办法推动这个进程。 This time Ali, to be honest, has not arrived at that level, he spoke even/including Li Dong not to compare, Li east from the code also a little prestige, can promote the development of this matter. 这时候的阿里,说句实话,还没到那个层次,他说话连李东都比不上,李东起码还有点名望,可以推动这事的发展。 If he proposed alone sets up the new regulation, others responded him to be strange. 他要是单独去提议立新规,人家搭理他才怪了。 horse Yun said, Li Dong touches the chin saying: „At this time said this matter, I thought that very troublesome, this was not and bank competes.” 马昀说完,李东摸了摸下巴道:“这时候说这事,我觉得挺麻烦的,这不是和银行打擂么。” „It is not, supplementary.” “算不上,互补而已。” horse Yun shakes the head saying: „ Online finance came out also several years, did not have the tremendous impact on the bank. 马昀摇头道:“网上金融出来也有几年了,对银行没多大影响。 But continuously such illegibile is not a matter, something are very troublesome, particularly related to big funds time. 可一直这么不清不楚的也不是回事,有些事很麻烦,尤其是涉及到大笔资金的时候。 I think that you and I are also similar, this matter is not my matter, do you feel? ” 我想你们和我也差不多,这事不是我一个人的事,你觉得呢？” „Said actually right, but I now am not anxious.” “说的倒是没错,不过我现在还不急。” „Aren't you anxious?” “你不急？” Li Dong shows the whites of the eyes saying: „My anxious anything, my cell phone payment has not pushed, why must pave the way to you.” 李东翻了个白眼道:“我急什么,我连手机支付都没推出来,干嘛要给你铺路。” horse Yunqi unbearable, said angrily: „Shortsighted view!” 马昀气的够呛,恼怒道:“短见！” „ My shortsighted view, you suggested, I followed to eat the meat on the line. “我就短见了,你们自己建议去,我跟着吃肉就行。 Waited for you to promote in any case, spread the road, I ate ready-made on line. ” 反正等你们推动好了,铺好路了,我吃现成的就行。” Li Dong teased, in fact he does not want to unite with them actually not, is the recent matter are too mainly many, Li Dong does not think, because this matter again and that side the bank presents the dispute. 李东打趣了一句,实际上倒不是他不想和他们联合,主要是最近事情太多,李东不想因为这事再和银行那边出现纠纷。 In fact, the possibility that presents the dispute is not big. 实际上,出现纠纷的可能性也不大。 Has the dispute truly, that was Yu’e Bao appears, captured the business of bank. 真正出纠纷,那是余额宝出现,抢了银行的生意。 Later causes various online loans, making the bank not have the business to do, made the both sides dispute big. 之后又弄出各种网上贷款,让银行没生意可做,才让双方纷争大了。 At this time, discussed the network finance standardization alone, actually not too major problem. 这时候,单独谈网络金融正规化,倒是没太大问题。 However Li Dong said is also earnest, he does not want first to give the horse the sunlight to pave the way, ten thousand cartoons in the test, have not prepared completely safe now continually. 不过李东说的也是认真的,他不想先给马昀铺路,万卡通现在还在持续测试中,并未做好万全准备。 The horse sunlight obviously has the idea, Li Dongcai is not willing to hold this heart. 马昀明显是有主意的,李东才不愿意操这个心。 Was rejected by Li Dong, horse sunlight some are not happy: „ I have felt you to dare to challenge, is far-sighted, now looks like, I overestimated you. 被李东拒绝,马昀有些不高兴道:“我一直觉得你敢打敢拼,目光长远,现在看来,我是高估你了。 A person of shortsighted view, walks is not long. 一个短见的人,是走不长的。 Is only staring at the little plot of land, this person vision is narrow, cannot make the important matter! ” 光盯着自己一亩三分地,这种人目光狭隘,做不成大事！” Li Dong is languid: „ Makes the non- achievement unable to make, I am not anxious, live hand to mouth to eat on the line, yourself play. 李东懒洋洋道:“做不成就做不成吧,我不急,混口饭吃就行,你自己玩去吧。 Waited for you to do well in any case, I just promoted ten thousand cartoons, two did not delay. ” 反正等你弄好了,我刚好推出万卡通,两不耽误。” Unbearable that horse Yun is really mad, this fellow, the facial skin does not want. 马昀是真的气的够呛,这家伙,脸皮都不要了。 He does not want Li Dongyi to get up to participate, even if in fact does not have Li Dong, their strengths, should still be able to promote. 他倒不是非要李东一起参与进来,实际上就算没李东,他们这些人的力量,应该也能推动了。 May have Li Dong, above will face , the speed will also be faster. 可有了李东,上面会更正视,速度也会更快。 Moreover Li Dong works as the lead goat, really wanted anything to trouble, but can also have the top vat. 而且李东当领头羊,真要出了什么麻烦,还能有个顶缸的。 Right, horse Yun thinks. 对,马昀就是这么想的。 If triggers the reaction of financial system, pushing Li Dong went out to be good, who made this fellow provoke to hate. 要是引起金融体系的反弹,推李东出去就好了,谁让这家伙招惹恨。 Li Dong rejected directly, was too surprising! 没想到,李东直接就拒绝了,太意外了！ Although Li Dong has not calculated this, but is not willing at this time, to continue to show off, are little significance. 李东虽然没算到这个,可也不愿意在这时候,继续出风头,没多大意义。 Sees the horse sunlight short of breath, Li Dong said with a laugh: „ Anxious anything, even if we did not say, above will still promote. 见马昀气急,李东笑呵呵道:“急什么,就算我们不说,上面自己也会推动的。 Most also on these 1-2 years of matters, you really think that others do eat without working? 最多也就这1-2的事,你真以为别人吃干饭的？ Many points of time, our also many points of preparations, province at the last moment, we have not responded. ” 多点时间,我们自己也多点准备,省的事到临头,我们没反应过来。” Was saying Li Dong makes a veiled attack saying: „What do you make anxiously? Alipay also transfers accounts, the careful point and that's the end, does not hit a mine, who manages you.” 说着李东旁敲侧击道:“你这么急做什么？支付宝也就转转账,自己小心点就是了,不触雷,谁管你。” „Could not convince with you.” “跟你说不通。” Li Dong despises saying: „You let alone, I have not been glad to listen.” 李东鄙夷道:“那你就别说,我还不乐意听。” horse Yunheng one, he is a little idea, but this idea has not taken shape now, he will not say with Li Dong. 马昀哼了一声,他是有点想法,可这想法现在还没成型,他才不会和李东说。 However standardizes early, these things are better to realize. 不过越早正规化,这些东西越好实现。 Really must promote at the last moment again, that was late. 真要事到临头再去推动,那就迟了。 Li Dong said that above will also promote, this horse sunlight is the approval, how long but is this time can determine? 李东说上面自己也会推动,这点马昀是认可的,可这个时间是多久能确定吗？ Before changing into, the horse sunlight is actually not anxious. 换成以前,马昀其实也不急。 Mainly is the present has Li Dong, does not make a new thing to come out, he felt about unable to suppress. 主要是现在有个李东在,不弄点新玩意出来,他感觉快压不住了。 Ali carries out the cloud computing, Li Dong is also doing. 阿里搞云计算,李东也在搞。 Ali does the big data, Li Dong is also doing. 阿里搞大数据,李东也在搞。 Ali makes the commercial city, Li Dong had been doing, even pays the business is also the same. 阿里做商城,李东早就在做了,连支付业务也一样。 Except that does not make the b2b business, Li Dong anything is doing. 除了不做b2b业务,李东什么都在做。 Gets down again, horse Yunzhen felt oneself may not handle him, was too troublesome. 再这么下去,马昀真觉得自己不一定能搞定他,太麻烦了。 Now makes a new thing to come out, surpasses the distant place to be distant one time, this is the proper way. 现在弄点新东西出来,一次性超过远方远远的,这才是正途。 Naturally, these were needless to say with Li Dong, he and pony were equally shameless, copy ability first-class, horse Yunsuan feared him. 当然,这些就不用和李东说了,他和小马一样无耻,仿造能力一流,马昀算怕他了。 Since Li Dong does not comply, horse Yun is also disinclined to wrangle with him, sets out saying: „I first walked, then chatted again.” 既然李东不答应,马昀也懒得和他扯皮,起身道:“那我先走了,回头再聊。” „Anxiously, remains to eat meal.” “这么急,留下来吃饭吧。” „Has no free time.” “没空。” „It is arrogant, the nag, then I got rid of your Ali, or considered that is the executive president to me?” “还挺傲,老马,回头我干掉了你们阿里,要不考虑考虑来给我当执行总裁？” The horse sunlight footsteps stagnate, long time hmph hmph saying: „I and other days, really must have such a day, I go, looked that you can achieve!” 马昀脚步一滞,半晌才哼哼道:“我等这么一天,真要有那么一天,我就去,就看你能不能做到了！” „That did not say.” “那可不好说。” Li Dong hehe smiled one, has not gone to deliver horse Yun. 李东呵呵笑了一声,也没去送马昀。 This fellow is vigorous and resolute, walking is quicker than others, he is also disinclined to deliver. 这家伙雷厉风行,走路都比别人快,他也懒得去送。 When he walked, Li Dongcai received the smile, horse Yun has really not been able to despise. 等他走了,李东才收起了笑脸,马昀还真不能小看了。 Do not look this time in the commercial city promotion, Li Dong profits, in fact some both sides disparities. 别看这次在商城促销上,李东占了个便宜,实际上双方还是有些差距的。 Ali's establish time is too long, although the lots have not formed, but has the mentality, was prepared the foundation. 阿里成立的时间太长,很多东西虽然未成形,可早就有了思路,也有了基础和准备。 They do the cloud computing and big data, has the preparation and assurance. 他们搞云计算和大数据,早就有准备和把握了。 Li Dong, just now develops now, the symptom peeps, slow incessantly a racket. 李东这边,现在才刚发展,苗头初现,慢了不止一拍。 Now horse Yun wants to make an issue in the network finance, this Li Dong looked. 现在马昀又想在网络金融上做文章,这点李东看出来了。 However now he should also just raise this idea to be right, Li Dong is pondering over secretly, this time cannot be backward. 不过现在他应该也是刚升起这想法才对,李东暗自琢磨着,这次可不能再落后了。 ...... …… Li Donglai Jiangsu , Zhejiang, came on the horse sunlight. 李东来江浙,也就马昀来了一趟。 Others, Li Dong have not seen, he does not prepare free. 其他人,李东也没见,他也不准备招摇。 Stayed for two days in Jiangsu , Zhejiang, on the afternoon of 14 th, Li Dong starts the round trip to catch up. 在江浙待了两天,14号下午,李东开始往回赶。 Jiangsu , Zhejiang are not far from the north of the Changjiang River, on several hours of driving distance. 江浙距离江北不远,也就几个小时的车程。 About 7 : 00 pm, Li east to family/home. 晚上 7 点左右,李东到家了。 Just arrived at main house gate, Li Dong cell phone made a sound, the telephone is Li Chengyuan hits. 刚到家门口,李东手机响了,电话是李程远打过来的。 Telephone, Li Chengyuan said: „Did thing, come back?” 电话一通,李程远就道:“东子,回来了没？” „Arrived the family/home, just arrived at the entrance. The father, relax, has not forgotten.” “到家了,刚到门口呢。爸,放心吧,没忘呢。” „That is good, that is good. Earlier rests, tomorrow earlier will come, I native place you.” “那就好,那就好。早点休息,明天早点过来,我在老家这边等你。” Li Chengyuan this time returned to Dongping several days ahead of schedule, is taking care of the matter of ancestor worship. 李程远这次提前几天回东平了,张罗着祭祖的事。 Now he in Chenjiawan, that is the earnest leader. 现在他在陈家湾,那是正儿八经的领头人。 Has Li Dong this son, who doesn't give him the face? 有李东这个儿子,谁不给他面子？ Heard that Li Dong this preparation comes back the ancestor worship, Chenjiawan everyone send out, to help taking care. 听说李东这次准备回来祭祖,陈家湾人人出动,帮着张罗。 Even if the person of Chen, is also helping. 哪怕陈家的人,也在帮忙。 Before Chenjiawan, Chen Jiacai was the main surname, Li these small surnames, cannot speak on words in Chenjiawan. 以前在陈家湾,陈家才是主姓,李家这些小姓,在陈家湾不太能说的上话。 But is now different, let alone a Chenjiawan, the entire Dongping Qingyang, who does not even want to flatter Li Dong. 可现在不同了,别说一个陈家湾,整个东平甚至青阳,谁不想巴结巴结李东。 Li Dong said with a smile: „Knew, tomorrow earlier will go back. Right, the father, must make widely known, organization several hundred motorcades in the past?” 李东笑道:“知道了,明天早点回去。对了,爸,要不要张扬一点,组织个几百辆车队过去？” To the father the rising face, Li Dong did not mind that makes widely known. 给老爹涨面子,李东也不介意张扬一回。 Li Chengyuan of rural family background, actually on good this point, usually to like boasting several. 农村出身的李程远,其实就好这一点,平时就喜欢吹嘘几句。 From infancy to maturity, Li Dong was also used. 从小到大,李东也习惯了。 Before can only blow several, that is really boasts, now has no need actually, because his son was very good. 以前是只能吹几句,那是真吹牛,现在倒是用不着了,因为他儿子本来就很牛。 Listened to Li Dong saying that Li Chengyuan scolded: „ Makes widely known anything! Also several hundred motorcades, can the foot be able to put down? 听李东这么说,李程远呵斥道:“张扬什么！还几百辆车队,山脚能放得下吗？ Made dozens became, the riches and honor cannot make widely known. ” 弄个几十辆就成了,富贵了也不能张扬。” „!” “咳咳！” Li Dong almost smiles to spurt, good long time saying: „Becoming, that dozens, the father, should not be mean-spirited, this feast his several days of guest, suspends the dinner served to guests as they arrive, gives our Li well power and prestige one time!” 李东差点笑喷,好半晌才道:“成,那就几十辆,爸,你也别小气,这次宴他几天客,摆流水席,给咱们老李家好好威风一次！” „Also said with you, I shouted early the master, you came back on.” “还用你说,我早喊好师傅了,就等你回来呢。” „That line, then I went back to chat again, I must be busy at the proper business.” “那行,回头我回去了再聊吧,我得忙正事了。” „Becoming, you are busy your.” “成,你忙你的。” The father and son communicated several, Li Dong hung up the telephone. 父子俩沟通了几句,李东挂断了电话。 He said manages the proper business, is not the flickering father, just hung up the telephone, Li Dong dialed a number again. 他说办正事,也不是忽悠老爹,刚挂断电话,李东就再次拨通了一个号码。 Telephone, Li Dong said immediately: „old stretch/open, you to which?” 电话一通,李东马上道:“老张,你到哪了？” Telephone that side Zhang Xiaolong some gods, old stretch/open, this name is really...... is really originally ripe! 电话那边的张晓龙有些愣神,老张,这称呼还真是……真是自来熟！ Turns over to stare, Zhang Xiaolong replied honestly: „Just the next airplane, goes to the hotel now.” 愣归愣,张晓龙还是老实回答道:“刚下飞机,现在去酒店呢。” „Your several people?” “你们几个人？” „Six.” “六个。” „Un, I arrange the person to meet you, first leaves anxiously the hotel, ok, goes to the hotel, which hotel that you subscribe, I look for you.” “嗯,我安排人去接你们,先别急着去酒店,算了,还是去酒店吧,你们订的哪家酒店,我去找你们。” „Bold safe.” “豪泰。” „Good, I pass immediately, oneself take taxi, did not make one meet you, the delay time of province.” “好,我马上过去,自己打车来吧,也不让人去接你们了,省的耽误时间。” Li Dongyi can an idea, making Zhang Xiaolong some feel weak at heart, how this boss felt a little far-fetched! 李东一会一个主意,让张晓龙有些心里发虚,这老板怎么感觉有点不靠谱啊！ His time throws actually all, coming to the north of the Changjiang River to go to Li Dong. 他这次可是抛却一切,来江北投奔李东。 Besides he himself, continuously under several that follows he to fight, because also trusts him, goes to Li Dong with him together. 除了他自己,还有一直跟着他打拼的几个属下,也因为信任他,才跟着他一起来投奔李东的。 This don't not us toward fiery pit belt/bring? 这位别不是把咱们往火坑带吧？ Zhang Xiaolong feels weak to turn over to feel weak, at this time also can only wrestle, for abundant one time, he will not give up the enterprise of Tencent. 张晓龙发虚归发虚,这时候也只能搏一搏了,要不是为了博一次,他也不会放弃腾讯的事业。 The telephone hangs up, sits said in his behind 30-year-old refined woman in a soft voice: „Allen, how Li did Dong say?” 电话一挂断,坐在他身后的一个30多岁的斯文女人就轻声道:“allen,李东怎么说？” Zhang Xiaolong returns said: „Makes us go to the hotel, he in that side we.” 张晓龙回道:“让我们去酒店,他在那边等咱们。” „, Did he also come late?” The women are somewhat surprised. “这么晚了,他还过来？”女人有些惊讶。 Zhang Xiaolong nods, the middle-aged man who at this time another wears the eyeglasses held the eyeglasses, some look differences said: „ Allen, it seems like he very regards as important your. 张晓龙点了点头,这时候另一个戴着眼镜的中年男子扶了扶眼镜,眼神有些异样道:“allen,看来他挺看重你的。 I heard, he still in Jiangsu , Zhejiang, should just come back to be right before today, as soon as you arrive, he saw you on own initiative. ” 我听说,他之前还在江浙,今天应该刚回来才对,你一到,他就主动来见你了。” Zhang Xiaolong said with a smile lightly: „ Did not say, to be honest, I always thought that our new bosses were a little far-fetched, at that time he wanted me to come to the distant place the time, you not at the scene. 张晓龙轻笑道:“不好说,说实话,我总觉得咱们这位新老板有点不靠谱,当时他要我来远方的时候,你们不在现场。 At that time I have not said anything, he asked for it to dig me to come to the distant place, I was shocked. ” 当时我也没说什么,他开口就要挖我来远方,我都愣住了。” „You did not comply at the scene.” The woman covering mouth chuckle that before spoke, „ we may not think, you because of his several words, abandoned the stable enterprise. “你不是当场答应了么。”之前说话的女人捂嘴轻笑,“咱们可都没想到,你就因为他几句话,就抛弃了稳定的事业。 Perhaps however this time is really a new opportunity, Li Dong reputation we knows. 不过这次也许真的是一个新机遇,李东的名声我们都知道。 Although domineering overbearing, but the vision is very accurate. 虽然强势霸道,可眼光还是很准的。 He settles on you, definitely is the place that you have to be worth him regarding as important. 他看中你,肯定是你有值得他看重的地方。 No matter how said that since our times came, that must rush to an enterprise to come out. 不管怎么说,咱们这次既然来了,那就要闯一番事业出来。 In several years of Tencent, I felt that our great ambitions were smoothed by grinding quickly, is right on this/should retirement. 在腾讯的几年,我都感觉我们的雄心快被磨平了,接下来就该养老才对。 The new beginning, everyone anticipated very much. ” 新的起点,大家都很期待。” Zhang Xiaolong sincere say/way: „ You trust me, I will not disappoint you! 张晓龙正色道:“你们信任我,我也不会让你们失望！ This time, I hold the determination of crossing the rubicon to come to the distant place. 这一次,我是抱着破釜沉舟的决心来远方的。 Even if the distant place does not give us the opportunity, we can still create an enterprise, I have been ready! ” 就算远方不给我们机会,我们自己也可以创出一番事业,我早就做好准备了！” Several people nod saying: „We believe you!” 几人都点头道:“我们相信你！” Zhang Xiaolong has not spoken again, although in his heart disturbed, but no matter how, cannot take to others this type anxiously. 张晓龙没再说话,他心中尽管忐忑,可不管如何,也不能将这种紧张带给其他人。 If he himself did not even have the confidence, these partners who followed he to drop out the secure career together what to do? 要是连他自己都没信心了,这些跟着他一起抛下稳定事业的伙伴们怎么办？ ...... …… At the same time. 同一时间。 Li has not entered east to the main house gate, directly soars the hotel to go. 李东连家门都没进,直奔酒店而去。 Zhang Xiaolong's arrival, making Li Dong somewhat impatient. 张晓龙的到来,让李东有些迫不及待了。 By 09 years, the 3 g time arrived officially, the intelligence machine starts born officially. 到了09年,3g时代正式到来,智能机开始正式出世。 Can take the favorable position, Zhang Xiaolong's role is very big. 能不能抢占先机,张晓龙的作用还是很大的。 Such character arrival, is connected the distant next step plan, Li Dong naturally must attach great importance. 这样的人物到来,关联到远方下一步的计划,李东当然要重视。 Even if tomorrow not going home ancestor worship, knowing Zhang Xiaolong must come, Li Dong will also return to the north of the Changjiang River. 哪怕明天不回家祭祖,知道张晓龙要来,李东也会回江北。 On the vehicle, with the white element that goes to together from the rear view mirror saw that Li Dong has high morale, cannot bear relax. 车上,跟着一起去的白素从后视镜中看到李东斗志昂扬,忍不住松了口气。 For these days Li Dong mood calculated not good, the spirit also appeared exhausted. 这几天李东心情算不上好,精神也显得疲惫至极。 Actually everyone somewhat worried, but no one dares to say. 其实大家都有些担心,不过没人敢说出来而已。 Now saw the Li Dong state of mind to return to normal, the white vegetarian nature was more relaxed. 现在见李东精神状态都恢复了正常,白素自然轻松了许多。 Solely is not he, Tan Yong is also so. 不单单是他,谭勇也是如此。 In two will of the people somewhat anticipates to Zhang Xiaolong, this fellow quite Li attaches great importance to evidently. 两人心里不由对张晓龙有些期待起来,这家伙看样子颇得李总重视啊。