EG :: Volume #3

#242: Handles the president( asked to subscribe asks ticket)

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Kirilenko helps the bank loan of Feng Yu in Ukraine, in any event, cannot go round Brother Ke.. But Feng Yu can look from the Brother Ke manner, Brother Ke regarding the choice of Feng Yu, is not very happy, but has not shown the obvious malice, should be Kirilenko has chatted with Brother Ke. 基里连科帮助冯宇在乌克兰的银行贷款,无论如何,也绕不开科兄。。只不过冯宇能从科兄的态度上看出来,科兄对于冯宇的选择,不是很高兴,但也并没有表现出明显的恶感,应该是基里连科跟科兄聊过了。 The Feng Yu book thinks that met with Ukrainian bank president, definitely in bank, but the Brother Ke energy was really too astonishing, Ukrainian bank president arrived in Brother Ke home unexpectedly. 冯宇本以为跟乌克兰银行的行长见面,肯定是在银行,但科兄的能量实在是太惊人了,乌克兰银行的行长竟然来到了科兄的家里。 „Feng, I gives you to introduce, this is president Mr. Koffsky of our Soviet Union bank Ukraine Branch, Mr. Koffsky, this is to come from China Feng, is I in the China good friend.” “冯,我给你介绍一下,这位是我们苏联银行乌克兰分行的行长可夫斯基先生,可夫斯基先生,这位是来自华夏的冯,是我在华夏的好朋友。” „Mr. Feng, hello.” Regarding young of Feng Yu, Koffsky not extremely accidental. He saw Soviet Union Second Generation, thinks that Feng Yu definitely was also China x Second Generation, otherwise can they become the friends? “冯先生,你好。”对于冯宇的年轻,可夫斯基并没有太过意外。他见多了苏联的二代,以为冯宇肯定也是华夏的x二代,否则他们怎么能成为朋友？ „Mr. Koffsky, hello. Often listens to them to mention you, today first time sees.” “可夫斯基先生,你好。常听他们谈起你,今天才第一次见到。” The Feng Yu China type exchanged greetings has not played the role, Koffsky enters asking of subject: „I heard that Mr. Feng planned loans funds in our Ukraine bank, does not know how many you plan to loan, mortgages with what, or who gives you to guarantee?” 冯宇的华夏式寒暄并没有起到作用,可夫斯基直入主题的问道:“我听说冯先生打算在我们乌克兰银行贷一笔款,不知道你打算贷款多少,用什么抵押,或者谁来给你担保？” The loan simply speaking, is divided into mortgage loan and secured loan, other is contrary. Naturally, bank also has frank and upright contrary to make loans, for example Hong Kong Citigroup bank, the previous generation has the old and young of person has loaned ten hundred million Hong Kong dollars to Li, but pledge assets even less than hundred million, does not have the guarantor. 贷款简单来说,就分为抵押贷款和担保贷款,其他的都是违规。当然,银行也不是没有光明正大的违规放贷过,比如香江的花旗银行,前世就有过给李人的大少贷款十个亿港币,而抵押资产甚至不到一个亿,也并没有担保人。 But Citigroup bank has loaned, is not worried about the opposite party unable the repayments. Because this father is Li people, they do not believe Li people for the trivial ten hundred million Hong Kong dollars, look that the eldest son defendant is put in prison. Even if bank considers does not win, Li people cannot lose that person. ╡┝┢┟. {. 可是花旗银行还是贷款了,根本不担心对方无法还款。就因为这位的老爹是李人,他们不相信李人会为了区区十个亿港币,看着长子被告入狱。哪怕银行告不赢,李人也丢不起那人。╡┝┢┟.{。 Since others in Citigroup bank, Feng Yu believe that in this time Soviet Union, did not have the issue. 既然别人在花旗银行都可以,冯宇相信,在此时的苏联,就更加没问题了。 „Mr. Koffsky, I wants to loan one hundred million rubles.” “可夫斯基先生,我想贷款一个亿卢布。” Koffsky surprised looked at Feng Yu one, has a look at Brother Ke. His time comes. To a Brother Ke face, he thinks, Brother Ke friend, loans several million rubles. He has not thought that this China person must loan these much money unexpectedly! 可夫斯基吃惊的看了冯宇一眼,又看看科兄。他这次来。就是给科兄一个面子而已,他原本以为,科兄的朋友,也就是贷款几百万卢布而已。他万万没想到,这个华夏人竟然要贷这么多的钱！ One hundred million rubles, does he want to do? If in the Brother Ke family|home, he does not want to turn around a moment ago, knows that one hundred million rubles are how much money! 一个亿卢布,他要干什么？如果不是在科兄的家里,他刚才都想转身走了,知道一个亿卢布是多少钱么！ „What achievement mortgage do you take?” Koffsky frowns to ask. “你拿什么做为抵押？”可夫斯基皱着眉头问道。 Feng Yu pulled out some already to prepare the good document. Naturally, these documents were copy, the original part already mortgaged to give the Bing City ICBC. 冯宇掏出来一些早就准备好的文件。当然,这些文件都是复印件,原件早就抵押给冰城的工行了。 The material of Russian, Koffsky can certainly understand, however the property of Chinese showed that these he cannot understand, but sees the digit that above calculates, altogether value 1.8 hundred million. 俄文的资料,可夫斯基当然能看懂,但是中文的资产证明,这些他根本看不懂,只是看到上面计算出来的数字,一共价值1.8个亿。 Well, this person of some these much money, that loans one hundred million. Absolutely is not the issue. 咦,这人有这么多钱,那贷款一个亿。绝对不是问题。 Waits, this is the China document, should the above asset value, not with the rmb weight of China? 等一下,这是华夏的文件,上面的的资产价值,该不会是用华夏的rmb衡量吧？ If only 180 million rmb, is equal to 30 million rubles, was too far with hundred million difference! 如果只是180000000rmb,那么才合30000000卢布,跟一个亿差太远了！ Generally the bank mortgage loan, the loan amount, must be lower than the pledge assets the value, because must consider the pledge assets possibly depreciation the risk. ╪╪┢╪.([. c « o 一般银行的抵押贷款,贷款金额,都要低于抵押资产的价值,因为要考虑抵押资产可能贬值的风险。╪╪┢╪.〔［。c@《o
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