„Although this does not gather the custom, but I think that it is not an issue!” “虽然这不合规矩,不过我认为它不是一个问题！” Royal Bank loaned the managers of department to say to an aristocrat with a smile, on aristocrat originally somewhat disgruntled face, were many some smile of acting with constraint. 皇家银行贷款部门的主管笑着对一名贵族如此说,贵族原本有些不悦的脸上,也多了一些矜持的笑容。 This aristocrat came very early in the morning, and request mortgages own manors, villas, the expensive cars as well as a lot of artwares and jewelry. 这名贵族大清早地就来了,并且要求抵押自己的庄园、别墅、豪车以及大量的艺术品和珠宝。 To be honest bumps into such aristocrat often to mean that can gain one greatly, this aristocrat has two situations. 老实说碰到这样的贵族往往意味着能大赚一笔,这种贵族有两种情况。 The first type was they possibly participated in some gambling house, bet lost all assets. 第一种是他们可能参与了某个赌局,赌得输光了所有的资产。 In the aristocrats also has the gambler, moreover they play also very big. 贵族之中也有赌徒,而且他们玩的还非常的大。 Probably 100-200,1,000-2,000 even are the gambling houses of 1.321 million victories and losses, to them was a little as if not exciting enough. 像是100-200,1,000-2,000甚至是一两万一二十万一输赢的赌局,对他们来说似乎都有点不够刺激了。 When money as many as certain extent, the victory and loss is really only the change of figure, this change is very difficult to make the person heartbeat accelerate. 钱多到一定程度时,输赢真的就只是位数的变化,这种变化很难让人心跳加速。 Only then bets the family property, can make these gambler aristocrats feel that joy, that type of joy that slow vanguard of steel wire that is stepping on the destiny on abyss, that type facing the joy of unknown destiny. 只有赌家产,才能让这些赌徒贵族们感觉到那种快乐,那种踩着命运的钢丝在深渊上缓慢前行的快乐,那种面对未知命运的快乐。 In Frat history has in the aristocrat who on the table-board goes bankrupt, moreover incessantly. 盖弗拉历史上并非没有在牌桌上破产的贵族,而且不止一个。 A situation may be these aristocrats „life cycle” will soon end, for example did not determine whether can attain the new graciousness to seal from the emperor, might turn into the civilians. 还有一种情况有可能是这些贵族的“生命周期”即将结束,比如说不确定是否能够从皇帝陛下拿得到新的恩封,有可能会变成平民。 They are grasping the asset the cause that may becomes will make them suffer injury, at this time changed into money then to leave the industry uncaps Frat is a good choice, naturally forged the relations to find the way to make the privy council with these money repay a debt of gratitude to seal for their Shanghai also has the possibility. 他们掌握着的资产很有可能会成为让他们受害的诱因,这个时候把产业换成钱然后离开盖弗拉是一个不错的选择,当然用这些钱去打通关系想办法让枢密院为他们申报恩封也有可能。 No matter which situation needs them the industrial mortgage to the bank, means that the bank can gain to a lot of money, even if these people are the aristocrats, the bank is impossible to defer to the market price 100% loan to them. 不管是哪一种情况需要他们把产业抵押给银行,都意味着银行能赚到很多钱,即便这些人是贵族,银行也不可能按照市价的百分之百给他们贷款。 70% th, this is the biggest concessions, if the civilians want the loan, mortgages in the aristocrat and Royal Bank, can only attain the collateral real value 40% to 50%, in the bank of merchant, can take slightly high, but not over 60%. 百分之七十,这已经是最大的让步,平民如果想要贷款,在贵族和皇家银行进行抵押,只能拿到抵押物实际价值的百分之四十到百分之五十,在商人的银行里,可以拿得稍微高一点,但也不超过百分之六十。 Do not look at 70% does not seem like many, in fact are many, especially in the hand of aristocrat some association/will good things. 别看百分之七十好像不是很多,实际上已经非常的多了,特别是贵族的手里总会有些好东西。 For example came from rewarding of imperial family, for example came from present of aristocrat, or is certain capitalists various artwares that want to depend upon them thus to offer, if estimates is too high, they might treat as the realization channel the bank. 比如说来自于皇室的赏赐,比如说来自于贵族的赠送,或者是某些资本家想要依靠他们从而进献的各种艺术品,如果估的太高,他们有可能会把银行当做变现渠道。 The aristocrat who early morning this comes to loan mortgaged oneself almost all industries, although this business can make money, but is not very good batch, the money of because loaning were too many. 一大清早这名前来贷款的这名贵族一口气把自己几乎所有的产业都抵押了,虽然这笔生意能赚到钱,可也不是很好批,因为贷的钱太多了。 Fortunately this is only a young aristocrat, his family property is not so thick. 还好这只是一个小贵族,他的家底不那么厚。 Said this matter is not easy to do, while pressed own broad seal with a smile in the contract, demonstrated this matter really not easy to do at the same time from the angle of being conscientious in discharging official duties, manifested itself the function and adjustment in matter, no matter how later, at least will not be one „evil person”. 一边说着这件事不好办,一边笑着把自己的印签压在了合同上,从公事公办的角度展示了这件事真的不好办的同时,又体现了自己在整件事里的作用和变通,不管以后怎么样,至少不会是一个“恶人”。 „I make people change course in later your account money......” “我稍后就让人把钱转进您的账户中……” The young aristocrat smiles is nodding the head to express oneself to satisfaction in charge of management, he seemingly spoke thoughtlessly to ask, „can give the cash?” 小贵族微笑着颔首以表示自己对主管办事的满意,他看似随口问了一句,“可以给现金吗？” In charge of some...... accidental/surprised, „you determined that wants the cash?” 主管有些……意外,“您确定要现金吗？” „These cash can almost pile up with our houses, the transportation can also be a trouble, will make one know that in your house so many cash, may cause not the controllable security problem.” “这些现金能差不多堆满我们这间房子,运输也会是一个麻烦,而且会让人知道您的房子里有这么多的现金,有可能会引发不可控制的安全问题。” The young aristocrat somewhat hesitates, „I make a phone call......” 小贵族有些犹豫,“我打一个电话……” Under manager's leadership, the young aristocrat entered in the lounge, probably after several minutes, came out, his expression returned to the middle of the initial indifference, „, but you must guarantee I must draw out these money momentarily time, they must be able to draw out, among us needs to sign an agreement......” 在主管的带领下,小贵族进入了休息室中,大概几分钟后出来了,他的表情又回到了最初的淡然当中,“可以,但你们要确保我随时要支取这些钱的时候,它们必须能支取出来,我们之间需要签订一份协议……” In charge of a little does not understand what is heard, but the aristocrat always lets person not clear one group of people, „actually you definitely do not need to worry that this issue, as the general headquarters of Teikoku Bank, we have the confidence is also competent, cashes at any time any draws money the request!” 主管有点听不明白,不过贵族历来都是让人不明白的一群人,“其实您完全没有必要担心这个问题,作为帝国银行的总行,我们有信心也有实力,在任何时候兑付任何取款要求！” He said on the time face of these words to bring a pride from the heart, he also saved „imperial family” this word, should be Empire Royal Bank. 他说出这句话的时候脸上带着一种发自内心的骄傲,他还省掉了“皇家”这个词,应该是帝国皇家银行。 Also reflects the strength of Empire Royal Bank from this aspect. 从这方面也反映出帝国皇家银行的实力。 He has the confidence to achieve this point very much, the young aristocrat actually does not believe that „, if we cannot sign a supplemental agreement, then you must give me the cash, the security problem does not need you to consider.” 只是他很有信心能做到这一点,小贵族却不那么认为,“如果我们不能签订一份补充协议,那么你就得给我现金,安全问题不需要你考虑。” Looks that the aristocrat does not seem like in the appearance of cracking a joke, the manager is somewhat scruple, „I need to inquire, please wait a bit.” 看着贵族并不像是在开玩笑的样子,主管有些迟疑,“我需要询问一下,请稍等。” After he left the room, went to the next room, reports this news through the intercommunicating telephone to the execution director who is working in the bank hosts at present. 他离开了房间后去了隔壁房间,通过内部电话给目前正在银行主持工作的执行理事长汇报了这个消息。 Carries out the director, although also feels a little bewildered, may think must put out so many cash all of a sudden, indeed supports not conveniently- Empire Royal Bank is used to deposit the cash the underground safe-deposit vaults to open is very troublesome, needs to say the procedure, but also needs five directors to insert simultaneously with own key. 执行理事长虽然也觉得有点莫名其妙,可想着要一下子拿出那么多现金,的确挺不方便的-帝国皇家银行用来存放现金的地下保险库打开很麻烦,需要很多道手续,还需要五名理事长同时用自己的钥匙插进去。 For a little money, tosses about 1-2 hours, he does not feel cost-effective. 为了那么一点钱,折腾1-2小时,他觉得不划算。 „I agreed in principle that you sign this supplemental agreement, but must pay attention to expression, making the people of ministry of law help you plan the agreement......” “我原则上同意你们签订这个补充协议,但是要注意其中的措辞,让法务部的人帮你们拟协议……” Soon, the manager brought the agreement red letter/believes to return to the room, signed this supplemental agreement with the young aristocrat. 不多时,主管带着协议红信回到了房间里,和小贵族签订了这份补充协议。 If the young aristocrat is unable to draw out own money from the account of bank when needed, then the bank must give at least 1.5 times of compensations, and every time falls behind for day, the compensation total amount based on day before total amount, increased 5%. 如果小贵族在需要的时候无法从银行的账户内支取自己的钱,那么银行就要给予最少一点五倍的赔偿,并且每拖欠一天,赔偿总额在前一日总额的基础上,增加百分之五。 This agreement views no too major problem, both sides signed the later manager to pack off the aristocrat personally. 这份协议看着没有什么太大的问题,双方签订之后主管亲自送走了贵族。 He returns to the office not to rest with enough time, the telephone of reception desk projected on his here , the aristocrat wants the loan. 他回到办公室里还没有来得及多休息,接待处的电话就打到了他这里,又有一名贵族想要贷款。 „How was this?”, The manager looks at some telephone doubts, but received this aristocrat. “这是怎么了？”,主管看着电话有些疑惑,不过还是接待了这名贵族。 This aristocrat and previous aristocrat's request is similar, mortgage and request cash as far as possible, the opposite party prepares also very sufficient, various property rights showed that brought, several servants are pushing the cart, more than ten package good oil paintings, brought with some artwares together. 这名贵族和前一名贵族的要求差不多,尽可能的抵押并且要求现金,对方准备的也十分的充足,各种产权证明都带了过来,还有几名佣人推着推车,把十几幅包裹好的油画,和一些艺术品一同带了进来。 After one same procedures, the opposite party also requested to sign a supplemental agreement. 有一套相同的程序之后,对方也要求签订了一份补充协议。 After all agreements sign, in charge of asking in a soft voice, „asks an issue that takes the liberty, why do you request to extract the cash momentarily?” 在所有的协议都签字完之后,主管轻声的问道,“非常冒昧的提一个问题,为什么您要求随时能提取现金呢？” Shot a look at his one eyes in charge of front aristocrat, shakes the head, without speech, but he has not spoken even, the manager still as if understood anything. 主管面前的贵族瞥了他一眼,摇了摇头,没有说话,可即便他没有说话,主管也似乎明白了什么。 „Sorry, was I am rash.”, He stands on own initiative, sees off this aristocrat to leave. “抱歉,是我莽撞了。”,他主动站起来,恭送这名贵族离开。 After the aristocrat boards, he goes immediately the office that carries out the director, said the puzzled own thing, „the aristocrat mortgaged the industry a moment ago , the request cash, I thought that...... might have third, fourth!” 等贵族上了车后,他立刻前往了执行理事长的办公室,说出了困惑自己的东西,“刚才又有一名贵族来抵押产业,也要求现金,我觉得……有可能还会有第三个,第四个！” Carrying out the director is a 60 -year-old person, he finished up the work in hand, looks at the manager of this loan department, „what do you want to express?” 执行理事长是一名六十来岁的老人,他放下了手中的工作,看着这名贷款部门的主管,“你想要表达什么？” In charge of somewhat should say hesitant, finally he thought oneself should say, once really has an accident, has the possibility he also to shoulder part of responsibility. 主管有些犹豫该不该说,最终他觉得自己应该说,一旦真的出了事,有可能他也要承担一部分责任。 Now he says the issue, really has problems, responsibility not in his head. 现在他把问题说出来,真出了问题,责任就不在他的头上。 „If they loan, and assigns the cash and draws out momentarily, can interfere with our normal work?”, The speech way of manager is very tactful, he has not said money enough this issue in treasury, but said the influence normal work. “如果他们都来借款,并且指定现金和随时支取,会不会影响我们的正常工作？”,主管的说话方式很委婉,他没有说金库里的钱够不够这个问题,只是说影响正常的工作。 Carried out the director to ponder slightly a meeting, then shakes the head, „did not need to be worried that this issue, we were capable of paying the request that they requested to manifest, you must believe itself, if even this matter could not deal with, we were not the empire biggest banks!” 执行理事长略微思考了一会,然后摇了摇头,“不用担心这个问题,我们有能力支付他们要求体现的要求,你要相信自己,如果连这点事情都应付不了,我们也不会是帝国最大的银行了！” Carried out the director saying that took the pen, but did the vision still on the body of manager, „have other matters?” 执行理事长说完拿起了笔,但目光还在主管的身上,“还有其他事吗？” In charge of also wants to say anything, may carry out the director to indicate that made him do not disturb themselves to work, he asked again instead might offend the executive director, can only choose to leave. 主管本来还想说些什么,可执行理事长已经表示让他不要打扰自己工作了,他再问下去反而有可能得罪执行理事长,只能选择离开。 What he wants saying that these aristocrats' money in bank is not only only that part that they loan, their deposits, that is also one does not calculate the small number. 他想说的是,那些贵族在银行里的钱不仅只是他们贷款的那一部分,还有他们自己的存款,那同样是一笔不算小的数字。 But carries out the director is not interested in these issues obviously, he cannot again multibarreled. 但执行理事长显然对这些问题不感兴趣,他也不会再多管。 He reported the issue, has problems oneself not to need to shoulder the responsibility, loses anything also good, are not related with him. 他把问题上报了,出问题自己就不需要承担连带的责任,损失什么的也好,都和他没有关系了。 Then also has the new aristocrat to appear, not only Empire Royal Bank, in the imperial capital and peripheral city, all banks had the phenomena of aristocrat massive lending, suddenly as if special flavors are flooding around the imperial capital, light smell of blood. 接下来又有新的贵族出现,不只是帝国皇家银行,帝都内以及周边的城市里,所有的银行都出现了贵族大量借贷的现象,一时间似乎有一种特别的味道充斥着帝都周围,一股淡淡的血腥味。 It looks like...... drop of blood to fall into the sea water such, dispersing of silk threads, you know it in the water, but cannot see. 就像是……一滴血液落入海水中那样,丝丝缕缕的散开,你知道它在水中,可就是看不见。 You cannot see, something can actually „seeing”, for example the shark. 你看不见,有些东西却能“看见”,比如说鲨鱼。 9 : 30 am, Frat finance index collapsed after opening, fell 2% directly. 早上 9 点半,盖弗拉金融指数在开盘后出现了暴跌,直接跌了百分之二。 Presents this falling suddenly primary cause, lay in yesterday evening finance minister in these words that on the television program spoke, he must investigate thoroughly the operating condition of listed company. 出现这种暴跌的主要原因,就在于昨天晚上财务大臣在电视节目上说的那些话,他要彻查上市公司的经营情况。 This does not crack a joke, six heavyweights were suspended, the bank was frozen to the Duke account completely, the First Lord of the Treasury indicated with the implementation action, he has not been really cracking a joke. 这不是开玩笑,六支权重股被停牌,银行对公账户全部被冻结,财政大臣用实施行动表明,他真的没有在开玩笑。 But when people thought that Frat finance index may continues to fall suddenly, inconceivable appears. 可就在人们觉得盖弗拉金融指数有可能会继续暴跌的时候,不可思议的一幕出现了。 The financial index has not only continued downward, instead after the anisotropous disk some time, curled upwards slightly the head, it unexpectedly pull-up little, although are not many, but on the trend chart that people draw up, it indeed went up! 金融指数不仅没有继续向下,反而在横盘了一段时间之后,略微翘了头,它居然被拉升了一点点,虽然不多,但在人们绘制的走势图上,它的确上翘了！ This news spread over entire Frat quickly, the First Lord of the Treasury also knew this news. 这个消息很快就传遍了整个盖弗拉,财政大臣也知道了这个消息。 However he has not displayed what joy, instead a mock of face, scolded a few words it is said. 不过他没有表现出什么欣喜,反而一脸的讥诮,据说还骂了一句话。 „Bum!” “贱骨头！”