RTDTH :: Volume #30

#2930: Guides and flickers

„I thought in any case this proposition is very feasible, as for can have what risk, this I have not really thought, you profit by opinions from various sources very well.” Jiang Fei hear words also nodded of pretor. “反正我觉得这个提议是很可行的,至于会不会有什么风险,这个我还真没想到,您集思广益一下也挺好的。”蒋飞听完执政官的话也点了点头。 „That is good, do not think, I am not do not trust you, after all this matter we are also the first time attempt.” The pretors said with a smile. “那就好,你也别多想,我不是不信任你,毕竟这种事儿我们也是头一次尝试。”执政官笑道。 „Sir you could rest assured that I will not think.” Jiang Fei said with a smile. “大人您放心,我不会多想的。”蒋飞笑道。 „That is good! Come, I introduced that several people give you to know.” The pretors laugh, then brought Jiang Fei to arrive at the front of several people, started to give them to recommend. “那就好！来,我介绍几个人给你认识。”执政官哈哈一笑,然后带着蒋飞来到了几个人的面前,开始给他们引荐。 Although Jiang Fei at this time is gamma space No. 2 Player | Character, the time short, many people but who he enters this circle he had not known after all, but these people have listened to Jiang Fei this name, knows that is he leads everyone to walk from the economic crisis, but meets truly, this is also the first time. 虽然蒋飞此时已经是伽马空间的二号人物了,但他进入这个圈子的时间毕竟还短,很多人他都不认识,而这些人虽然听过蒋飞这个名字,也知道是他带领大家从经济危机中走出去的,但真正见面,这也是第一次。 Like present this situation, particularly the pretor as recommending the person, Jiang Fei and these powerful officials basically exchanges greetings mutually, flatters mutually, everyone is one by one false. 像现在这种场合,尤其是执政官作为引荐人,蒋飞和那些权贵基本上都是相互寒暄,互拍马屁,大家一个比一个虚伪。 When Jiang Fei felt very bored, Conaut colonel stood suddenly. 就在蒋飞觉得非常无聊的时候,科诺上校突然站了出来。 „, Regarding Ralph's proposition, I have the different opinions.” Conaut goes forward several to say. “诸位,对于拉尔夫的提议,我有不同的见解。”科诺上前几步说道。 „Oh? Said that looks?” The pretors smile saying that in his eyes, Conaut is the careless person of manages soldier, regarding the matter of this financial arena, he has the opinion unexpectedly, this makes the pretor very curious. “哦？说说看？”执政官微笑道,在他眼里,科诺就是个管兵的粗人,对于这种金融领域的事情,他居然有见解,这让执政官非常的好奇。 „Ralph, you said that must ease the limit of loan, enabling more people to attain the loan from the bank, thus the stimulation spends, stimulates the economic growth, this sounds like right, but bank where has so much money to borrow outward? Moreover these people, if can't return the loan of bank?” Conaut this issue is pertinent, relaxing the verification is not difficult, but the asset of bank is limited, he cannot change disburses money to lend others baseless! Once relaxed the verification, the loan of bank may probably take more risks, once these lenders do not have the ability repayments, that bank may probably bear the loss. “拉尔夫,你说要放宽贷款的限制,让更多的人可以从银行拿到贷款,从而刺激消费,刺激经济增长,这听起来似乎没错,但银行哪有那么多钱往外借？而且这些人要是还不上银行的借款呢？”科诺这个问题可谓一针见血,放宽审核不难,但银行的资产有限,他不能凭空变出钱来借给别人啊！而且一旦放宽了审核,银行的贷款可就要承担更多的风险了,一旦这些贷款人没能力还款,那银行可就得承担损失了。 „This ease in doing.” Jiang Fei shows a faint smile, he has the countermeasure early. “这个好办。”蒋飞微微一笑,他对此早有对策。 „Oh? What means?” The pretors looked immediately to Jiang Fei, actually the doubts about Conaut, he also thought that but this matter his this is bad meaning raised, because by his status, once he raised the question, that was equal to denying the proposition of Jiang Fei. “哦？什么办法？”执政官立即看向了蒋飞,其实关于科诺的疑惑,他也想到了,只不过这种事儿他不好意思提出来,因为以他的身份,一旦他提出疑问,那就等于是否定了蒋飞的提议。 If the question that others raised, then also had the moderate space, after all the pretor as the dictator of gamma space, he said that was equal to final judgment on a person's life can be made only after he is dead and buried, no one dares to refute again. 而如果是其他人提出的疑问,那么就还有缓和的空间,毕竟执政官作为伽马空间的独裁者,他说的话,就等于盖棺定论,没人敢再反驳的。 Therefore although the pretor has the doubts, but he actually waits for others to propose, because he is actually interested in Jiang Fei this proposal, once after all this proposal is put into action, then its income is enormous. 所以执政官虽然有疑惑,但他却等着别人提出,因为他其实对蒋飞这个提案非常感兴趣,毕竟这个提案一旦付诸行动,那么其收益是极大的。 In the final analysis, the pretor is not only wants this proposal to stimulate the economy, does not want to take risk, therefore he did such to get together, the goal was these debates one with Jiang Fei, had a look at this proposal some feasible many. 归根结底,执政官是既想要这个提案来刺激经济,又不想承担其中的风险,所以他才搞了这么个聚会出来,目的就是让这些人跟蒋飞辩论一通,看看这个提案的可行性到底有多少。 „Two words- lever and guarantee!” Jiang Fei smiled was saying own answer. “两个词-杠杆和担保！”蒋飞微笑着说出了自己的答案。 „What do you mean?” Conaut asked that other these top senior officials and powerful officials also looked to Jiang Fei, their more or less also some similar suspicions, after all here also many bankers and multimillionaires, but they because of the relations of status, do not want to offend Jiang Fei this to work as red Player | Character, therefore had not made noise before, only then Conaut this was equivalent to Jiang Fei Rank . Moreover the fellow of political opponent, the most suitable opens the mouth to question. “什么意思？”科诺问道,其他的那些顶级高官和权贵也都纷纷看向了蒋飞,他们或多或少的也都有类似的怀疑,毕竟这里也有不少银行家和巨富,但他们因为身份的关系,不想去得罪蒋飞这个当红人物,所以之前也都没出声,只有科诺这个跟蒋飞级别相当,而且还是政敌的家伙,最适合开口质疑。 „Mr.? You is a banker is right?” Jiang Fei has not replied the words of Conaut, but turned around to look to plump and fair-complected old man. “诺兹先生？您是一位银行家对吧？”蒋飞没有回答科诺的话,而是转身看向了身边一个白胖的老头。 „Yes! Sir Ralph.” Plump and fair-complected bows to say to Jiang Fei slightly. “是的！拉尔夫大人。”白胖的诺兹冲蒋飞微微一躬身道。 „Asset about how many of your bank?” Jiang Fei asked. “您银行的资产大约有多少？”蒋飞问道。 „......” Hesitated slightly, then clenches teeth saying: „About 3 billion.” “呃……”诺兹稍微犹豫了一下,然后一咬牙说道:“三十亿左右。” „Un! How many can your loan interest have about?” Jiang Fei also asked. “嗯！那您的贷款利息大约能有多少？”蒋飞又问道。 „About 5%.” Replied, this was not secret. “大约5%左右。”诺兹答道,这并不是什么秘密。 „Have you heard lever word?” Jiang Fei asked. “那您听说过杠杆这个词吗？”蒋飞问道。 „What do you mean?” One stares. “什么意思？”诺兹一愣。 „If, I represent the government to allow you to join 30 times of levers, is allows you to use 90 billion to make loans, do you dare?” Although Jiang Fei this saying to be was asking that but was still frightened cold sweat. “如果说,我代表政府允许你加入三十倍的杠杆,也就是允许你用九百亿去放贷的话,你敢么？”蒋飞这话虽然是笑着问的,但诺兹仍旧被吓出来一身的冷汗。 „This......” these really hesitated time. “这……”诺兹这一次是真的犹豫了。 In the Jiang Fei mouth so-called lever heard for the first time, but this word actually deep shocked him, if he really can use these 30 times of levers, he can let out 90 billion loans, but 5% interest rates mean 4.5 billion interest incomes! 蒋飞口中所谓的杠杆诺兹还是第一次听说,不过这个词却深深的震撼了他,如果他真的可以使用这三十倍的杠杆的话,那他就能放出去九百亿的贷款,而百分之五的利率就意味着四十五亿的利息收益！ But what do 4.5 billion interest incomes mean? Means that bank asset turns time directly much also! 而四十五亿的利息收益意味着什么？意味着诺兹的银行资产直接翻倍还多！ The so big profit, Jeanno heart bang bang jumps, when is excited, thinks another issue, that is loans to invest to be possible not necessarily certainly to make money, if compensated? Similarly by 5% computations, that is 4.5 billion losses, as the matter stands, only then of 3 billion capital lost everything oneself, but must owe 1.5 billion foreign loans! 如此大的利润,让诺兹的心砰砰直跳,但兴奋之余,诺兹也想到了另外一个问题,那就是贷款出去投资可未必一定赚钱,如果赔了呢？同样以百分之五计算,那就是四十五亿的损失,这样一来,只有三十亿资本的诺兹赔光了自己,还得欠上十五亿的外债！ Lever, high income at the same time, brought the high risk! 杠杆,高收益的同时,也带来了高风险！ „Somewhat hesitant?” Jiang Fei is smiling asking. “有些犹豫是吗？”蒋飞微笑着问道。 „Un! The risk was too big......” to nod saying that could not understand to lose everything, this truly made him not dare easily to make the decision. “嗯！风险太大了……”诺兹点头道,懂不懂就倾家荡产,这确实让他不敢轻易做出决定。 „If makes you put out 1/3 incomes to buy the insurance, once there is a bad account, the guarantee side does render back the money to you?” Jiang Fei asked suddenly. “如果让你拿出三分之一的收益去买保险,一旦有坏账,担保方给你还钱呢？”蒋飞突然问道。 „I do certainly!” This time never imagined! “那我当然干啊！”诺兹这次想都没想！ Must know that on the current situation, 3 billion let out, 5% incomes 150 million, but if uses the lever, he can have 4.5 billion income, moreover only Requirements spends 1.5 billion profits, can avoid the risk, this is equal to gaining 3 billion white/in vain! 要知道就目前的情况来说,诺兹的三十亿放出去,百分之五的收益才一点五亿,但要是用上杠杆的话,他能有四十五亿的收入,而且只需要花费十五亿的利润,就能免除风险,这等于白赚三十亿啊！ Side is 150 million income, side is 3 billion, moreover zero risk, wants is not a fool, he is willing to make to order! 一边是一点五亿的收入,一边是三十亿,而且零风险,诺兹只要不是傻子,他肯定做啊！ „Mr. Barak.” Jiang Fei turned to a thin and tall old man. “巴拉克先生。”蒋飞转向了一个瘦高的老头。 „Sir Ralph.” Barak to/clashes Jiang Fei nodded, he is a gamma space multimillionaire. “拉尔夫大人。”巴拉克冲蒋飞点了点头,他是伽马空间的一位巨富。 „If I give you to do gamma space all bank credit business, they spend 1.5 billion prices, buys the insurance from your here, if he invests the failure, you must pay damages 4.5 billion, do you want?” Jiang Fei asked. “如果我把伽马空间所有的银行担保生意都交给您来做,他们花费十五亿的价钱,从您这里买保险,如果他投资失败,你得赔付四十五亿,您愿意吗？”蒋飞问道。 „Un......” Barak was silent, this big business he does not dare to decide casually, this have calculated! “嗯……”巴拉克沉默了,这种大生意他可不敢随便拍板,这得自己计算过才可以！
To display comments and comment, click at the button