What is without a doubt, his these fellow villager actually really few unprincipled people, under normal conditions very heavy friendship, and are helpful, even Li Zhaokun is not an unprincipled person, has a mind good side, is the good person. 毋庸置疑的是,他的这些老乡倒是真没几个坏人,通常情况下很重情义,而又乐于助人,甚至李兆坤都不是坏人,都有心善的一面,都是好人。 However, the good person not necessarily speaks the good faith person, the unprincipled person not necessarily is the person of breaking a promise. 但是,好人并不一定都是讲诚信的人,坏人不一定都是失信的人。 The quality and good faith of person in fact do not have the big connection, in fact many unprincipled people or big villains, because or politically is fastidious about the good faith in the trade, one cent one point of goods, causing difficulties for others wealth for person disappearing disaster, but has obtained very big success. 人的好坏和诚信实际上也没有多大的关联,事实上很多的坏人或者大反派,因为在商业上或者政治上讲究诚信,一分钱一分货,拿人钱财替人消灾,而取得了很大的成功。 Most virtually impossible to guard against is this kind speaks the good faith unprincipled person, deeply believes to seek something big with foresight, for example many financial cheating, start very much to stress the good faith generally, money to come who uses the new investor to the old investor payment interest and short-term repayment, to make the false appearance that makes money then to swindle many investments. 最让人防不胜防的就是这类讲诚信的坏人,深信放长线钓大鱼,比如很多的金融诈骗,一般开始都很讲诚信,利用新投资人的钱来向老投资者支付利息和短期回报,以制造赚钱的假象进而骗取更多的投资。 In fact, this kind looks like a lecture of good faith person who in fact thinks in one way and behaves in another, the harm is bigger. 实际上来说,这类看起来讲诚信的而实际上表里不一的人,危害更大。 Therefore, from some perspective, Li Hui, Li Long and Chen Yongqiang this kind of person has the things in common with Wei Xiaobao probably, even if deceitful does not lose lovable side. 所以,从某一个方面来说,李辉、李隆、陈永强这类人大概和韦小宝有相通之处,即使是狡诈也不失有可爱的一面。 A chapter of hotel, he crossed the general mentality, the logistics transportation industry has been able to do, did not do for him, but benefitted for the local area. 一回宾馆,他把大概的思路过了一遍,物流运输产业可以做,不是为了他做,而是为了本地造福。 In the evening, he saw comes to hotel to visit his Secretary Wu. 当晚,他见到了来宾馆探望他的吴书记。 „Li Zong, very thanked your care to this city education.” Secretary Wu only led a secretary, passing through the gate expressed gratitude. “李总,真的非常感谢你对本市教育事业的关心。”吴书记只带了一个秘书,一进门就表示感谢。 „Please drink tea.” Li He the simultaneous/uniform magnificence booing tea , helping handing over, „was so late, hasn't rested?” “请喝茶。”李和把齐华倒好的茶,帮着给递过去,“这么晚了,还不睡？” Secretary Wu embarrassed say/way, „hasn't disturbed you to rest?” 吴书记不好意思的道,“没打扰你休息吧？” „Does not have, does not know that what matter you do have?” Li He then distributes cigarettes. “没呢,不知道你有什么事情没？”李和接着递过去一根烟。 „The day before yesterday President simultaneous/uniform, he has transmitted your meaning to me, you said that my city not suitable big investment, this point I do not approve of actually, in the two years returns home the person of undertaking to be getting more and more, I regard as good.” Secretary Wu comes straight to the point, does not have the unnecessary idle talk. “前天齐会长,他向我传达了你的意思,你说我市不适合大项目投资,这一点我倒是不赞同,这两年返乡创业的人越来越多,我看做的都挺不错。”吴书记开门见山,没有多余的废话。 From, him likes Li He investing in the local area at heart. 从心里来说,他还是喜欢李和在本地多投资。 Li He says with a smile, „what superiority does our city have?” 李和笑着道,“咱们市有什么优势没？” „In my cities and areas the northwestern border, south supports long Huai, north to the area south of Yellow River, the Beijing-Kowloon railway passes the north and south and Shangfu Railway to pass through the east and west, we just well were located in the position of transport hub, this has bright prospects!” Secretary Wu voices continually the opinions. “我市地里西北边陲,南拥长淮,北倚中原,京九铁路通南北、商阜铁路又贯穿东西,咱们刚刚好位于交通枢纽的位置,这大有可为啊！”吴书记发出连番感叹。 Occupies province one-fourth farming, one-fifth population leading markets, how possibly lack the achievement! 一个占全省1的耕地,1的人口大市,怎么可能缺乏作为呢！ The Li He words, he does not believe! 李和的话,他是不信服的！ „Has the achievement, Secretary Wu, you misunderstood my meaning, at present what my meaning must do was tall Zhuqiang, the broad product grain, laid the foundation for the later development first.” The Li He earnest say/way, „we say at present go to sea, is the propelling force that but goes to sea what? Is the reform and opening, the open pattern of reform and opening is the special economic zone to the open coastal city, to the coastal economy opening area, when that can arrive in our such inland city again? Let alone at present stimulates the economical the carriage is the foreign trade, does our inland city develop the foreign trade by what?” “不是没作为,吴书记,你误会我的意思了,我的意思是眼前要做的是高筑墙,广积粮,先为以后的发展奠定基础。”李和认真的道,“咱们眼前都说下海,可是下海的推动力是什么？是改革开放,改革开放的开放的格局是经济特区到沿海开放城市,再到沿海经济开放区,那什么时候能到咱们这样的内陆城市？何况眼前拉动经济的马车是外贸,咱们这种内陆城市靠什么发展外贸？” He missed said straightforwardly, their this places wanted the policy not to have the policy, wanted the position not to have the position, benefitted from Huai River with great difficulty, did not have the estuary! Develops the foreign trade by anything! 他就差直白的说,他们这种地方要政策没政策,要位置没位置,好不容易沾个淮河的光,还没出海口！靠什么发展外贸！ „Is your meaning?” Secretary Wu also knows what Li He said is the fact, the principal direction of economic policy encourages the exit|to speak, changed the open economy from the original enclosed economy. “那你的意思是？”吴书记也知道李和说的是事实,经济政策的主方向是鼓励出口,从原来的封闭型经济转向了开放型经济。 Li He says with a smile, „we most do not lack is the person, the personhood peddler and that's the end.” 李和笑着道,“我们最不缺的就是人,做人贩子就是了。” „Personhood peddler?” Secretary Wu knows certainly that Li He is cracking a joke, but has not understood the meaning of Li He. “做人贩子？”吴书记当然知道李和是在开玩笑,但是还是没明白李和的意思。 „So long as educated, anything got up.” Li He answered, „center of gravity development education, made the population output.” “只要教育起来了,就什么都起来了。”李和解释道,“重心发展教育,做人口输出。” Secretary Wu has gawked the god, „didn't this call is makes them go out to work? This where need we do the work, so long as is not the fool, others will go far to make money.” 吴书记愣了愣神,“这不叫是让他们出去打工吗？这哪里需要我们做工作,只要不是傻子,人家自己都会出远门挣钱。” He thinks that Li He will propose any ingenious plan. 他以为李和会提什么妙计。 „This has the population output of quality to be called the talented person to output, does not have the output of quality to be called the output of labor. The quantities of population are the burdens, but there is a population of quality the more better. These able people exited, had made money, may return nurturing to parents the hometown, the promotion local economy development.” Li He ignites a cigarette once more , to continue saying that „my meaning increases the investment in education, making more children walk is the reality, although is raising at present the nine-year compulsory education, but Secretary Wu, you should compared with me be clear, how many junior middle schools have not graduated, even hasn't graduated including the elementary school? Many counts extremely. My idea is, at least must guarantee the student who certain proportion has on the high school, there are to study the vocational skill the place...” “这个有质量的人口输出叫人才输出,没质量的输出叫劳动力输出。人口的数量多是负担,但是有质量的人口是越多越好。这些有能力的人出去了,赚到钱了,才有可能反哺家乡,促进本地经济发展。”李和再次点着一根烟,继续道,“我的意思是加大对教育的投入,让更多的孩子走出去才是现实,虽然眼前都在提九年义务教育,但是吴书记,你心里应该比我更是清楚,有多少初中没毕业,甚至连小学都没毕业的？多的不胜数。我的想法是,起码要保证一定比例的学生有高中上,有学职业技能的地方...” „This is not matter in one single day ....” Secretary Wu was lost in thought. “这可不是一朝一夕的事啊....”吴书记陷入了沉思。 „Foundation hit reliably, did not fear.” Li He also knows the words that spoke is a little spatial, because to the place, do not say that expands the doordinated and balanced program of development, has no way to provide including the teacher base pay, delays big and time teacher wages amount long, broad of range, since new China was established for more than 40 years historically not to have. “基础打牢固了,就不怕。”李和也知道说的话有点空,因为对许多地方来说,不要说加大教育投入,就是连教师基本工资都没法发放,拖去教师工资数额之大、时间之长、范围之广,在新中国成立以来40多年历史上是没有过的。 Some places do not have money, wants to pay out money to be able not to have the ability. 有的地方是没钱,想发钱能没能力。 Some are the place is rich, but money cast in elsewhere has been able to be easy to reveal the place of result, after all the education repayment was too slow! 有的是地方是有钱,但是钱投在了别处能容易显成绩的地方,毕竟教育回报太慢了！ Sees the opposite party not to speak, Li He thinks, continues saying that „this 30 million are first, is mainly is used to be the school building transformation and teacher subsidizes, I hope that can catch on place as far as possible, after place has the result, our trial operation second place, has second to have third again.” 见对方不说话,李和想了想,又继续道,“这30000000是第一笔,主要是用来做校舍改造和教师补助,我希望能尽量在一地见成效,一地有成效后,我们再试运行第二个地方,有第二个就有第三个。” „How does that this result see?” “那这个成效怎么看？” Li He said, „mainly looks at the quantification target, the enrolment rate for children of school age, initially the high school matriculation rate, the university matriculation rate, these are do not do false, the student is well-known, a sensible person investigation, is clear.” 李和道,“主要还是看量化指标,适龄儿童入学率,初高中入学率,大学入学率,这些都是做不得假的,学生有名有姓,明白人一调查,就是清楚的很。” Although the method is very rough, but cannot request to be too high. 虽然方法很粗糙,但是也不能要求太高。 „This point I agreed.” “这一点我同意。” „Must have the student , is really not willing to continue to study again, wants the wanderer society, that what to do? Therefore vocational education, must come up as soon as possible.” This everybody is very clear, Li He has not taken the effort to explain actually. “要有的学生,实在不愿意再继续读书了,非要闯荡社会,那怎么办？所以中高职教育,也要尽快上来。”这点大家都很明白,李和倒是没费力气多解释。 „Is the long-range plannings!” Secretary Wu sighed, can see, shadow that however could not feel, picture was very attractive, finally cannot know. “都是长远计划啊！”吴书记叹了口气,都是能看得见,但是摸不着的影子,画的很漂亮,结果未可知。 Li He alines magnificent to signal with the eyes, simultaneous/uniform magnificence has given Secretary Wu a report, says with a smile, „this is a commercial prospectus that we make, looks at Secretary Wu interested.” 李和对齐华使了个眼色,齐华把一份报告交给了吴书记,笑着道,“这是我们做的一份商业计划书,看吴书记有没有兴趣。” „Un? «Vigorously Develops My City Logistics industry Feasible Prospectus»” Secretary Wu the doubt looked at Li He one, then looked probably, then says with a smile, „is the driver to be good!” “嗯？《大力发展我市物流产业的可行性计划书》”吴书记狐疑的看了李和一眼,然后大概看了一遍,然后笑着道,“做司机好啊！” Knows that is the driver to be good, after all is the occupation that in the newspaper ranks first to be popular, the only candidate who girl marry. 都知道做司机好,毕竟是报纸上排名第一吃香的职业,姑娘们下嫁的不二人选。 Li He helpless say/way, „, if they cannot read the book , the old young masters are the driver to be also good.” 李和无奈的道,“如果他们真的读不下去书,老少爷们去做司机也是不错的。” Secretary Wu asked that „your meaning was to let them lends money from your here, then made them buy the car(riage)?” 吴书记问道,“你的意思是让他们从你这里借钱,然后让他们去买车？” „Simply speaking is such a matter.” The Li He nod approval, for the fast development local area logistics army, he must lend money. Made the loan of BMW with before not, that was the loan can only assign to buy the BMW microcalorie, this loan did not matter, bought any car(riage) to be good. “简单来说就是这么回事。”李和点头认可,为了快速的发展本地物流大军,他就得借钱出来。跟之前做宝马汽车的贷款不一样,那个是贷款只能指定买宝马微卡,这个贷款就是无所谓了,买什么车都行。 „Rate on loan by fluctuates based on People's Bank benchmark interest rate up and down 10%, this can accept actually.” Secretary Wu this time looked at some provisions earnestly, does not have actually unacceptable, after all others business turns over to the business, the lending money main point interest, this is also indisputable, „, but were the first payment too also many? More than 10,000, more than 20,000 ....” “贷款利率以在人民银行基准利率的基础上上下浮动10%,这个倒是可以接受。”吴书记这次认真的看了一些条款,倒是没有不能接受的,毕竟人家生意归生意,借钱要点利息,这也无可厚非,“可是首付款也太多了吧？得10000多,20000多....” simultaneous/uniform magnificence says with a smile, „main risk is undertaking by the trade bank, how after all a freight vehicle also wants 50,000-60,000, the cheapest microcalorie also wants 230,000. Let alone according to our estimates, wants to buy the person of car(riage) to be definitely many, but cannot have 1 million to apply, do we want to give 1 million people to authorize? In this case, we definitely cannot resist, the threshold must establish. Behind we can come again step by step.” 齐华笑着道,“主要的风险是由通商银行在承担,毕竟一辆货车怎么样也要五六万,最便宜的微卡也要230000。何况按照我们的估计,想买车的人肯定很多,但是不能有1000000来申请,我们要给1000000人批准吧？这样的话,我们肯定招架不住,门槛是必须要设定的。后面我们可以再一步步来。” „We go back to meet, this is really good to suggest.” Secretary Wu said, excited standing up farewell. “那我们回去开个会,这真的是个好建议。”吴书记说完,就激动的站起身告别。 „simultaneous/uniform magnificence, helping me deliver Secretary Wu.” “齐华,帮我送送吴书记。” Li He has not gone downstairs. 李和没有跟着下楼。 simultaneous/uniform magnificence comes back, discovered that Li He is rubbing the head, curious asking, „Mr. Li, can such risk be too big?” 齐华回来的时候,发现李和正在揉着脑袋,好奇的问,“李先生,这样风险会不会太大了？” „Nonsense, feared that violation rate/lead is too high, when the time comes cries not to have the place to cry.” Absolutely Li He can imagine, will definitely have many people to drive away the vehicle, does not loan, pays 18,000 heads to pay, is white a vehicle, is very cost-effective. “废话,就怕违约率太高,到时候哭都没地方哭。”李和绝对能想象的到,肯定会有很多人把车子开走,贷款不还,付18000的首付,白得一张车子,很划算。 If there is a GPS localization, but can also be good to control a point, can grasp the vehicles position clearly, naturally, is only good, even if because found the vehicle, was useless, the opposite party has rather died than not only did not render back the money did not give the car(riage), only if forcefully, forcefully also good, others can entire family go forth to battle together, who feared anyone. 如果有GPS定位,还能好管控一点,能够清楚的掌握车辆位置,当然,只是好一点,因为即使是找到车子了,也没用,对方认死了既不还钱又不给车,除非强行的,强行的也行,人家可以全家齐上阵,谁怕谁。 Then, is a not good enterprise bullies the hype of consumer absolutely. 然后,绝对又是一番无良企业欺压消费者的炒作。 Therefore this must test the wind of trade bank to control the ability, is not the person who all has to pay the first ability to pay, can be loaned. 所以这就是要考验通商银行的风控能力了,并不是所有有付首付款能力的人,都能得到贷款。 The rapidness of reply of municipal government in compared with Li He imagination, next noon, simultaneous/uniform magnificence will obtain the news, then told Li He hurriedly. 市政府的回复比李和想象中的快,第二天中午,齐华就得到了消息,然后匆忙告诉了李和。