Li He said, „that thanked, troublesome always.” 李和说,“那非常感谢,麻烦张总了。” Zhang Pei lin said, „this is we should do. Should be we expressed that thanks are right, Chairman Li cares about the life of our worker like this, really for our generation model. I am moved,” 张培林说,“这是我们应该做的。应该是我们表示感谢才对,李董事长这样关心我们工人的生活,实在为我辈楷模。鄙人非常的感动,” „Was serious.” Li He continued, „I believe that so long as your unit can complete the present project, we later also will have many partnership opportunities. I prospects for development to the highway bridge construction and real estate am confident.” “严重了。”李和继续说,“我相信只要贵单位能做好眼前的项目,我们以后还会有更多的合作机会。我对路桥建设和房产这一块都的发展前景非常有信心。” Zhang Pei lin said, „as far as I know, the gold/metal deer group current industry is centralized exits this in the industry probably. Does not spread a few words in Pujiang, must exit|to speak must look for Mr. in. Like our Pujiang these many state-operated plants, was counting on every year Mr. in is helping bringing in foreign exchange income.” 张培林笑着说,“据我所知,金鹿集团目前的产业好像都是集中于产业出口这一块。在浦江不是流传一句话嘛,要出口就要找于先生。像咱们浦江这么多的国营厂,每年都指望着于先生帮着创汇呢。” To his knowledge, the gold/metal deer group makes this project to belong emerges for a while, he has also looked at Yu Dehua's annoying expression, Yu Dehua disappointedly had expressed in the negotiations, this possibly is a project of doing business at a loss. 据他所知,金鹿集团做这个项目属于一时兴起,他还瞧过于德华懊恼的表情,于德华曾经在谈判上就失望的表示过,这可能是一个赔本的项目。 Therefore he believes that after gold/metal deer group project finishes, may not continue to be engaged in the relevant operation of land development, cooperates this words to wait for discussing thoroughly. 所以他认为,金鹿集团这个项目完工以后,不一定会继续从事土地开发的相关业务,深入合作这种话还是有待商榷。 Yu Dehua knitting the brows head, is not too happy Zhang Pei Forest saying, this has clearly looked down on Li He! 于德华皱皱眉头,不是太高兴张培林这话,这分明是小瞧了李和！ Looked down on Li He to look down on him! 小瞧了李和就是小瞧了他！ He had this type to come to understand very much! 他已经很有这种觉悟了！ He must make this awareness surnamed Zhang, Li He not care about gold/metal deer the industry, his Yu Dehua or gold/metal deer actual leader! 他要让这个姓张的知道,李和并不在乎金鹿的产业,他于德华还是金鹿的实际掌门人！ This is very strange thoughts. 这是一种很奇怪的心思。 He said, „I think open/stretch Zong has misunderstood, our Mr. Li is not only the chairman of gold/metal deer group, but also the chairman of broad group. We are industrial group of management about environment, the earning of import and export in our total earning are only a very small proportion. Said that just the industry of trade bank Mr. Li in Pujiang starting doing business. Naturally also includes the hotel that we are at now, but also includes to construct in Hong Kong of this hotel the base highway bridge company.” 他只是道,“我想张总是不是误会了,我们李先生不但是金鹿集团的董事长,而且还是远大集团的董事长。我们是多元化经营的产业集团,进出口的营收在我们总营收中只是一个很小的比例。这么说吧,刚刚在浦江开业的通商银行正是李先生的产业。当然也包括咱们现在所在的这个酒店,还包括承建这座酒店的香港中基路桥公司。” Zhang Pei Forest one line of 56 people look at each other in blank dismay, saw each other shock on face. 张培林一行56个人面面相觑,都看到了彼此脸上的震惊。 Broad group! 远大集团! Base highway bridge! 中基路桥！ Four Seas Hotel! 四海酒店！ Trade bank! 通商银行！ Gold/Metal deer group 金鹿集团 Each name makes Zhang Pei Forest one line of like thunder reverberating in one's ears! 每个名字都让张培林一行人如雷贯耳！ This is a big industry! The base highway bridge is Hong Kong listed company! Participated in the domestic numerous subpackage and always gets the project, is known to everybody in the architecture industry! The broad group and gold/metal deer group are having to do at present, is familiar cannot be familiar again! 这是多大的一个产业啊！中基路桥是香港上市公司！参与了国内众多的分包和总包工程,在建筑业内更是无人不晓！远大集团和金鹿集团目前正在打交道,是熟悉的不能再熟悉了！ Four Seas Hotel in Pujiang, should not be the nation can arrange on given name! Metropolises the lively town centers in various from south to north almost can see Four Seas Hotel or all sea hotel familiar signboard! 四海酒店不要在浦江,就是全国都能排的上名号！从南至北的各大都市的繁华市中心几乎都能看见四海酒店或者四海饭店熟悉的招牌！ As for the trade bank, had made the big noise in Pujiang recently, at least is known to everybody in the bank same business, is known to everybody! 至于通商银行,最近在浦江更是闹出了大动静,起码在银行同业内是无人不知,无人不晓！ Does not know the fool bank where braves, made „has not needed to mortgage, does not need guaranteed” the loan slogan, lent the Renminbi loan and foreign exchange loan to the export enterprise specially! 不知道哪里冒出来的傻蛋银行,打出了“无需抵押,无需担保”的贷款口号,专门向出口企业发放人民币贷款和外汇贷款！ Moreover borrowing need extraordinary simplicity, so long as there is the foreign trade order contract and over one year management aptitude, can the trade bank loan! 而且贷款要求出奇的简单,只要有外贸订单合同和一年以上的经营资质,都可以向通商银行贷款！ What is most important was the procedure is too simple! 最重要的是手续太简单了！ Moreover examination never over three days of time! 而且审批从来没有超过三天时间！ This has stirred a controversy in the banking industry! 这在银行业引起了一阵轩然大波！ In the export enterprise, especially in the small and medium-sized enterprise a stone arouses thousand overlapping waves! 更是在出口企业中,特别是中小企业中一石激起千层浪！ The Renminbi loan did not say first, light can foreign exchange loan bait, making many enterprise operators go after like ducks! 人民币贷款先不说,光是能外汇贷款这个诱饵,让许多企业经营者趋之若鹜！ Had the foreign exchange loan to import the advanced equipment and material and fitting, eliminated the backward capacity, can the raising product quality! Had the high-quality product to be insufficient, they also need to attend various exhibitions with foreign exchange going abroad, advertized everywhere! 有了外汇贷款可以进口先进的设备和材料、配件,淘汰落后的产能,可以提高产品质量！有了高质量的产品还不够,他们还需要拿外汇出国参加各种展会,到处做广告！ The function of foreign exchange was really too many! 外汇的作用真的是太多了！ But looked the bank same business that joke were also too many, the loan approval process of trade bank is cracking a joke simply likely! 可是看笑话的银行同业也太多了,通商银行的贷款审批流程简直像是在开玩笑！ The risk prevention exists in name only simply! 风险防范简直形同虚设！ The wind controls a measure point not to have simply! 风控措施简直一点也无！ So long as has filled in the application material, the loans of below 10,000 quotas, do not need on the spot the credit unexpectedly! 只要填了申请材料,10000以下额度的贷款,居然不需要实地征信！ 10,000 are the dollars! 10000是美金啊！ Most at least must go to the management habitat of customer to do on -the-spot investigation! 最起码也要去客户的经营产地去做个实地调查吧！ Facing various questions, general manager Huang Bingxin of trade bank said not! 面对各种质疑,通商银行的总经理黄炳新却是说了不！ He not mince said in the presence of everyone, „we are rich, we are willful! We are willing to establish and make up for the credit system of China with 10 billion dollars loss!” 他当众毫不掩饰的说,“我们有钱,我们任性！我们愿意用10000000000美金的亏损来建立和弥补中国的征信体系！” 10 billion dollars naturally are exaggerating views, and sentences after the investigations of numerous domestic and foreign expert in advance, 200 million dollars loss enough makes the trade bank move toward the bankrupt settlement! 10000000000美金当然是夸大的说法,经过众多国内外专家的调查和预判,200000000美金的亏损就足够让通商银行走向破产清算！ Naturally is rich willful! 当然是有钱任性！ The short two months, the trade bank has emitted 20 million dollars foreign exchange loans and 100 million Renminbi loans separately! 短短的二个月时间,通商银行已经分别放出了20000000美金的外汇贷款和100000000的人民币贷款！ In the market knows finally, this Hong Kong local small bank is not cracking a joke! 市场上终于知道,这家香港本地的小银行不是在开玩笑！ These are inciting of Li He, the petty loan in the later generation with actually had shown that is feasible. If the commercial bank can abandon in the past to the prejudice of foreign exchange loan service, grasps the market shift trend correctly, can make it the new profit point of growth. 这些都是李和的授意,小额贷款已经在后世用实际证明是可行的。商业银行若能摒弃以往对外汇贷款业务的偏见,正确把握市场变化趋势,就能使其成为新的利润增长点。 Moreover what is more important was in his hand the big Renminbi cash had the destination, now finally does not use pile of basements at home. 而且更重要的是他手里大笔大笔的人民币现金有了去处,现在终于不用堆在家里的地下室了。 What he is more is to do to assist the work to the domestic small and medium-sized enterprise, he has prepared high bad account rate/lead, loses money him not to care. Naturally, this is impossible to lose money, in the future the large quantities of excellent customers of Chinese Banking industry will produce in these small private enterprise. 他更多的是想对国内中小企业做帮扶工作,他已经做好了高坏账率的准备,亏损他都不在意。当然,这是不可能亏损的,将来中国银行业的大批优质客户都是产生于这些中小民营企业。 The moon/month has the ups-and-downs, the jade is also difficult to cover the slight defect. The planned economy to the market economy excessive age, the person who would some not good faith, cannot because of these not good faith person, he wrong person who goes to kill these good faith. 月有阴晴圆缺,玉璧也难掩瑕疵。计划经济向市场经济过度的年代,总会有一些不诚信的人,可是不能因为这些不诚信的人,他去错杀那些诚信的人。 If not grasp these excellent customers now, once four big lines responded, the trade bank will not have the place of column! 如果现在不抓紧这些优质客户,一旦四大行反应过来,通商银行将无立柱之地！ Therefore the loss of short-term he did not fear! 所以短期的亏损他不怕！ Everybody looks that in Li He that the one side drinks tea relieved, the look is different. 大家看着在一旁安心喝茶的李和,眼神都不一样了。 Zhang Pei lin said excitedly, „has not thought that really has not thought.” 张培林激动的说,“没想到,真是没有想到。” He thinks two people will have the coordinated status, because the opposite party is the Hong Kong capital, is the owner unit, in his manner the gentle point was similar. At this time discovered, two people are not coordinated, others are the colossus, their construction work group is only the small ant. 他原本以为两个人会有对等的地位,只是因为对方是港资,又是业主单位,他态度上柔和一点就差不多了。此时才发现,两个人根本不对等,人家是庞然大物,他们建工集团只是小蚂蚁。 „Was polite.” Li He may unable to work as the small ant with the future 500 strong units, pointed at the teacup saying that „please drink tea.” “客气了。”李和可真不能拿未来的500强单位当小蚂蚁,指着茶杯说,“请喝茶。” He had not discovered, he increasingly needed others to look up. 他自己都没发现,他越来越需要别人仰望了。 Perhaps will happen one day, he will drink to be the same with his biological father Li Zhaokun, found alone seeks the taste of defeat this lofty one. 也许终有一天,他会跟他亲爹李兆坤喝酒一样,找到独孤求败的滋味。 Zhang Pei Forest does not know how to go out of Four Seas Hotel, has decided at heart secretly, goes back to meet immediately, plans and relations of gold/metal deer group. Most at least must reach 1-2 strategic agreements with the gold/metal deer group!. 张培林不知道是怎么走出四海酒店的,心里已经暗下决心,回去立马就开会,重新规划与金鹿集团的关系。最起码也要与金鹿集团达成一两项战略协议！。 A a