Keeps thinking about becoming friends at heart, Eldest Young Wang has not brought tempo on own initiative. 心里惦记着交朋友,汪大少却并没有主动带节奏。 Smile affinity turns over to affinity, the attitude is actually acts with constraint tightly. 笑容亲和归亲和,态度却是矜持得紧。 The wife is inferior to the concubine, the concubine might as well steal, stealing to might as well unable to steal...... 正所谓,妻不如妾,妾不如偷,偷不如偷不着…… The human nature was inexpensive. 人性本贱嘛。 „Professional Chu is a senior, you so lift the love, making me extremely terrified.” “褚行是前辈,您如此抬爱,让我不胜惶恐。” A careful speech revolution, Eldest Young Wang only responded to such a few words finally. 慎言一转,汪大少最终只回应这样一句话。 Not salty is not pale, a little pays excessive attention to wording, in the attitude is not intimate, brings the eldest young rack, but in formality non- defect. 不咸不淡的,又有点咬文嚼字,态度上不亲近,带着大少架子,但礼节上并不缺失。 The Chu Hong attitude was still that warm, even was even more warm. 褚鸿的态度仍旧是那么热情,甚至是愈发热情。 Although Eldest Young Wang lacks the social experience seriously, but regarding the humane assurance was really precision, in a direct to bind Chu Hong G points. 汪大少虽然严重缺乏社会经验,但是对于人性的把握实在是太精准了,一针直接扎中褚鸿的G点。 In the elites regarding financial System, the different person first two faces, are only the professional accomplishments of most foundation. 对于金融系统里的精英们而言,不同人前两张脸,只是最基础的职业素养。 You have money, you are intimate with Papa own, after serving tea to supply water to rub the shoulder pounding the legs saddle lead horse, is a cinch. 你有钱,那你比亲爸爸更亲,端茶送水揉肩捶腿鞍前马后都不在话下。 You do not have money, will look straight at will not look like one. 你没钱,正眼都不会看来一眼。 Industry that daily and money has to do, is such realistic. 日常和钱打交道的行业,就是这么现实。 Therefore Wang Yan more puts on the airs of eldest young, Chu Hong instead will be positive. 所以汪言越是摆大少架子,褚鸿反而会越是积极。 Difficult to do well ah! 难搞好啊！ Is the customer that difficult to do, after handling, instead is loyal, will not easily change the entrance. 越是难搞的客户,搞定以后反而越是忠诚,轻易不会改换门庭。 eldest young has the arrogance, where looks like grassroots nouveau riche to haggle over every penny and have the milk is mother?! 大少都是有傲气的,哪像草根土豪那么锱铢必较、有奶就是娘？！ Minsheng does not compare four big lines, strength ability is very different, played serves. 民生不比四大行,实力能力都相去甚远,玩的就是服务。 Localization of Chu Hong to own bank is very clear, therefore under gives up the facial skin, conversion is universe good same rank vice president here, eight parts will not lick. 褚鸿对自家银行的定位很清晰,因此更舍得下脸皮,换成是宇宙行的同级别副行长在这里,八成不会那么舔。 Your aloof? 你高冷？ Our universe line aloof! 我们宇宙行更高冷！ ...... …… „Young Wang, please might as well meet by chance, today is really rare, I may reach an agreement with you, you then find a time to go my there, I make up to you gift on first meeting!” “汪少,相请不如偶遇,今天实在是难得,我可跟您说好了,您回头抽点时间去我那里一趟,我把见面礼给您补上！” Chu Hong licking merit solid, even if Wang Yan anything does not lack, but therefore the big feeling is curious. 褚鸿的舔功实在了得,哪怕汪言什么都不缺,都因此而大感好奇。 „You were too polite, what gift ah, is mysterious?” “您太客气了,什么礼物啊,那么神秘？” „Actually to you, is not worth mentioning, but I believe that you definitely have the useful time.” “其实对您来讲,不值一提,但我相信,您肯定有用得上的时候。” Chu Hong sells a climax, gives the explanation. 褚鸿又卖一句关子,才给出解释。 „ Our Minsheng is pushing the new Infinite card this year, is other my line most advanced credit card, to the target is the ICBC Centurion black card, overseas quite famous that calls to transport passes Centurion. “我们民生今年正在推新款Infinite卡,是我行最高级别的信用卡,对标的是工行百夫长黑卡,国外比较有名的那款叫运通百夫长。 Naturally, our strengths and transport/fortune pass have no way to compare, the new card is not internationally strong, but internally is also quite fresh, the rights are good. ” 当然,我们的实力和运通没法比,新卡在国际上没那么强,可是在国内还算是比较新鲜的,权益非常好。” „?” “哦？” Chief Wang immediately interest few, but the performance of coordination loses curiously. 汪总顿时兴致寥寥,只是配合的表现出一丢丢好奇。 Cracks a joke, person who brother needs to use the credit card? 开玩笑,哥是需要用信用卡的人么？ Your that son's so-called rights, insufficient brother gasps for breath, noisy? 你那点儿所谓的权益,都不够哥喘口气的,闹呢？ Chu Hong really cannot imagine, the present youngster has multi- abnormal, still in full of enthusiasm popular science. 褚鸿实在想象不到,眼前的少年有多变态,仍在兴致勃勃的科普着。 „ 24 hours of exclusive customer service and so on, is the rights of most foundation. “24小时专属客服之类的,都是最基础的权益。 In addition, every year 48 Shanghai beautiful SPA, Jiaotong University medicine college cleans the teeth, physical examination twice, meet to deliver acft 48 times, 8 golfs, 88 Five-star Hotel facility fitness and swimming, Ji Hang, navigation and Singapore Airlines advanced membership, Ritz-Carlton, Shangri-La and Four Seasons advanced membership, all five-star hotels live in three two...... 此外,每年48次魔都妍丽SPA,交大医学院两次洗牙、体检,48次接送机,八次高尔夫,88次五星级酒店场馆健身、游泳,吉航、海航、新航高级会籍,丽思卡尔顿、香格里拉、四季高级会籍,所有五星酒店住三付二…… Plays the words of card expert with these, our Minsheng Infinite card is returns to blood divine tool, the rights over value. 用那些玩卡行家的话来讲,我们民生的Infinite卡是回血神器,权益超值。 Moreover, our card face value are extremely the most important thing is high, the titanium gold/metal metal plating, has the style sincerely, even can relief your signature. 而且最重要的是,我们的卡颜值极高,钛金金属镀层,厚重有格调,甚至可以浮雕您的签名。 You think, time everyone of dining together pulls out the card to pay, others pull out are the plastic cards, you pull out, direct pressure audience, especially has the face? ” 您想想,聚餐的时候大家掏出卡来买单,别人一掏都是塑料卡,您一掏,直接威压全场,是不是格外的有面子？” A big pile, only then finally those words a little meaning. 叭叭一大堆,只有最后那句话有点意思。 Regarding Eldest Young Wang, the graceful is most important, other can put in the future. 对于汪大少而言,帅是最重要的,其余的都可以往后放放。 However is reading as an economics lives, Wang Yan in line with studying the attitude, asked one much. 但是作为一个经济学在读生,汪言还是本着学习的态度,多问一句。 The rights that „you spoke were good, the meaning was, originally consumption of these rights, covered the credit card yearly payment sufficiently, right? Then, didn't your bank owe?” “您讲的权益好,意思就是,那些权益的原本消费,是足以覆盖掉信用卡年费的,对吧？那么,你们银行不是亏了吗？” Wang Yan agrees chatted, Chu Hong was happy, breaking off that therefore took great pains explanation. 汪言肯聊下去,褚鸿就高兴,因此不厌其烦的掰开讲解。 „ We will not owe, but you definitely gain. “我们不会亏,但您肯定是赚的。 Personal orders the unlimited card yearly payment in 36000 arrive at 100000, gives you highest rank the rights, related total consumption, if depends entirely on itself to buy, it is estimated that must spend about 200000. 私人订制无限卡的年费在36000到10万之间,给您最高等级的权益,相关的总消费,如果全靠自己买,估计要花费20万左右。 Naturally, you definitely do not care about that 100000 price difference, we only discussed with the card. 当然,您肯定不在乎那10万差价,咱们只谈用卡。 If you have 2,000,000 consumption, swipes our card, longest is 50 days of interest-free times, you that 2,000,000 cash that should spend immediately, brings to buy our some finance product —— daily interest 1/10000 points several has many, selects casually. 假如您有一笔200万的消费,刷我们卡,最长是50天的免息期,您把本该立即花出去的那200万现金,拿来买我们的某款理财产品——日息万分之一点几的有不少,随便挑。 50 days of time, the interest you net gain above 15000, due repayments, do not have any expense , the big products, convert almost value 6000 +. 50天时间,利息您就净赚1.5万以上,到期还款,不产生任何费用,又有一大笔积点,换算过来差不多又值6000+。 Brushes the fixed charges example in aspect by expensive/noble company in the officer, supposed that every month brushes 10,000,000 fixedly, if pays with various line of credit cards, every month saves above 70000! 以贵公司在官刷方面的固定支出举例,假设每个月固定刷出1000万,如果都用各行信用卡来支付,每个月节省7万以上！ A year is about 1 million, is equal to a new car, or does not pull out the one cent to raise female university to live additionally. 一年就是一百万左右,等于一辆新车,或者不掏一分钱额外养个女大学生。 Pushes but it, expensive/noble company must settle accounts every month to the anchor wages and hits to enjoy, in the future will probably turn into astronomical figures. 推而及之,贵公司每个月要结算给主播的工资和打赏,未来可能会变成一个天文数字。 If you have ability to make platform settle accounts half a month to you early, simultaneously is late to the anchor settlement for half a month, inside and outside in can one month, how many spread incomes be born? 假如您有能力让平台早给你们结算半个月,同时晚给主播结算半个月,里外里一个月时间,可以诞生多少利差收益？ money Shengqian, does not play? ” 钱生钱,不就是这么玩的吗？” fuck! 卧槽！ awesome ah...... 牛哔啊…… That money, Wang Yan does not care, but this mentality, is the inspiration is really huge. 那点钱本身,汪言并不在乎,但是这个思路,实在是启发巨大。 Opened leaf of new great gate probably simply. 简直像是打开了一扇新的大门。 In the past study the currency knowledge flowed in the mind slowly, gathers in the river, accumulated for the lake, making Wang Yan have the feeling of suddenly seeing the light. 以往学来的货币知识在脑海里缓缓流淌,汇聚成河,积为湖泊,让汪言有豁然开朗之感。 The big supermarket chains of these meager profit even lost/carrying advantages, how survive, even lives very well? 那些微利甚至负利的大型连锁超市,是怎么存活下来,甚至活得很好的？ By cash flow ah! 靠现金流啊！ So long as there is a cash, thinks that the show gets up simply should not be too easy! 只要有现金,想骚起来简直不要太容易！ But Royal Court Entertainment inborn is heavy cash flow company. 而王庭娱乐天生就是一个重度现金流公司。 Assuming that later the outdoor shop unfolds, company trains 200~300 upper layer anchor, corresponds about 50 platform. 假设以后摊子铺开,公司培养出两三百个上层主播,对应大约50家平台。 Small platform upper layer anchor probably 3, 500000 moon/month running water, big platform can arrive at 2,000,000, average, even everyone 1,000,000 moon/month running water. 小平台一个上层主播大概三、50万月流水,大平台能到200万,平均一下,就算每人100万月流水。 How much money is that? 那是多少钱？ 2~3 hundred million! 两三个亿！ The market mass is not big, is impossible to hold so many big anchor? 市场体量没有那么大,不可能捧起那么多大主播？ The right, present market is not truly big, for the time being does not ask the later market growth issue, only speaks now —— 对,现在的市场确实没那么大,暂且不提以后的市场增速问题,只讲现在—— Wang Yan can the private officer brush holds ah hardly! 汪言可以私人官刷硬捧啊！ The beforehand situation is, Eldest Young Wang brushes 5,000,000, can come back about 85. 之前的情况是,汪大少刷500万,可以回来85左右。 Later? 以后呢？ As Royal Court Entertainment strength is getting stronger and stronger, restrains by force platform sufficiently, attains the best share proportion. 随着王庭娱乐的力量越来越强,足以强压平台,拿到最好的分成比例。 At present negotiating Panda TV, gave extremely favorable, close to going against the condition of standard. 目前正在谈判的猫熊TV,就给出了极其优厚,接近顶格的条件。 Then, every month personal recharges hundred million, two hundred million, even 3~5 hundred million, operates various types of trumpets in 50 platform, the backflow proportion achieves a 95 not issue! 尔后,每个月私人充值一个亿、两个亿、甚至三五个亿,在50家平台开各种小号,回流比例做到95没有一点问题！ Even, brushes 1,000,000, comes back 1,000,000, making platform only gain a liveliness, is a cinch! 甚至,刷100万,回来100万,让平台只赚个热闹,都不在话下！ On this basis, the Royal Court Entertainment running water will also be fearful, so long as can achieve 1 moon/month advantage, is a huge income! 在此基础上,王庭娱乐的流水亦会非常可怕,只要能够做到一的月利,就是一笔巨大的收益！ Wang Yan more wants to be excited. 汪言越想越是激动。 damn, others wash the mare's milk to lose money, how to brother here, but can also gain an appearance in turn greatly? 麻蛋哟,别人洗马奶都亏损,怎么到哥这里,还能反过来大赚一笔的样子？ eldest young is not truly short of money, but, gaining the clean money, the backhand pounds in the philanthropy, the flower, loses the old and alone person to the dropout and serious illness patient, isn't it fragrant? 大少确实不缺钱,但是,把赚来的干净钱,反手砸到慈善事业里,花给失学儿童、重病患者、失孤老人,它不香吗？ It is fragrant ah! 香得很啊！ Naturally, must gain but actually, still needed the two precondition. 当然,要倒赚,仍需两个先决条件。 first, tax-free policy. 第一,免税政策。 second, big quota interest-free loan. 第二,大额度无息贷款。 Tax, Wang Yan does not plan to be opportunistic. 税务方面,汪言不打算投机取巧。 According to the normal junction, should hand over many junction many, for the time being even takes own pin money, subsidizes country. 就按正常的交,该交多少交多少,姑且就算是拿自家的私房钱,来补贴国家。 The movable property that the breathing asthma comes, can makes some contributions to the country and society, Wang Yan can spend to feel at ease. 喘气喘来的浮财,能为国家和社会做一些贡献,汪言会花得更加心安。 As for large quantity interest-free loan...... 至于大额无息贷款…… unlimited card feared that is insufficient ah...... 一张无限卡怕是不够用啊…… However is unimportant, the domestic bank are many are, each, I special brush do not die you! 不过不要紧,国内银行多得是,每家一张,我特么刷不死你们！ What to do live broadcast doesn't platform coordinate? 直播平台不配合怎么办？ Doesn't matter, does an overseas fund again, opens dozens handbag company, purchases dozens small platform, not subordination, does things their own way. 没关系,再搞一家海外基金,开几十家皮包公司,收购几十个小平台,互不统属,各自为政。 I do not want you to make money, the balanced revenues and expenditures, can start out the staff wages and payment water electrical network fee/spent business tax on the line. 我不要你们赚钱,收支平衡,能开出员工工资、支付水电网费营业税就行。 Among platform superior win and inferior wash out, the staff is also so. 平台之间优胜劣汰,员工亦是如此。 Good platform that finally wins, this/should development, this/should appear on the market appear on the market. 最终胜出的好平台,该发展发展,该上市上市。 The good staff who finally wins, to promote progressively, makes the core secondary roles of group! 最终胜出的好员工,逐级提拔,做集团的核心班底！ 2~3 year later, when your historical missions are completed, my also hand grasps a elite master, and completed to the substantive rule of entire live broadcast industry! 两三年后,当你们的历史使命完成的时候,我亦手握一支精锐之师,并且完成了对整个直播行业的实质性统治！ The live broadcast industry is not truly big, matter that but, can handle, are more...... 直播行业确实不大,但是,能做的事情,很多很多…… In that flash that Wang Yan decides, unprecedented, covers above the entire live broadcast industry, obstructs the day of iron curtain general specters probably, starts to condense faintly. 就在汪言打定主意的那一刹那,一个前所未有的、笼罩在整个直播行业上方的、像是遮天铁幕一般的魔影,隐隐开始凝聚。 Great Demon King? 大魔王？ Because blows Sting! 因吹斯汀！ ...... …… The so-called pattern, does not lie in the industry size, but is lies in viewing the issue angle. 所谓格局,不在于所处行业大小,而是在于看待问题的角度。 Stands overlooks in the high place, is useful to me the industry advantage, and with peak, rather than gets sucked struggles, is the pattern. 站在高处俯瞰,将行业有利的一面为我所用,并且用到极致,而不是深陷其中为之挣扎,便是格局。 Wang Yan was inspired by Chu Hong, in completes in an instant to the overall layout of live broadcast industry, the strategic plan is clear clearly, marches forward courageously not to struggle for a while a success and failure, the leader meteorology initially becomes, heart a piece is clear, on a field of view again stair. 汪言受褚鸿启发,于刹那间完成对直播行业的整体布局,战略规划清晰明确,勇往直前不争一时一处的得失,领袖气象初成,心头一片澄澈,眼界再上一层台阶。 Some changes on mentality, responded that in temperament and attitude, making Wang Yan's display is even more calm and leisurely and carefree, has the atmosphere that a hand grasps the overall situation. 心态上的些许变化,反应在气质和态度上,让汪言的表现越发从容、悠闲,有种手握全局的大气。 He Miaomiao simply is the god common female , the so small change, actually detected in the first time. 何苗苗简直是神一般的女子,如此微小的改变,却在第一时间察觉。 Sensitive sizes up Wang Yan one, then keeping watching of doubt, at heart crazy call letter: What's the matter? Suddenly probably my father! 敏感的打量汪言一眼,然后狐疑的看个不停,心里疯狂呼号:怎么回事？突然好像我爹！ Doggy ah, do you want to do?! 狗子啊,你又要干嘛？！ Wang Yan has not paid attention to He Miaomiao, her thoughts do not have the field to guess, has that time, might as well do a proper business. 汪言没理会何苗苗,她的心思没场猜去,有那时间,不如干点正事。 Having a relish question Chu Hong: „Professional Chu, listens is being very interesting, but quota? The more than a million change, is not really worthwhile tosses about one time.” 饶有兴致的反问褚鸿:“褚行,听着是挺有意思的,但是额度呢？百多万的小钱,真犯不上折腾一次。” This saying simply crazy to not side, but Chu Hong recognizes. 这话简直狂到没边儿了,但是褚鸿认。 Subconscious glances Eldest Miss He, solemn Professional Chu long swallows the saliva. 下意识的瞟一眼何大小姐,堂堂褚行长直吞口水。 Do not misunderstand, not because of angel appearance, but recognized Eldest Miss He's that watch and ear pendant. 别误会,不是因为天仙般的容颜,而是认出了何大小姐的那块表和耳坠。 Is simple is estimating the price at heart, oh, 15,000,000 cannot stop! 简单在心里估算一下价格,乖乖,1500万打不住！ The Vacheron Constantin art master S12G- 9479 contours were good to identify, wove flower, about 200 top diamond, are just born this year, then made the innumerable renowned young woman women of quality fall. 江诗丹顿艺术大师S12G-9479的外形太好辨认了,编织花型,近200颗顶级钻石,今年甫一出世,便令无数名媛贵妇倾倒。 Selling price...... 950000 Euro. 售价……95万欧元。 The net worth of female companion is so astonishing, what strength is Wang Yan?! 女伴的身家都如此惊人,汪言得是什么实力？！ Is absolutely more fearful than the hearsay in! 绝对比传闻中更可怕！ At heart secret clenches teeth, Chu Hong smiles saying: „The 3,000,000 quota, I take responsibility to approve directly to you, does not need to trouble your anything! If high, Old Chu I do not have that jurisdiction, can only trouble you to coordinate......” 心里暗暗一咬牙,褚鸿笑眯眯道:“300万额度,我做主直接就给您批下来,不需要麻烦您任何事！若是再高,老褚我没那权限,只能麻烦您配合一下……” „Good intention declined with thanks, I was straight, spoke the truth to you, was no interesting.” “好意心领,我性格直,跟您讲实话,没什么意思。” Shaking the head of Wang Yan calm and collectedly, does not appear the regret, has not revealed any interest. 汪言不动声色的摇摇头,并不显得遗憾,更没有流露出任何兴趣。 Then, switches through the topic. 尔后,直接转开话题。 „I was preparing to pat the next two Shanghai office recently, just has the issue to consult you.” “我最近正准备拍下两层魔都的写字楼,刚好有问题请教您。” Chu Hong is a little at heart anxious, but the story is rich, knows that cannot eat the hot tofu impatiently, could still stand firm very much. 褚鸿心里有点急,但是阅历丰富,知道心急吃不到热豆腐,仍旧很稳得住。 „You said although, can in the specialized aspect propose that view and suggestion, was Old Chu my being honored!” “您尽管讲,能在专业方面提出点看法和建议,是老褚我的荣幸嘛！” „Many thanks you, I am lacking the suggestion.” “多谢您,我正缺建议。” Wang Yan nods, leisure opens the mouth: „ That is two court judicial auction auction, appraisal price 480,000,000, auction price 320,000,000, location in...... 汪言点点头,慢条斯理的开口:“那是两层法院司法拍卖的拍品,评估价4.8亿,拍卖价3.2亿,位置在…… I want to consult, similar assets appraisal, how your bank does give the price? 我想请教一下,类似的资产评估,你们银行方面是如何给价的？ If I want to pour into Royal Court Entertainment with that two buildings, this/should value? 如果我想用那两层楼注入王庭娱乐,该怎么取值？ In the future if Royal Court Entertainment wants to use the asset loan, the extensive operating, how many cash can lend out probably? 日后倘若王庭娱乐想用资产贷款,扩大经营,大概能贷出多少现金？ So-called is enlightened from listening to both sides, I want to know Minsheng to the view of this kind of project. ” 所谓兼听则明,我很想知道民生对此类项目的看法。” Chu Hong stares, in the eye ignites a blazing ray rapidly. 褚鸿一愣,眼里迅速燃起一层炽热的光芒。 Can Royal Court Entertainment loan?! 王庭娱乐要贷款？！ The bait that Eldest Young Wang abandons was effective. 汪大少扔下的饵奏效了。 The intermediate service of internal commerce bank is not developed, the loan is the lifeline of bank, a simple and crude point, the ultimate goal of domestic bank absorbing depositors'funds, is loans again completely them. 国内商业银行的中间业务不算发达,贷款就是银行的生命线,简单粗暴一点来讲,国内银行吸储的终极目的,就是再把它们全部贷出去。 Naturally, must lend the trustworthy person and enterprise. 当然,要贷给值得信任的人和企业。 Therefore actual situation always specially laughable —— 所以实际情况总是特别可笑—— More is the big enterprise that the aptitude is very short of money, the bank more wants to ask them to loan. 越是资质好不缺钱的大企业,银行越想求着他们贷款。 But is short of money truly the operation small and micro enterprises, instead cannot attain too loans. 而真正缺钱经营的小微企业,反而拿不到太多贷款。 Royal Court Entertainment is the small and micro enterprises, is actually an aptitude good to exploding special company. 王庭娱乐算是小微企业,却是一家资质好到爆的特殊公司。 No debt, moon/month running water explosion, cash flow big tens of millions, even quick will have the 500,000,000 net assets! 没有任何负债,月流水爆炸,现金流大几千万,甚至很快就会拥有5亿的净资产！ The office of Pudong central area is used to make the mortgage loan, hardly has any risk. 浦东核心圈的写字楼用来做抵押贷款,几乎不存在任何风险。 Rises possibly rises motionless many, but, falling is impossible to fall, is very steady. 涨可能涨不动多少,但是,跌又不可能跌下去,稳得很。 Chu Hong was excited, immediately starts to ponder over: How can take Wang Yan? 褚鸿激动了,马上开始琢磨:怎么才能把汪言拿下呢？ Gives what is desired? 投其所好？ Ai Jialiang has not spoken Wang Yan good anything ah...... 艾嘉良没讲过汪言好什么啊…… Ponders over quite a while some not to have, the expression is very serious, probably is pondering the Wang Yan's issue, that called an intention. 琢磨半天有的没的,表情很严肃,像是在思考汪言的问题,那叫一个用心。 In fact, the so simple issue, does not need the brain simply, puts the toe to reply. 实际上,如此简单的问题,简直不需要脑子,搁脚指头就能回答。 Develops almost, Chu Hong finally prudent opens the mouth. 演得差不多,褚鸿终于慎重开口。 „ Generally, we will use to assign the third side to appraise the company data, unifies the opinion of internal credit-department, makes a comprehensive credit quota confirmation. “一般情况下呢,我们会采用指定第三方评估公司的数据,结合内部信贷部门的意见,做一个综合性的授信额度确认。 Temporarily I am not clear about the assessment report writing up side of your office, but with my experience, the 480,000,000 estimate value issue is not big, Haiguang Building affirms value that price. 暂时我不清楚您的写字楼的评估报告出具方,但是以我的经验来看,4.8亿的估值问题不大,海光大厦肯定值那个价。 Next year later starts is the office sale and rental busy season, when the time comes you make an appraisal again, even may achieve above 520,000,000. 明年年后开始是写字楼租售旺季,到时候您再做一次评估,甚至有可能做到5.2亿以上。 If you need, Old Chu I help you intervene, 600,000,000 is not...... 如果您需要,老褚我帮您干预一下,6亿也不是不可以嘛…… We give the credit according to the maximum 30% discount, can give the expensive/noble company 350,000,000 to 400,000,000 many mortgage loan quota high. 我们是按最高7折来给授信的,最高可以给到贵公司3.5到4亿多的抵押贷款额度。 Another, the expensive/noble company overall market value and profit margin, will affect the interest rate of loan. 另外一个,贵公司的整体市值和利润率,将会影响到贷款的利率。 Expensive appear on the market, the conventional market value statistics way, nothing but according to the market profit or according to the price-to-book ratio, the expensive/noble company current market profit is attractive, but, since injects the heavy asset immediately, that might as well press the price-to-book ratio to calculate. 贵公司尚未上市,常规的市值统计方式,无非就是按市盈率或者按市净率,贵公司目前的市盈率非常好看,但是,既然马上注入重资产,那不如就按市净率来计算。 Generally is the two times of estimate values of net assets, in other words , expensive/noble company can definitely can be called is a market value 1,000,000,000 large enterprise! 一般是净资产的两倍估值,换言之,贵公司完全可以称得上是一家市值10亿的大型企业嘛！ The current loan benchmark interest rate is within below 5 years 6,1 years 5.6, by your condition, the interest rate at least needs to float down 20 has the sincerity! 目前的贷款基准利率是五年以下6,1年以内5.6,以您的条件,利率至少要下浮20才算有诚意嘛！ I looked, should have many families/home to travel together to strive. ” 我看,应该会有很多家同行来争取。” Un?! 嗯？！ Can the bank benchmark interest rate also float down?! 银行基准利率还能下浮的？！ Under the Eldest Young Wang heart is startled. 汪大少心下一惊。 Read the multi- books to master again the multi- theoretical knowledge again, has not experienced the matter truly, should still not understand the show of present society. 读再多书掌握再多理论知识,没真正经历过事儿,仍旧不会懂得现实社会的骚。 The fart people grassroots naturally cannot enjoy that treatment, but regarding the big enterprise, the partner in exchange of improper favors and potential stock, what floating down the interest rate is? 屁民草根当然享受不到那种待遇,但是对于大企业、关系户、潜力股而言,下浮利率算什么？ Chu Hong had not found any expression on the Wang Yan face, eldest young is for fear that unsatisfied, is suppressing at heart diligently badly. 褚鸿在汪言脸上没有找到任何表情,生怕大少不满意,心里正努力憋着坏呢。 ‚The Youngster Wang light firepower is prosperous, which arrives brings attractive woman, then allows to pass the flower to go into action, can have the effect?’ ‘汪少年轻火力旺,走到哪儿都带着漂亮姑娘,回头放行花出马,或许会有奇效？’ That definitely cannot, our eldest young not be that woof. 那肯定不能,我们大少不是那种汪。 Honest Wang is smiling calmly, beckons with the hand: „ Professional Chu overpraised, our Royal Court Entertainment is only wife and children company, buys two buildings, is I hopes to the staff a sense of belonging, stable morale of troops. 正派汪从容笑着,摆摆手:“褚行过誉了,我们王庭娱乐只是家小公司,买两层楼,是我个人希望给员工一点归属感,稳定军心。 When wait for me when capital to the 1,000,000,000 rank, feels all right to disguise oneself are family/home large enterprise ah...... ” 等我什么时候注资到10亿级别时,才好意思假装自己是家大型企业啊……” Named modest, actually shows off. 名为谦虚,实为炫富。 On acting cool, Wang Yan absolutely is the master grade. 论装哔,汪言绝对是大师段位。 The Chu Hong heart is hot, bites the hook to nip stubbornly, wishes one could to dig up the fish line to leap up upward. 褚鸿心热得不行,咬钩咬得死死,恨不得扒着鱼线往上蹿。 Still was those words: The human nature was inexpensive. 仍是那句话:人性本贱。 Wang Yan is more careless to the loan, Chu Hong more wants to lend him. 汪言越是对贷款漫不经心,褚鸿就越是想贷给他。 Actually is not solemn a seat vice president is very good to trick, conversion is others gives Chu Hong to act in a play, only possibly trades two to sneer, as well as a ridicule: dummy! 其实不是堂堂一位副行长特别好忽悠,换成是别人给褚鸿演戏,只可能换来两声冷笑,以及一句嘲笑:傻哔！ Wang Yan is different. 汪言却不同。 Chu Hong to the view of eldest young is: The strength is immeasurably deep. 褚鸿对大少的看法是:实力深不可测。 Puts the normal person to judge the matter, will think that Eldest Young Wang is not short of money. 搁正常人去判断整件事,都会觉得汪大少不差钱。 Is really short of money, do not buy that two buildings simply, throws that 320,000,000 to Royal Court Entertainment in directly, how many matters is competent? 真缺钱,索性就别买那两层楼,把那3.2亿直接投到王庭娱乐里,能干多少事儿？ First buys the building with the cash, then loans especially, is worthwhile? 先用现金买楼,再特么去贷款,犯得上吗？ Mental illness?! 神经病吧？！ The person who is not short of money extremely, in an initial steps of entertainment company development, will reprimand the great riches, does the headquarters. 惟有极其不缺钱的人,才会在一家娱乐公司发展的起步阶段,斥重资,搞总部。 Is not must the production equipment, rents the building not to affect to operate, who is not big nouveau riche special tosses about that thing ah! 又不是什么必须的生产设备,租楼一点都不影响经营,不是大土豪谁特么折腾那玩意啊！ Any intelligence normal person, will make the same judgment. 任何一个智力正常的人,都会做出相同的判断。 Who special can think, Wang Yan actually what does not have, is short of money, counted on the office that two pick does have the vegetable/dish? 谁特么能想到,汪言其实啥都没,嗷嗷缺钱,就指望那两层捡来的写字楼出菜呢？ Therefore Chu Hong did not result by the pit injust. 所以褚鸿被坑得不冤。 At present, big president has started to consider, must relax the condition to what degree, can „coaxing” Wang Yan establish the foundation of this household, to make the loan in oneself. 眼下,大行长已经开始考虑,到底要把条件放宽到什么程度,才能“哄”得汪言在自家开基本户、做贷款。 Yeah, asking others for help difficult ah...... 哎,求人难啊…… Does not give up the wife, cannot wrap the hooligan , to advantage! 舍不得媳妇,套不着流氓,得,给好处吧！ „ Young Wang, other matter discussed slowly, the gift on first meeting you must receive ah! “汪少,别的事儿慢慢谈,见面礼您得收着啊！ If you shut out that card quota is too young, that manages, when your two offices succeed in obtaining, you make an asset to show to my here, the procedure is simple, guaranteed does not lose your time! 您要是嫌弃那张卡额度太小,那这么办,等您那两层写字楼到手,您到我这儿来做个资产证明,手续非常简单,保证不耽误您时间！ Then I help your Shanghai one part ultra large individual credit, gave you to achieve 20 million the card upward, almost suffices pocket money? ” 然后我帮您申一份超大额个人授信,给您把卡片做到两千万往上,差不多就够零花了吧？” In the Chu Hong surface a piece is sincere, at heart actually in secret villainous smile. 褚鸿面上一片诚恳,心里却在暗暗奸笑。 If you really make the credit in our family/home, when the time comes loans to be beyond control you! 假如你真在我们家做授信,到时候贷不贷款可就由不得你喽！ Plays routine with me, young master you are tender! 跟我玩套路,少爷您还嫩着呐！ gā gā gā...... 嘎嘎嘎…… So with great kindness, what to do can Wang Yan? 如此盛情,汪言能怎么办？ Has to give a face encouragingly! 只好勉为其难的给个面子呗！ „ Good, Professional Chu, you wear so many dunce caps to me, anything does not comply, probably appears me specially unreasonably...... “好吧,褚行,您给我戴那么多高帽子,什么都不答应,好像显得我特别不近人情…… That thanks to your, makes the credit card to play...... 那就托您的福,弄张信用卡玩玩…… Yeah! I may tell ahead of time you, this one time, is only not to a precedent! 哎！我可跟您提前讲好了,只此一次,下不为例！ My entire life most does not like owing debt of thanks...... ” 我生平最不喜欢欠人情……” Eldest Young Wang is the forced smile is shakes the head also sighs, like youngster successful second-gen , the facing of quilt frame came up, cannot get down. 汪大少又是苦笑又是摇头又是叹气,像极了一个少年得志的二代,被面子架上去,下不来。 Chu Hong was self-satisfied, hā hā laughed. 褚鸿得意极了,哈哈大笑。 „ Young Wang do not crack a joke! How is you to owe debt of thanks? Clearly is my Old Chu draws a top customer, contributes to a great merit to the new card business! “汪少别开玩笑！怎么是您欠人情呢？分明是我老褚又拉来一个顶级客户,给新卡业务立一大功嘛！ Favor ah, calculates that my Old Chu owes you! 人情啊,算我老褚欠您的！ The modesty were not many said, then you must to me an opportunity, making me thank you well! ” 客气话不多说,回头您务必给我个机会,让我好好感谢您！” The Film Emperor Wang play, resembles to smile the non- jokes head: „Good ah, the bewildered many yearly payments dead the expensive/noble credit card, my mood is not feeling well! Next time will have the opportunity, butchering you are ruthless, do not complain of hardship, we discussed again becomes friends!” 影帝汪戏足足的,似笑非笑点头:“好啊,莫名其妙多张年费死贵的信用卡,我心情正不爽呢！下次有机会,宰您顿狠的,您别叫苦,咱们再谈交朋友！” „Proper! a gentleman's word, cannot take back!” “妥了！君子一言,驷马难追！” Chu Hong is overjoyed, thought that had the substantial progress with the relations of Eldest Young Wang finally, the mood is joyful. 褚鸿大喜过望,觉得和汪大少的关系终于有了实质性进展,心情愉悦至极。 He Miaomiao pities looks at being delighted beyond measure Chu Hong, shows the whites of the eyes silently. 何苗苗怜悯的看一眼喜不自胜的褚鸿,默默翻个白眼。 Fools! 傻蛋！ Where although does not know the pit, but, if Doggy does not have the pit you, after this princess, is surnamed Wang with Doggy! 虽然不晓得坑在哪儿,但是,假如狗子没坑你,本公主以后跟狗子姓汪！ My father also is really, always spoke what society to be dangerous with me, man's heart unfathomable. 我爹也真是的,总和我讲什么社会险恶,人心叵测。 Which was dangerous? 哪儿险恶了？ With retarded as, is most dangerous on Doggy! 一个一个都跟弱智似的,就狗子最险恶！ Well?! 咦？！ Doggy is so deceitfully sinister, doesn't his pit have the pit my ah? 狗子那么阴险狡诈,他坑没坑过我啊？ Suddenly, eldest miss realized finally where has probably to be not quite right. 突然间,大小姐终于意识到,好像有哪里不太对。 .............................. …………………………。 Has the glory expedition invitational meet, everyone should have the free ticket, can throw to me, strives for an exposure. 有个荣耀征战预选赛,大家应该都有免费票,可以投给我,争取一点曝光。 Moreover, all subscribes the group also to have many vacancies, verifies the group id 【873682125】 另外,全订群还有很多空位,审核群号【873682125】