Facts showed, the means are always more than difficulty. Although may not solve the problem, once however the brain of person revolves, the means will always brave. 事实证明,办法总比困难多。虽然不一定能够解决问题,但是人的大脑一旦运转起来,办法总是会冒出来的。 Must solve the following person to abscond to travel, the issue of most core in officer and fund regulation. 要解决下面人卷款跑路,最核心的问题还是在人员素质和资金监管上。 The officer for a short time, definitely could not be solved. Establishes now, less than one year from the investments group, the staff just recruited, is far from what loyalty. 人员素质一时半会儿,肯定是解决不了的。从投资集团成立到现在,都不到一年时间,员工都是刚招募的,根本就谈不上什么忠诚。 Because of the professional particularity, the investments group recruits the staff ability requirement to be high to „flickering”. Did not say does this is the swindlers, the swindler responds in any case, is almost the percentage hundred is enrolled. 因为职业的特殊性,投资集团招聘员工对“忽悠”能力要求非常高。不说干这个的都是骗子,反正骗子过来应聘,几乎是百分百被录取。 Originally the staff is the good and bad people mixed up, for the performance of enterprises, Rivera drew up the strict performance assessment measure, on those who are able under the mediocre person. 本来员工就是鱼龙混杂,为了企业效益,里维拉又制定了严格的业绩考核措施,能者上庸者下。 Seemingly does not have the issue, but neglected the particularity of occupation. In the flickering investor's pulls out pocket money, clearly for the post that the swindler is tailor. 看似没有问题,但是忽略了职业的特殊性。忽悠投资人把口袋里的钱掏出来,分明就是为骗子量身打造的岗位。 Even if the average people the eloquence is good, adaptation process. In the issue of flickering investor, obviously cannot compare a more specialized swindler again. 普通人纵使口才再好,也有一个适应过程。再忽悠投资人的问题上,明显比不上更专业的骗子。 Therefore happened to abscond to travel is not strange. After all the swindler crawls quickly, is very easy to infiltrate the company management, entrusted with an important task to raise. 所以发生卷款跑路也就不奇怪了。毕竟骗子爬得更快,很容易混进公司管理层,被委以重任出去募资。 The pictures of cakes of Rivera can only the fastening ambitious swindler, however is not every swindler, has the great ideal, many people are thinking fishes a ticket to walk. 里维拉的画饼只能栓住有野心的骗子,然而不是每个骗子,都有伟大的理想,很多人只是想着捞一票就走。 Luckily flickering ability of Rivera, to this is not „charisma”. 幸好里维拉的忽悠能力强,不对这叫“人格魅力”。 By the excellent charisma, Rivera also bossed around one group of people, being dead set on for him works oneself to death, otherwise the aspect will be worse. 靠过人的人格魅力,里维拉也笼络了一帮人,死心塌地的为他卖命,要不然局面还会更糟。 Only if changes the recruitment pattern, otherwise investments group good and bad people mixed up, cannot be solved forever. 除非改变招聘模式,要不然投资集团鱼龙混杂的局面,永远得不到解决。 But once changes the recruitment pattern, the professional ability of team, will significantly reduce. 可是一旦改变招聘模式,团队的业务能力,又会大幅度降低。 Although Rivera is repugnant is deceived, but the big plan has started, he now urgent needing money. 尽管里维拉非常讨厌被人骗,但是大计划已经启动,他现在迫切的需要钱。 The investments group seemingly starts to gain, but in the account the surplus is not the profit, only has 20-30% increases merely, once will produce goods to fall significantly immediately. 投资集团看似开始盈利,但账面上浮盈根本就不是盈利,仅仅只有20-30%的涨幅,一旦大幅度出货马上就会跌回去。 Rivera is not the short line player, what he must build is a financial group that takes root in the middle class, changes this wealth by the world that the small number of people monopolizes. 里维拉可不是短线玩家,他要打造的是一个扎根于中产阶级的财团,改变这个财富被少数人垄断的世界。 Cannot work hard, that can only try to find the solution from the fund regulation. 不能从人上下功夫,那就只能从资金监管上想办法。 Definitely cannot only achieve by investments group, even if sends out more regulatory personnel, that still increased several money. 光靠投资集团自己肯定是做不到的,就算是派出更多的监管人员,那也只是增加了几个分钱的。 Has not betrayed, that is only because the benefit is not very big. Has a look to know, basically happened after the large-scale speaking that absconds to travel meets. 没有背叛,那只是因为利益不够大。看看卷款跑路的就知道了,基本上都发生在大型宣讲会之后。 Because the investor enthusiastically participates, the fund quota on the spot receiving is oversized, some people will abscond to travel. 因为投资人踊跃参与,现场收到的资金额度过大,才会有人卷款跑路。 Strengthens the regulation besides oneself, wants to solve the problem truly, must have the coordination of bank. 除了自家加强监管之外,真正想要解决问题,还是少不了银行的配合。 If can fix an account, letting the investor directly money save to the fixed account, and defined only then Rivera can extract, then the subordinate absconded the possibility that travelled greatly to reduce. 如果能够固定一个账户,让投资人直接把钱存到固定账户上,并且限定只有里维拉本人可以提取,那么手下人卷款跑路的可能性就大大降低了。 Puts a later generation very ordinary service, the business that any bank is glad to continue, however does not provide in the bank of this age. 搁后世非常普通的一项服务,任何一家银行都非常乐意承接的业务,但是在这个年代的银行根本就不提供。 It is not the bank does not know enterprisingly, the key does not have the network, the information to be hard to transmit promptly. Under this situation, clears the value-added service to put to trouble to oneself. 不是银行不知进取,关键是没有网络,信息难以及时传递。在这种背景下,开通增值业务就是在给自己添麻烦。 Thinks to look at all information transmissions, can only by conduct completely artificially. Midway any place makes a mistake, will incur the large amount of loss to the bank. 想想看所有信息传递,全部只能靠人工进行。中途任何一个地方失误,都会给银行带来巨额的损失。 In fact, this year also has many people to complain the bank procedure to be numerous and diverse, the remittance speed is slow. 事实上,这年头同样有很多人吐槽银行手续繁杂,汇款速度慢。 However does not have the means that the pure manual control , the bank can only play for safety. Even if clear(ly) knows that will cut the efficiency, no bank takes risk to make the change. 但是没有办法,纯人工操作,为了安全起见,银行只能这么玩儿。哪怕明知道会降低效率,也没有哪家银行冒险做改变。 If related to the international presence remittance, were longer this time. Converges a fund to enter Holy Roman Empire from Britain, takes over one month most quickly. 如果涉及到了国际业务汇兑,这个时间就更长了。从不列颠汇入一笔资金进入神圣罗马帝国,最快也需要一个月以上。 If the midway has what accident, drags for 35 months to the account, possibly has. 如果中途发生什么变故,拖上三五个月到账,也不是没有可能。 Procedural trouble and time long , the key is the bank must charge the high handling charge, and overwhelming majority banks do not meet the small money order business. 手续麻烦、时间长也就罢了,关键是银行还要收取高额的手续费,并且绝大部分银行都不接小额汇款业务。 Investments group of Rivera, although the business total amount is big, but was not equal to that the quota of each investment will be very big. 里维拉的投资集团,虽然业务总额非常大,但是不等于每一笔投资的额度都会很大。 The investors are not the fools, without certain, many people will first throw a small attempt, after definite security, meets the additional investment. 投资人也不是傻子,在不确定的情况下,很多人都会先投上一小笔尝试,确定安全之后才会追加投资。 If according to the existing business model, the fund must stay not only for 1-2 months in the bank, but must be charged the high fee, the loss of investments group must greatly. 如果按照现有的商业模式,资金不光要在银行待上1-2月,还要被收取高额的费用,投资集团的损失就大得去了。 Although Rivera is also operating the Appel commercial bank in secret, but this is only a activity in the small bank in German area. The network has not covered Holy Roman Empire entire, not to mention overseas market. 尽管里维拉还暗中操纵着Appel商业银行,但这只是一家活动在德意志地区的小银行。网点连神圣罗马帝国都没有覆盖全,更不用说海外市场了。 don't said that was this type of small bank, even if the world's largest commercial bank, the network coverage scope of this year were limited. 莫说是这种小银行了,纵使全世界最大的商业银行,这年头的网点覆盖范围都有限。 Generally speaking, can cover its key city the network, simultaneously sets up several networks in London and Vienna this international metropolis, that is ready the proper international big bank. 一般来说,能够将网点覆盖到本国主要城市,同时在伦敦、维也纳这种国际性的大都市设立几个网点,那就是妥妥的国际大银行。 This was awkward, now is not the issue that the bank does make, but is others cannot achieve. So far, the entire world has no bank to be capable of meeting the need of Rivera. 这就尴尬了,现在不是银行做不做的问题,而是人家根本就做不到。截止到目前为止,全世界都没有任何一家银行有能力满足里维拉的需求。 An issue has not been solved, the new issue emerged. A bank cannot achieve, that can only look for many bank cooperation. 一个问题没有解决,新的问题又出现了。一家银行做不到,那就只能找多家银行合作。 Especially related to the transnational operation, light/only coordinated is not good by the bank, Rivera must handle the insurance company and law office. 尤其是涉及到了跨国业务,光靠银行配合还不行,里维拉还必须要搞定保险公司和律师事务所。 Without these local bullies helps the inspector general, money enter can the bank come out is an unknown. The money in account did not have this matter, is not some line of patents, depends entirely on the artificial age to have the accidental/surprised possibility in this to be bigger. 没有这些地头蛇帮忙监督,钱进了银行能不能出来都是一个未知数。账户上的钱没了这种事情,又不是某行的专利,在这个全靠人工年代发生意外的可能性更大。 But the time is different, the adopted coping style is also different. Created influence naturally also different. 只不过时代不一样,采取的应对方式也不一样。造成的影响自然也不一样。 Rivera who does the financial family background, to these operations was really familiar, he may not have so many time to go to the rights protection. 搞金融出身的里维拉,对这些操作实在是太熟悉了,他可没有那么多时间去维权。 Perhaps is this year plays, the later generation various European countries appeared to the abnormal disciplinary punishment law strictly, changed this aspect. 或许是这年头玩儿得太嗨,以至于后世欧洲各国都出台了严格到变态惩戒法令,才改变了这种局面。 Suddenly Rivera looks like an industrious little bee, flies round in continental Europe, looks for the bank, the insurance company and law office to discuss the cooperation unceasingly. 一时间里维拉就像是一只勤劳的小蜜蜂,在欧洲大陆上飞来飞去,不断找银行、保险公司、律师事务所谈合作。 By the influence of Rivera, the airline performance of Europe was increased. 受里维拉的影响,欧洲的航空公司业绩大增。 After all, this year dares to ride the person of flight tool is not many, Rivera this prominent figure flies daily, is a very good announcement case. 毕竟,这年头敢乘坐飞行工具的人不多,里维拉这个知名人物天天飞,可是一个很好的宣布案例。 As for the broad Americas and Asian market, limited to the transportation vehicle, Rivera can only endure suffering to give up temporarily. 至于广阔的美洲、亚洲市场,受限于交通工具,里维拉只能暂时忍痛放弃。 The president who can trick, a seemingly happy story, is joined to an attractive profit table in addition again, that was simply invincible. 一名能忽悠的总裁,加上一个看似美好的故事,再配上一份漂亮的盈利表,那简直就是无敌了。 With the promotion of operational team, Rivera together with his investments group, becomes man of the hour of European world suddenly. 在运行团队的推广下,一时间里维拉连同他的投资集团,都成为了欧洲世界的风云人物。 Buys the page layout to be unknown, on the major economical publications, presented the picture of Rivera in any case. 有没有买版面不得而知,反正各大经济报刊上面,都出现了里维拉的照片。 Throws in the evaluation: „The 19 th century greatest pioneer, investment expert and expert of finance......” 附赠评语:“19世纪最伟大的创业者、投资专家、金融专家……” Investments group of Rivera, is honored as the entire European most potential enterprise, praise by capital world. 里维拉的投资集团,也被誉为全欧洲最具潜力的企业,倍受资本世界的追捧。 The popularity was almost in the well-known degree, for a long time occupies Franz of deep palace yard, not only hears this given name one time. 知名度差不多到了家喻户晓的程度,就连久居深宫大院的弗朗茨,都不只一次听到这位的大名。 If not send people to confirm over and over, Franz once thinks Rivera is astraying crossing over. 如果不是派人再三确认,弗朗茨一度以为里维拉又是一名误入的穿越者。 Does not crack a joke, looks at the investment objective of Rivera only, is anything has the potential to buy anything, bargain-hunting almost is the premium asset. 不开玩笑,单看里维拉的投资目标,全都是什么有潜力就买什么,抄底的几乎全是优质资产。 Without the means that who makes the goal that two people bargain-hunt astonishing similar? 没有办法,谁让两人抄底的目标惊人的相似呢？ The difference is only, Franz starts to be earlier, the bought up share is bigger ; But Rivera started late one step, the fund is not abundant. 区别只在于,弗朗茨下手更早,买入的份额更大;而里维拉下手晚了一步,资金也没那么充裕。 Turns over to surprisedly surprisedly, after the determination is not crossing over, Franz stopped the attention. 惊讶归惊讶,在确定不是穿越者之后,弗朗茨就停止了关注。 Emperor is also very busy, besides daily work, but must be busy eating the melon to watch the fun. Where has the time to pay attention to one „capitalist”, even invests the talent is still same. 皇帝也是很忙的,除了每天的工作之外,还要忙着吃瓜看热闹。哪有功夫关注一个“资本家”,即便是投资天才也一样。 Similar talent also has to appear, but the fates of these people are poor. Does not die of the dream, is the virtue non- coordinate, was given to get rid of. 类似的天才又不是没有出现过,只不过这些人的下场都不怎么好。不是死于梦想,就是德不配位,被人给干掉了。 „Breaks the oligarch pattern of financial group, constructs new economy era”. “打破财团的寡头模式,构建新的经济时代”。 Listens to be good, has continued in the 21 st century, the oligarch pattern of financial group cannot be broken truly, now not to mention. 听听就行了,一直持续到二十一世纪,财团的寡头模式都没有能够被真正打破,现在就更不用说了。 Even if financial group completely also useless. „Old does not go, new does not come”. slaughter dragon few year's ends change the story of Evil Dragon, have performed in this world unceasingly. 纵使把财团全部咔嚓一遍也没用。“旧的不去,新的不来”。屠龙少年终变恶龙的故事,一直都在这个世界不断上演。 Although cannot achieve the goal, however in promoting process of social development, Rivera still played the positive role. 尽管没有能够实现目标,但是在推动社会发展的过程中,里维拉仍然发挥了积极作用。 The exciting aviation development, that was needless saying that this was only while convenient. After all he also bargain-hunted the aviation stock , helping have the advertisement also should be. 刺激航空业发展,那就不用说了,这只是顺带的。毕竟他也抄底了航空股,帮忙打广告也是应该的。 What is most important promoted the development of financial industry, the good news that as spread unceasingly, more and more banks and insurance companies, were spilled by Levie embark. 最重要的还是推动了金融业的发展,随着不断传来的利好消息,越来越多的银行、保险公司,都被里维拉拉上了船。 The services project that this/should presented in the 20 th century, was on the stage of history in the 19 th century ahead of time, facilitated the enterprise greatly. 原本该二十世纪才出现的服务项目,在十九世纪就提前登上了历史的舞台,大大方便了企业。 If limited to the technology, were not supposing the transnational financial cooperation that Rivera promotes perhaps, really can achieve the ultimate objective of banking industry- „Huitong world”. 如果不是受限于技术,估摸着里维拉推动的跨国金融合作,没准真能实现银行业的终极目标-“汇通天下”。 The attention of people was attracted by the wealth story, the politicians actually pay attention to Far East Jiawu, the Cuban independence movement and Philippines to rebel frequently three wars. 民众的视线被财富故事吸引住了,政客们却时刻关注着远东甲午、古巴独立运动、菲律宾叛乱三场战争。 Jiawu was needless saying that in any case the present is the Japanese luck bursting time, opened their lead halo officially. 甲午就不用说了,反正现在是日本人运气爆棚的时候,正式开启了他们的主角光环。 The Cuban independence movement and Philippine rebellion revolve a lead- Spanish kingdom. 古巴独立运动和菲律宾叛乱都围绕着一个主角-西班牙王国。 Said that in both any battlefield is defeated, Spain must really remove from the big powers. 这么说吧,两者之中任何一处战场失败,西班牙就要真的从列强中除名了。 This and a previous difference, before merely was only the British and Russian Austria Three countries Media, discontented and Spain posted to become the European four big big powers. 这次和上次不一样,之前仅仅只是英俄奥三国媒体,不满和西班牙并列成为欧洲四大列强。 After all „four big big powers” title, has the historical origin. In recent centuries was monopolized by the UK , France very soon Austria four countries, the gold content, compels the standard to be full. 毕竟“四大列强”的称号,也是有历史由来的。近百年来都是被英法俄奥四国所垄断,无论是含金量、还是逼格都是满满的。 Mixed in Spain, looked like in the pack of wolves to mix in husky. Although seems like appearance also several scanning, the issue is husky is husky, forever changes invariable true „wolf”. 混入了西班牙,就像是狼群中混入了一只哈士奇。虽然看起来样子还有几分像,问题是哈士奇就是哈士奇,永远变不变真正的“狼”。 It seems like that Spain drops the position of big powers, with everyone not many relations. Otherwise actually, this means that on the table has the person who the qualifications are divided the cake, was short of one. 看似西班牙跌落列强之位,和大家没有多少关系。实则不然,这意味着餐桌上有资格分蛋糕的人,又少了一个。 Having the ambition becomes the big powers country to be many, but there is a strength high-rank is one does not have. Unmanned seam protector, this means after France, the big powers were short of one. 有野心成为列强的国家不少,可是有实力上位的却是一个都没有。无人补位,这就意味着继法兰西之后,列强又少了一家。 The big powers quantity steadily reduces, seems like that everyone reduced the pressure, does not need to face so many eldest children, helping the international dispute reduce. 列强数量不断减少,看似大家减少了压力,不需要面对那么多老大,有利于国际纠纷减少。 In fact is not that a matter. The big powers reduce can only show that the resources are more centralized, absorbed these resources, the strength of top big powers will become more powerful. 事实上根本就不是那么回事。列强减少只能说明资源更加集中,吸收了这些资源,顶尖列强的实力将变得更加强大。 „Powerhouse is permanent” the law, incisiveness that here manifests. “强者恒强”的定律,在这里体现的淋漓尽致。 With the reduction of big powers quantity, the international competition similarly becomes even more intense. By the critical moment of competition, various countries must be compelled the corps. 伴随着列强数量的减少,国际竞争同样会变得越发激烈。到了竞争的关键时刻,各国都要被逼着战队。 Perhaps in a short time, British and Russian Austria three exist side by side, seems like very stable. The issue is existence of suddenly Austria Union, undermined this balanced directly. 或许短时间内,英俄奥三强并立,看起来似乎很稳固。问题是俄奥同盟的存在,直接打破了这种平衡。 Although Spain does not drop, change this pattern, but can bring the comfort in mind to everyone at least. Critical moment everyone sticks together to warm up, the opportunity remains neutral. 虽然西班牙不跌落,也改变不了这种格局,但起码能够给大家带来心灵上的安慰。关键时刻大家抱团取暖,还有机会保持中立。 Without a doubt, the present aspect is disadvantageous to Britain. After Spain drops, the international situation that Britain must face may also further deteriorate. 毫无疑问,眼下的局面对不列颠非常不利。西班牙跌落过后,不列颠要面临的国际局势还有可能进一步恶化。 If possible, the British government wants certainly to win over the Spanish. Although the strength of Spain is not much, but many big powers allies, always compare good of many big powers enemy. 如果可能的话,英国政府当然想要拉拢西班牙人。尽管西班牙的实力不咋地,但是多一个列强盟友,总比多一个列强敌人的好。 Very regrettable, for various reasons UK and Spain stood in the opposite. Spanish government not possible for a British government illusory commitment, ignored the self- interest in go to the past. 很遗憾,因为种种原因英西两国还是站在了对立面。西班牙政府不可能为了英国政府一句虚无缥缈的承诺,就不顾自身利益投奔过去。 Since wins over inadequately, that can only conduct the suppression. 既然拉拢不成,那就只能进行打压了。 Holy Roman got rid of France, the present is the rising time ; For a long time does not have performance Britain, now also needs to set up the prestige, sets up own hegemon dignity. 神罗干掉了法兰西,现在正是如日中天的时候;长时间没有表现的不列颠,现在同样需要立威,树立自己的霸主威严。 Otherwise various countries carried off by the Vienna government, Britain really became the loner. Establishes from the European alliance at that moment starting from, the English is doomed to abandon „isolationism”. 要不然各国都被维也纳政府拉走了,不列颠就真成孤家寡人了。从欧陆联盟建立那一刻开始,英国人就注定要抛弃“孤立主义”。 Spain that compels painstakingly, unusual tragedy becomes the victim in great nation gambling. Otherwise takes the rap merely, the British government will not catch Spain to make. 苦逼的西班牙,非常悲剧的成为了大国博弈中的受害者。要不然仅仅只是替人背了黑锅,英国政府可不会逮着西班牙往死里弄。 This is also the Spanish suspected that the Vienna government is the reason of secret evil behind-the-scenes manipulator. No matter from, on the one hand looks, Holy Roman is the present biggest beneficiary. 这也是西班牙人怀疑维也纳政府是幕后黑手的原因。不管从哪一方面看,神罗都是眼下最大的受益者。 Not only has the sufficient strength, and is the biggest beneficiary. Must mediate the secret evil behind-the-scenes manipulator not to relate, who can believe? 既有足够的实力,又是最大的受益者。要说和幕后黑手没有关系,谁会信啊？ If not for determined oneself have not done, Franz does not believe. The Cuban independence movement and Holy Roman have not related, but more and more not steady Moroccan situation, some that shame to ally. 若不是确定自己没干,弗朗茨也不信。古巴独立运动和神罗没有关系,但是越来越不稳的摩洛哥局势,那就有些愧对盟友了。 As Emperor that has the moral integrity, Franz naturally cannot hold little brother's knife at this time. But Emperor has the moral integrity, was not equal to that the subordinate also has the moral integrity completely. 作为一名有节操的皇帝,弗朗茨自然不会在这个时候捅小弟的刀子。可是皇帝有节操,不等于手下人也全部有节操。 All sorts of signs showed that Holy Roman Empire some people have stared at the colony of Spanish. 种种迹象表明,神圣罗马帝国内部已经有人盯上了西班牙人的殖民地。 Everyone is very clear for the international image considered, rich and populous Philippines and Cuban Holy Roman is unedible. The place that can start only, not yet the Moroccan area that was controlled by Spain. 大家都很清楚为了国际形象考虑,富庶的菲律宾群岛和古巴神罗都不能吃。唯一可以下手的地方,就是尚未被西班牙控制的摩洛哥地区。 Although by all governments default is the sphere of influence of Spain, but the Kingdom of Morocco truly is the independent nation, is not the colony of Spain. 虽然被各国政府默认是西班牙的势力范围,但摩洛哥王国确实是独立国家,并非西班牙的殖民地。 As the saying goes: „Does not fear very steals, feared that very keeps thinking”. 常言道:“不怕贼偷,就怕贼惦记”。 Now the opportunity came, naturally some people did the petty action. These fellows know to care about the influence luckily, starts also to have the discretion. 现在机会来了,自然就有人搞起了小动作。幸好这些家伙知道顾及影响,下手也有分寸。 Input a number of munitions to the Moroccan area merely, peddled for indigenous tribe that was hostile toward Spain, did in the name of British arms merchant. 仅仅只是向摩洛哥地区输入了一批军火,兜售给了仇视西班牙的土著部落,还是以英国军火商的名义干的。 Has not planned the so-called Moroccan independence movement, making Franz feel gratified slightly. Naturally, this possibly is not because of the moral integrity, after all the Kingdom of Morocco has been independent, does not need to come again one time. 并没有策划所谓的摩洛哥独立运动,让弗朗茨稍微感到了一丝欣慰。当然,这可能并不是因为节操,毕竟摩洛哥王国一直都是独立的,没必要再来一次。 All are not calling the turn to complete, has not created a spray. 一切都在不言中完成,没有激起一朵浪花。 Although does not have the extreme action, makes Franz feel awkward. In order to make up for the guilt of innermost feelings, he decided that and other Spanish one after nexts... visits one time, disburses money to buy the Moroccan area. 虽然没有过激举动,还是让弗朗茨感到尴尬。为了弥补内心的愧疚,他决定等西班牙人下下…一次上门,就出钱买下摩洛哥地区。 ...... ……