EG :: Volume #19

#1809: The development of voice of the people

LNMTL needs user funding to survive Read More

China will be unjustly discredited to buckle in the head of Buffett, US Government also had no alternative. Although they thought that this gave a pretext, but as if looked like does not have any flaw. 华夏这边将黑锅扣在了巴菲特的头上,米国政斧也无可奈何。虽然他们觉得这就是借口,但似乎看起来也没什么破绽。 However this year the Buffett stock is also shrinking, last year the net worth had once surpassed Bill Gates, is the world second rich and powerful people, but now already with Bill Gates is impartial, it is estimated that the end of the year time, by Bill Gates surmounts. 不过今年巴菲特的股票也在缩水,去年身家一度超过了比尔・盖茨,位列世界第二富豪,但是现在已经跟比尔・盖茨持平,估计年底的时候,又会被比尔・盖茨超越。 Said that Bill Gates is also quite miserable, last year the world rank, only arranged fourth. First is Feng Yu, this indisputable, second is Buffett, the net worth exceeds 60 billion US dollars, because of that time stockmarket cow, the Buffett property was also when production costs rise , prices rise too. 说起来比尔・盖茨也比较惨,去年世界排名,才只排到了第四。第一是冯宇,这个无可争议,第二是巴菲特,身家超过60000000000美元,因为那时候股市正牛呢,巴菲特的资产也是水涨船高。 Third is the Mexican telecommunication big shot, is the person who the Feng Yu plan cooperates to march the American telecom industry. Fourth is Bill Gates this software big shot. 第三是墨西哥电信大亨,也是冯宇打算合作进军美洲电信行业的人。第四才是比尔・盖茨这个软件大亨。 Falls from the position of world's richest, then has fallen to fourth, this lets Bill Gates's prestige also falls , the side had proven many people's trust degree to Microsoft drop. 从世界首富的位置上跌下来,然后一直跌到第四,这让比尔・盖茨的声望也是一路下跌,也侧面证明了许多人对微软的信任程度下降。 Bill Gates is also saving strength, is mainly looked the new generation pc operating system that Microsoft brings out at the end of the year, can make Microsoft re-enter the peak. 比尔・盖茨也在积攒力量,主要就是看微软年底推出的新一代pc操作系统,能否让微软重回巅峰。 Feng Yu can guess correctly Bill Gates's idea, but Feng Yu does not think that Bill Gates can be successful, most, Bill Gates was also the world third. 冯宇能猜到比尔・盖茨的想法,但是冯宇不认为比尔・盖茨能够成功,最多最多,比尔・盖茨也就是世界第三了。 The world first, definitely is Feng Yu, world second, should be one's turn Kirilenko to sit. 世界第一,肯定是冯宇的,世界第二,也该轮到基里连科坐了。 In this financial investment, the Feng Yu fund is most, Kirilenko is second many. The mortgage loan cooks up the finance, Kirilenko is crazier than Feng Yu. 在这一次金融投资上,冯宇的资金是最多的,基里连科是第二多的。抵押贷款炒金融,基里连科比冯宇可是疯狂多了。 As for the Microsoft new generation operating system, even if easier-to-use than win7 of previous generation, but bases on the user inertia, the Lenovo-Silver Mountain Corporation layout, the development will again not be good. 至于微软的新一代操作系统,即使比前世的win7更加好用,但是基于用户惯性,还有连想银山的布局,发展也不会再那么好了。 Microsoft does not need to be worried that had been monopolized now by human-controlled, because they lost the status of monopoly. 微软现在也不用担心被人控告垄断了,因为他们已经失去了垄断的地位。 It looks like in Feng Yu, Bill Gates is the same with the previous generation, when the new system issued, after the Microsoft stock price rises again, hurries to leverage, poured into to go to his charity foundation the fund, software line, should cloud over! 在冯宇看来,比尔・盖茨还是跟前世一样,等到新系统发布,微软股价回升之后,就赶紧套现,将资金注入到他的慈善基金会去好了,软件这行,也该变天了！ Feng Yu also made the person analyze many Corporation stocks at this time, which having a look at also to drop sharply, then seeks to loan the stock financial Corporation, carries on the oversell operation. 冯宇这时候也让人分析了许多公司的股票,看看哪些还会大跌,然后寻找可以借出股票的金融公司,进行卖空操作。 Also makes Ralph make the best use of the time to negotiate with that supermarket group, requests Ralph at the maximum speed, acquires that supermarket group, merges into Taihua Holding Group. 同时也让拉尔夫抓紧时间跟那个超市集团谈判,要求拉尔夫以最快的速度,将那个超市集团收购下来,并入到泰华控股集团旗下。 However Ralph at this time also very busy, even Kameido Masao is also helping. Although said that these days Feng Yu had a vacation to Kameido Masao, making him accompany the family member to go to Capital City to watch Olympic Games, but Kameido Masao on own initiative was Ralph has also shared some work, finance class Corporation that for example the conformity purchased. 不过拉尔夫此时也非常的忙,甚至就连龟田正雄也在帮忙。虽然说这段时间冯宇是给龟田正雄放假了,让他陪着家人去京城看奥运会,但是龟田正雄也主动为拉尔夫分担了一些工作,比如整合一些收购下来的金融类公司。 Voice of the people bank also in frequent meeting, discussed that marches the matter of US market. Although Feng Yu has set the main key, but theory and concrete operations, there is a very big disparity. 民声银行这边也在频繁的开会,商讨进军米国市场的事情。虽然冯宇已经定下基调,但是理论和具体操作,还是有很大差距的。 For example must construct that many sales networks, needs to invest very much money. If two groups go bankrupt, then the real estate market in US will also fall. 比如要建设那么多的营业网点,就需要投资非常多的钱。两房集团如果破产,那么米国的房地产市场还会下跌。 At this time bought the shop fronts and two months later buys the shop front price possibly to differ over 10%. 这时候买店面和两个月后买店面价格可能会相差10以上。 It looks like 10% is not specially many, but if ten hundred million US dollars, then the phase difference may be one hundred million US dollars. 看起来10并不是特别多,但如果是十个亿美元,那么相差可就是一个亿美元了。 One hundred million US dollars, are not many to Feng Yu, voice of the people bank that but must spend regarding the present crazily, was not the small number. 一个亿美元,对冯宇来说并不算多,但是对于现在要疯狂花钱的民声银行来说,就不是小数目了。 Voice of the people bank may be money that these shareholders take personally, if their Company buys stock, that naturally does not have the issue. On for example Zong Qingxian, net worth not poor, however the majority of properties, are the Taihua holding and stock of Wahaha group, the cash that other Corporation stocks, real estate, in fact can use is not specially many. 民声银行可都是那些股东个人拿出来的钱,如果是他们企业入股,那自然没问题。就比如宗庆先,身家不菲,但是大部分的资产,都是泰华控股和乐哈哈集团的股票,还有一些其他公司的股票、不动产等,实际上能动用的现金也不是特别多。 The voice of the people bank shareholder, majority is similar to the Zong Qingxian situation, who will be saved that much money by own bank account, does not conform to the investment philosophy. 民声银行的股东,大部分都跟宗庆先的情况差不多,谁会让自己的银行账户存那么多钱啊,根本不符合投资哲学。 These Feng Yu have not paid attention, he told these shareholders in any case, the present is the best opportunity, by the end of this year, must complete the layout, at least the selected location must be completed, next year can seize the chance to develop the service wantonly, thus makes voice of the people bank stand firmly in the US, and fast growth. 这些冯宇也没都理会,反正他跟那些股东都说了,现在是最好的时机,今年底之前,一定要完成布局,至少选址要完成,明年才能趁机大肆开展业务,从而让民声银行在米国站住脚,并快速成长。 Some people thought that simultaneously many sales network starting doing business risk comparisons are big, although now the money market of US is not quite good, but exactly is also the good opportunity of entering. 一些人觉得同时多个营业网点开业风险比较大,现在虽然米国的金融市场不太好,但恰恰也是进入的好机会。 But first tries the water to open several sales networks, next year will expand again is quite good. Feng Yu thinks, does not have anything not to be good. His ample funds, can therefore open many sales networks together, other shareholders are not good, now carries on the trial water, is one strengthens the choices of other person of confidence. 可是先试水开设几个营业网点,明年再扩张比较好。冯宇想了想,也没什么不行。他的资金雄厚,所以可以一起开设多个营业网点,其他股东不行,现在进行试水,也是一个坚定其他人信心的选择。 Actually from the year before last time, voice of the people bank has opened the first overseas sales network in New York, at that time was mainly Feng Yu here service is in progress, naturally also has included Beverage Alliance other Company. 其实从前年的时候,民声银行就已经在纽约开设了第一家海外营业网点,那时候主要是冯宇这边的业务在进行,自然也包括了饮料大联盟等其他企业。 The sale in US funds anything, is entered in the account book through voice of the people bank, but does not continue from China national capital bank or Citigroup bank , etc. carried on. 就是在米国的销售回款什么的,通过民声银行这边走账,而不是继续从华夏的国资银行或者花旗银行等进行。 Now voice of the people bank development also calculates, had Feng Yu here help, at least also calculated to stand firmly the US, has not lost money, but has not gained to any money. 现在民声银行发展的还算可以,有了冯宇这边的帮助,至少在米国这边也算站住脚了,没赔钱,但是也没赚到什么钱。 After all the sales network are too few, the person who handles service will be also many. But likely is these financial derivative transactions between other bank, was given by Feng Yu otherwise. 毕竟营业网点太少,来办理业务的人也会多。而像是其他银行之间的那些金融衍生品交易,也被冯宇给否了。 These seem like the profit are very high, but the risk is in fact big. The high profit, naturally is following the high risk. 那些看似利润很高,但实际上风险非常大。高利润,自然就伴随着高风险。 Everybody stems from the trust Feng Yu, has believed decision of Feng Yu, now looks like, decision of Feng Yu right, otherwise voice of the people bank definitely is also bogged down in difficulties now. 大家出于对冯宇的信任,也都相信了冯宇的决定,现在看来,冯宇的决定没错,否则民声银行现在肯定也陷入困境了。 Key business that voice of the people bank develops now, is the interbank loan. 民声银行现在开展的主要业务,就是同业拆借。 In other words, between bank and bank, or short money between other financial institution and bank. 也就是说,银行与银行之间,或者其他金融机构与银行之间的短期借款。 This kind of loan, one day, three days, one week, one month, three months and so on many, are mainly adjusts the cash and temporary fund shortage. 这类借款,有一天,三天,一个星期,一个月,三个月之类的多种,主要就是调剂头寸和临时性资金短缺。 As we all know, bank or the cash reserve of financial institution are not generally many, always deposits the amount 20% cashes, that is the superelevation, general 10% not necessarily use. 大家都知道,一家银行或者金融机构的现金储备一般都不多,总储蓄金额20的现金,那都是超高的,一般10都未必用的了。 Then in the event of some people wants the large quantity to take presently waits for large quantity cashing the time, underfunded what to do? At this time, needs to carry on interbank loan. 那么一旦发生有人要大额取现等大额兑付的时候,资金不足怎么办？这时候,就需要进行同业拆借。 From lends money with the expert in first emergency, then sells out some products, or is closes right up against absorbing depositors'funds and other method/trick to collect enough cash to repay. 从同行手中先借钱应急,然后卖掉一些产品,或者是靠着吸储等手段筹集到足够的现金进行偿还。 This can make many funds be during the investment, unceasing profit. bank is in itself one with the organization that others' money investment makes a profit, naturally can invest many as far as possible to invest many, to guarantee that gets most profits. 这样就可以让更多的资金处于投资之中,不断的获利。银行本身就是一个用别人的钱投资获利的机构,当然能能投资多少就尽量投资多少,以保证获得最多的利润。 But today, voice of the people bank New York Branch, welcomed a callable loan of bank, this matter, was reported to give Feng Yu rapidly. 而今天,民声银行纽约分行,就迎来了一家银行的短期拆借,这件事,被迅速汇报给了冯宇。 Feng Yu looks, how is this bank? 冯宇一看,怎么是这家银行？ ...... ……
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