EG :: Volume #16

#1501: Old Zhang crosses the border ( 4 / 10 )

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„Old Zhang, our country house price, the rising trend was hateful for these years.” “老张啊,咱们国家这个房价,这几年涨势可恨凶猛啊。” Zhang Ruiqiang slanting Feng Yu: „What's wrong, you were saying that your two years money little hasn't gained?” 张瑞强斜了冯宇一眼:“怎么,你这是在说你这两年钱又没少赚呗？” Taihua buys land, property development Corporation of Taihua holding, has conformed with the Taihua supermarket and Bing City pharmacy group initially all real estate Corporation of Feng Yu holding, now is also domestic ding-dong a gold-lettered signboard. 泰华置地,泰华控股旗下的房地产开发公司,整合了泰华超市、冰城制药集团等当初冯宇控股的所有房地产公司,现在也是国内相当当的一块金字招牌。 All people said that house that Taihua buys land, the quality is good, procedure entire, the property is good, the price is not too expensive. 所有人都说,泰华置地的房子,质量好,手续全,物业好,价格还不算太贵。 Feng Yu shakes the head: „I went to Shanghai that side stock market to have a look yesterday, discovered that the stock rising trend is fierce, but the house price rising trend is fiercer. Not only Shanghai, Capital City, Guangzhou, Hangzhou, Shenzhen house price, turns a somersault upward rises, you did not think that this will create the person who needs to purchase homes, can't purchase homes?” 冯宇摇摇头:“我昨天去魔都那边的证券交易所看看,发现股票涨势猛,但是房价涨势更猛。不只是魔都,京城、羊城、杭城、鹏城等的房价,也都翻着跟头往上涨呢,你不觉得这样会造成需要买房的人,买不起房子吗？” The house price rises, the person of real estate speculation were also getting more and more. Various room elder brother and Sister Fang, under the name have several sets, even several and dozens houses. 房价上涨,炒房的人也越来越多了。各种房哥、房姐,名下都有着好几套,甚至十几套、几十套房子。 These houses very obviously are not their essential items, they regard the investment, is used to collect rent. 这些房子很显然不是他们的必需品,他们是当成投资,用来收租。 If that retail sales and office and so on real estate, is used to collect rent is very normal, most parts branch offices is the custom rents office/bureau, compared with buying to economize. 如果是那种门市、写字楼之类的房产,用来收租是很正常的,大部分公司都是习惯租办公室,比买要省钱多了。 But house that house, many people want to buy, but is not thinking renting. Buys a house, is a family|home, this is the China inherent one idea. 可是住宅那种房子,很多人还是想要买,而不是想着租。买套房子,才是一个家,这是华夏固有的一种观念。 Now many young fellows must take a wife, the opposite party asked you first, had the house not to have? Without the house, becomes any family|home, who has rented a room with you! 现在很多小伙子要娶媳妇,对方先问你,有房子没有啊？没有房子,成什么家,谁跟你租房过啊！ But the house price fast rise, is also related with the people of these real estate speculations. Naturally, Feng Yu thinks that above does not have force to regulate, supervises ineffectively also has much to do with. 而房价快速的上涨,与这些炒房的人也不无关系。当然,冯宇认为上面没有强力调控,监管不力也有很大关系。 First did not say these real estate speculations, these developers, have to play the trick. 先不说这些炒房的,那些开发商,就有玩猫腻的。 For example this person buys a false great picture, then sends to the auction room, in name auctions by 50 million prices, naturally, in fact he does not need to auction room that many, several hundred thousand to handle. 比如这个人买下来一副假名画,然后送去拍卖行,名义上以50000000的价格拍卖回来,当然,实际上他不需要给拍卖行那么多,几十万就搞定了。 This had the testimonial of auction room, this false picture, turns „really”. 这回就有了拍卖行的鉴定书,这幅假画,就变成“真”的了。 Takes away bank, the mortgage loan, can loan 60% lowly, that is most little can loan 30 million! 拿去银行,抵押贷款,最低也能贷款60,那就是最少能贷款30000000！ Is taking this 30 million, auctions land for building, then uses skull Corporation, takes this land for building, and makes the development prospectus, looks for the Government relevant unit to examine and approve. 拿着这30000000,去拍卖地皮,然后用空壳公司,拿下这块地皮,并作出开发计划书,找政斧的相关单位进行审批。 After attaining officially approved, he will not develop, even a nice engineer brigade could not find, what to do doesn't have the fund of development? 拿到批文之后,他自己也不会开发啊,甚至连个像样的工程队都找不到,也没有开发的资金怎么办？ Now does not let with the project land for building mortgage loan, developed this real estate. 现在也不让用项目地皮抵押贷款,开发这个房地产了啊。 Is unimportant, sells. Some are rich developers, they have not related, cannot attain officially approved. 不要紧,卖出去。有的是有钱的开发商,他们没有关系,拿不到批文的。 Such hands over, that has used at first several hundred thousand, has made several million business. 这么一转手,最初那位就用了几十万,做成了几千万的生意。 He to want the profit, must increase price. The land for building is bidding, the price is quite high. Walks the examination, forming the small and crude theatrical troupe can spend? Then makes the plan, what runs officially approved and procedural, asks for money? In addition his profit, but must be counted the favour that he builds, the bank interest, the price of this land for building rose. 他为了要利润,总要加价啊。地皮是竞拍的,价格比较高。走审批,组建草台班子要花钱吧？然后做计划,跑批文、手续什么的,也要钱吧？再加上他自己的利润,还要算上他搭的人情,银行利息等,这一块地皮的价格就上涨了很多。 The developer that attains the land for building develops, the fund is insufficient, with other project mortgage loans. Moreover their development cycles must over one year, some even need 35 years generally. 拿到地皮的开发商开发,资金不够,用其他项目抵押贷款。而且他们的开发周期一般都要超过一年时间,有的甚至要35年。 Did not say that they do not certainly have fund to develop, but is waiting intentionally. In time horizon that the procedure permits, dragging. Because money can take away to do other, this construction cost rise is not big, the speed that but the land for building rises in prices is fast. 不是说他们一定没有资金开发,而是故意等着。在手续允许的时间范围内,拖着。因为钱可以拿去做别的,这个施工成本上涨并不大,但是地皮涨价的速度快啊。 Three years ago, similarly the house of quality sells 5000 one square meter, but three years, must sell 8000 and 9100 square meters. In the three years the time, he only needed few parts the guarding location fund on the line. 三年前,同样质量的房子卖5000块一平米,但是过了三年,就要卖8000、9100平米。这三年时间,他只需要出少部分的看守场地资金就行了。 Naturally, his land for building places that does not have the fast realization, his fund also has the pressure, but has not related, he is not short of money. If short of money, can loan. 当然,他的地皮放在那,没有快速变现,他的资金也有压力,但是没关系啊,他不差钱啊。如果差钱,可以去贷款啊。 a land parcel cannot loan to be used to develop a land parcel, but can a land parcel loan, take away to develop the b land parcel. a地块不能贷款用来开发a地块,但是可以将a地块贷款,拿去开发b地块啊。 The developer must make money, construction side must make money, the seller must make money, everybody must make money, whose money then makes, person of purchasing homes. 开发商要赚钱,施工方要赚钱,销售方也要赚钱,大家都要赚钱,那么赚谁的钱,买房子的人啊。 Previous generation China regulation house price time, the house price was high. This as a result of ahead of time suggestion of Feng Yu, enables these fry the property under construction to succeed once more, the method that however is accommodating were too many, Feng Yu cannot 11 think. 前世华夏调控房价的时候,房价已经非常高了。这一世由于冯宇的提前建议,让那些炒楼花的没能再次成功,但是变通的方法太多了,冯宇也不能11想到。 „Feng Yu, the matter of this house, you thought that I can manage? That is lives to construct the arrange to manage, I may not have the skill to put out a hand.” “冯宇啊,这房子的事儿,你觉得我能管到吗？那得是住建布才能管的,我可没有本事伸手。” Although Zhang Ruiqiang crest of wave Sheng, many people said that several years later he definitely will join a gambling game, but that is several years later matter, now Zhang Ruiqiang could not have managed these matters. 张瑞强虽然风头正盛,很多人都说,过几年他肯定会入局,但是那是过几年的事儿,现在张瑞强还管不到那些事儿呢。 „Old Zhang, you must upward walk in the future in any case, first offers an opinion, the future of province you will clean up the mess again. Are many have not needed to manage, card one that type had the examination directly the developer that the project sells out. Is must raise first year some to the loans of two anterooms, three anterooms raise again, do not raise the loan to them at the house rent the opportunity.” “老张,你将来反正也是要往上走的,先提意见,省的将来你再来收拾烂摊子。多了不用管,卡一下那种有了审批就直接将项目卖掉的开发商。还有就是对二套房的贷款要提高一些,三套房再加高,不要给他们以房租养贷款的机会。” „Must check again, there are people in many housing, do their these houses come? House vacancy rate so is high, why can also develop the new estate? These place don't Government, except for selling the land for building, have other creating income means? Does not know that develops the economy to make money well? Doesn't know to support some young pioneers?” “再就是要清查一下,有多套住房的人,他们的这些房子是怎么来的？还有房屋空置率那么高,为什么还要开发新楼盘？难道那些地方政斧,除了卖地皮,就没有别的创收办法吗？不知道好好发展经济赚钱？不知道扶持一些中小创业者？” „Thinks the initial island province, that side real estate bubble, but also comes clearly into view. Has a look at the US, Japan and Thailand also to have the real estate bubbles of other Southeast Asia countries again, once after the breakage, the economy will have the how tremendous influence?” “想想当初的海岛省,那边的房地产泡沫,还历历在目呢。再看看米国、岛国、泰国还有东南亚其他国家的房地产泡沫,一旦破裂后,经济会有多么大的影响？” „Zhu Tiewan had asked me, whether the real estate becomes the pillar economy of country, I shook the head at that time. The short time looks like, the real estate can lead many professions, can the promotion economic growth of effective place, but if development such constantly, is very easy to form the false prosperity, when the time comes is the bubble, will crash!” “曾经朱铁腕问过我,房地产可否成为国家的支柱经济,我当时摇摇头。短时间看来,房地产可以带动很多行业,能够有效地的促进经济增长,但是如果一味的这么发展,那么很容易形成虚假繁荣,到时候就是泡沫,会崩盘的！” Feng Yu remembers that the previous generation that side the northwest had to be rich in the city of cashmere sweater at this time, after having discovered the minerals, the national preparation vigorously develops. Then a piece of fund swarms to go, speculates in real estate. 冯宇记得,前世这时候西北那边有个盛产羊绒衫的城市,发现了矿产之后,国家准备大力开发。然后一片资金蜂拥而去,就是炒房。 Before the Feng Yu rebirth, that side ghost building stands in great numbers. Every night a building, such 12 households turn on a light, some even turning on a light does not have, the property does not have! 一直到冯宇重生前,那边还是鬼楼林立呢。每天晚上一栋楼,就那么12户亮灯,有的甚至一个亮灯的都没有,物业都没有！ You said that the remaining these buildings are useful? The mortgage gives bank, bank cannot sell. Isn't the loss of bank , the loss of country? 你说剩下的那些楼有什么用？抵押给银行,银行也卖不出去啊。银行的损失,还不就是国家的损失？ The expression on Zhang Ruiqiang face was somewhat dignified: „Really matter will say like you are so serious?” 张瑞强脸上的表情有些凝重了:“事情真会像你说的那么严重？” „If not make the regulation, then may be more serious!” Feng Yu these words, did not say things just to frighten people absolutely. “如果不作出调控,那么或许会更严重！”冯宇这句话,绝对不是危言耸听。 Zhang Ruiqiang sighed, this time said that can not probably cross the border. However since knew, if not make anything, he cannot pass inner heart that pass/test! 张瑞强叹了口气,他这次说不得要越界了啊。不过既然知道了,如果不做点什么,他自己也过不去内心那一关！ ......( To be continued.) ……(未完待续。)
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