DO :: Volume #7

#613 Part 1: Finishes (First Part)

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Does the loan purchase homes? Mei'er and Qiangwei by staring dumbfounded that Wang Sheng this summary said. Receives to make loans can also operate? But this indeed is to make loans then collects the loan, the problem does not have. 贷款买房？媚儿和蔷薇被王胜这一个总结说的瞠目结舌。收放贷还能这么操作？可这的的确确就是放贷然后收贷啊,一点毛病没有。 20 years, even 30 years, is used to repay housing expense of one set of house business, this gives these unable to collect the gold coin however also to have the person of excellent future suddenly, simply is the fatal temptation! 20 years ahead of schedule lives in the new home . Moreover the new home in Capital City outer city, this attraction has broken through the horizon! 二十年,甚至三十年的时间,用来偿还一套房屋买卖的房款,这给那些一时间凑不出金币但是又有大好前途的人来说,简直就是致命诱惑啊！提前20年住上新房,而且还是在京城外城的新房,这诱惑力已经突破天际了吧！ Wang Sheng is not black, monthly pays interests, a monthly interest point, is 1%, if lends yearly, can give preferential benefit to the annual interest 10%, is 10%. 王胜也不黑,按月付息,月息一分,也就是百分之一,如果按年借贷的话,可以优惠到年息10%,也就是百分之十。 This interest rate, if places on Earth, was scolded to fly in circles absolutely by the broad masses of purchasing homes people, but in this Origin Spirit world, this is absolutely few kindhearted person. Who must dare to make irresponsible remarks on this interest rate, that simply was ungrateful to the extreme supercilious look wolf, carried the bowl to eat meal to put down the black heart rotten stomach goods that the chopsticks shouted 'motherfucker'. 这个利率,如果放在地球上,绝对被广大买房群众骂出翔来,但在这个元魂世界,这已经是绝对少有的良善之人了。谁要敢对这个利率说三道四,那简直就是忘恩负义到了极点的白眼狼,端起碗吃饭放下筷子骂娘的黑心烂肚货色。 „Remember, this home loan, must do only does in Capital City, the house with Capital City makes the mortgage.” Wang Sheng urged two females: „Collects 30% initial deposits, remaining seven mature can put the loan. If the house-owner cannot return the loan, that does not have the means that can only take in a maidservant as a concubine. This must detailed showing, unable to make people think that ahead of time when the time comes we bully kindheartedly.” “记住啊,这个房贷,要做就只在京城做,用京城的房子作抵押。”王胜叮嘱两女:“收30%的首付款,剩下的七成才能放贷款。如果房主还不上贷款,那没办法,就只能收房。这个一定要提前详细的说明,不能到时候让人觉得我们欺压良善。” „But 10% advantages, how many can this gain in this year?” Qiangwei hear as if did not think that can be that magnitude income that Wang Sheng said: „Even if loans 100 million, one year the income of 10 million gold coins, were too still few?” “可这一年才10%利,这才能赚多少啊？”蔷薇听的似乎并不觉得能达到王胜说的那个数量级的收入:“就算贷出去一亿,一年也才一千万金币的收入,太少了吧？” „How many can the house land for building of entire Capital City sell?” Wang Sheng smiles: „Do not regard everyone are the major feudal lord types are not short of money, overwhelming majorities cannot afford. When the time comes, you calculate how many will gain?” “整个京城的房子地皮能卖多少？”王胜笑了笑:“你别把每个人都当成是各大诸侯这种不差钱的,绝大多数都是买不起的。到时候,你算算会赚多少？” The total price of entire Capital City land for building house, even only then 70% person loans, loan 70%, that is still half of Capital City total price, every year 10% interest, this number has made people unable to breathe. 整个京城地皮房子的总价,就算是只有70%的人贷款,贷款70%,那也就是京城总价的一半啊,每年10%的利息,这个数字就已经让人无法呼吸了。 „Do so many gold coins where but we come make loans?” Mei'er thinks suddenly an issue, asked to Wang Sheng. “可是我们哪来的那么多金币放贷？”媚儿忽的想到了一个问题,冲着王胜问道。 Now although the industry of Wang Sheng makes money, but at best the cash gold coin on hand is also most 1 billion, at the mass of Capital City real estate total price, this gold coin also enough starts the fund, then does some casually other. Makes loans, where so many gold coins? Even if not worry unable to receive, can not have the gold coin to make loans with what? 现在王胜的产业虽然赚钱,可是充其量手上的现金金币也就是最多十亿,以京城房地产总价的体量,这点金币也就是够启动资金,然后再随便做点别的。放贷出去,哪有那么多的金币？就算不愁收不回来,可没有金币拿什么放贷？ „Does fool, whom they purchase homes to buy asks to buy? Whom finally can the gold coin give?” Wang Sheng put out a hand to blow a small Yao nose of Mei'er: „Also isn't your left hand but actually right hand? Even you do not need to put out the gold coin, receives they 30% downpayments, points at the house to tell them, this was your, in the government authorities went through formalities, the remaining money did not need to give, making him lend in the contract the signature to sign, every month every year repayments were then good, do you also want to take the gold coin to come out to give him?” “傻瓜,他们买房买地找谁买？最后金币要给谁？”王胜伸手刮了一下媚儿的小瑶鼻:“还不是你左手倒右手？甚至你都不用拿出金币来,收他们30%的首付,指着房子告诉他们,这是你的了,官府里办个手续,剩下的钱都不用给,让他借贷合同上签字画押,然后每月每年还款就行了,难道你还要拿着金币出来给他？” Mei'er and Qiangwei time is suddenly enlighted, the words that must operate, only cannot receive, where has a need for how many gold coins? 媚儿和蔷薇顿时间恍然大悟,都要这么操作的话,只收不出,哪里用得着多少金币？ Perhaps so long as from the beginning 30% downpayments seem like that cannot harvest in a big way, but following interest, if loans for ten years, that may be equivalent to house price one time. This income, can scare to death. 也许一开始只要30%首付看似不能收获最大,但后面的利息算起来,如果贷款十年,那可就相当于房价一倍了。这收益,能把人吓死。 What is more wonderful, this does not need many qualification, so long as there is an enough person registration computation on the line. Then what does not need to do, had the continuous gold coin income, was wonderful? It is not shy repudiates a debt, Mei'er is pulling the imperial flag, in this world, dares to depend on the imperial tent/account, could not live for several days, could not sleep several calm and steady. Let alone, the person died, the house must take back, before considering the downpayment and loan that also pays are the rents, does the house in Capital City also worry to sell? 更妙的是,这个并不需要多少的本钱,只要有足够的人登记计算就行。然后什么都不用干,就有源源不断的金币进账了,多美妙？更不怕人赖账,媚儿可是扯着皇家大旗的,这世上,敢赖皇家帐的,活不了几天,睡不了几个安稳觉。何况,人死了,房子还是要收回的,就当是之前交的首付和还的贷款是租金,难道京城的房子还愁卖？ „By Dream Workshop doesn't have a work place?” Wang Sheng knows that Mei'er bought two work places simultaneously: „That work place repairs and maintains, other anything is not dry, makes this. Sells the room innertube loan continually, later finds the way to make the insurance, finally is gold/metal line/traverse, plays does not die that class of bastard.” “梦之坊旁边不是还有个坊吗？”王胜知道媚儿同时买了两个坊:“那个坊修整出来,别的什么都不干,就做这个。连卖房子带贷款,以后想办法做保险,最后做金行,玩不死那班王八蛋。” The insurance is anything, gold/metal line/traverse is anything, Wang Sheng had not said, Mei'er and Qiangwei also suppress not to ask curiously. But in their hearts has a concept, that is in this regard, oneself master has the complete mentality. 保险是什么,金行是什么,王胜都没说,媚儿和蔷薇也强忍住好奇没问。但她们心中已经有了一个概念,那就是在这方面,自家老爷已经有了完整的思路。 Just started simply received to make loans has such income, behind that these insurance money lines and so on, how must that to gain? No wonder the master said is the business of amassing money, really the ratio amasses money quick. 刚开始简单的收放贷就已经有这样的收益,那后面的那些保险金行之类的,那得要怎么赚啊？怪不得老爷说了是抢钱的生意,果然比抢钱来的快啊。 Is only thinking this simplest home loan, has made two females unable to fall asleep, behind looks like also has a giant chain, both female do not dare to closely examine, first asks at present these digestions that said again! 光是想着这个最简单的房贷,就已经让两女睡不着了,后面看来还有个巨大的链条,两女自己都不敢追问下去,先把眼前问出来的这些消化再说吧！ No matter how, must go to talk clearly with these bastards tomorrow, making they Country Lord establish the written agreement, otherwise does not play with them. 不管如何,明天都要去和那些王八蛋们说清楚,让他们自家国主立下字据,否则不和他们玩。 „Home loan matter involves numerously, that side the government authorities must arrange. All contracts must file, must pay the stamp duty to the government authorities, must have the protective umbrella of government authorities. Do not visit you are the princess, but Duke is public and private is private, should arrange must arrange.” Wang Sheng is urging two female attention some details: „Buys these Capital City original old buildings old, must be able to move to the man-machine meeting, can balance new and old price difference, can loan, in brief must consider, cannot leave behind the infamy.” “房贷这事牵扯众多,官府那边一定要打点好。所有合同要备案,要给官府交印花税,要有官府的保护伞。别看你是公主,但公是公私是私,该打点就要打点。”王胜叮嘱着两女注意一些细节:“买下那些京城原有的旧房旧地,也要给人机会能搬回来,可以新旧相抵加差价,也可以贷款,总之都要考虑到,不能留下骂名。” „Reputation one but actually, what business was not good to do right?” Mei'er responded with a smile: „Concubine body sisters understand, the master feels relieved! Me do business, never has anything to buy and sell by using compulsion, honorable.” “名声一倒,什么生意都不好做了对吧？”媚儿笑着回应道:“妾身姐妹都懂,老爷放心吧！咱家做生意,可从来没有什么强买强卖的,名声好的很。” „Un, remembers this.” Wang Sheng along with tastes: „Good reputation to work as the food to eat.” “恩,记住这个。”王胜随口道:“好名声是可以当饭吃的。” Capable woman Mei'er in business how possibly this saying, even Qiangwei nods again and again. 生意场上的女强人媚儿怎么可能不懂这话,连蔷薇都是连连点头。 „Right, Master, did your jade ball carve?” Mei'er by the bosom of Wang Sheng, acts like a spoiled brat to ask to Wang Sheng: „Several months.” “对了,老爷,你的那个玉球到底雕琢好了没有？”媚儿靠在王胜的怀中,冲着王胜撒娇问道:“都好几个月了。” „Two months.” Wang Sheng smiles: „First beginning, is a little out of practice. Quick, most had again on entire is good for half a month. When the time comes leads you to experience inspection that promotes Great Grandmaster.” “才两个多月而已。”王胜笑了笑:“第一次动手,有点手生。快了,最多再有半个月就全好了。到时候带你们去见识一下晋升大宗师的考核。” Mei'er previous and Wang Sheng experiences Grandmaster Wu to be promoted the inspection of blacksmith Great Grandmaster in Exquisite Pavillion, but Qiangwei has not seen, listened to Mei'er to mention the Wang Sheng bold side unyielding performance to praise without cease each time at that time. This time waited till the Wang Sheng taking responsibility corner/horn finally, even if the sky collapses, Mei'er and Qiangwei must certainly arrive at the scene. 媚儿上次和王胜在玲珑阁见识过吴大师晋级铁匠大宗师的考核,可蔷薇没见过,每次听媚儿说起当时王胜挥斥方遒的表现就赞叹不已。这次总算是等到了王胜做主角,哪怕天塌下来,媚儿和蔷薇肯定也要到现场的。 „Words said that Master, is white jade qiu, what mysterious thing can you carve?” Mei'er does not know that Wang Sheng ultimate objective, white jade qiu is also she most starts to see that since Wang Sheng entered the workshop, the workshop casual turnover, Mei'er has not gone to disturb Wang Sheng, now the curiosity gets up, actually cannot endure patiently again. “话说,老爷,就是一个白玉球,你能雕琢出什么神奇的玩意？”媚儿并不知道王胜的终极目标,白玉球也不过是她最开始见到的,自从王胜进了工坊,工坊就不让人随便进出,媚儿也没进去干扰王胜,现在好奇心起,却是再也忍耐不住。
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