Each huge loan, cannot make a final decision in a few words. Besides political interest exchange, but also along with a series of risk assessments and detail negotiations. 每一笔巨额贷款,都不是三言两语能够敲定的。除了政治利益交换外,还伴随着一系列的风险评估和细节谈判。 The commercial loan and pure policy-related loan are different. 商业贷款和纯粹的政策性贷款是不一样的。 The pure policy-related loan was revealed by the government completely, the bank loaned, does not need to consider the risk and income completely ; The commercial loan was different, even if there is a government to provide the guarantee, that also is only restricted in the capital part. 纯粹的政策性贷款由政府完全兜底,银行只是代为放款,完全不需要考虑风险和收益;商业贷款就不一样了,纵使有政府提供担保,那也仅限于本金部分。 Concrete income and risk how, wants commercial bank to send people to make the appraisal. Theoretically, so long as the bank thinks that the risk is bigger than the income, this loan fizzled out. 具体收益和风险如何,还是要商业银行自己派人去做评估。理论上来说,只要银行认为风险大于收益,这笔贷款就告吹了。 From this perspective, even if agreed that the Vienna government lends this loan, the Spanish government can attain the loan finally, was still an unknown. 从这方面来看,即便是同意维也纳政府发放这笔贷款,西班牙政府最后能不能拿到贷款,仍然是一个未知数。 Naturally, matter is not cannot discuss. Capital by advantage, so long as the income is high enough, the risk also no longer is the issue. 当然,事情也不是不能商量。资本逐利,只要收益足够高,风险也就不再是问题。 Cannot have the full power support of Vienna government, but must go to bargain back and forth with the bankers, Confucian nun Austria naturally very disappointed. 没能得到维也纳政府的全力支持,还要去和银行家们讨价还价,儒尼奥尔自然是非常的失望。 According to experience that the past and bankers had to do, Confucian nun Austria knows that this time does not bleed is not good. Remembers the Spanish current financial conditions, the Confucian nun Austria whole person is not good. 根据以往和银行家们打交道的经验,儒尼奥尔知道这次不出血是不行了。想起西班牙目前的财政状况,儒尼奥尔整个人都不好了。 „Lending money is difficult, rendering back the money is more difficult!” “借钱难,还钱更难！” If as expected, after this loan, the Spanish kingdom must surpass Confederate States of America, becomes the world's third largest debtor nation that is next to the United States of America. 如果不出意外的话,这笔贷款到手后,西班牙王国就要超越美利坚联盟国,成为仅次于美利坚合众国的世界第三大债务国。 Arranges in front of them naturally is the Russia person. Does this year can owe the huge debt is also a skill, whom abandon my except for the Tsar government? 排在他们前面的自然是俄国人。这年头能欠下巨额债务也是一种本事,除了沙皇政府舍吾其谁？ Although on the Vienna government also carries the huge debt, but Holy Roman Empire was still a creditor nation. 虽然维也纳政府身上同样也背着巨额债务,但神圣罗马帝国仍然是债权国。 Like an enterprise, owed the payment for goods of upstream raw material business, meanwhile has the account receivable of downstream dealers not to receive. 如同一家企业,欠了上游原材料商的货款,同时还有下游经销商们的应收账款没有收上来。 The payment for goods must include the cost, the account receivable must include the profit. The profit exceeds the cost to gain, otherwise loses money. 货款要计入成本,应收账款要计入利润。利润超过成本就是盈利,反之就是亏损。 Although the Vienna government owes others' money to be many, but cannot support the person who owes them money more. The synthesis calculates, was still the creditor's rights is bigger than the debt. 维也纳政府虽然欠别人的钱多,但是架不住欠他们钱的人更多。综合计算下来,仍然是债权大于债务。 Had a look at the debt of next door Tsar government to know, majority borrowed from here. In addition, one group of little brothers are also the account receivable wealthy and powerful families. 看看隔壁沙皇政府的债务就知道了,大部分都是从这里借走的。除此之外,还有一帮小弟也是应收账款大户。 Without the means that the bank also needs the risks assessment. 没有办法,银行也是需要评估风险的。 Like had announced that bankrupt various European countries, basic dares to lend on no commercial bank them, some people guarantee are not good. 像已经宣布破产的欧洲各国,根本就没有哪家商业银行敢借钱给他们,有人担保都不行。 Dunning also requires the time, nearly the percentage hundred violation rates, on whom put not to do! 讨债也是需要时间的,近乎百分百的违约率,搁谁身上也不愿意干啊！ Finally can only use the compromise plan, the bank lends money to the Vienna government, the Vienna government lends them again. 最后只能采取折中方案,银行借钱给维也纳政府,维也纳政府再借钱给他们。 The Vienna government that reduces the debt unceasingly, own debt has not only reduced, instead also increased. 以至于不断减持债务的维也纳政府,自身的债务不仅没减少,反而还增加了许多。 Confucian nun Austria also wants to gain this special loan. After all, was received the risk by the Vienna government, the loan interest that the bank gives will be very usually low. 原本儒尼奥尔也是想获取这种特殊贷款的。毕竟,由维也纳政府接过了风险,银行给出的贷款利息通常都会很低。 Very regrettable, such good deed thinks on the line. Has not put out enough benefit to exchange, does the Vienna government possibly act as this fool? 很遗憾,这样好事想想就行了。没有拿出足够的利益进行交换,维也纳政府怎么可能充当这个冤大头？ Let alone, Spain cannot put out the collateral. Contrasts that help/gang poor and blank little brother, the Spanish government is relatively wealthy. 何况,西班牙又不是拿不出抵押品。对比那帮一穷二白的小弟,西班牙政府还是相对富裕的。 The bank note issuing power, is a colony, or is the tariff, even is the territory, can take the mortgage. 无论是发钞权,还是殖民地,又或者是关税,甚至是领土,都是可以拿出来抵押的。 The Vienna government is not interested, was not equal to that no one was interested. In many mind, these are the premium assets. So long as sold to the right customer, that can harvest fully. 维也纳政府不感兴趣,不等于就没人感兴趣了。在很多人心目中,这些都是优质资产。只要卖给合适的客户,那都是能够收获满满的。 „Extracting oil” this matter, suits the professional. In this aspect bankers absolutely is most specialized, does not have one. “榨油”这种事,还是适合专业人士。在这方面银行家们绝对是最专业的,没有之一。 As for the default risk, where wants to get rich to have does not brave dangers? So long as the Vienna government is willing to guarantee, risk in controllable range. 至于违约风险,想发财哪有不担风险的？只要维也纳政府肯担保,风险就在可控范围之内。 ...... …… „Investigated thoroughly?” “查清楚了没有？” Confucian nun Austria asked. 儒尼奥尔问道。 Although achieves initially consistently on the loan issue with the Vienna government, but he has not given up Jewish capital that line. 尽管和维也纳政府就借款问题初步达成一致,但他还是没有放弃犹太资本那一条线。 „Money” this thing never will dislike many. If possible, Confucian nun Austria wants many as far as possible gains the loan. “钱”这东西永远不嫌多。如果可能的话,儒尼奥尔还是想要尽可能多的获取贷款。 After all, the war was full of the uncertainty, does not arrive at the final time, no one can determine that the final expenses are many. 毕竟,战争充满了不确定性,不到最后时刻,谁也不能确定最终的开销是多少。 If not for really does not have the means that the war department is not possible to propose that recruits „the French mercenary” combat. The military does not have the confidence to own soldier, Confucian nun Austria did not have the confidence. 若不是实在没有办法,陆军部是不可能提出招募“法兰西雇佣兵”作战的。军方都对自家的兵没有信心,儒尼奥尔就更没信心了。 Had a look at the Philippine war to know. Spanish sharpest army, but also has the absolute fire superiority, unexpectedly indigenous does not handle including one crowd of Japan. 看看菲律宾战争就知道了。西班牙最精锐的部队,还拥有绝对的火力优势,居然连一群日本土著都搞不定。 Although Spanish army in exchange ratio dominant, but contrasts the later French soldier of fortune's performance, that is the goods must throw compared with the goods. 尽管西班牙军队在交换比上占了优势,但是对比之后法国雇佣兵的表现,那就是货比货得扔。 In fact, the issue that the government forces battle efficiency is insufficient, surfaces in the period of wanting. If goes into seriously, can trace last century, or was previous last century. 事实上,西班牙政府军战斗力不足的问题,在更要的时期就暴露了。如果深究的话,可以一路追溯到上个世纪,或者说是上上个世纪。 But the present issue was more serious. As we all know, Spanish Army must reform, but the present is in time of war, the Spanish government does not know how should start. 只不过现在的问题更严重了一些。所有人都知道,西班牙陆军必须要进行改革,可现在是战争时期,西班牙政府根本就不知道该如何下手。 Since own army is not powerful, that can only make up by „krypton gold/metal”. Does not prepare a money, Confucian nun Austria is really worried to come one time to be underfunded again. 既然自家的军队不给力,那就只能靠“氪金”来弥补了。不准备点儿钱,儒尼奥尔真担心再来一次资金不足。 Minister Brad: „ Time is extremely tight, we found out they outwardly on status. Whether colludes with other influences secretly, temporarily was unable to determine. 布拉德公使:“时间太过仓促,我们只是查出了他们明面上的身份。暗地里是否和其它势力有勾结,暂时还无法确定。 Said you possibly not to believe that the stories of these fellows, reorganizing were a romance. 说出来你可能不信,这些家伙的故事,整理起来就是一本传奇小说。 If must give a name, I thought that can be called «Jewish Capitalist Struggle», or is «Jewish Capitalist Toughness». 如果要取个名字的话,我觉得可以叫做《犹太资本家的奋斗》、或者是《犹太资本家的韧性》。 According to the material that we check demonstrated: The predecessor magnificent family history of these fellows, the people of father's generation once had also led the German area biggest financial conglomerate. 根据我们查到的资料显示:这些家伙的前身还有一段辉煌家族史,父辈们曾主导过德意志地区最大的金融财团。 Because is extremely greedy, wants to extend the tentacle to politically, Vienna rebellion period once had supported secretly the revolutionary party in 1848. 只不过因为太过贪婪,想要把触手伸到政治上,在1848年维也纳叛乱时期曾暗中支持过革命党。 Afterward, these financial conglomerates encountered the Vienna government to criticize. However these people responded enough quickly, saw the unfavorable situation, immediately travelled. 事后,这些金融财团遭到了维也纳政府清算。不过这些人反应足够快,见势头不对,马上就跑路了。 The people ran away the base industry not to have. Perhaps destroys in the hand of rebel army, was confiscated by the Vienna government. In brief, after 1848, Austria benefits the local Jewish capital the strength, was damaged. 人跑掉了基业却没了。或是毁于叛军之手,或是被维也纳政府充了公。总之,1848年之后奥地利地区犹太资本的力量,遭到了重创。 After disturbance, the lucky fellow of escaping, by the capital of ahead of time shifting, stages a comeback. 风波过后,逃过一劫的幸运儿,凭借提前转移的资本,又重新东山再起。 But this time they are not in luck, caught up with the anti-corruption case of Vienna government exactly. Was involved the Jewish capitalist to encounter the key attendance of Vienna government, over a hundred people got up the topping cheat, several thousand people were exiled the overseas. 只不过这次他们不走运,恰好赶上了维也纳政府的反腐大案。涉案犹太资本家遭到了维也纳政府的重点照顾,上百人上了绞刑架,数千人被流放海外。 After matter ended, the Jewish capital benefits the strength of financial circle in Austria, basically was swept away, moved toward the decline. 事情结束后,犹太资本在奥地利金融界的力量,基本上被一扫而空,走向了衰落。 Although Jewish financial group destruction, but always has several fish slip through. Person who at present and we contact, was once the descendant of fish slip through, now was advanced on becomes the words matter person outwardly. 犹太财团虽然覆灭,但总是有几条漏网之鱼。眼下和我们接触的人,就是曾经漏网之鱼的后代,现在被推到明面上成为了话事人。 At present checks to be related with the Jewish capital of German area. Originally they and Austria benefit the relation between Jewish capital to be close, the practice of Vienna government also infringed their interest. 目前只是查到和德意志地区的犹太资本有关。原本他们和奥地利犹太资本之间的联系就非常紧密,维也纳政府的做法也损害到了他们的利益。 Driven by benefit, these people most have opposed to reconstruct Holy Roman. But the following arm thigh, can only accept the reality stubborn. 在利益的驱使下,这些人一直都是最反对重建神罗的。只不过后面胳膊拗不过大腿,只能接受现实。 After Holy Roman Empire establishes, to avoid being criticized, these Jewish capital also restrained. 神圣罗马帝国建立后,为了避免被清算,这些犹太资本也收敛了很多。 On the one hand as far as possible reduces has the feeling ; On the one hand strengthens establishes the personal connection, becomes friends with the powerful official diligently. 一方面尽可能的降低存在感;一方面加强建立人脉,努力结交权贵。 Why did not know, looks for us suddenly. ” 只是不知道为什么,突然找上了我们。” clear(ly) knows that the monetary control of Vienna government was strict, was not suitable to play the capital to be congenial. The Jewish capital has not travelled, instead keeps Holy Roman Empire , has been able to explain many issues. 明知道维也纳政府的金融管制严格,不适合玩儿资本投机。犹太资本还是没有跑路,反而留在神圣罗马帝国,就已经能够说明很多问题。 Perhaps from the outside, the Jewish capital is one, in fact the competition between Jewish capital is also fierce. 或许在外界看来,犹太资本就是一家,事实上犹太资本之间的竞争同样激烈。 „Today your pit I, tomorrow my pit you”, will be the normal state of capital operation. “今天你坑我,明天我坑你”,才是资本运作的常态。 The so-called compatriot fraternity, that only exists among the general public. The capital of the world is the same, the essence is- is concerned only about profit. 所谓的同胞之情,那只存在于普通民众之间。全世界的资本都一样,本质都是-唯利是图。 The market is not infinite, no one welcome the competitor to join. Leaving Holy Roman Empire is easy, but changed the place is not equal to having the auspicious day. 市场不是无限的,没有人欢迎竞争对手加入。离开神圣罗马帝国容易,但是换了地方不等于就有好日子过了。 The movement does not make anti-Semitic is playing, without the foreign family of relations, that is the fat sheep of delivering. With the will of fat sheep test wolf, that simply is...... 反犹运动可不是闹着玩儿的,没有关系的外来户,那就是送上门的肥羊。用肥羊考验狼的意志,那简直就是…… In comparison, Holy Roman Empire situation. Although the government manages quite widely, but the Vienna government obeys the custom! 相比之下,神圣罗马帝国的情况还算好的。虽然政府管得比较宽,但是维也纳政府守规矩啊！ In regular range, although is hard to obtain the sudden and huge profits, but wins in the security. Does not need to be worried that a sleep/felt wakes up, was given. 在规则范围之内,虽然难以获得暴利,但是胜在安全。不需要担心一觉醒来,就被人给咔嚓了。 To the ordinary Jewish people, affecting to be smaller. Except that the education control is strict, without the Jewish school, can only go to beyond the public school learn/study, the stable social environment is their most loves. 对普通犹太民众来说,影响就更小了。除了教育管制严格,没有犹太学校,只能去公立学校学习外,稳定的社会环境已经是他们的最爱。 However compared with life of drifting about destitute, these small slight defects are not cannot compromise. After all, every day must for the three meals a day busy ordinary Jewish people, have no time to care about so many radically. 不过和颠沛流离的生活相比,这些小瑕疵也不是不能妥协。毕竟,每天都要为一日三餐忙碌普通犹太民众,根本就无暇顾及那么多。 Under this big background, although these years, were packed with the Holy Roman Empire Jewish immigrant to be many recently, but the concept of Jewish nationality gradually was actually desalinated. 在这种大背景下,虽然最近这些年,涌入神圣罗马帝国的犹太移民很多,但是犹太民族的概念却逐渐被淡化。 The national big fusion, serves the interest of average person, actually hurt the interests of Jewish capital. 民族大融合,符合普通人的利益,却伤害到了犹太资本的利益。 Without these average people acts as a cover, they are the nighttime beacon lights, where arriving is the brightest sons. 没有这些普通人做掩护,他们就是黑夜里的一盏盏明灯,走到哪里都是最亮的崽儿。 Be forced, many Austria benefitted the Jewish capital of area not to pose as the Jew, plays the ambush. 迫于无奈,很多奥地利地区的犹太资本都不以犹太人自居,玩起了潜伏。 The Jewish capital of outwardly, Austria benefitting has truly declined, now attaches to the Jewish financial group survival in northern Germany. 以至于从明面上来看,奥地利的犹太资本确实已经没落,现在依附于北德意志的犹太财团生存。 Checking the content are not many, is the thing on bright side, made arrange/cloth Runi Austria have a headache. 查到内容并不是很多,可是光明面上的东西,就令布儒尼奥尔头疼不已。 The politics is brutal. According to the past experience, Confucian nun Austria knows that the background is simple, the proof back issue is bigger. 政治是残酷的。根据以往的经验,儒尼奥尔知道背景越是简单,就证明背后的问题越大。 How many Jewish capitalists who suffer the society to beat mercilessly, if no one supports, why dares to meet this high risk loan? 几个遭受过社会毒打的犹太资本家,要是没有人撑腰,凭什么敢接这种高风险贷款？ „If we accept their conditions, when can loan most quickly?” “如果我们答应他们的条件,最快什么时候能够放款？” Does not know that who behind is, doesn't matter, the really gold/metal silver could not deceive people in any case. So long as can take the loan, who Confucian nun Austria does not care is operating secretly. 不知道背后是谁,没有关系,反正真金白银骗不了人。只要能够把贷款拿到手,儒尼奥尔也不在乎幕后是谁在操纵。 „Planning”, must be based on strength. If merely is only several powerful officials, Confucian nun Austria did not mind that makes them know anything is the society is brutal. “算计”,也是要建立在实力的基础之上。如果仅仅只是几个权贵,儒尼奥尔不介意让他们知道什么是社会残酷。 Minister Brad: „ These people pledged, after the signing contract issues to the outside, within one month starts to loan. 布拉德公使:“这些人承诺,在签订合同对外发布之后,一个月之内开始放款。 They also put forward the condition, must send people to supervise the fund service condition. In order to guarantee the fund was not diverted, they every week put one time. 他们还提出了条件,要派人监督款项使用情况。为了确保资金不被挪用,他们每个星期放一次款。 First loans 1 million aegises, later according to actual situation, determination loaning quota per week. ” 首批贷款一百万神盾,之后根据实际情况,确定每周的放款额度。” „Has the issue!” “有问题！” This is the Confucian nun Austria first response. Loans in turn, although is the international convention, but every week puts one time, that seemed extremely frequent. 这是儒尼奥尔第一反应。分批放款虽然是国际惯例,但是每周放一次款,那就显得太过频繁了。 Lingered several after the indoor, Confucian nun Austria said slowly: „ Promises them, but the first batch of loaning quotas cannot be 1 million aegises. 在室内徘徊了几步之后,儒尼奥尔缓缓说道:“答应他们,不过首批放款额度不能是一百万神盾。 According to the international convention, the providing quotas of first batch of loan, should not be lower than 10% of total credit. And the loaning time, cannot be one month, must in one week. ” 按照国际惯例,首批贷款的发放额度,不应该低于贷款总额的百分之十。并且放款时间,不能是一个月,必须要在一周之内。” ...... ……