DL :: Volume #2

#123: Plans Bank

LNMTL needs user funding to survive Read More

During the speeches, two people have then arrived at Bank to set up the surface. 说话间,二人便已经走到了钱庄立面。 A enter Bank front door, is one Hall. In Hall, there are many virtual instruments, Cheng Yang knows, these virtual instruments these automatic ATM of before function equivalent to Doomsday. 一进入钱庄大门,便是一个大厅。在大厅中,有许多的虚拟面板,程阳知道,这些虚拟面板的功能相当于末日前的那些自动柜员机。 But in the Hall inside, then several independent offices, the repair compares Luxurious. 而在大厅的内侧中间,则有几间单独的办公室,装修比较豪华。 Cheng Yang points among that office saying: „Wang Lu, after that is the place that you work.” 程阳指着中间那间办公室说道:“王露,那以后就是你工作的地方。” The Wang Lu half step walks, inside pattern pours with the modern office somewhat similarity, but cannot see the one electrical equipment here, in addition can on the table see again has Demonization color Virtual Screen. 王露快步走过去,里面的格局倒与现代办公室有几分相似之处,只不过在这里看不到一件电气设备,另外还能再桌子上看到一块非常具有魔化色彩的虚拟屏幕。 On this screen has many Permission and establishment option, Wang Lu can its carrying on revision setting. But after content setting of most Base, actually needs Cheng Yang this Lord confirmation to be good. 这块屏幕上有很多的权限和设置选项,王露可以对其进行修改设定。但最基础的内容设定之后,却需要程阳这个领主确认才行。 However Cheng Yang does not need to operate in Bank, he only needs to accomplish in Territorial Altar there. Because in Territory all Architecture, has one to be the Cheng Yang's operation panel on Territorial Altar specially. 不过程阳并不需要在钱庄里操作,他只需要在领地祭坛那里就能办到。因为领地中所有的建筑,在领地祭坛上都有一个专属于程阳的操作面板。 After Wang Lu was familiar with here environment, Cheng Yang said: „A while I transfer 7 ten thousand spirit energy points to come to you, to all citizen opening lending. You established to the maximum lending quantity are the day of everyone receive per person per time, the accumulated lending over two days of lending volumes, the lending restore time were not longest are 10 days. After you submit, I examine and approve immediately.” 待王露熟悉了这里的环境之后,程阳说道:“一会儿我给你转七万点灵能值过来,对所有领民开放借贷。你设置为每人每次最高借贷数量为每人的日收入,累积借贷不超过两天的借贷额,借贷归还时间最长为十天。你提交上来之后,我会立刻审批。” Wang Lu nodded, asked: „That interest?” 王露点了点头,又问道:“那利息呢？” Cheng Yang thinks, said: „On by interest per day 1%, lends one time, has the interest less than 1 spirit energy points, settles accounts by 1 spirit energy points.” 程阳想了想,说道:“就以日利息1%吧,借贷一次,产生利息不足一点灵能值,以一点灵能值结算。” Wang Lu said scruple: „Is this little high?” 王露迟疑道:“这是不是有一点高啊？” Cheng Yang said: „This is not high. Later estimated that must grow, when the time comes in view of the different crowds, will have different lending proportion(s). After all is now different from piping time of peace, the Combatant mortality rate absolutely before Doomsday is higher, therefore meets appear part of dead accounts unavoidably. The risk of lending is also big. I estimated, later the interest 5% can appear day after day.” 程阳说道:“这不算高。以后估计还得增长,到时候针对不同的人群,会有不同的借贷比例。毕竟现在不同于太平盛世,战职者的死亡率绝对比末日前高很多,所以难免会出现一部分死账。借贷的风险也是蛮大的。我估计,以后就连日利息5%都会出现。” Wang Lu understood, asked immediately suddenly: „Lord, what to do if some people do repudiate a debt?” 王露顿时明白过来,忽然又问道:“领主,万一有人赖账怎么办？” Cheng Yang smiles, said: „, I cannot build up this Bank to open the lending and borrowing business. Is because must draw support from God(s) regulation(s) Conducting Administration. Because anybody lends Spirit Energy Points after Bank, signed one on equivalent to by the contract of regulation(s) supervision. So long as is the time of contract agreement, Spirit Energy Points in its individual account will then be deducted by automatic. If died in battle, its balance of account first will also be used to return the debt. Regardless where lends the person, this regulation(s) is effective.” 程阳笑笑,道:“不会的,我之所以必须建起这钱庄才开启借贷业务。就是因为要借助于神灵的规则进行管理。因为任何人从钱庄借贷灵能值之后,就相当于签订了一份受规则监督的契约。只要达到契约约定的时间,其个人账户上的灵能值便会被自动扣除。如果是战死,其账户余额也会先用来归还欠款。不论借贷人在什么地方,这个规则都是有效的。” Wang Lu then felt relieved. After all if the Bank dead account are too many, even interest again high no matter still uses. 王露这才放下心来。毕竟若是钱庄的死账太多,就算利息再高也不管用啊。 Cheng Yang continues saying: „Moreover Bank also has the deposit business, interest for the time being by 0.1%, it is estimated that does not have many of deposits to come in now.” 程阳继续说道:“另外钱庄还有存款业务,利息暂时就以0.1%吧,估计现在也没多少人存款进来。” Wang Lu nodded, regarding the Territory Spirit Energy Points present situation, she also quite found that now each individual daily Spirit Energy Points own use even is enough good, which also has to save. Naturally. Cheng Yang is the one exception, his present Spirit Energy Points amount scares many people sufficiently. 王露点了点头,对于领地的灵能值现状,她也是比较了解的,现在每个人每天的灵能值够自己使用就算不错了,哪还有存下来的。当然。程阳是一个例外,他现在的灵能值数额足以吓坏很多人。 At that moment Cheng Yang exited 200,000 spirit energy points from the own individual account, before this sum of money naturally is, from Yuan Jianze there error. 当下程阳从自己的个人账户上转出了二十万点灵能值,这笔钱自然就是之前从袁建泽那里讹来的。 Saw that the own operation in Bank provided such big fund instantaneously. Wang Lu is startled immediately. She remembers Cheng Yang a moment ago what said is transfers 7 ten thousand spirit energy points to come, how to turn into 200,000 instantaneously? 看到自己运营的钱庄里瞬间多出了这么大一笔资金。王露顿时吃了一惊。她记得刚才程阳说的是转七万点灵能值过来,怎么瞬间就变成了二十万了呢？ Cheng Yang sees the doubts of Wang Lu, said with a smile: „This 200,000 spirit energy points is I saves, you may result in every day pay my two hundred spirit energy points. These Spirit Energy Points that before said that was Territory Spirit Energy Points, was the Territory fund. Bank earnings is then used to expand some Territory funds.” 程阳看出王露的疑惑,笑着说道:“这二十万点灵能值是我存进来的,你每天可得支付我两百点灵能值。之前说的那些灵能值,是领地灵能值,属于领地资金。钱庄的收益便是用来壮大这部分领地资金的。” Wang Lu then understood, is shocked about Cheng Yang earnings Spirit Energy Points Speed. 王露这才明白过来,同时也对程阳赚取灵能值的速度感到震惊。 Afterward. Cheng Yang left Bank, leaves behind Wang Lu here Management Bank. 随后。程阳离开了钱庄,留下王露在这里管理钱庄。 When Cheng Yang arrives at Territorial Altar. Then relayed 700,000 spirit energy points to change to Bank from Territory, hence the Bank total Spirit Energy Points number has reached 270,000 points. 当程阳来到领地祭坛时。便从领地中转了七万点灵能值转到了钱庄中,至此钱庄的总灵能值数已经达到了27万点。 Cheng Yang simple has made one calculation, if these Spirit Energy Points complete(ly) borrow, not calculation dead account, can create 2700 spirit energy points for Territory every day. Naturally, deducts to the Cheng Yang's interest, and possible part of dead accounts, this value should about 2000 : 00. 程阳简单的做过一个计算,如果这些灵能值全部借出去,不计算死账,每天能为领地创造2700点灵能值。当然,扣除给程阳的利息,以及可能产生的一部分死账,这个数值应该在两千点左右。 However presently, Fallen Phoenix Village Combatant is Army, in this type acts in unison, Cheng Yang has insisted to the advantage suppression opponent, in addition Fallen Phoenix Village Combatant have had Priest and potion(s) absolutely, therefore the casualty figure has been minimum. Therefore present earnings basically approaches 2500 points infinitely. 不过当前而言,落凤村的战职者都是军队,而在这种统一行动下,程阳一直坚持以绝对优势压制对手,再加上落凤村的战职者一直都备有牧师和药剂,所以伤亡数字一直极小。所以现在的收益基本上是无限逼近2500点。 This is the one increase Territory Spirit Energy Points effective measure, equivalent to lets Territory Combatant Donation Spirit Energy Points without doubt, this increase Spirit Energy Points way is both sides profits without doubt. But if Territory Combatant , to enhance own Contribution Value, must be Territory makes the contribution through Donation or the other method. 这无疑是一个增加领地灵能值的有效手段,相当于让领地战职者捐献灵能值来说,这种增加灵能值的方式无疑是两方都受益的。可要是领地的战职者要想提高自己的贡献值,就得通过捐献或者其他手段为领地做出贡献了。 own individual account last present also more than 110,000 spirit energy points, lent Liu Hao and the others to open Fourfold Cultivation Speed more than 10,000 spirit energy points in addition, the total is close to 130,000. These Spirit Energy Points Cheng Yang have not planned to put in Bank, he must depend upon some Spirit Energy Points to open Eightfold Cultivation Speed. 自己的个人账户上现在还有十一万多点灵能值,加上借给刘浩等人开启四倍修炼速度的一万多点灵能值,总数接近十三万了。这些灵能值程阳没打算放入钱庄中,他还得依靠这部分灵能值开启八倍修炼速度呢。 Over the following four days, Fallen Phoenix Village Territory is developing routinely, although Combatant quantity not further increase, but Strength had the leaping development. 接下来四天时间,落凤村领地按部就班的发展着,虽然战职者的数量没有进一步增加,但实力却有了飞跃性的发展。 First, in Territory about 2000 Combatant, first Profession Change that several batch of Combatant had a large part of Upgrade to Mid Step Apprentice Grade, the quantity almost about 100 people. These people without exception, all are various Territory War Battalion Management personnel, high Vice Commander, low Platoon Leader, as for Squad Leader, now also unmanned Upgrade to Mid Step. 首先,领地近两千位战职者中,最先转职的那几批战职者相有很大一部分升级到了中阶学徒级,数量差不多在一百人左右。这些人无一例外,全都是领地各战营的管理人员,高则副统领,低则中队长,至于小队长,现在还无人升级到中阶。 Said actually not their Spirit Energy Points are not enough to support own to open the highly efficient Cultivation Speed, because most before main reason, does not have many Spirit Energy Points, is used to supply these Combatant to open Fourfold Cultivation Speed. 倒不是说他们的灵能值不足以支撑自己开启更高效率的修炼速度,最主要的原因还是因为之前没有更多的灵能值,用来供这些战职者开启四倍修炼速度。 However this situation has started to be improved, the idea have in public Natural Resources account that in Cheng Yang distributed every day. Because some Spirit Energy Points can decide to assign by various Squad Captain, after asking for instructions Cheng Yang. These Combatant teams collected thousand spirit energy points economically in everyday spending, then adopts the way that beforehand Cheng Yang uses, every five Support Troops unions, open Fourfold Cultivation Speed in turn. 不过这个情况已经开始有所好转,他们将主意打在了程阳每天派发下去的公共资源账户上。由于这部分灵能值是可以由各小队队长自行决定分配的,经过请示程阳。这些战职者队伍省吃俭用凑齐了一千点灵能值,然后采取之前程阳所使用的方式,每五支队伍联合,轮流开启四倍修炼速度。 Then, basically can satisfied half of people open Fourfold Cultivation Speed. Spirit Energy Points that at present but Territory overwhelming majority Combatant obtain was unable completely satisfied Fourfold Speed Cultivation, the Bank business is also suddenly hot immediately. 如此一来,基本上能满足一半的人开启四倍修炼速度。可是目前领地绝大部分战职者获得的灵能值都还无法完全满足四倍速度修炼,一时间钱庄的生意顿时也就火爆起来。 1% interest are not high to these Combatant, these people are clear, even if taking advantage of these Spirit Energy Points can let own one day ahead of schedule promote, this increase day of time returns on the interest that enough own will owe on also has more than enough to spare. Let alone, has adopted Fourfold Cultivation Speed, its function and not only lets their only one day ahead of schedule promote, but is one day, when two days use. 1%的利息对这些战职者来说并不算高,这些人非常清楚,就算借下的这些灵能值能够让自己提前一天晋级,这增加的一天时间就足够自己将欠下的利息给还上还绰绰有余。更何况,一直采取四倍修炼速度,其作用并不仅仅是让他们只提前一天晋级,而是一天当两天用。 Without a doubt, Fallen Phoenix Village revolves officially and utilization of Bank after the Army system, making entire Spirit Energy Points be stimulated completely, played Peak its role. In addition over the next three days 30 ten thousand spirit energy points that plundered from Yuan Jianze there, making the Fallen Phoenix Bank fund extremely abundant. 毫无疑问,落凤村经过军队体制正式运转以及钱庄的运用,使得整个灵能值完全被盘活,将其作用发挥到了极致。再加上随后三天从袁建泽那里搜刮来的30万点灵能值,让落凤钱庄的资金变得极其雄厚。 In addition, every day after the Army faction issues salaries responding with a poem public Spirit Energy Points, remaining Spirit Energy Points also 50,000-60,000, these also entered in Bank by Lane Cheng Yang. Made the Bank fund break through about 800,000. 除此之外,每天军队派发了薪酬和公共灵能值之后,剩下的灵能值也还有50,000-60,000,这些也都被程阳进了钱庄中。使得钱庄的资金突破到了近80万。 Naturally, if according to these data thinks that Training Army is a good earnings Spirit Energy Points method, then on blunder, but was especially wrong. 当然,如果根据这些数据就认为培养一支军队是一种不错的赚取灵能值的手段,那就大错而特错了。 These Spirit Energy Points that now Cheng Yang gives and did not include allocation as well as dying in battle of Soldier Equipment Pension, as well as following Newly Appearing some Promote(d) Strength good thing. 现在程阳给的这些灵能值并不包括装备的配发以及战死者士兵的抚恤,以及后面新出现的一些提升实力的好东西。 Allocation of Equipment is one consumes the Spirit Energy Points matter very much, if must give soldiers Equipment one set Black-Iron Rank Apprentice Equipment, the complete purchase also needs about thousand spirit energy points, if Bronze Rank, this price was higher. 装备的配发是一件很耗灵能值的事情,如果要给一位士卒装备一套黑铁级学徒装备,完全购买的话也需要近千点灵能值,如果是青铜级,这个价格就更高昂了。 Soldier Pension this can be light or heavy, with the Cheng Yang's attitude, own cannot these be Combatant that Fallen Phoenix Village devotes life to is fearful. Therefore Cheng Yang has adopted Special Care Policy regarding dying in battle Combatant. Is good because of so far, Combatant quantity also not over 10 that Fallen Phoenix Village died in battle, moreover death basically was these just Profession Change did not have many people of combat experience, therefore according to the Pension system of formulation, Pension golds of Fallen Phoenix Village disbursement did not have many a short time ago. 士兵抚恤这个可轻可重,以程阳的态度,自己不能那些为落凤村效命的战职者心寒。所以程阳对于战死的战职者一直采取优抚政策。好在到目前为止,落凤村战死的战职者数量还不超过十个,而且死的基本上都是那些刚刚转职还没有多少战斗经验的人,因此根据前不久制定的抚恤制度,落凤村支出的抚恤也没有多少。 As for following appear Promote(d) Strength good thing, that was the one bottomless pit, no one knows, what thing met appear, will have the big consumption. Therefore, accumulated certain amount of Spirit Energy Points, without doubt is very necessary. 至于后续出现的提升实力的好东西,那便是一个无底洞了,谁也不知道以后会出现什么样的东西,又会有多大的消耗。所以,累积一定数量的灵能值,无疑是很有必要的。 Naturally, harvests in these four days of time also are not only these. For example the Lumber quantity of these days accumulating surpassed 7000 Cubic, Stone also achieved 5000 Cubic. However these Lumber must build up Fallen Phoenix Village last Architecture Third Level Enclosure, but also obviously is slightly insufficient. As for wanting build from East Mountain Village to Fallen Phoenix Village Road, that five thousand Cubic Stone was futile attempt. 当然,这四天时间里的收获也不仅仅是这些。比如这几天累积的木材数量超过了7000立方,石料也达到了5000立方。不过这些木材要建起落凤村最后一座建筑三级围墙,还稍显不足。至于要修建从东山村到落凤村的道路,那五千立方的石料更是杯水车薪了。 In addition, the two Subordinate Encampment development of Fallen Phoenix Village is also methodical. Xiang River Village or East Mountain Village, at this moment already Upgrade to Level 3 Village, moreover Profession Sculpture Level also soon achieved Level 4. 除此之外,落凤村的两个附属驻地发展也是有条不紊。不论是襄河村还是东山村,此刻都已经升级到3级村庄,而且职业雕像等级也快要达到4级了。 This moment this two Subordinate Encampment Combatant quantity has achieved 800 people, is Influence that compares powerful. 此刻这两个附属驻地的战职者数量均已经达到了八百人,也算是一股比较强大的势力了。 If this Subordinate Encampment wants Upgrade again Promote(d) to Level 4, but was not that easy, that three Initial Step Scholar Grade Combatant was not that easy Training. 只是这附属驻地要想升级再提升到4级,可就不是那么容易了,那三位初阶士级的战职者可不是那么容易培养的。 ps: Asked the monthly ticket, to seek the subscription. ( to be continued ) ps:求月票、求订阅。(未完待续)
To display comments and comment, click at the button