The total president di working ability is regarded as positive, the especially chief president dials delimits the bad account the time that large lending of Lynch, he manifested very splendid personal ability. 总行长旳工作能力还是值得肯定的,特别是总行长把林奇的那笔大额借贷拨划成坏账的时候,他体现出了非常出色的个人能力。 The bad account, meant that this money bank could not receive, then natural was the bad account. 坏账,意味这笔钱银行收不回来了,那么自然是坏账。 Because of this bad account, the assets appraisal of bank was short of several million. 因为这笔坏账,银行的资产评估又少了几百万。 How did market value ten hundreds of millions banks are bit by bit pull out spatially? 一家市值十几亿的银行是如何被一点一点掏空的？ Had a look here to know, so long as here moved, that side moved, again after running on a bank broken produced...... 看看这里就知道了,只要这边挪一些,那边动一下,再经过挤兑破个产…… Has the coordination of chief president, survey team's in investigation to bank soon had the result, all have died of the decision that the former president of attack makes. 有总行长的配合,调查组对银行内部的调查很快就有了结果,一切都是已经死于袭击的前任大总统作出的决定。 He requests the chief president to print part not in the circulation sequence, does not have any official documents showed that it is the currency, is used for the demand of satisfied Lynch to loan. 他要求总行长印刷一部分不在流通序列中,也没有任何公文证明它是存在的货币,用来满足林奇对贷款的需求。 He when knowing perfectly well Dowler Mar's economy and state bank is unable to satisfy the Lynch loan demand, made very wrong decision, and tries to conceal these issues. 他在明知道勒马尔的经济和国家银行无法满足林奇的贷款需求时,作出了非常错误的决定,并且试图隐瞒这些问题。 But to this moment, all „truth” surfaced. 但到这一刻,所有的“真相”都浮出了水面。 Regardless how his starting point is, he did a wrong thing! 无论他的出发点是怎样的,他都做了一件错事！ These wrong choices that now because he makes, Lemare is suffering the serious consequence. 现在因为他所做的这些错误的选择,勒马尔正在遭受着严重的后果。 The survey team the result of investigation hands over the delegation, also Lynch had about purchasing the intention statement of Lemare State Bank personally also submitted. 调查组把调查的结果上交到代表团,同时林奇个人有关于收购勒马尔国家银行的意向书也同时递交了上去。 After delegation and domestic relation, as well as after president follow-up work, Lemare Republic Parliament and president agreed to the request of Lynch finally. 经过代表团和国内的联系,以及和大总统这边的后续工作之后,勒马尔共和国议会和大总统最终同意了林奇的要求。 June Monday of second week, Lynch and Lemare Republic president, signed the entire purchase agreement in Lemare State Bank. 在六月份的第二周的周一,林奇和勒马尔共和国大总统,在勒马尔国家银行签订了全款收购协议。 Bankrupt Lemare State Bank will add on the bonds of 50 million black stone foundations by 75 million federal Sol prices, thorough acquisition Lemare State Bank 99% stocks. 已经破产的勒马尔国家银行将以七千五百万联邦索尔的价格加上五千万黑石基金会的债券,彻底收购勒马尔国家银行百分之九十九的股份。 Reason that is 99%, that is because also 1% are the Lemare Republic government. 之所以是百分之九十九,那是因为还有百分之一属于勒马尔共和国政府。 Meanwhile, Lynch must undertake all debts, the debt, according to the Lemare Republic and Lynch signs requirements that in the agreement, he must meet all depositors' money withdrawal requests. 同时,林奇也必须承担起所有的债务,亏空,按照勒马尔共和国与林奇签订的这份协议中的要求,他必须满足所有储户的提款要求。 This approximately involves the number by 110 billion Reis's drawing money demand, regarding this Lynch also one and agreed. 这大约涉及到数以百亿千亿亚雷斯的取款需求,对此林奇也一并同意了下来。 The conformity, analyzes the debt, will fulfill the debt and other series of work approximately to complete in one year, will withdraw cash about the depositor, must solve in six months. 整合,拆分债务,履行债务等一系列工作大约会在一年内完成,其中关于储户提现等,必须在六个月以内解决。 In other words Lynch must pay in six months all savings that want to withdraw cash the depositor, otherwise this purchase can trigger some additional articles. 也就是说林奇必须在六个月内支付所有想要提现储户的储蓄金,否则这笔收购案会触发一些附加条款。 Many people actually do not favor these operations of Lynch, although people know that Lynch wants a bank, moreover is a bank that has the round of coin power, but he was too harebrained. 很多人其实并不看好林奇的这些操作,尽管人们知道林奇想要一个银行,而且还是一个有发币权的银行,但他太冒失了。 Once the federation and Lemare's cooperation determine, Reis's exchange rate will soar, so long as people wait, when Reis's exchange rate returns to the normal sector, Lynch must face at least five more than hundred million withdrawing cash demands. 一旦联邦和勒马尔的合作确定下来,亚雷斯的汇率就会直线上升,人们只要等一等,等亚雷斯的汇率回到正常区间,林奇就要面对至少五个亿以上的提现诉求。 He cannot spend this sum of money! 他根本拿不出这笔钱！ Do not look that the black stone aviation obtained the federal 2 billion orders, in fact after these orders complete, the profit of black stone aviation has about three to 400 million. 别看黑石航空才得到了联邦二十亿的订单,实际上这些订单完成之后,黑石航空的利润大约只有三到四亿。 Then various redistribution shareholders and multiple draw bonus, the Lynch account can enter one hundred million is very fierce wrist/skill. 然后再分配各股东和多重分红,林奇自己账户能进一个亿就已经算是很厉害的手腕了。 Only if he mortgages oneself all industries to the bank, or sells out part of industries, even if otherwise he can collect this sum of money to come, can still crash his other industries! 除非他把自己所有产业都抵押给银行,或者卖掉一部分产业,不然就算他能凑出这笔钱来,也能压垮他其他的产业！ To the federal person, can you take with you richly disburse money are two matters. 对联邦人来说,你有钱和你能不能拿得出钱是两回事。 Like this time Lemare State Bank, who dares saying that it doesn't have money? 就像此时的勒马尔国家银行,谁敢说它没有钱？ It is certainly rich, some of its also many loan business, but also holds the stocks of many company, is being invested, but has not seen the construction investment of kitty. 它当然有钱,它还有很多贷款业务,还持有很多公司的股份,还有很多正在投资中但还没有见到回头钱的建设投资。 These are its asset, Lynch give it to appraise about 900 million are not the casual appraisals. 这些都是它的资产,林奇给它评估九亿左右并不是随便评估的。 But it went out of business! 可它还是倒闭了！ Rich, with can take to disburse money, is two matters. 有钱,和能不能拿得出钱来,是两回事。 You explained richly your existence value, but you cannot draw cash, expressed that the bankruptcy is waiting for you! 你有钱说明你存在价值,而你拿不出钱来,就表示破产在等着你！ If the Lynch floating capital is used in the depositor withdrawing cash, then in his hand the cash pressure of industry will be very big, may trigger the chain-reaction incautiously. 如果林奇的流动资金全部用于储户提现,那么他手中产业的现金压力就会很大,一不小心就有可能引发连锁反应。 In the federation, regarding the financial wolves, they dares to challenge, so long as can see enough benefit and success ratio, nothing is they do not dare to do! 在联邦,对于金融的豺狼们来说,他们谁都敢挑战,只要能看见足够的利益和成功率,没有什么是他们不敢做的！ Once the black stone had the loophole, then the quick these wolves and sharks will come in swarms, ripped the fragment Lynch. 一旦黑石系出现了漏洞,那么很快这些豺狼和鲨鱼就会蜂拥而至,把林奇撕成碎片。 Many people want to know how Lynch planned to get through the difficult time, some people think that this was a he stupidest investment, naturally many people are also contacting with him in secret, hopes that can facilitate „the Union purchase”. 很多人都想知道林奇到底打算怎么渡过难关,也有人认为这是他最愚蠢的一次投资,当然也有不少人在私底下联系他,希望能促成“联合收购”。 For example...... six big lines. 比如说……六大行。 Lynch and Joe Grimann have two years not to meet, because Lynch and he relates the good reason, Joe Grimann was adjusted Nagaliel to hold the post of Nagaliel general headquarters president by Golden Exchange Bank. 林奇和乔格里曼已经有两年没见面了,因为林奇和他关系不错的原因,乔格里曼被金汇银行调去了纳加利尔担任纳加利尔总行行长一职。 To federal all industries, Nagaliel is a giant treasury, there conceals can become the secret of rich and powerful people! 对联邦所有行业来说,纳加利尔都是一个巨大的金库,那里藏着能够让人成为富豪的秘密！ valley Xin / span > 200 million population, even if only then 1/10 people deposit 100 dollars in the gold exchange every year, that is also the every year 2 billion savings! 谷軐/span>两亿的人口,哪怕只有十分之一的人在金汇每年存一百块钱,那也是每年二十亿的储蓄金！ And in fact this number continues these, the market that because gradually trains not only has the deposit business, loan business. 并且实际上这个数字远不止这些,因为逐渐培养起来的市场不只是有储蓄业务,还有贷款业务。 In order to adapt to Nagaliel special social environment, the bank launched a brand-new loan business, is called „duty to loan mechanism”. 为了适应纳加利尔特殊的社会环境,银行展开了一种全新的贷款业务,叫做“职务贷款机制”。 The simple point wants the loan first to have a stable work, then can according to own wage level and position in enterprise, after evaluating, can obtain the certain amount of loan. 简单一点来说想要贷款首先必须有一份稳定的工作,然后才能按照自己的工资水平和在企业内的地位,进行评估后才能得到一定数量的贷款。 If some people of not prompt restore loans, then the bank will demand the wages from the company directly, if the litigant has left job and is not willing to render back the money, then this person's at blacklist meeting. 如果有人没有及时的归还贷款,那么银行会直接从公司索要工资,如果当事人已经离职并且不愿意还钱,那么这个人将会上黑名单。 At the appointed time the entire Nagaliel society will not have the opportunity that this person survives, all and federation will have the enterprise of relations not to use this person, all and bank will have the enterprise of business relation not to use this person. 届时整个纳加利尔社会都不会有这个人生存的机会,所有和联邦有关系的企业都不会用这个人,所有和银行有业务关系的企业也都不会用这个人。 He will lose here the foundation of life! 他将失去在这里生活的基础！ Until he returns money. 直到他把钱还上。 Naturally, has not really related, can direct and bank explanation, the bank will arrange a work to the debtor, pays off until him thoroughly. 当然,真还不起也没关系,可以直接和银行说明情况,银行会给欠款人安排一份工作,直到他彻底还清。 Joe Grimann in the Nagaliel that side, because has the support of Lynch, the work launches is very smooth, in addition was old, is disinclined to strive for success again anything, plans to retire that side Nagaliel. 乔格里曼在纳加利尔那边因为有林奇的支持,工作展开的很顺利,加上年纪大了,也懒得再去拼搏什么的,打算在纳加利尔那边退休。 Actually Nagaliel to the federal person looks like the heaven, the price is low, the living cost is low, in the federation with the person of low retirement pension, can enter the middle class in Nagaliel directly. 其实对联邦人来说纳加利尔就像是天堂,物价低,生活成本低,一个在联邦拿低等退休金的人,在纳加利尔直接就能进入中产阶级。 Probably Joe Grimann such retirement pension can attain to be close to 1000, here lives should not be too joyful! 像是乔格里曼这样退休金能拿到接近一千块的,在这里生活的不要太快乐！ In addition some of his own a lot of money, usually are also making the investment, Nagaliel nothing do not adapt besides some summer people, he had planned that settled down here. 加上他自己还有不少钱,平时也在做投资,纳加利尔除了夏天有些人之外没有什么不适应的,他已经打算在这边定居了。 Usually most of the time is does not have any matter does, works together with the friend plays a ball game together, or the roaming swimming, exercises, attended various parties, private party anything, simply is a heaven! 平时大多数时候都是没有什么事情做,和朋友同事一起打打球,或者游游泳,锻炼身体,参加各种派对,私人聚会什么的,简直就是天堂！ Until...... the gold exchange general headquarters issued a document to him, hopes that he can arrive at the Lemare islands, sees Lynch, had better be able convince Lynch to leak a point slightly to Golden Exchange Bank, they are interested in Lemare State Bank very much. 直到……金汇总行给他发了一份文件,希望他能到勒马尔群岛去,见一见林奇,最好能说服林奇稍微漏一点给金汇银行,他们对勒马尔国家银行很感兴趣。 In the two years Joe Grimann and did not seem like beforehand that pays attention to Lynch, was the number of times that both sides related is mainly few, the opportunity of meeting was also few. 这两年来乔格里曼并不像是以前那么关注林奇了,主要是双方联系的次数很少,见面的机会也很少。 In process that sometimes maintenance of sentiment is often associating, you very long have not seen a person, saw will again only feel strangely. 有时候感情的维系往往都在交往的过程中,你很久没见一个人,再见到只会感觉到陌生。 Joe Grimann is also this. 乔格里曼也是这样。 The arrangement of general headquarters he does not have the means to reject, has to pack the baggage to go to Lemare, is seeing some that moment indeed strange feelings of Lynch, but these feelings dissipated quickly. 总行的安排他没办法拒绝,只好收拾行李前往了勒马尔,在见到林奇的那一刻的确有一些陌生的感觉,但这些感觉很快就消散了。 Two people shake hand, walks, chatted, before Lynch , seemed no different, was only that heavy/thick bearing, was even more formidable. 两人握了握手,一路走,一路聊,林奇和以前似乎没有什么不同,只是身上那份厚重的气度,愈发的让人敬畏起来。 „......, therefore this time you do come are mainly and I discuss the matter jointly?” “……所以这次你来主要是和我谈联手的事情？” Lynch visits him, Joe Grimann has not evaded, the nod name is, „the meaning in bank is they are willing to put out some money to come, about 30 million, attain 15% bank stocks from your hand.” 林奇看着他,乔格里曼也没有避讳,点头称是,“银行方面的意思是他们愿意拿出一部分钱来,大约三千万,从你手里拿到百分之十五的银行股份。” The entire purchase resultant about 120 million, the gold exchange puts out 30 million to approximately account for 1/4, actually wants 15%, they clearly has the sincerity from the wording very much. 整个收购案总值大约一亿两千万左右,金汇拿出三千万约占四分之一,却只要百分之十五,从字面上来说他们显然很有诚意。 Lynch actually shakes the head with a smile, „everyone is installing muddled, this bank at least value 12 hundred million, moreover I believe for five years, it can the value 2 billion, even is 3 billion.” 林奇却笑着摇了摇头,“大家都在装糊涂,这家银行至少值十二个亿,而且我相信五年之内,它就能值二十亿,甚至是三十亿。” „Gold exchange high-level sincerity does not have, this is very difficult to discuss.” “金汇高层一点诚意都没有,这个很难谈下去。” Purchase time is to definitely try to find the solution makes it be underestimated, but really took, who knows its value in fact. 收购的时候肯定是想办法让它被低估,但是真拿到了手了,谁都知道它实际上的价值。 In addition the state bank will take the bridge that Lemare and between the federal funds communicates, its role will be only getting bigger and bigger, the asset market value will also be getting higher and higher! 加上国家银行将会作为勒马尔和联邦资本之间沟通的桥梁,它的作用只会越来越大,资产市值也会越来越高！ 30 million let alone 15%, including 1.5% are an issue. 三千万别说百分之十五了,连百分之一点五都是一个问题。 Joe Grimann not, because the rejection of Lynch reveals the ugly complexion, does the bank, does financial group of people, pointed at the nose is scolding is the common matter. 乔格里曼并没有因为林奇的拒绝就露出难看的脸色,干银行,干金融这一行的人,被人指着鼻子骂的时候是常有的事情。 I want to make your money, was scolded several you by you happily is not the issue, what you want is the psychological comfort, but I only want to ask for money 我想要弄你的钱,那么被你骂几句你开心也不是什么问题,你要的是心理上的舒坦,而我只想要钱 The money in your pocket! 你口袋里的钱！ When Lynch said similarly, he continued saying that „we noticed you to have very tremendous pressure in cash, but we can solve these pressures exactly.” 等林奇说得差不多了,他才继续说道,“我们注意到你在现金方面有很大的压力,而我们恰好能解决这些压力。” „Above gave my some jurisdictions, I divulged the details to you.” “上面给了我一些权限,我给你透个底。” „25 million, 10% stocks!” “两千五百万,百分之十的股份！” „Before I come, they told me, this was the final bottom line, I thought that this price...... in fact has the sincerity!” “我来之前他们告诉我,这是最后的底线,我觉得这个价……实际上已经非常有诚意了！” This price was equivalent to Lynch to purchase the handing over market value the state bank to double. 这个价格相当于林奇把国家银行收购到手转手市值就增加了一倍。 However is very obvious, they too underestimated the Lynch ability. 不过很显然,他们还是太低估了林奇的能力。 Money thing...... he wants many, can many! 钱这个东西……他想要多少,就能有多少！