BC :: Volume #15

#1467: Having problems


LNMTL needs user funding to survive Read More

Somewhat troublesome......” “有些麻烦……” The chief president in Lemare State Bank is organizing in a bank the high-level conference, since Lemare president expressed after Federal Government was discontented, many foreign capitals start crazy fleeing Lemare. 勒马尔国家银行的总行长正在组织一场银行中高层的会议,自从勒马尔大总统向联邦政府表达了不满之后,很多外资开始疯狂的逃离勒马尔。 Now, after these foreign capitals flee , the results of producing have not revealed immediately! 只是现在,这些外资逃离之后产生的效果还没有立刻显露出来! Keeps eyes open in the general headquarters in as one constitutes the loose country, the foreign capital, once flees, to its money market is a disaster. 作为一个在总行长眼里构成松散的国家,外资一旦逃离,对本国的金融市场来说就是一场灾难。 Perhaps the average person does not understand this point, why the foreign capital flees, will create the Lemare native place finance the disaster. 可能普通人不明白这一点,为什么外资逃离,会造成勒马尔本土金融的灾难。 Actually this is not a how complex matter, merely is the bank loan, enough made one have a headache! 其实这并不是一件多么复杂的事情,仅仅是银行贷款,就足够令人头疼! The foreign capital during Lemare is engaged in the trade activity, all funds store up in Lemare State Bank. 外资在勒马尔从事商业活动期间,所有的资金都是储存在勒马尔国家银行里的。 The state bank has the temporary right of use of this sum of money, took out until them, or turned away. 国家银行拥有这笔钱的临时使用权,直到它们被取出,或者被转走。 During this period, how to use these money is the bank own freedom of! 在这期间,怎么使用这些钱都是银行自己的自由! Naturally, to guarantee the bank will not excessively use this sum of money to make certain uncertain troubles, various countries has a bottom line. 当然,为了确保银行不会过度的使用这笔钱造成某些不可预测的麻烦,各国都有一条底线。 Is not actually developed in Lemare such finance, most investments are the areas of industry, is slightly weak to the control of fund.. 在勒马尔这样金融其实并不发达,大多数投资都是实业的地区,对资金的管控稍微弱一点。。 In Lemare State Bank, the amount of always loaning cannot surpass total deposit 82%, compares in the federal 30% disparities, Lemare looks like has not established to be the same completely! 在勒马尔国家银行,总贷款的数额不能超过总存款的百分之八十二,相较于联邦的百分之三十的差距,勒马尔就像是完全没设置一样! Because it most will only leave behind 18% total loans, to prevent the run that may has. 因为它最多只会留下百分之十八的总贷款,以预防有可能发生的挤兑。 The run has not happened, the foreign capital exits actually real! 挤兑没有发生,外资转出倒是真的! The foreign capital exits, the cash flow in bank almost dries up, this does not have the matter of means that no one has thought that the president will offend the federation suddenly, but the response of federation is so rapid and violent! 外资一转出,银行手里的现金流几乎枯竭,这也是没办法的事情,谁都没有想到大总统会突然得罪联邦,而联邦的反应又是如此迅速且猛烈! By this time, wants saying that anything was late. 到了这个时候,想说什么都迟了。 State bank requests the region bank in each region to receive their loans, while as soon as possible press for payment enterprise and individual loan. 国家银行一边要求各个区域的区域银行将他们的贷款收回来,一边尽快的催缴企业和个人的贷款。 But this, is state bank's primary business. 而这,也是国家银行主要的业务。 Because Lemare's money market order is stable, the economic type is stable, before had not had problems. 因为勒马尔的金融市场秩序稳定,经济模式稳定,之前从来都没有出过问题。 Now had problems, does not have better means solution. 现在出问题了,也没有更好的办法解决。 Only can through the way of receiving after dunning, first ease the pressure in fund. 只能通过催收的方式,先缓解一下资金方面的压力。 The chief president looks that near the board is earnest, may also unable saying that made the colleagues who he was sick, shakes the head. 总行长看着会议桌边非常认真,可又说不上来令他厌烦的同事们,摇了摇头。 He threw the fountain pen conveniently on the table, the body depended backward, gave itself a comfortable posture, first related these region banks, recently several big funds exited the application, if we never approved, will have troublesome.” 他随手把钢笔丢在了桌子上,身体向后一靠,给了自己一个舒服的姿势,“先联系一下那些区域银行吧,最近还有几笔大的资金转出申请,如果我们始终不批,会有麻烦的。” Moreover, relates these international bankers, asks that they can first with our some funds.” “另外,联系一下那些国际银行家,问问他们能不能先给我们一些资金用一用。” Before several big exiting had also written had applied, the state bank took procedural flow as the reason, temporarily has not replied this sum of money. 之前还有几笔大的转出已经写过申请了,国家银行以“手续流程”为理由,暂时没有批复这笔钱。 On one week of federal person said fortunately to understanding that Lemare decides, alleviated the present bilateral situation, otherwise must certainly urge. 还好上一周联邦人表示对勒马尔决定的理解,缓解了现在双边的局势,否则肯定还要催。 It is not really good, can only look for other banks to borrow a money temporarily, after waiting for the loan to receive completely, exchanges again money. 真不行,就只能找其他银行暂时借一点钱,等贷款全部收回来之后,再把钱兑上。 Actually lending between this banks happened frequently, probably among federal six big lines, lends frequently mutually. 其实这种银行之间的借贷经常发生,像是联邦的六大行之间,也经常互相借贷。 Among them lending is not because they did not have money, but some area had the large quantity for example drew money or the cross-bank account transfer, the cash of branch or subbranch was lower than the insurance money. 他们之间的借贷不是因为他们都没有钱了,而是比如说某个地区有大额的取款或者跨行转账,分行或者支行的现金低于保险金。 Carries forward also to require the time from the general headquarters, to prevent some people of brains did not listen to what rumor to run on by some chance normally, the bank borrows a money from other five banks temporarily. 从总行转拨过来还需要时间,为了预防万一有人脑子不正常听了什么谣言来挤兑,银行就会从其他五家银行临时借点钱。 The lending time of these money are very short, after waiting for the money of general headquarters to transport, can replace, possibly are 35 days, may be week or a ten days of half a month, but will not be absolutely longer. 这些钱的借贷时间都很短,等总行的钱转运过来之后就能换掉,可能是三五天,也有可能是一周或者十天半个月,但绝对不会更久。 The federation has rich financial ecological environment, the bank is also very strong, therefore they do not lack the fund. 联邦有很丰富的金融生态环境,银行也很多很强,所以他们不缺资金。 Lemare because of its special finance and economic environment, here financial activity are not many. 勒马尔因为它特殊的金融和经济环境,这里的金融活动并不多。 Sometimes stabilizes, represents slowly even is being backward! 有时候稳定,也代表着缓慢甚至是落后! Then like this big bank in small country , if short of money, they will in fact also loan. 那么这样的小国家的大银行如果缺钱,他们实际上也会借款。 Some are loan from the surrounding countries, some are loan from the international banker. 有些是从周边国家借款,有些是从国际银行家那边借款。 A little is troublesome from the surrounding countries bank loan, first this matter, will definitely disclose. 从周边国家银行借款还有点麻烦,首先这个事情吧,肯定会透露出去。 The bank did not have money unexpectedly, this news was fatal to the bank, people will have the question, money that my his mother deposited where to? 银行居然没有钱了,这个消息对银行本身来说是致命的,人们就会发出疑问,我他妈存的钱到哪去了? Therefore once the run erupts, the bank really cannot shoulder the run, any bank is. 于是挤兑风潮一旦爆发,银行是真的扛不住挤兑,任何银行都是。 Because of these money, the bank must certainly move to make other finance class businesses, cannot shoulder everyone to run on together. 因为这些钱,银行肯定要挪去做其他金融类业务,根本扛不住大家一起挤兑。 Therefore lends money from the international banker hand, will not make the news leak out. 所以从国际银行家手里借钱,并不会让消息泄露出去。 The mouths of these international bankers are also very tight, they know that anything should say, anything should not say. 那些国际银行家的嘴也很紧,他们知道什么该说,什么不该说。 The manager who makes the international presence nods immediately, „after breaking up, I contact with these people.” 做国际业务的经理立刻点头,“散会后我就联系那些人。” The chief president nods slightly, remembers, this matter cannot disclose, who disclosed that triggered the run, who was a criminal!” 总行长微微颔首,“记住,这件事千万不能透露出去,谁透露出去,引发了挤兑,谁就是罪人!” When this is very special, once the run happened, people have the distrust bank, will have the distrust country subsequently, this does not allow to happen. 在这个很特别的时候,一旦挤兑发生,人们产生对银行的不信任,也会继而产生对国家的不信任,这是不允许发生的。 Although in the stock of state bank has much in the capitalist hand, but controls the bank truly, is the ruling class, otherwise it does not dare to be called the state bank casually! 尽管国家银行的股份中有不少在资本家手里,但真正控制银行的,还是统治阶级,否则它也不敢随便叫做国家银行! After breaking up , the chief president returned to own office, he hesitant, later picked up the telephone, president who sends a telegram to Lemare. 散会后总行长回到了自己的办公室里,他犹豫了一下,随后还是提起了电话,致电勒马尔的大总统。 Less than a half minute, the telephone put through, after inside broadcast the voice of president, on general headquarters long face unconscious were many some smile. 不到半分钟的时间,电话就接通了,里面传来了大总统的声音之后,总行长脸上不自觉的多了一些笑容。 Yes, is I, Mr. President, my some things hopes that can chat with you, issue about cash reserve......” “是,是我,总统先生,我有一些事情希望能和你聊聊,关于现金储备的问题……” He in telephone careful how to have this matter, what kind of process , the aspect and the present facing said. 他在电话中仔细的把这件事是怎么发生,经过怎样的过程,以及现在面对的局面都说了出来。 Finally, he also told the president oneself solution, but he thought that does that is also not the special insurance. 最后,他也告诉了大总统自己的解决办法,但他觉得这么做还不是特别的保险。 I meant that the situation had some sudden changes by some chance, whether I can be authorized additional painting a number of cash?” “我是说万一情况发生了一些突变,我是否能得到授权增印一批现金?” The state bank has the currency distribution rights, so long as the Lemare administration authorization to it, its money printing machine can transfer. 国家银行具有货币发行权,只要勒马尔政府授权给它,它的印钞机就能转起来。 Raw material anything has the reserve, if horsepower full, they do not even need to lend money to the outside world, the cash of additional painting enough deals with this disturbance. 原料什么的都有储备,如果马力全开,他们甚至都不需要向外界借钱,增印的现金就足够应对这次风波。 The meaning of chief president is first comes out money seal, situation that avoids having by some chance, the matter that if really occurrence no one wants to see, this sum of money can play greatly role. 总行长的意思是先把钱印出来,以避免万一发生的情况,如果真的发生了谁也不想见到的事情,这笔钱能起大作用。 Without having these dreadful things, this sum of money seals in the treasury, temporarily does not make the use, waits to need to use, the government announces to the public issues additionally, the bank can draw cash directly. 如果说没有发生这些可怕的事情,这笔钱就封存在金库里,暂时不做动用,等需要用的时候,政府对外宣布增发,银行就直接能拿出钱来。 Generally speaking, this is counter measures, prevention eventuality by some chance. 总的来说,这就是一个应对措施,预防万一的万一。 After the presidents listen , the headache, a lot were a little puzzling him recently, in addition is insensitive to the financial economy, he is not the consequence that does that very much clearly is anything. 大总统听完之后有点脑袋疼,最近很多事情都在困扰他,加上对金融经济并不敏感,他不是很清楚这么做的后果是什么。 Sometimes he thought that the sea god and he played a joke, will otherwise the situation become such bad? 有时候他觉得海神和他开了一个玩笑,否则情况怎么会变得如此之糟糕? Fortunately, the chief president's explanation is careful, is listening to the words of chief president, president many were understood. 还好,总行长的解释还算仔细,听着总行长的话,大总统多少算是听懂了一下。 He hesitant a meeting, but is quick he becomes not so hesitates. 他犹豫了一会,不过很快他就变得不那么犹豫。 Compared with the international situation, what are domestic additional painting a number of money? 比起国际形势,国内增印一批钱算什么? I agreed that your request, arranges immediately, does this matter need to keep secret?” “我同意你的请求,立刻安排吧,这件事需要保密吗?” Total president both hands hold the telephone, „, Mr. President.” 总行长双手捧着电话,“是的,总统先生。” Good, I knew, has any recent news, said with me again, the authorization will deliver to your hand in the afternoon.” “那好吧,我知道了,有什么新消息,再和我说,授权下午就会送到你的手里。” In the afternoon, two government officials the authorization file will deliver to the office of chief president, conducted the connection. 当天下午,两名政府官员将授权文件送到了总行长的办公室,进行了交接。 Around 4 : 00 pm time, prints the coin factory to start to work, a lot of raw materials pass in and out, the engineers also come back to start to go to work. 下午 4 点多的时候,印币厂开始工作起来,大量的原材料进进出出,工程师们也都回来开始上班。 Actually they do not know that had anything, why must print a number of currencies suddenly. 其实他们谁都不知道发生了什么,为什么会突然要印刷一批货币。 However this matter was the secret matter, in addition has the chief president's urging, everyone has not made a sound. 但是本来这种事情就属于机密事情,加上有总行长的叮嘱,大家也就没有吱声。 The batch of bills of New Zealand , India have not begun using the new design, considering distinction and forgery-proof and so on issue, they in the beforehand design, made some modification slightly. 新印的这批钞票没有启用新的设计,考虑到鉴别和防伪之类的问题,他们在之前的设计上,稍微做了一些改动。 For example prints the date to change to this year, for example the composition of bill upfront Lemare islands rotated 15 degrees. 比如说印刷日期改为今年,比如说钞票正面勒马尔群岛的构图转动了十五度。 These are the details that cannot have a look at carefully, but limits the circulation of false coin regarding the forgery-proof, can play very vital role. 这些都是不仔细看看不出来的细节,但对于防伪和限制假币的流通,还是能够起到很重要的作用的。 On this day has worked around 2 : 00 pm, under urging that in the chief president visits personally, the making lithograph plates work is completed. 这天一直工作到深夜 2 点多,在总行长亲自莅临的督促下,制版工作完成。 Next morning, around 7 : 00, the chief president goes to seal Coin Factory, when the first edition is sending out the printing ink fragrance, the full page bill that but also gives off heat slightly appears , in front of him, on his face showed some smile. 第二天一大早,七点多,总行长就驱车前往印币厂,当第一版散发着油墨香味,还微微发热的整版钞票出现在他面前的时候,他脸上露出了一些笑容。 Had these money, the foreign capital flees the consequence that causes to be neglected, this also makes his big always one breath. 有了这些钱,外资逃离带来的后果就会被忽略,这也让他大大的总了一口气。 He signed oneself name in the final version, and signed and issued after the document that agrees with this/should edition of printing, entire seal Coin Factory starts to work, the machinery thunders! 他在最终版上签下了自己的名字,并且也签发了一份同意该版印刷的文件后,整个印币厂开始工作起来,机械轰鸣! These not valuable paper in the printer rumble under the rotation, by the white paper, turns is full of the line the white paper, after turning fills in the color, becomes the white paper of currency, actually could not require the specially long time. 那些不值钱的纸张在印刷机轰隆隆的转动下,由白纸,变成充满线条的白纸,变成填色后成为货币的白纸,其实要不了特别久的时间。 Piling that these money tread in the same place, as the start and falling of steam paper knife, they turned into 100 one stack of currencies. 这些钱一踏踏的摞在一起,随着蒸汽式裁纸刀的启动和落下,它们变成了一百张一沓的货币。 The engineers inspect over and over, the confirmation was unmistakable, takes part of type coins to bring to the chief president. 工程师们再三检查,确认无误,拿着一部分样币给总行长带了回去。 These money Zhuang when the handbag of chief president, his whole person are relaxed. 这些钱装在总行长的皮包里时,他整个人都是轻松的。 The quick president knows this matter, in the determination printing process has not given rise to what problem, uses to have the issue again to contact with me in this case, finished exchange between him and chief presidents. 很快大总统就知道了这件事,在确定印刷过程中没有发生什么问题之后,就用“有问题再联系我”这样的话,结束他和总行长之间的交流。 He has not cared this matter, but wholly-absorbed coping at present domestic some not good symptom, but this also and foreign capital flees has the relations. 他没把这件事放在心上,而是专心的对付目前国内一些不太好的苗头,而这也和外资逃离有关系。
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